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3885 Brookfield Dr
D Composite 42.79
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.9/30.0
  • ARV discount +9.4/15.0
  • Schools +4.7/10.0
  • DSCR +3.9/10.0
  • Rent growth +3.8/5.0
  • 1% rule +3.1/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$229,900

3885 Brookfield Dr · Bemiss, GA 31605
3 bd · 2.0 ba · 1,553 sqft · SingleFamily public records · 249 Days on market
Built 1993 0.46 ac lot $148/sqft · at area comps Est $240k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this charming 3-bedroom, 2-bath home featuring vaulted ceilings and beautiful updates throughout. The kitchen showcases gorgeous granite countertops and modern finishes, while shiplap accents and LVP flooring in the common areas add a warm, stylish touch. A spacious 11x13 bonus room offers endless possibilities — perfect for an office, playroom, or guest space. Enjoy outdoor living in the large fenced backyard with an extended poured patio, ideal for entertaining. With a newer metal roof and a convenient location close to Moody AFB, SGMC, and local amenities, this home has so much to offer!

Key facts

  • Bonus room
  • Lvp flooring
  • Vaulted ceilings

Tags

VAULTED CEILINGSGRANITE COUNTERTOPSSHIPLAP ACCENTSLVP FLOORINGBONUS ROOMFENCED BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $230k.

Deal economics

  • At list price, monthly cash flow is $-15 ($-178/yr) — negative.
  • To cash-flow at today's rent, offer at most $227k (1.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (19.3% below list).
  • Recommended offer: $186k (19.3% below list) — sets the bar for 1% rule.
  • Cap rate 6.2% vs local median 4.7% in Bemiss — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Lowndes County (rural): math 59% / reading 52% proficiency, ranked #8 of 174 in GA (top 5%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Dewar Elementary (math 61% / reading 47%, grade C, #204 of 1,228 statewide, top 17%, 859 students, 50% FRL); Pine Grove Middle School (math 56% / reading 57%, grade B, #48 of 470 statewide, top 10%, 742 students, 50% FRL); Lowndes High School (math 69% / reading 51%, grade C+, #14 of 424 statewide, top 3%, 3,201 students, 39% FRL) — zoned schools at 46% FRL track the district average.
  • Market conditions: Rents rising fast (+5.1%/yr); 233 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 896 units permitted in Lowndes County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Lowndes County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 249 days — a 12% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $185,510 (19.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 249 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
6.22%
Cash-on-cash
-0.28%
DSCR
0.99
GRM
10.3

CMA / ARV

ARV (median comp)
$240,079
List price
$229,900
Delta
-4.24%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3859 Stratford Cir 0.22mi 3/2.0 1,519 (-2%) 2mo $239,900 $158 85
3859 Studstill Rd 0.19mi 3/2.0 1,482 (-5%) 1mo $240,000 $162 82
3823 Merriman Ct 0.28mi 3/2.0 1,509 (-3%) 2mo $225,000 $149 80
4052 Glen Laurel Dr E 0.52mi 3/2.0 1,530 (-2%) 2mo $269,000 $176 71
3679 Newbury Dr 0.57mi 3/2.0 1,454 (-6%) 0mo $232,500 $160 62
6206 Bemiss Springs Dr 0.59mi 3/2.5 1,459 (-6%) 0mo $235,900 $162 60
6194 Bemiss Springs Dr 0.60mi 3/2.5 1,459 (-6%) 0mo $239,900 $164 60
6154 Bemiss Springs Dr 0.63mi 3/2.5 1,470 (-5%) 0mo $243,900 $166 60
3772 Robin Ln 0.72mi 3/2.0 1,426 (-8%) 2mo $225,000 $158 51
4513 Windward Ct 0.69mi 3/2.0 1,397 (-10%) 0mo $230,000 $165 51
3705 Cross Creek Cir 0.65mi 3/2.0 1,726 (+11%) 2mo $256,900 $149 50
3826 Coventry Dr 0.62mi 4/2.0 (+1) 1,758 (+13%) 2mo $295,000 $168 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.07% rent growth · sell at horizon

5-year hold
IRR
-14.6%
Equity multiple
0.47×
Total profit
$-34,293
Equity at exit
$34,279
10-year hold
IRR
-3.1%
Equity multiple
0.78×
Total profit
$-14,352
Equity at exit
$19,878

Cash invested: $64,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31605

Home prices YoY
-11.5%
Rents YoY
5.1%
Active inventory
233
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,855 high interval (Pro) →
Mortgage (P&I)
$1,206
Tax from tax record
$179 /mo · $2,147/yr
Insurance
$96
HOA
$0
Vacancy / Maint / Mgmt
$390
Net cashflow
$-15

Break-even live

Break-even rent $1,874
Max offer price $227,283
Occupancy floor 96%

Sensitivity live

Price -10% $115 -5% $50 +0% $-15 +5% $-80 +10% $-145
Rent -10% $-161 -5% $-88 +0% $-15 +5% $58 +10% $132
Rate -1.0pp $101 -0.5pp $44 base $-15 +0.5pp $-74 +1.0pp $-135

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$57,475
Closing costs
$6,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3824 Brookfield Dr Valdosta, GA 3.0 2.0 1517 $2,000 $1.32 23d 1 0.20mi
3919 Stratford Cir Valdosta, GA 4.0 2.0 2024 $1,900 $0.94 45d 1 0.27mi
4125 Barrington Dr Valdosta, GA 3.0 2.0 1212 $1,500 $1.24 45d 1 0.51mi
4032 Case Pt Valdosta, GA 4.0 2.0 1664 $2,050 $1.23 23d 1 0.58mi
3905 Greenridge Rd Valdosta, GA 3.0 2.0 1398 $1,400 $1.00 45d 1 0.60mi
3925 Glen Laurel Dr S Valdosta, GA 3.0 2.0 1510 $1,850 $1.23 23d 1 0.61mi
3908 Countess Ct Valdosta, GA 4.0 2.0 1917 $2,250 $1.17 45d 1 0.62mi
6412 Abney Ct Valdosta, GA 3.0 2.5 1459 $1,500 $1.03 23d 1 0.63mi
6416 Abney Ct Valdosta, GA 3.0 2.5 1459 $1,500 $1.03 45d 1 0.63mi
3875 Trotters Ridge Cir Valdosta, GA 3.0 2.0 1292 $1,700 $1.32 23d 1 0.68mi
3964 Crusader Ct Valdosta, GA 4.0 2.0 1851 $2,400 $1.30 23d 1 0.68mi
3912 Duke Ct Valdosta, GA 4.0 2.0 1850 $2,000 $1.08 23d 1 0.71mi
3844 Coventry Dr Valdosta, GA 4.0 2.0 1765 $1,950 $1.10 23d 1 0.71mi
3911 Nicole Ln Valdosta, GA 3.0 2.0 1294 $1,700 $1.31 23d 1 0.73mi
6043 Bemiss Towns Dr Bemiss, GA 3.0 2.5 1498 $1,675 $1.12 23d 1 0.75mi
4001 Conway Cir Valdosta, GA 3.0 2.0 1797 $2,000 $1.11 23d 1 0.89mi
4051 Gramercy Dr Valdosta, GA 4.0 2.5 1771 $2,300 $1.30 23d 1 0.91mi
3905 Heatherwoods Dr Valdosta, GA 3.0 2.0 1250 $1,350 $1.08 23d 1 0.93mi
6042 Bemiss Towns Dr Valdosta, GA 3.0 2.0 1537 $1,700 $1.11 23d 1 0.96mi
6023 Bemiss Towns Dr Valdosta, GA 3.0 2.5 1498 $1,550 $1.03 23d 1 0.96mi
4184 Hamilton Cir Valdosta, GA 3.0 2.0 1213 $1,300 $1.07 23d 1 1.04mi
5026 Pearl Davis Rd Valdosta, GA 3.0 2.0 1207 $1,200 $0.99 23d 1 1.12mi
4007 Foxridge Ln Valdosta, GA 4.0 2.0 1450 $1,750 $1.21 23d 1 1.19mi
4141 Pebble Creek Dr Valdosta, GA 3.0 2.0 1189 $1,295 $1.09 23d 1 1.41mi
4120 Clay Dr Valdosta, GA 4.0 2.0 1806 $2,000 $1.11 23d 1 1.43mi
5124 Northridge Rd S Valdosta, GA 3.0 2.0 1454 $1,700 $1.17 23d 1 1.46mi

Listing history 35 events

  1. 2026-06-21
    days on market $229,900 Active 249 DOM
  2. 2026-06-19
    days on market $229,900 Active 247 DOM
  3. 2026-06-18
    days on market $229,900 Active 246 DOM
  4. 2026-06-17
    days on market $229,900 Active 245 DOM
  5. 2026-06-16
    days on market $229,900 Active 244 DOM
  6. 2026-06-15
    days on market $229,900 Active 243 DOM
  7. 2026-06-14
    days on market $229,900 Active 241 DOM
  8. 2026-06-13
    days on market $229,900 Active 240 DOM
  9. 2026-06-10
    days on market $229,900 Active 238 DOM
  10. 2026-06-09
    days on market $229,900 Active 237 DOM
  11. 2026-06-08
    days on market $229,900 Active 236 DOM
  12. 2026-06-07
    days on market $229,900 Active 235 DOM
  13. 2026-06-05
    days on market $229,900 Active 232 DOM
  14. 2026-06-03
    days on market $229,900 Active 231 DOM
  15. 2026-06-02
    days on market $229,900 Active 230 DOM
  16. 2026-06-01
    days on market $229,900 Active 229 DOM
  17. 2026-05-31
    days on market $229,900 Active 228 DOM
  18. 2026-05-30
    days on market $229,900 Active 227 DOM
  19. 2026-04-16
    status Active 614-char remark
    Show marketing remark (614 chars)

    Welcome to this charming 3-bedroom, 2-bath home featuring vaulted ceilings and beautiful updates throughout. The kitchen showcases gorgeous granite countertops and modern finishes, while shiplap accents and LVP flooring in the common areas add a warm, stylish touch. A spacious 11x13 bonus room offers endless possibilities — perfect for an office, playroom, or guest space. Enjoy outdoor living in the large fenced backyard with an extended poured patio, ideal for entertaining. With a newer metal roof and a convenient location close to Moody AFB, SGMC, and local amenities, this home has so much to offer!

  20. 2026-04-16
    historical 614-char remark
    Show marketing remark (614 chars)

    Welcome to this charming 3-bedroom, 2-bath home featuring vaulted ceilings and beautiful updates throughout. The kitchen showcases gorgeous granite countertops and modern finishes, while shiplap accents and LVP flooring in the common areas add a warm, stylish touch. A spacious 11x13 bonus room offers endless possibilities — perfect for an office, playroom, or guest space. Enjoy outdoor living in the large fenced backyard with an extended poured patio, ideal for entertaining. With a newer metal roof and a convenient location close to Moody AFB, SGMC, and local amenities, this home has so much to offer!

  21. 2025-11-18
    historical
  22. 2025-10-15
    listed $239,900 Active 614-char remark
    Show marketing remark (614 chars)

    Welcome to this charming 3-bedroom, 2-bath home featuring vaulted ceilings and beautiful updates throughout. The kitchen showcases gorgeous granite countertops and modern finishes, while shiplap accents and LVP flooring in the common areas add a warm, stylish touch. A spacious 11x13 bonus room offers endless possibilities — perfect for an office, playroom, or guest space. Enjoy outdoor living in the large fenced backyard with an extended poured patio, ideal for entertaining. With a newer metal roof and a convenient location close to Moody AFB, SGMC, and local amenities, this home has so much to offer!

  23. 2025-08-04
    price $249,900
  24. 2025-08-04
    price $249,900
  25. 2025-07-03
    listed $265,000 New
  26. 2023-01-30
    soldstatus $209,000
  27. 2022-12-02
    listed $209,900
  28. 2019-02-19
    soldstatus $139,900
  29. 2019-02-11
    soldstatus $139,900
  30. 2018-12-17
    listed $139,900
  31. 2004-10-18
    soldstatus $114,900
  32. 2004-07-14
    soldstatus $87,300
  33. 1997-05-30
    soldstatus $89,000
  34. 1994-03-25
    soldstatus $79,000
  35. 1994-03-25
    soldstatus $79,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,147 · $179/mo
Projected year-2 tax
$2,147 · $179/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 6/10 Major 12 unhealthy d/yr today · 14 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,261
− Mortgage interest
−$12,878
− Property taxes
−$2,147
− Insurance
−$1,150
− Repairs & maintenance
−$1,781
− Management
−$1,781
− Depreciation
−$6,688
Taxable loss
−$4,163
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$999
After-tax cash flow
$821/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lowndes County
NCES district ID
1303390
Math proficiency
59% ▼ -1.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$48,221
Composite
47.21/100
National rank
#2317
State rank
#8 of 174 in GA

Livability — Bemiss

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Bemiss, GA
County
Lowndes County · 107,801 people
City population
24,280
Metro
Valdosta, GA
Population (ZIP)
24,829
Household income
$79,156
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
642.0

Population outlook (Lowndes County) Hauer SSP2

Today (2025)
120,348 people
By 2030
123,469 · +2.6%
By 2040
128,482 · +6.8%
By 2050
131,907 · +9.6%
By 2075
139,080 · +15.6%
By 2100
133,649 · +11.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 58% Black 27% Two or more races 7% Hispanic / Latino 7% Asian 2%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Italian 2% Slovak 2% Lithuanian 2%
Foreign-born
4% · Canada, South Korea, Vietnam
Languages at home
93% English-only · Spanish 3% German/W. Germanic 1%

Political lean MEDSL · Lowndes

2024 margin
R (+18.0) · D 40.8% · R 58.8%
2008→2024 swing
-8.6pp toward R · 2008: -9.4pp · 2024: -18.0pp
All cycles
2024: R+18.0 2020: R+12.0 2016: R+18.2 2012: R+10.5 2008: R+9.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.74%
Current HPI
189.8471
Rent YoY
▲ 5.07%
Metro
Valdosta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+203.7% since first listed
17 events — show timeline
  • 2026-04-16 Relisted SGMLS
  • 2026-04-16 Delisted SGMLS
  • 2025-11-18 Listing Removed GAMLS
  • 2025-10-15 Listed $239,900 SGMLS
  • 2025-08-04 Price Changed $249,900 SGMLS
  • 2025-08-04 Price Changed $249,900 GAMLS
  • 2025-07-03 Listed $265,000 GAMLS
  • 2023-01-30 Sold (MLS) $209,000 SGMLS
  • 2022-12-02 Listed $209,900 SGMLS
  • 2019-02-19 Sold (Public Records) $139,900 Public Records
  • 2019-02-11 Sold (MLS) $139,900 SGMLS
  • 2018-12-17 Listed $139,900 SGMLS
  • 2004-10-18 Sold (Public Records) $114,900 Public Records
  • 2004-07-14 Sold (Public Records) $87,300 Public Records
  • 1997-05-30 Sold (Public Records) $89,000 Public Records
  • 1994-03-25 Sold (Public Records) $79,000 Public Records
  • 1994-03-25 Sold (Public Records) $79,000 Public Records

Property tax history

+4.5%/yr

Latest (2025): $2,147 · +8.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…