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18176 N Peach Dr
D Composite 41.08
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.3/10.0
  • DSCR +3.3/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • Schools +1.8/10.0

$200,000

18176 N Peach Dr · Dolan Springs, AZ 86441
3 bd · 2.0 ba · 2,359 sqft · SingleFamily public records · 29 Days on market
Built 1993 1.07 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT FIXER UPPER. BRING YOUR TOOL BELT AND FINISH THIS ONE UP. WOULD BE A GREAT FOREVER HOME OR A FLIP. PROPERTY HAS SO MUCH POTENTIAL. DOLAN SPRINGS IS A QUIET RETIREMENT COMMUNITY. PLENTY TO DO RIGHT HERE IN TOWN. HIKING, TRAIL RIDING BY HORSE OR QUADS. CAMPING, BOATING AND FISHING ARE WITHIN 30 MINUTES IN ANY DIRECTION. OR IF YOU JUST PREFER TO SIT AND STAR GAZE, YOU WILL NOT BE DISAPPOINTED. THIS HOME NEEDS SOME TLC TO BRING IT TO ITS INTENDED GLORY. THE KITCHEN HAS ALL THE CABINETS YOU COULD POSSIBLY NEED. A CLOSET ON EACH SIDE OF THE FRONT DOOR WHEN YOU WALK IN. AN OFFICE/DEN AND TWO BEDROOMS ON ONE SIDE OF THE HOME WITH BATHROOM. THIRD BEDROOM AND LARGE BATHROOM WITH ADDITIONAL OFFICE/DEN ON OTHER SIDE OF HOME. DON'T LET THIS ONE GET BY YOU. MAKE APPOINTMENT TO VIEW BEFORE ITS GONE.

Key facts

  • Private well
  • Gazebo
  • Panoramic views

Tags

PANORAMIC VIEWSPRIVATE WELLDECKGAZEBOUTILITY BUILDING

Property features AI

Exterior

  • Parking: Detached parking; RV access/parking
  • Utilities: Well water; Septic tank; 220 volt electric; Propane service
  • Home design: Single-family residence; One level; Fixer condition
  • Construction: Frame construction; Other roof
  • Exterior features: Deck; Chain link fencing; Shed(s); Gazebo; Agricultural lot; Horses allowed

Interior

  • Kitchen: Gas oven and gas range; Dishwasher; Microwave; Refrigerator; Tile counters; Kitchen island
  • Flooring: Laminate flooring; Tile flooring
  • Bathrooms: 2 full bathrooms; Accessible full bathroom
  • Heating & cooling: Propane heating; Evaporative cooling; Ceiling fans
  • Interior features: Ceiling fans; Kitchen island; Tile countertops; Furnished; Two wood-burning freestanding fireplaces
  • Laundry & utility: Washer and dryer inside; Water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $200k.

Deal economics

  • At list price, monthly cash flow is $-76 ($-912/yr) — negative.
  • To cash-flow at today's rent, offer at most $187k (6.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (29.4% below list).
  • Recommended offer: $141k (29.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.8% vs local median 4.2% in Dolan Springs — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 59/100 on livability (#188 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A-; Watch: employment D, schools F, amenities F.
  • Kingman Unified School District (79598) (town): math 19% / reading 24% proficiency, ranked #179 of 249 in AZ (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 300 active listings in the ZIP; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($1k loan paydown + $9k appreciation (4.6% local appreciation)).
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (4.6% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 4, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 29 days — a 2% lower offer ($197k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 6y ago; this cycle's ask has dropped $30k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $40k; list at $200k implies a 400% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $141,251 (29.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
5.84%
Cash-on-cash
-1.63%
DSCR
0.93
GRM
11.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

4.56% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.3%
Equity multiple
1.65×
Total profit
$36,178
Equity at exit
$108,034
10-year hold
IRR
11.9%
Equity multiple
3.07×
Total profit
$115,884
Equity at exit
$182,207

Cash invested: $56,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86441

Home prices YoY
1.8%
Active inventory
300
Price-to-rent
11.8×

Monthly cashflow live

Estimated rent
$1,413 medium interval (Pro) →
Mortgage (P&I)
$1,049
Tax from tax record
$60 /mo · $716/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$-76

Break-even live

Break-even rent $1,509
Max offer price $186,580
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$50,000
Closing costs
$6,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-18
    days on market $200,000 Active 29 DOM
  2. 2026-06-17
    days on market $200,000 Active 28 DOM
  3. 2026-06-16
    days on market $200,000 Active 27 DOM
  4. 2026-06-15
    days on market $200,000 Active 26 DOM
  5. 2026-06-14
    days on market $200,000 Active 24 DOM
  6. 2026-06-13
    days on market $200,000 Active 23 DOM
  7. 2026-06-10
    days on market $200,000 Active 21 DOM
  8. 2026-06-09
    days on market $200,000 Active 20 DOM
  9. 2026-06-08
    days on market $200,000 Active 19 DOM
  10. 2026-06-07
    days on market $200,000 Active 18 DOM
  11. 2026-06-05
    days on market $200,000 Active 15 DOM
  12. 2026-06-03
    days on market $200,000 Active 14 DOM
  13. 2026-06-02
    days on market $200,000 Active 13 DOM
  14. 2026-06-01
    days on market $200,000 Active 12 DOM
  15. 2026-05-31
    days on market $200,000 Active 11 DOM
  16. 2026-05-30
    days on market $200,000 Active 10 DOM
  17. 2026-05-20
    listed $229,900 Active
  18. 2025-02-03
    price $260,000
  19. 2025-01-27
    status Active
  20. 2025-01-18
    status Active
  21. 2025-01-17
    status Active
  22. 2024-10-17
    price $270,000
  23. 2024-09-11
    price $285,000
  24. 2024-06-23
    status Active
  25. 2024-06-21
    status Pending
  26. 2024-06-13
    listed $290,000 Active
  27. 2020-10-13
    soldstatus $40,000 801-char remark
    Show marketing remark (801 chars)

    GREAT FIXER UPPER. BRING YOUR TOOL BELT AND FINISH THIS ONE UP. WOULD BE A GREAT FOREVER HOME OR A FLIP. PROPERTY HAS SO MUCH POTENTIAL. DOLAN SPRINGS IS A QUIET RETIREMENT COMMUNITY. PLENTY TO DO RIGHT HERE IN TOWN. HIKING, TRAIL RIDING BY HORSE OR QUADS. CAMPING, BOATING AND FISHING ARE WITHIN 30 MINUTES IN ANY DIRECTION. OR IF YOU JUST PREFER TO SIT AND STAR GAZE, YOU WILL NOT BE DISAPPOINTED. THIS HOME NEEDS SOME TLC TO BRING IT TO ITS INTENDED GLORY. THE KITCHEN HAS ALL THE CABINETS YOU COULD POSSIBLY NEED. A CLOSET ON EACH SIDE OF THE FRONT DOOR WHEN YOU WALK IN. AN OFFICE/DEN AND TWO BEDROOMS ON ONE SIDE OF THE HOME WITH BATHROOM. THIRD BEDROOM AND LARGE BATHROOM WITH ADDITIONAL OFFICE/DEN ON OTHER SIDE OF HOME. DON'T LET THIS ONE GET BY YOU. MAKE APPOINTMENT TO VIEW BEFORE ITS GONE.

  28. 2020-07-18
    listed $62,700 801-char remark
    Show marketing remark (801 chars)

    GREAT FIXER UPPER. BRING YOUR TOOL BELT AND FINISH THIS ONE UP. WOULD BE A GREAT FOREVER HOME OR A FLIP. PROPERTY HAS SO MUCH POTENTIAL. DOLAN SPRINGS IS A QUIET RETIREMENT COMMUNITY. PLENTY TO DO RIGHT HERE IN TOWN. HIKING, TRAIL RIDING BY HORSE OR QUADS. CAMPING, BOATING AND FISHING ARE WITHIN 30 MINUTES IN ANY DIRECTION. OR IF YOU JUST PREFER TO SIT AND STAR GAZE, YOU WILL NOT BE DISAPPOINTED. THIS HOME NEEDS SOME TLC TO BRING IT TO ITS INTENDED GLORY. THE KITCHEN HAS ALL THE CABINETS YOU COULD POSSIBLY NEED. A CLOSET ON EACH SIDE OF THE FRONT DOOR WHEN YOU WALK IN. AN OFFICE/DEN AND TWO BEDROOMS ON ONE SIDE OF THE HOME WITH BATHROOM. THIRD BEDROOM AND LARGE BATHROOM WITH ADDITIONAL OFFICE/DEN ON OTHER SIDE OF HOME. DON'T LET THIS ONE GET BY YOU. MAKE APPOINTMENT TO VIEW BEFORE ITS GONE.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

Current annual tax
$716 · $60/mo
Projected year-2 tax
$1,320 · $110/mo
Expected delta
+$604/yr (+$50/mo · 84.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,950
− Mortgage interest
−$11,203
− Property taxes
−$716
− Insurance
−$1,000
− Repairs & maintenance
−$1,356
− Management
−$1,356
− Depreciation
−$5,818
Taxable loss
−$4,500
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,080
After-tax cash flow
$168/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Kingman Unified School District (79598)
NCES district ID
0400295
Math proficiency
19% ▼ -11.00%
Reading proficiency
24% ▼ -9.00%
Median HH income
$36,760
Composite
17.87/100
National rank
#9002
State rank
#179 of 249 in AZ

Livability — Dolan Springs

Score
59/100
State rank
#188
US rank
#19651

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment D Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dolan Springs, AZ
City population
1,491
Population (ZIP)
1,491

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 10% Two or more races 9% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 3% Slovak 3% Italian 2%
Foreign-born
11% · Canada, Jamaica, China
Languages at home
92% English-only · Spanish 6% German/W. Germanic 1%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.56%
Current HPI
253.0329
Rent YoY
Metro
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

+266.7% since first listed
12 events — show timeline
  • 2026-05-20 Listed $229,900 WARDEX
  • 2025-02-03 Price Changed $260,000 WARDEX
  • 2025-01-27 Relisted WARDEX
  • 2025-01-18 Relisted WARDEX
  • 2025-01-17 Relisted WARDEX
  • 2024-10-17 Price Changed $270,000 WARDEX
  • 2024-09-11 Price Changed $285,000 WARDEX
  • 2024-06-23 Relisted WARDEX
  • 2024-06-21 Pending WARDEX
  • 2024-06-13 Listed $290,000 WARDEX
  • 2020-10-13 Sold (MLS) $40,000 WARDEX
  • 2020-07-18 Listed $62,700 WARDEX

Property tax history

+3.7%/yr

Latest (2025): $716 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…