111 Robin St · East McKeesport, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 3/10 · Minor
- Hot days now (above 96°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 5 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$79,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!
Key facts
- Value-add project
- Functional layout
- Off-street parking
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $80k.
Deal economics
- At list price, monthly cash flow is $356 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $80k).
- Recommended offer: $79k (1.5% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#752 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D+, amenities F, commute F.
- East Allegheny SD (suburban): math 14% / reading 30% proficiency, ranked #485 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 31 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 28 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
- Current owner paid $21k; list at $80k implies a 280% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 11.64%
- Cash-on-cash
- 19.09%
- DSCR
- 1.85
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $148,883
- List price
- $79,900
- Delta
- -46.33%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 113 Robin St | 0.01mi | 2/1.0 | 1,104 (0%) | 7mo | $118,500 | $107 | 94 |
| 313 Delaware Ave | 0.14mi | 2/1.0 | 1,060 (-4%) | 2mo | $125,000 | $118 | 86 |
| 118 Delaware Ave | 0.21mi | 2/1.5 | 1,120 (+1%) | 4mo | $94,700 | $85 | 82 |
| 321 Arlington Ave | 0.09mi | 3/1.0 (+1) | 1,232 (+12%) | 4mo | $145,000 | $118 | 68 |
| 113 Lincoln Ave | 0.37mi | 2/2.0 | 1,010 (-8%) | 1mo | $231,000 | $229 | 64 |
| 635 Larimer Ave | 0.58mi | 3/2.0 (+1) | 1,100 (-0%) | 4mo | $165,000 | $150 | 60 |
| 713 Lynda Ln | 0.60mi | 3/2.0 (+1) | 1,092 (-1%) | 2mo | $158,000 | $145 | 60 |
| 1315 Greensburg Pike | 0.39mi | 3/1.0 (+1) | 980 (-11%) | 2mo | $154,500 | $158 | 56 |
| 300 Taylor St | 0.72mi | 3/1.5 (+1) | 1,120 (+1%) | 5mo | $167,000 | $149 | 53 |
| 1110 Melrose Ave | 0.62mi | 2/1.0 | 970 (-12%) | 8mo | $32,500 | $34 | 44 |
| 729 Naysmith Rd | 0.67mi | 2/1.0 | 972 (-12%) | 9mo | $136,000 | $140 | 41 |
| 615 Lynda Ln | 0.66mi | 2/1.5 | 940 (-15%) | 8mo | $119,900 | $128 | 36 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 11.0%
- Equity multiple
- 1.44×
- Total profit
- $9,764
- Equity at exit
- $11,913
- IRR
- 20.1%
- Equity multiple
- 2.69×
- Total profit
- $37,872
- Equity at exit
- $6,908
Cash invested: $22,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15137
- Home prices YoY
- -9.2%
- Active inventory
- 31
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $1,206 high interval (Pro) →
- Mortgage (P&I)
- −$419
- Tax from tax record
- −$144 /mo · $1,730/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$253
- Net cashflow
- $356
Break-even live
Sensitivity live
| Price | -10% $401 | -5% $378 | +0% $356 | +5% $333 | +10% $311 |
|---|---|---|---|---|---|
| Rent | -10% $261 | -5% $308 | +0% $356 | +5% $403 | +10% $451 |
| Rate | -1.0pp $396 | -0.5pp $376 | base $356 | +0.5pp $335 | +1.0pp $314 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $19,975
- Closing costs
- $2,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 9 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 200 Delaware Ave North Versailles, PA | 3.0 | 1.5 | 1470 | $1,450 | $0.99 | 15d | 1 | 0.18mi |
| 930 Punta Gorda Ave Unit 1 East McKeesport, PA | 1.0 | 1.0 | 700 | $750 | $1.07 | 4d | 1 | 0.68mi |
| 450 Card Ave Unit 1 Wilmerding, PA | 1.0 | 1.0 | 900 | $700 | $0.78 | 24d | 1 | 0.98mi |
| 569 Woodmont Ave Unit C East McKeesport, PA | 2.0 | 1.0 | 1000 | $1,000 | $1.00 | 18d | 1 | 0.98mi |
| 569 Woodmont Ave Apt B East McKeesport, PA | 2.0 | 1.0 | 1000 | $1,200 | $1.20 | 18d | 1 | 0.98mi |
| 1806 Greensburg Ave North Versailles Township, PA | 1.0–2.0 | 1.0 | 750 | $1,015 | $1.35 | 2d | 10 | 1.01mi |
| 287 Palma St North Versailles, PA | 3.0 | 1.5 | 1008 | $1,395 | $1.38 | 44d | 1 | 1.08mi |
| 210 Westinghouse Ave Unit 210-E Wilmerding, PA | 2.0 | 1.0 | 800 | $999 | $1.25 | 15d | 1 | 1.22mi |
| 210 Westinghouse Ave Unit 210-D Wilmerding, PA | 2.0 | 1.0 | 800 | $999 | $1.25 | 44d | 1 | 1.22mi |
Listing history 5 events
-
2026-05-18status Pending 335-char remark
Show marketing remark (335 chars)
Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!
-
2026-05-07price $79,900 335-char remark
Show marketing remark (335 chars)
Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!
-
2026-04-30price $84,000 335-char remark
Show marketing remark (335 chars)
Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!
-
2026-04-20$89,900 Active 335-char remark
Show marketing remark (335 chars)
Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!
-
1977-12-22soldstatus $21,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,730 · $144/mo
- Projected year-2 tax
- $1,730 · $144/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,466
- − Mortgage interest
- −$4,476
- − Property taxes
- −$1,730
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,157
- − Management
- −$1,157
- − Depreciation
- −$2,324
- Taxable income
- $3,222
- Est. tax owed @ 24.0%
- −$773
- After-tax cash flow
- $3,497/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- East Allegheny SD
- NCES district ID
- 4208060
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 30% ▼ -19.00%
- Median HH income
- $38,748
- Composite
- 18.44/100
- National rank
- #8930
- State rank
- #485 of 539 in PA
Livability — East McKeesport
- Score
- 70/100
- State rank
- #752
- US rank
- #7504
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Allegheny County · 1,022,028 people
- City population
- 2,063
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 10,043
- Household income
- $53,632
- Rent vs Own
- Severe rent burden
- 393.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (77%)
- Race & ethnicity
- White 77% Black 18% Two or more races 2% Asian 2%
- Common ancestry
- Romanian 6% Slovak 3% Lithuanian 1%
- Foreign-born
- 2% · Vietnam
- Languages at home
- 97% English-only · Vietnamese 2%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -25.43%
- Current HPI
- 252.4089
- Rent YoY
- —
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
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| Insurance | 2 | $27B |
|
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| Telecommunications / Media | 1 | $124B |
|
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| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
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Price history
+280.5% since first listed5 events — show timeline
- 2026-05-18 Pending — West Penn MLS
- 2026-05-07 Price Changed $79,900 West Penn MLS
- 2026-04-30 Price Changed $84,000 West Penn MLS
- 2026-04-20 Listed $89,900 West Penn MLS
- 1977-12-22 Sold (Public Records) $21,000 Public Records
Property tax history
-0.2%/yrLatest (2026): $1,730 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…