CashFlowRE
Sign in Sign up
1008 Wilson Dr
B+ Composite 76.85
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +9.3/10.0
  • Schools +4.6/10.0
  • Livability +3.1/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.3/5.0
  • Appreciation +0.0/10.0

$140,000

1008 Wilson Dr · Rosenberg, TX 77471
3 bd · 2.0 ba · 1,552 sqft · SingleFamily public records · 1 Days on market
Built 1953 0.31 ac lot Est $239k · 41% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor Opportunity! Situated on an oversized lot of more than a quarter acre, this property offers excellent potential in a desirable location in Rosenberg, conveniently located near U. S. Highway 90 and just minutes from Interstate 69/U. S. Highway 59. This estate-owned property presents a unique opportunity for investors, builders, or buyers seeking their next project. The current heirs have limited knowledge of the property's condition and history. Property is being sold as-is, and cash offers only will be considered. Don't miss this chance to unlock the potential of a generously sized lot in a growing area.

Key facts

  • Generously sized lot
  • Oversized lot
  • 0.31 acre lot

Tags

OVERSIZED LOTGENEROUSLY SIZED LOT

Property features AI

Finance

  • Financial info: Lease not considered

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Residential property; Single-story (first level entry)
  • Construction: Built in 1953; Unknown construction materials; Slab foundation; Composition roof
  • Exterior features: Subdivision lot; Lot about 0.31 acres

Interior

  • Bedrooms: Three first-level bedrooms
  • Bathrooms: One full bathroom
  • Interior features: 3 total rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $140k.

Deal economics

  • At list price, monthly cash flow is $618 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Cap rate 11.6% vs local median 3.4% in Rosenberg — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#922 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: schools D-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents soft (-1.0%/yr); 716 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $968 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $39k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • Only 1 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $140,000

Questions for the listing agent

  1. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.43%
Cap rate
11.59%
Cash-on-cash
18.90%
DSCR
1.84
GRM
5.8

CMA / ARV

ARV (on-the-fly)
$239,008
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1001 Lindsey Dr 0.23mi 3/2.0 1,638 (+6%) 22mo $239,900 $146 61
1215 Courtney Dr 0.57mi 3/2.0 1,721 (+11%) 3mo $275,000 $160 52
1508 Hawthorn Dr 0.62mi 3/2.0 1,602 (+3%) 16mo $228,000 $142 52
5014 Fairwater Ct 0.63mi 3/2.0 1,620 (+4%) 15mo $250,000 $154 51
4430 Misty Woods Trl 0.65mi 3/2.0 1,399 (-10%) 10mo $245,000 $175 45
4702 Gentle Rain Ln 0.54mi 3/2.0 1,380 (-11%) 15mo $239,000 $173 44
5023 Vancouver Blvd 0.46mi 4/2.0 (+1) 1,657 (+7%) 24mo $241,000 $145 42
1504 Holly Cir 0.45mi 3/2.0 1,759 (+13%) 22mo $180,000 $102 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
7.3%
Equity multiple
1.28×
Total profit
$10,790
Equity at exit
$20,874
10-year hold
IRR
13.8%
Equity multiple
1.95×
Total profit
$37,422
Equity at exit
$12,105

Cash invested: $39,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77471

Home prices YoY
-19.3%
Rents YoY
-1.0%
Active inventory
716
Price-to-rent
5.8×

Monthly cashflow live

Estimated rent
$2,008 high interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$177 /mo · $2,118/yr
Insurance
$58
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$618

Break-even live

Break-even rent $1,227
Max offer price $140,000
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,000
Closing costs
$4,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1308 Wilson Dr Rosenberg, TX 3.0 2.0 1835 $2,171 $1.18 43d 1 0.23mi
4726 Reading Rd Rosenberg, TX 3.0 2.0 1060 $1,275 $1.20 43d 1 0.44mi
4720 Reading Rd Rosenberg, TX 2.0–3.0 1.0–2.0 930 $1,422 $1.53 2d 15 0.44mi
4932 Vancouver Blvd Richmond, TX 3.0 2.0 1321 $3,500 $2.65 12d 1 0.48mi
1803 Cypress Dr Richmond, TX 3.0 2.0 1601 $1,875 $1.17 24d 1 0.62mi
1806 Mustang Dr Richmond, TX 3.0 2.0 1296 $1,100 $0.85 43d 1 0.71mi
24500 Wildwood Park Rd Richmond, TX 1.0–2.0 1.0–2.0 999 $2,068 $2.07 1d 19 1.33mi
3828 Avenue N Rosenberg, TX 3.0 2.0 1238 $1,650 $1.33 43d 1 1.42mi

Listing history 2 events

  1. 2026-06-17
    remarks 624-char remark
  2. 2026-06-17
    listed $140,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,118 · $177/mo
Projected year-2 tax
$2,562 · $214/mo
Expected delta
+$444/yr (+$37/mo · 20.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$24,100
− Mortgage interest
−$7,842
− Property taxes
−$2,118
− Insurance
−$700
− Repairs & maintenance
−$1,928
− Management
−$1,928
− Depreciation
−$4,073
Taxable income
$5,511
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,323
After-tax cash flow
$6,088/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Rosenberg

Score
62/100
State rank
#922
US rank
#16414

Category grades

Amenities F Commute F Cost of living A+ Crime B Employment C Housing A+ Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Rosenberg, TX
County
Fort Bend County · 836,777 people
City population
115,151
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
45,325
Household income
$73,186
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1688.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
Hispanic / Latino 56% White 23% Two or more races 21% Black 12% Asian 7%
Hispanic origin (detail)
Mexican 46%
Common ancestry
Romanian 1% Lithuanian 1% Slovak 1%
Foreign-born
18% · Canada, China, Vietnam
Languages at home
57% English-only · Spanish 35% Tagalog/Filipino 2% Other Indo-European 1%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -74.06%
Current HPI
309.5425
Rent YoY
▼ -0.97%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-17 Listed $140,000 HARMLS

Property tax history

+3.9%/yr

Latest (2025): $2,118 · -21.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…