153 Wild Holly Dr · Moncks Corner, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 97.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +20.5/30.0
- ARV discount +11.7/15.0
- DSCR +6.5/10.0
- 1% rule +4.5/10.0
- Schools +3.6/10.0
- Livability +3.4/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$339,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!
Key facts
- $61 HOA
- 2 garage spots
- Built 2017
Property features AI
Finance
- HOA & community: HOA fee of $61 per month
Exterior
- Parking: 2-car garage; Total parking for 2 vehicles
- Utilities: Public sewer
- Home design: Residential townhouse; Two levels; Single-family attached; Fee simple ownership; Located in the Cypress Ridge subdivision
- Construction: Townhouse structure
- Exterior features: Architectural roof
Interior
- Kitchen: Gas cooktop; Gas range; Microwave; Refrigerator
- Bedrooms: 5 bedrooms; Primary bedroom on the upper level with walk-in closet
- Flooring: Carpet; Luxury vinyl
- Bathrooms: 3 bathrooms
- Heating & cooling: Central air
- Interior features: Smooth ceilings; Kitchen island; Ceiling fans; Entrance foyer; Living/dining combo; Loft; Pantry
- Laundry & utility: Laundry room; Washer; Dryer; Tankless water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 5-bed/3.0-bath single-family listed at $340k.
Deal economics
- At list price, monthly cash flow is $450 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (4.9% below list).
- Recommended offer: $299k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.9% vs local median 4.3% in Moncks Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 67/100 on livability (#99 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities F, commute F.
- Berkeley 01 (suburban): math 35% / reading 48% proficiency, ranked #30 of 80 in SC (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Whitesville Elementary (math 34% / reading 39%, grade F, #328 of 597 statewide, top 55%, 1,031 students, 62% FRL); Berkeley High (math 36% / reading 83%, grade C+, #110 of 196 statewide, top 58%, 1,776 students, 50% FRL).
- Market conditions: Rents rising (+2.8%/yr); 642 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,183 units permitted in Berkeley County in 2024 (580 in 5+ unit buildings).
- At $3,230/mo this rent would consume 47% of the median local household income ($83k/yr) (locally 815% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Berkeley County population projected at +48% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 136 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.95% ✗
- Cap rate
- 7.88%
- Cash-on-cash
- 5.68%
- DSCR
- 1.25
- GRM
- 8.8
CMA / ARV
- ARV (on-the-fly)
- $374,391
- Comps found
- 10
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 235 Cypress Marsh Rd | 0.15mi | 5/3.0 | 2,447 (0%) | 18mo | $339,000 | $139 | 78 |
| 304 Sabal Palmetto Ct | 0.26mi | 4/2.5 (-1) | 2,356 (-4%) | 4mo | $350,000 | $149 | 72 |
| 417 Tallow Ct | 0.32mi | 4/2.5 (-1) | 2,356 (-4%) | 2mo | $310,000 | $132 | 70 |
| 159 Cypress Forest Dr | 0.34mi | 5/3.0 | 2,695 (+10%) | 5mo | $415,000 | $154 | 64 |
| 302 Southern Sugar Ave | 0.43mi | 5/3.0 | 2,576 (+5%) | 9mo | $395,000 | $153 | 63 |
| 204 Black Gum Cir | 0.41mi | 4/2.5 (-1) | 2,362 (-4%) | 10mo | $418,000 | $177 | 60 |
| 428 Forsters Tern St | 0.55mi | 5/3.0 | 2,643 (+8%) | 4mo | $405,000 | $153 | 58 |
| 310 Southern Sugar Ave | 0.48mi | 4/2.5 (-1) | 2,543 (+4%) | 19mo | $365,000 | $144 | 49 |
| 181 Carolina Wren Ave | 0.70mi | 4/2.5 (-1) | 2,260 (-8%) | 3mo | $380,000 | $168 | 45 |
| 514 Morelets Dr | 0.58mi | 4/3.5 (-1) | 2,765 (+13%) | 9mo | $385,000 | $139 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.77% rent growth · sell at horizon
- IRR
- -7.8%
- Equity multiple
- 0.71×
- Total profit
- $-27,215
- Equity at exit
- $50,621
- IRR
- 1.5%
- Equity multiple
- 1.10×
- Total profit
- $9,730
- Equity at exit
- $29,354
Cash invested: $95,060 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29461
- Home prices YoY
- -13.9%
- Rents YoY
- 2.8%
- Active inventory
- 642
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $3,230 medium interval (Pro) →
- Mortgage (P&I)
- −$1,780
- Tax from tax record
- −$119 /mo · $1,432/yr
- Insurance
- −$141
- HOA
- −$61
- Vacancy / Maint / Mgmt
- −$678
- Net cashflow
- $450
Break-even live
Sensitivity live
| Price | -10% $642 | -5% $546 | +0% $450 | +5% $354 | +10% $258 |
|---|---|---|---|---|---|
| Rent | -10% $195 | -5% $322 | +0% $450 | +5% $577 | +10% $705 |
| Rate | -1.0pp $621 | -0.5pp $536 | base $450 | +0.5pp $362 | +1.0pp $272 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $84,875
- Closing costs
- $10,185
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 413 Rivers Row Dr Moncks Corner, SC | 5.0 | 3.5 | 3036 | $3,086 | $1.02 | 12d | 1 | 0.40mi |
| 214 New Grade Rd Moncks Corner, SC | 4.0 | 2.5 | 1650 | $2,100 | $1.27 | 24d | 1 | 1.31mi |
HOA detail
- Monthly dues
- $61 · $732/yr
- Likely covers
- poolgym
Listing history 36 events
-
2026-06-18days on market $339,500 Active 136 DOM
-
2026-06-17days on market $339,500 Active 135 DOM
-
2026-06-16days on market $339,500 Active 134 DOM
-
2026-06-15days on market $339,500 Active 133 DOM
-
2026-06-13days on market $339,500 Active 131 DOM
-
2026-06-13days on market $339,500 Active 130 DOM
-
2026-06-10days on market $339,500 Active 128 DOM
-
2026-06-09days on market $339,500 Active 127 DOM
-
2026-06-08days on market $339,500 Active 126 DOM
-
2026-06-07days on market $339,500 Active 125 DOM
-
2026-06-05days on market $339,500 Active 122 DOM
-
2026-06-03days on market $339,500 Active 121 DOM
-
2026-06-03days on market $339,500 Active 120 DOM
-
2026-06-01days on market $339,500 Active 119 DOM
-
2026-05-31days on market $339,500 Active 118 DOM
-
2026-03-20price $339,500
-
2026-02-02$345,000 Active
-
2025-12-01historical
-
2025-08-12price $345,000
-
2025-05-08$350,000 Active
-
2022-07-14soldstatus $335,000
-
2022-07-13soldstatus $335,000 Closed 1160-char remark
Show marketing remark (1160 chars)
Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!
-
2022-06-14historical Active Contingent 1160-char remark
Show marketing remark (1160 chars)
Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!
-
2022-06-10$325,000 Active 1160-char remark
Show marketing remark (1160 chars)
Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!
-
2020-12-16soldstatus $240,000
-
2020-12-15soldstatus $240,000 Closed
-
2020-11-12historical Active Contingent
-
2020-10-30status Active
-
2020-09-02historical Active Contingent
-
2020-08-22$240,000 Active
-
2017-09-27soldstatus $213,735 Closed
-
2017-09-07status Pending
-
2017-08-19price $217,085
-
2017-08-19status Active
-
2017-02-26status Pending
-
2017-02-26$210,085 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,432 · $119/mo
- Projected year-2 tax
- $1,935 · $161/mo
- Expected delta
- +$503/yr (+$42/mo · 35.1%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
- Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $38,764
- − Mortgage interest
- −$19,017
- − Property taxes
- −$1,432
- − Insurance
- −$1,698
- − Repairs & maintenance
- −$3,101
- − Management
- −$3,101
- − HOA
- −$732
- − Depreciation
- −$9,876
- Taxable loss
- −$194
- Est. tax savings @ 24.0%
- +$47
- After-tax cash flow
- $5,444/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Berkeley 01
- NCES district ID
- 4501170
- Math proficiency
- 35% ▼ -8.00%
- Reading proficiency
- 48% ▼ -2.00%
- Median HH income
- $52,724
- Composite
- 35.95/100
- National rank
- #4799
- State rank
- #30 of 80 in SC
Livability — Moncks Corner
- Score
- 67/100
- State rank
- #99
- US rank
- #10812
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Berkeley County · 198,768 people
- City population
- 43,816
- Metro
- Charleston-North Charleston, SC
- Population (ZIP)
- 43,816
- Household income
- $82,666
- Rent vs Own
- Severe rent burden
- 815.0
Population outlook (Berkeley County) Hauer SSP2
- Today (2025)
- 254,184 people
- By 2030
- 279,677 · +10.0%
- By 2040
- 329,379 · +29.6%
- By 2050
- 375,557 · +47.8%
- By 2075
- 476,740 · +87.6%
- By 2100
- 535,945 · +110.8%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (61%)
- Race & ethnicity
- White 61% Black 29% Hispanic / Latino 6% Two or more races 5%
- Hispanic origin (detail)
- Mexican 2% Puerto Rican 2%
- Common ancestry
- Lithuanian 1% Slovak 1% Romanian 1%
- Foreign-born
- 3% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Berkeley
- 2024 margin
- R (+16.3) · D 41.1% · R 57.4% · Other 1.4%
- 2008→2024 swing
- -3.2pp toward R · 2008: -13.1pp · 2024: -16.3pp
- All cycles
- 2024: R+16.3 2020: R+11.7 2016: R+17.4 2012: R+18.9 2008: R+13.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -52.95%
- Current HPI
- 328.7212
- Rent YoY
- ▲ 2.77%
- Metro
- Charleston-North Charleston, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+61.6% since first listed21 events — show timeline
- 2026-03-20 Price Changed $339,500 Charleston Trident MLS
- 2026-02-02 Listed $345,000 Charleston Trident MLS
- 2025-12-01 Listing Removed — Charleston Trident MLS
- 2025-08-12 Price Changed $345,000 Charleston Trident MLS
- 2025-05-08 Listed $350,000 Charleston Trident MLS
- 2022-07-14 Sold (Public Records) $335,000 Public Records
- 2022-07-13 Sold (MLS) $335,000 Charleston Trident MLS
- 2022-06-14 Contingent — Charleston Trident MLS
- 2022-06-10 Listed $325,000 Charleston Trident MLS
- 2020-12-16 Sold (Public Records) $240,000 Public Records
- 2020-12-15 Sold (MLS) $240,000 Charleston Trident MLS
- 2020-11-12 Contingent — Charleston Trident MLS
- 2020-10-30 Relisted — Charleston Trident MLS
- 2020-09-02 Contingent — Charleston Trident MLS
- 2020-08-22 Listed $240,000 Charleston Trident MLS
- 2017-09-27 Sold (MLS) $213,735 Charleston Trident MLS
- 2017-09-07 Pending — Charleston Trident MLS
- 2017-08-19 Price Changed $217,085 Charleston Trident MLS
- 2017-08-19 Relisted — Charleston Trident MLS
- 2017-02-26 Pending — Charleston Trident MLS
- 2017-02-26 Listed $210,085 Charleston Trident MLS
Property tax history
+11.7%/yrLatest (2025): $1,432 · +4.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…