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619 W Park St
C- Composite 51.19
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.1/30.0
  • ARV discount +7.8/15.0
  • DSCR +6.7/10.0
  • 1% rule +4.4/10.0
  • Livability +3.2/5.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$129,900

619 W Park St · Paragould, AR 72450
4 bd · 2.0 ba · 1,740 sqft · SingleFamily public records · 184 Days on market
Built 1988 3,484 sqft lot $75/sqft · at area comps Est $131k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: All new flooring, fresh paint, and updated lighting Brand new A/C unit and new roof Large windows bring in tons of natural light Dishwasher, stove, and refrigerator included Handy storage room for extra space Located in a good area within the Paragould School District Move-in ready and full of charm this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing homes like this don't last long!

Key facts

  • Large windows
  • Fresh paint
  • New a/c unit

Tags

NEW FLOORINGFRESH PAINTUPDATED LIGHTINGNEW A/C UNITNEW ROOFLARGE WINDOWS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $130k.

Deal economics

  • At list price, monthly cash flow is $185 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $123k (5.7% below list).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.0% vs local median 4.5% in Paragould — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#159 in AR) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, crime F, amenities F.
  • Paragould School District (town): math 35% / reading 34% proficiency, ranked #124 of 238 in AR (top 52%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 187 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 265 units permitted in Greene County in 2024 (135 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Greene County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 184 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 12y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $51k; list at $130k implies a 155% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 184 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.94%
Cap rate
8.00%
Cash-on-cash
6.10%
DSCR
1.27
GRM
8.8

CMA / ARV

ARV (median comp)
$130,884
List price
$129,900
Delta
-0.75%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1007 S 11th 0.38mi 3/2.0 (-1) 1,698 (-2%) 2mo $223,000 $131 72
711 W Emerson St 0.38mi 3/2.0 (-1) 1,657 (-5%) 6mo $142,500 $86 64
1102 W Thompson 0.33mi 3/2.0 (-1) 1,674 (-4%) 12mo $95,000 $57 63
125 S 12th St St 0.49mi 3/2.0 (-1) 1,781 (+2%) 6mo $175,000 $98 63
1007 W Mueller St 0.33mi 4/3.0 1,832 (+5%) 12mo $199,900 $109 61
1105 W Thompson 0.34mi 3/1.5 (-1) 1,582 (-9%) 2mo $121,250 $77 60
3505 Sweet Gum 0.38mi 4/2.0 1,497 (-14%) 0mo $232,430 $155 59
300 N 7th St 0.59mi 4/2.0 1,895 (+9%) 8mo $222,000 $117 51
200 N 6th St 0.54mi 3/2.5 (-1) 1,886 (+8%) 8mo $72,000 $38 48
608 W Poplar 0.51mi 3/1.5 (-1) 1,524 (-12%) 8mo $159,000 $104 42
105 E Pearl St E 0.64mi 4/1.5 1,500 (-14%) 8mo $135,900 $91 39
401 Hayes Pl 0.66mi 3/2.0 (-1) 1,535 (-12%) 8mo $203,500 $133 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.9%
Equity multiple
0.74×
Total profit
$-9,320
Equity at exit
$19,369
10-year hold
IRR
2.6%
Equity multiple
1.19×
Total profit
$6,844
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72450

Home prices YoY
-8.9%
Active inventory
187
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$1,226 medium interval (Pro) →
Mortgage (P&I)
$681
Tax from tax record
$48 /mo · $574/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$257
Net cashflow
$185

Break-even live

Break-even rent $991
Max offer price $129,900
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
528 E Lake St Paragould, AR 3.0 1.0 1088 $695 $0.64 44d 1 1.02mi
307 N 12th Ave Paragould, AR 3.0 1.0 1240 $1,195 $0.96 44d 1 1.44mi

Listing history 30 events

  1. 2026-06-19
    days on market $129,900 Active 184 DOM
  2. 2026-06-18
    days on market $129,900 Active 183 DOM
  3. 2026-06-17
    days on market $129,900 Active 182 DOM
  4. 2026-06-16
    days on market $129,900 Active 181 DOM
  5. 2026-06-15
    days on market $129,900 Active 180 DOM
  6. 2026-06-14
    days on market $129,900 Active 178 DOM
  7. 2026-06-12
    days on market $129,900 Active 177 DOM
  8. 2026-06-09
    days on market $129,900 Active 174 DOM
  9. 2026-06-08
    days on market $129,900 Active 173 DOM
  10. 2026-06-07
    days on market $129,900 Active 172 DOM
  11. 2026-06-05
    days on market $129,900 Active 169 DOM
  12. 2026-06-03
    days on market $129,900 Active 168 DOM
  13. 2026-06-02
    days on market $129,900 Active 167 DOM
  14. 2026-06-01
    days on market $129,900 Active 166 DOM
  15. 2026-05-31
    days on market $129,900 Active 165 DOM
  16. 2026-05-30
    days on market $129,900 Active 164 DOM
  17. 2026-04-23
    status Active 733-char remark
    Show marketing remark (777 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: • All new flooring, fresh paint, and updated lighting • Brand new A/C unit and new roof • Large windows bring in tons of natural light • Dishwasher, stove, and refrigerator included • Handy storage room for extra space • Located in a good area within the Paragould School District Move-in ready and full of charm — this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing — homes like this don’t last long!

  18. 2026-04-23
    status Back on Market 777-char remark
    Show marketing remark (777 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: • All new flooring, fresh paint, and updated lighting • Brand new A/C unit and new roof • Large windows bring in tons of natural light • Dishwasher, stove, and refrigerator included • Handy storage room for extra space • Located in a good area within the Paragould School District Move-in ready and full of charm — this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing — homes like this don’t last long!

  19. 2026-04-09
    historical 733-char remark
    Show marketing remark (733 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: All new flooring, fresh paint, and updated lighting Brand new A/C unit and new roof Large windows bring in tons of natural light Dishwasher, stove, and refrigerator included Handy storage room for extra space Located in a good area within the Paragould School District Move-in ready and full of charm this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing homes like this don't last long!

  20. 2026-04-08
    status Under Contract 777-char remark
    Show marketing remark (777 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: • All new flooring, fresh paint, and updated lighting • Brand new A/C unit and new roof • Large windows bring in tons of natural light • Dishwasher, stove, and refrigerator included • Handy storage room for extra space • Located in a good area within the Paragould School District Move-in ready and full of charm — this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing — homes like this don’t last long!

  21. 2026-03-04
    price $129,900 733-char remark
    Show marketing remark (733 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: All new flooring, fresh paint, and updated lighting Brand new A/C unit and new roof Large windows bring in tons of natural light Dishwasher, stove, and refrigerator included Handy storage room for extra space Located in a good area within the Paragould School District Move-in ready and full of charm this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing homes like this don't last long!

  22. 2026-03-03
    price $129,900 777-char remark
    Show marketing remark (777 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: • All new flooring, fresh paint, and updated lighting • Brand new A/C unit and new roof • Large windows bring in tons of natural light • Dishwasher, stove, and refrigerator included • Handy storage room for extra space • Located in a good area within the Paragould School District Move-in ready and full of charm — this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing — homes like this don’t last long!

  23. 2025-12-03
    listed $139,900 New Listing 777-char remark
    Show marketing remark (733 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: All new flooring, fresh paint, and updated lighting Brand new A/C unit and new roof Large windows bring in tons of natural light Dishwasher, stove, and refrigerator included Handy storage room for extra space Located in a good area within the Paragould School District Move-in ready and full of charm this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing homes like this don't last long!

  24. 2025-12-03
    listed $139,900 Active 733-char remark
    Show marketing remark (733 chars)

    This beautifully refreshed home offers 4 bedrooms (or can easily be 5) and 3 full baths, with approximately 1,740 sq ft of comfortable living space. An older home built with solid wood walls, it blends classic quality with modern updates throughout! ? Highlights: All new flooring, fresh paint, and updated lighting Brand new A/C unit and new roof Large windows bring in tons of natural light Dishwasher, stove, and refrigerator included Handy storage room for extra space Located in a good area within the Paragould School District Move-in ready and full of charm this home offers plenty of space, character, and comfort for your family! ?? Call today to schedule your showing homes like this don't last long!

  25. 2014-09-30
    soldstatus $51,000
  26. 2014-09-22
    soldstatus $51,000
  27. 2014-09-22
    soldstatus $51,000
  28. 2014-05-08
    listed $69,900
  29. 2014-05-07
    listed $55,000
  30. 1985-11-06
    soldstatus $33,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$574 · $48/mo
Projected year-2 tax
$831 · $69/mo
Expected delta
+$257/yr (+$21/mo · 44.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥109°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 6% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,707
− Mortgage interest
−$7,276
− Property taxes
−$574
− Insurance
−$650
− Repairs & maintenance
−$1,177
− Management
−$1,177
− Depreciation
−$3,779
Taxable income
$74
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$18
After-tax cash flow
$2,202/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Paragould School District
NCES district ID
0500017
Math proficiency
35% ▼ -15.00%
Reading proficiency
34% ▼ -12.00%
Median HH income
$36,644
Composite
28.67/100
National rank
#6696
State rank
#124 of 238 in AR

Livability — Paragould

Score
65/100
State rank
#159
US rank
#13582

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Paragould, AR
County
Greene County · 40,807 people
City population
40,807
Metro
Paragould, AR
Population (ZIP)
40,807
Household income
$57,725
Rent vs Own
35.9% rent · 64.1% own
Severe rent burden
1297.0

Population outlook (Greene County) Hauer SSP2

Today (2025)
48,533 people
By 2030
50,640 · +4.3%
By 2040
54,795 · +12.9%
By 2050
58,486 · +20.5%
By 2075
66,056 · +36.1%
By 2100
67,684 · +39.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 6% Hispanic / Latino 4% Black 3%
Common ancestry
Italian 2% Slovak 1% Romanian 1%
Foreign-born
1% · Canada
Languages at home
98% English-only · Spanish 1%

Political lean MEDSL · Greene

2024 margin
Solid R (+61.2) · D 18.6% · R 79.8% · Other 1.7%
2008→2024 swing
-31.5pp toward R · 2008: -29.7pp · 2024: -61.2pp
All cycles
2024: R+61.2 2020: R+59.7 2016: R+53.0 2012: R+36.9 2008: R+29.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -23.15%
Current HPI
236.1404
Rent YoY
Metro
Paragould, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

+293.6% since first listed
14 events — show timeline
  • 2026-04-23 Relisted NEABOR MLS
  • 2026-04-23 Relisted CARMLS
  • 2026-04-09 Delisted NEABOR MLS
  • 2026-04-08 Pending CARMLS
  • 2026-03-04 Price Changed $129,900 NEABOR MLS
  • 2026-03-03 Price Changed $129,900 CARMLS
  • 2025-12-03 Listed $139,900 NEABOR MLS
  • 2025-12-03 Listed $139,900 CARMLS
  • 2014-09-30 Sold (Public Records) $51,000 Public Records
  • 2014-09-22 Sold (MLS) $51,000 CARMLS
  • 2014-09-22 Sold (MLS) $51,000 NEABOR MLS
  • 2014-05-08 Listed $69,900 CARMLS
  • 2014-05-07 Listed $55,000 NEABOR MLS
  • 1985-11-06 Sold (Public Records) $33,000 Public Records

Property tax history

+14.7%/yr

Latest (2025): $574 · +7.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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