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111 Robin St
B+ Composite 75.34
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$79,900

111 Robin St · East McKeesport, PA 15137
2 bd · 1.0 ba · 1,104 sqft · SingleFamily public records · 28 Days on market
Built 1940 6,629 sqft lot $72/sqft · 46% below area Est $149k · 46% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!

Key facts

  • Value-add project
  • Functional layout
  • Off-street parking

Tags

OFF-STREET PARKINGFUNCTIONAL LAYOUTVALUE-ADD PROJECT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $80k.

Deal economics

  • At list price, monthly cash flow is $356 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $80k).
  • Recommended offer: $79k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 70/100 on livability (#752 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: employment D+, amenities F, commute F.
  • East Allegheny SD (suburban): math 14% / reading 30% proficiency, ranked #485 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 31 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 28 days — a 2% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $21k; list at $80k implies a 280% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1940 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $78,701 (1.5% below list)

Questions for the listing agent

  1. Built in 1940 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
11.64%
Cash-on-cash
19.09%
DSCR
1.85
GRM
5.5

CMA / ARV

ARV (median comp)
$148,883
List price
$79,900
Delta
-46.33%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
113 Robin St 0.01mi 2/1.0 1,104 (0%) 7mo $118,500 $107 94
313 Delaware Ave 0.14mi 2/1.0 1,060 (-4%) 2mo $125,000 $118 86
118 Delaware Ave 0.21mi 2/1.5 1,120 (+1%) 4mo $94,700 $85 82
321 Arlington Ave 0.09mi 3/1.0 (+1) 1,232 (+12%) 4mo $145,000 $118 68
113 Lincoln Ave 0.37mi 2/2.0 1,010 (-8%) 1mo $231,000 $229 64
635 Larimer Ave 0.58mi 3/2.0 (+1) 1,100 (-0%) 4mo $165,000 $150 60
713 Lynda Ln 0.60mi 3/2.0 (+1) 1,092 (-1%) 2mo $158,000 $145 60
1315 Greensburg Pike 0.39mi 3/1.0 (+1) 980 (-11%) 2mo $154,500 $158 56
300 Taylor St 0.72mi 3/1.5 (+1) 1,120 (+1%) 5mo $167,000 $149 53
1110 Melrose Ave 0.62mi 2/1.0 970 (-12%) 8mo $32,500 $34 44
729 Naysmith Rd 0.67mi 2/1.0 972 (-12%) 9mo $136,000 $140 41
615 Lynda Ln 0.66mi 2/1.5 940 (-15%) 8mo $119,900 $128 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.0%
Equity multiple
1.44×
Total profit
$9,764
Equity at exit
$11,913
10-year hold
IRR
20.1%
Equity multiple
2.69×
Total profit
$37,872
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15137

Home prices YoY
-9.2%
Active inventory
31
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$1,206 high interval (Pro) →
Mortgage (P&I)
$419
Tax from tax record
$144 /mo · $1,730/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$253
Net cashflow
$356

Break-even live

Break-even rent $755
Max offer price $79,900
Occupancy floor 65%

Sensitivity live

Price -10% $401 -5% $378 +0% $356 +5% $333 +10% $311
Rent -10% $261 -5% $308 +0% $356 +5% $403 +10% $451
Rate -1.0pp $396 -0.5pp $376 base $356 +0.5pp $335 +1.0pp $314

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
200 Delaware Ave North Versailles, PA 3.0 1.5 1470 $1,450 $0.99 15d 1 0.18mi
930 Punta Gorda Ave Unit 1 East McKeesport, PA 1.0 1.0 700 $750 $1.07 4d 1 0.68mi
450 Card Ave Unit 1 Wilmerding, PA 1.0 1.0 900 $700 $0.78 24d 1 0.98mi
569 Woodmont Ave Unit C East McKeesport, PA 2.0 1.0 1000 $1,000 $1.00 18d 1 0.98mi
569 Woodmont Ave Apt B East McKeesport, PA 2.0 1.0 1000 $1,200 $1.20 18d 1 0.98mi
1806 Greensburg Ave North Versailles Township, PA 1.0–2.0 1.0 750 $1,015 $1.35 2d 10 1.01mi
287 Palma St North Versailles, PA 3.0 1.5 1008 $1,395 $1.38 44d 1 1.08mi
210 Westinghouse Ave Unit 210-E Wilmerding, PA 2.0 1.0 800 $999 $1.25 15d 1 1.22mi
210 Westinghouse Ave Unit 210-D Wilmerding, PA 2.0 1.0 800 $999 $1.25 44d 1 1.22mi

Listing history 5 events

  1. 2026-05-18
    status Pending 335-char remark
    Show marketing remark (335 chars)

    Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!

  2. 2026-05-07
    price $79,900 335-char remark
    Show marketing remark (335 chars)

    Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!

  3. 2026-04-30
    price $84,000 335-char remark
    Show marketing remark (335 chars)

    Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!

  4. 2026-04-20
    listed $89,900 Active 335-char remark
    Show marketing remark (335 chars)

    Investor special in North Versailles! This 2-bedroom, 1-bath home offers a solid opportunity for a value-add project. Featuring off-street parking and a functional layout, the property is ready for cosmetic updates to unlock its full potential. Ideal for a flip, rental, or portfolio addition—bring your vision and make it shine!

  5. 1977-12-22
    soldstatus $21,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,730 · $144/mo
Projected year-2 tax
$1,730 · $144/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,466
− Mortgage interest
−$4,476
− Property taxes
−$1,730
− Insurance
−$400
− Repairs & maintenance
−$1,157
− Management
−$1,157
− Depreciation
−$2,324
Taxable income
$3,222
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$773
After-tax cash flow
$3,497/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
East Allegheny SD
NCES district ID
4208060
Math proficiency
14% ▼ -13.00%
Reading proficiency
30% ▼ -19.00%
Median HH income
$38,748
Composite
18.44/100
National rank
#8930
State rank
#485 of 539 in PA

Livability — East McKeesport

Score
70/100
State rank
#752
US rank
#7504

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment D+ Housing A+ Health & safety C User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Allegheny County · 1,022,028 people
City population
2,063
Metro
Pittsburgh, PA
Population (ZIP)
10,043
Household income
$53,632
Rent vs Own
32.5% rent · 67.5% own
Severe rent burden
393.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (77%)
Race & ethnicity
White 77% Black 18% Two or more races 2% Asian 2%
Common ancestry
Romanian 6% Slovak 3% Lithuanian 1%
Foreign-born
2% · Vietnam
Languages at home
97% English-only · Vietnamese 2%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -25.43%
Current HPI
252.4089
Rent YoY
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+280.5% since first listed
5 events — show timeline
  • 2026-05-18 Pending West Penn MLS
  • 2026-05-07 Price Changed $79,900 West Penn MLS
  • 2026-04-30 Price Changed $84,000 West Penn MLS
  • 2026-04-20 Listed $89,900 West Penn MLS
  • 1977-12-22 Sold (Public Records) $21,000 Public Records

Property tax history

-0.2%/yr

Latest (2026): $1,730 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…