419 Woodward Ave · McKees Rocks, PA 15136

$135,000

2 bd · 1.0 ba · 1,152 sqft · SingleFamily public records · 46 Days on market

Built 1924 2,400 sqft lot $117/sqft · 59% above area

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +20.4/30.0
• ARV discount +7.5/15.0
• DSCR +6.5/10.0
• Rent growth +5.0/5.0
• 1% rule +4.5/10.0
• Livability +4.1/5.0
• Condition / age +2.5/5.0
• Schools +0.9/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Investor Special!!!! Add this beauty to your portfolio. Buy and Rent or buy and Flip, you have endless possibilities with this home. 419 Woodward Ave have 2 bds and 1 bath. This you don't want to miss out on. Check it out for yourself!!!

Key facts

• Fresh paint
• New flooring
• Completely renovated

Tags

• COMPLETELY RENOVATED
• NEW WINDOWS
• NEW FLOORING
• FRESH PAINT
• MINI-SPLIT HVAC SYSTEMS
• OPEN-CONCEPT LAYOUT

Property features AI

Exterior

• Parking: Detached garage
• Utilities: Public water; Public sewer
• Home design: 2-story; Resale property; Asphalt roof
• Exterior features: Small lot (approximately 0.055 acre)

Interior

• Bathrooms: 3 full bathrooms
• Heating & cooling: Wall unit cooling
• Interior features: Basement; Fireplace (1)

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $135k.

Deal economics

• At list price, monthly cash flow is $176 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $128k (5.5% below list).
• Recommended offer: $128k (5.5% below list) — sets the bar for 1% rule.
• Cap rate 7.9% vs local median 10.0% in McKees Rocks — below-typical yield; the buyer is paying a premium for something (appreciation thesis, condition, location) that the cap rate doesn't capture.

Location & tenants

• Location reads 82/100 on livability (#143 in PA, #1,154 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment F.
• Sto-Rox SD (suburban): math 4% / reading 18% proficiency, ranked #532 of 539 in PA (top 99%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 77% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Sto-Rox Primary Ctr (math 8% / reading 27%, grade F, #1,295 of 1,518 statewide, top 86%, 328 students, 100% FRL); Sto-Rox Upper El Sch (math 3% / reading 20%, grade F, #492 of 512 statewide, top 96%, 218 students, 100% FRL); Sto-Rox Jshs (math 2% / reading 2%, grade F, #437 of 437 statewide, top 100%, 517 students, 92% FRL) — zoned schools average 98% FRL vs 77% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+13.1%/yr); 126 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• It's been on market 46 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $15k; list at $135k implies a 800% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $127,608 (5.5% below list)

Questions for the listing agent

1. It's been on market 46 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
2. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 7.85%
• Cash-on-cash: 5.58%
• DSCR: 1.25
• GRM: 8.8

CMA / ARV

• ARV (median comp): $84,778
• List price: $135,000
• Delta: 59.24%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
400 Broadway Ave	0.05mi	3/1.0 (+1)	1,179 (+2%)	3mo	$115,000	$98	86
47 May Ave	0.17mi	3/2.0 (+1)	1,120 (-3%)	0mo	$140,000	$125	78
841 Railroad St	0.26mi	2/1.5	1,226 (+6%)	6mo	$141,500	$115	70
117 Owen St	0.47mi	3/1.0 (+1)	1,137 (-1%)	3mo	$144,750	$127	68
1128 9th St	0.50mi	3/1.0 (+1)	1,160 (+1%)	5mo	$60,000	$52	66
1238 Church Ave	0.42mi	2/1.0	1,070 (-7%)	3mo	$40,000	$37	66
214 Erwin Pl	0.16mi	3/1.0 (+1)	1,026 (-11%)	6mo	$85,519	$83	65
807 6th St	0.17mi	3/1.0 (+1)	990 (-14%)	2mo	$24,000	$24	63
1126 Church Ave	0.38mi	3/1.0 (+1)	1,058 (-8%)	2mo	$67,000	$63	62
915 Liberty St	0.57mi	2/1.0	1,262 (+10%)	0mo	$85,100	$67	57
202 Jane St	0.28mi	3/2.0 (+1)	1,280 (+11%)	5mo	$90,000	$70	56
735 Boquet St	0.39mi	3/1.5 (+1)	1,292 (+12%)	3mo	$140,000	$108	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -2.7%
• Equity multiple: 0.89×
• Total profit: $-3,987
• Equity at exit: $20,129

10-year hold

• IRR: 11.5%
• Equity multiple: 2.10×
• Total profit: $41,456
• Equity at exit: $11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15136

• Home prices YoY: -30.4%
• Rents YoY: 13.1%
• Active inventory: 126
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,276 high
• Mortgage (P&I): −$708
• Tax from tax record: −$68 /mo · $819/yr
• Insurance: −$56
• HOA: −$0
• Vacancy / Maint / Mgmt: −$268
• Net cashflow: $176

Break-even live

Break-even rent $1,054

Max offer price $135,000

Occupancy floor 81%

Sensitivity live

Price	-10% $252	-5% $214	+0% $176	+5% $137	+10% $99
Rent	-10% $75	-5% $125	+0% $176	+5% $226	+10% $276
Rate	-1.0pp $244	-0.5pp $210	base $176	+0.5pp $141	+1.0pp $105

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,750
• Closing costs: $4,050
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
214 Erwin Pl Mc Kees Rocks, PA	3.0	1.0	1026	$1,685	$1.64	45d	1	0.12mi
614 Woodward Ave McKees Rocks, PA	2.0	1.0	1000	$950	$0.95	9d	1	0.21mi
71 McKinnie Ave Mc Kees Rocks, PA	2.0	1.0	1176	$1,100	$0.94	25d	1	0.24mi
27 Highland Ave Mc Kees Rocks, PA	3.0	1.0	1488	$1,425	$0.96	25d	1	0.24mi
907 Chartiers Ave Unit 2 McKees Rocks, PA	2.0	1.0	900	$1,100	$1.22	25d	1	0.33mi
214 Wright St Unit Na McKees Rocks, PA	2.0	1.0	954	$1,175	$1.23	16d	1	0.33mi
705 Russellwood Ave Apt 1 McKees Rocks, PA	2.0	1.0	800	$1,549	$1.94	25d	1	0.36mi
1124a Dohrman St McKees Rocks, PA	3.0	1.0	1150	$1,250	$1.09	25d	1	0.41mi
1126 Dohrman St Unit MC McKees Rocks, PA	2.0	1.0	1200	$1,250	$1.04	45d	1	0.42mi
915 Woodward Ave Mc Kees Rocks, PA	3.0	1.0	1224	$1,399	$1.14	45d	1	0.54mi
933 Woodward Ave Unit NA McKees Rocks, PA	2.0	1.0	1100	$1,400	$1.27	22d	1	0.58mi
933 Woodward Ave Unit MC McKees Rocks, PA	2.0	1.0	1100	$1,400	$1.27	25d	1	0.58mi
27 Rudolph St Mc Kees Rocks, PA	3.0	1.0	1084	$1,100	$1.01	4d	1	0.61mi
802 13th St Unit 2 McKees Rocks, PA	2.0	1.0	1100	$920	$0.84	45d	1	0.73mi
10 Highland Dr Mc Kees Rocks, PA	2.0	1.0	1188	$1,300	$1.09	45d	1	1.37mi
33 Greenough Ave Pittsburgh, PA	2.0	1.0	900	$1,300	$1.44	45d	1	1.38mi

Listing history 23 events

1. 2026-06-21
   days on market $135,000 Active 46 DOM
2. 2026-06-18
   days on market $135,000 Active 43 DOM
3. 2026-06-17
   days on market $135,000 Active 42 DOM
4. 2026-06-16
   days on market $135,000 Active 41 DOM
5. 2026-06-15
   days on market $135,000 Active 40 DOM
6. 2026-06-13
   days on market $135,000 Active 38 DOM
7. 2026-06-09
   days on market $135,000 Active 34 DOM
8. 2026-06-08
   days on market $135,000 Active 33 DOM
9. 2026-06-07
   days on market $135,000 Active 32 DOM
10. 2026-06-05
    days on market $135,000 Active 29 DOM
11. 2026-06-03
    days on market $135,000 Active 28 DOM
12. 2026-06-02
    days on market $135,000 Active 27 DOM
13. 2026-06-01
    days on market $135,000 Active 26 DOM
14. 2026-05-31
    days on market $135,000 Active 25 DOM
15. 2026-05-06
    listed $135,000 Active 1147-char remark
16. 2022-05-24
    soldstatus $15,000
17. 2022-05-11
    soldstatus $15,000 Closed 237-char remark

    Show marketing remark (237 chars)

    Investor Special!!!! Add this beauty to your portfolio. Buy and Rent or buy and Flip, you have endless possibilities with this home. 419 Woodward Ave have 2 bds and 1 bath. This you don't want to miss out on. Check it out for yourself!!!

18. 2022-03-30
    status Pending 237-char remark

    Show marketing remark (237 chars)

    Investor Special!!!! Add this beauty to your portfolio. Buy and Rent or buy and Flip, you have endless possibilities with this home. 419 Woodward Ave have 2 bds and 1 bath. This you don't want to miss out on. Check it out for yourself!!!

19. 2022-03-22
    price $15,000 237-char remark

    Show marketing remark (237 chars)

    Investor Special!!!! Add this beauty to your portfolio. Buy and Rent or buy and Flip, you have endless possibilities with this home. 419 Woodward Ave have 2 bds and 1 bath. This you don't want to miss out on. Check it out for yourself!!!

20. 2022-03-11
    listed $25,000 Active 237-char remark

    Show marketing remark (237 chars)

    Investor Special!!!! Add this beauty to your portfolio. Buy and Rent or buy and Flip, you have endless possibilities with this home. 419 Woodward Ave have 2 bds and 1 bath. This you don't want to miss out on. Check it out for yourself!!!

21. 2022-02-15
    status Active
22. 2022-01-21
    historical Contingent
23. 2022-01-12
    listed $11,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $819 · $68/mo
• Projected year-2 tax: $1,476 · $123/mo
• Expected delta: +$657/yr (+$55/mo · 80.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $15,313
• − Mortgage interest: −$7,562
• − Property taxes: −$819
• − Insurance: −$675
• − Repairs & maintenance: −$1,225
• − Management: −$1,225
• − Depreciation: −$3,927
• Taxable loss: −$120
• Est. tax savings @ 24.0%: +$29
• After-tax cash flow: $2,137/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Sto-Rox SD
• NCES district ID: 4222830
• Math proficiency: 4% ▼ -5.00%
• Reading proficiency: 18% ▼ -4.00%
• Median HH income: $30,268
• Composite: 8.51/100
• National rank: #9904
• State rank: #532 of 539 in PA

Livability — McKees Rocks

• Score: 82/100
• State rank: #143
• US rank: #1154

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment F Housing A+ Health & safety B- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: McKees Rocks, PA
• County: Allegheny County · 1,022,028 people
• City population: 22,623
• Metro: Pittsburgh, PA
• Population (ZIP): 22,623
• Household income: $69,099
• Rent vs Own: 35.5% rent · 64.5% own
• Severe rent burden: 768.0

Population outlook (Allegheny County) Hauer SSP2

• Today (2025): 1,250,282 people
• By 2030: 1,256,482 · +0.5%
• By 2040: 1,256,318 · +0.5%
• By 2050: 1,244,169 · -0.5%
• By 2075: 1,197,693 · -4.2%
• By 2100: 1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (75%)
• Race & ethnicity: White 75% Black 18% Two or more races 4% Hispanic / Latino 2%
• Common ancestry: Romanian 10% Subsaharan African 3% Scotch-Irish 2%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Allegheny

• 2024 margin: Strong D (+20.3) · D 59.7% · R 39.4%
• 2008→2024 swing: +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
• All cycles: 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -107.07%
• Current HPI: 244.6934
• Rent YoY: ▲ 13.12%
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+1034.5% since first listed

9 events — show timeline

• 2026-05-06 Listed $135,000 West Penn MLS
• 2022-05-24 Sold (Public Records) $15,000 Public Records
• 2022-05-11 Sold (MLS) $15,000 West Penn MLS
• 2022-03-30 Pending — West Penn MLS
• 2022-03-22 Price Changed $15,000 West Penn MLS
• 2022-03-11 Listed $25,000 West Penn MLS
• 2022-02-15 Relisted — West Penn MLS
• 2022-01-21 Contingent — West Penn MLS
• 2022-01-12 Listed $11,900 West Penn MLS

Property tax history

+2.4%/yr

Latest (2026): $819 · +4.1% YoY. Source: county tax records.