CashFlowRE
Sign in Sign up
153 Wild Holly Dr
C Composite 55.91
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • ARV discount +11.7/15.0
  • DSCR +6.5/10.0
  • 1% rule +4.5/10.0
  • Schools +3.6/10.0
  • Livability +3.4/5.0
  • Rent growth +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$339,500

153 Wild Holly Dr · Moncks Corner, SC 29461
5 bd · 3.0 ba · 2,447 sqft · SingleFamily public records · 136 Days on market
Built 2017 5,662 sqft lot Est $374k · 9% under $61/mo HOA · 2% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!

Key facts

  • $61 HOA
  • 2 garage spots
  • Built 2017

Property features AI

Finance

  • HOA & community: HOA fee of $61 per month

Exterior

  • Parking: 2-car garage; Total parking for 2 vehicles
  • Utilities: Public sewer
  • Home design: Residential townhouse; Two levels; Single-family attached; Fee simple ownership; Located in the Cypress Ridge subdivision
  • Construction: Townhouse structure
  • Exterior features: Architectural roof

Interior

  • Kitchen: Gas cooktop; Gas range; Microwave; Refrigerator
  • Bedrooms: 5 bedrooms; Primary bedroom on the upper level with walk-in closet
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: 3 bathrooms
  • Heating & cooling: Central air
  • Interior features: Smooth ceilings; Kitchen island; Ceiling fans; Entrance foyer; Living/dining combo; Loft; Pantry
  • Laundry & utility: Laundry room; Washer; Dryer; Tankless water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/3.0-bath single-family listed at $340k.

Deal economics

  • At list price, monthly cash flow is $450 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $323k (4.9% below list).
  • Recommended offer: $299k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 4.3% in Moncks Corner — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#99 in SC) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, cost of living A; Watch: crime C-, amenities F, commute F.
  • Berkeley 01 (suburban): math 35% / reading 48% proficiency, ranked #30 of 80 in SC (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Whitesville Elementary (math 34% / reading 39%, grade F, #328 of 597 statewide, top 55%, 1,031 students, 62% FRL); Berkeley High (math 36% / reading 83%, grade C+, #110 of 196 statewide, top 58%, 1,776 students, 50% FRL).
  • Market conditions: Rents rising (+2.8%/yr); 642 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 3,183 units permitted in Berkeley County in 2024 (580 in 5+ unit buildings).
  • At $3,230/mo this rent would consume 47% of the median local household income ($83k/yr) (locally 815% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Berkeley County population projected at +48% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 136 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 97% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $298,760 (12.0% below list)

Questions for the listing agent

  1. It's been on market 136 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.95%
Cap rate
7.88%
Cash-on-cash
5.68%
DSCR
1.25
GRM
8.8

CMA / ARV

ARV (on-the-fly)
$374,391
Comps found
10
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
235 Cypress Marsh Rd 0.15mi 5/3.0 2,447 (0%) 18mo $339,000 $139 78
304 Sabal Palmetto Ct 0.26mi 4/2.5 (-1) 2,356 (-4%) 4mo $350,000 $149 72
417 Tallow Ct 0.32mi 4/2.5 (-1) 2,356 (-4%) 2mo $310,000 $132 70
159 Cypress Forest Dr 0.34mi 5/3.0 2,695 (+10%) 5mo $415,000 $154 64
302 Southern Sugar Ave 0.43mi 5/3.0 2,576 (+5%) 9mo $395,000 $153 63
204 Black Gum Cir 0.41mi 4/2.5 (-1) 2,362 (-4%) 10mo $418,000 $177 60
428 Forsters Tern St 0.55mi 5/3.0 2,643 (+8%) 4mo $405,000 $153 58
310 Southern Sugar Ave 0.48mi 4/2.5 (-1) 2,543 (+4%) 19mo $365,000 $144 49
181 Carolina Wren Ave 0.70mi 4/2.5 (-1) 2,260 (-8%) 3mo $380,000 $168 45
514 Morelets Dr 0.58mi 4/3.5 (-1) 2,765 (+13%) 9mo $385,000 $139 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.77% rent growth · sell at horizon

5-year hold
IRR
-7.8%
Equity multiple
0.71×
Total profit
$-27,215
Equity at exit
$50,621
10-year hold
IRR
1.5%
Equity multiple
1.10×
Total profit
$9,730
Equity at exit
$29,354

Cash invested: $95,060 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29461

Home prices YoY
-13.9%
Rents YoY
2.8%
Active inventory
642
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$3,230 medium interval (Pro) →
Mortgage (P&I)
$1,780
Tax from tax record
$119 /mo · $1,432/yr
Insurance
$141
HOA
$61
Vacancy / Maint / Mgmt
$678
Net cashflow
$450

Break-even live

Break-even rent $2,661
Max offer price $339,500
Occupancy floor 81%

Sensitivity live

Price -10% $642 -5% $546 +0% $450 +5% $354 +10% $258
Rent -10% $195 -5% $322 +0% $450 +5% $577 +10% $705
Rate -1.0pp $621 -0.5pp $536 base $450 +0.5pp $362 +1.0pp $272

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,875
Closing costs
$10,185
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
413 Rivers Row Dr Moncks Corner, SC 5.0 3.5 3036 $3,086 $1.02 12d 1 0.40mi
214 New Grade Rd Moncks Corner, SC 4.0 2.5 1650 $2,100 $1.27 24d 1 1.31mi

HOA detail

Monthly dues
$61 · $732/yr
Likely covers
poolgym

Listing history 36 events

  1. 2026-06-18
    days on market $339,500 Active 136 DOM
  2. 2026-06-17
    days on market $339,500 Active 135 DOM
  3. 2026-06-16
    days on market $339,500 Active 134 DOM
  4. 2026-06-15
    days on market $339,500 Active 133 DOM
  5. 2026-06-13
    days on market $339,500 Active 131 DOM
  6. 2026-06-13
    days on market $339,500 Active 130 DOM
  7. 2026-06-10
    days on market $339,500 Active 128 DOM
  8. 2026-06-09
    days on market $339,500 Active 127 DOM
  9. 2026-06-08
    days on market $339,500 Active 126 DOM
  10. 2026-06-07
    days on market $339,500 Active 125 DOM
  11. 2026-06-05
    days on market $339,500 Active 122 DOM
  12. 2026-06-03
    days on market $339,500 Active 121 DOM
  13. 2026-06-03
    days on market $339,500 Active 120 DOM
  14. 2026-06-01
    days on market $339,500 Active 119 DOM
  15. 2026-05-31
    days on market $339,500 Active 118 DOM
  16. 2026-03-20
    price $339,500
  17. 2026-02-02
    listed $345,000 Active
  18. 2025-12-01
    historical
  19. 2025-08-12
    price $345,000
  20. 2025-05-08
    listed $350,000 Active
  21. 2022-07-14
    soldstatus $335,000
  22. 2022-07-13
    soldstatus $335,000 Closed 1160-char remark
    Show marketing remark (1160 chars)

    Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!

  23. 2022-06-14
    historical Active Contingent 1160-char remark
    Show marketing remark (1160 chars)

    Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!

  24. 2022-06-10
    listed $325,000 Active 1160-char remark
    Show marketing remark (1160 chars)

    Welcome to the largest townhome floor plan in Cypress Ridge. This turn-key, 5 bedroom, 3 bathroom end-unit townhome is located just minutes from Carnes Crossroads, Summerville and Goose Creek. Built in 2017, this energy efficient home is still under DR Horton's '10 Year Warranty' and is in Flood Zone X. As you enter through the front door you are greeted with like-new LVP flooring and an open concept floor plan. The eat-in kitchen offers granite countertops, stainless steel appliances, walk-in pantry and a sizable island - perfect for entertaining! The kitchen overlooks the dining area and into the family room. Enjoy a cold drink on your screened in patio with tree-line views. A full guest room and bathroom accompanies the main floor, which could be used as a primary suite. On the second floor, an inviting loft space awaits that could be used as an in home office or play-area. The spacious primary suite offers a walk-in closet and dual sink vanities. Laundry room, hallway bath and three additional bedrooms complete the second floor. The neighborhood has a beautiful community pool, playground, fitness center and plenty of trails for walking!

  25. 2020-12-16
    soldstatus $240,000
  26. 2020-12-15
    soldstatus $240,000 Closed
  27. 2020-11-12
    historical Active Contingent
  28. 2020-10-30
    status Active
  29. 2020-09-02
    historical Active Contingent
  30. 2020-08-22
    listed $240,000 Active
  31. 2017-09-27
    soldstatus $213,735 Closed
  32. 2017-09-07
    status Pending
  33. 2017-08-19
    price $217,085
  34. 2017-08-19
    status Active
  35. 2017-02-26
    status Pending
  36. 2017-02-26
    listed $210,085 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,432 · $119/mo
Projected year-2 tax
$1,935 · $161/mo
Expected delta
+$503/yr (+$42/mo · 35.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 6/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 97% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$38,764
− Mortgage interest
−$19,017
− Property taxes
−$1,432
− Insurance
−$1,698
− Repairs & maintenance
−$3,101
− Management
−$3,101
− HOA
−$732
− Depreciation
−$9,876
Taxable loss
−$194
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$47
After-tax cash flow
$5,444/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Berkeley 01
NCES district ID
4501170
Math proficiency
35% ▼ -8.00%
Reading proficiency
48% ▼ -2.00%
Median HH income
$52,724
Composite
35.95/100
National rank
#4799
State rank
#30 of 80 in SC

Livability — Moncks Corner

Score
67/100
State rank
#99
US rank
#10812

Category grades

Amenities F Commute F Cost of living A Crime C- Employment B+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Berkeley County · 198,768 people
City population
43,816
Metro
Charleston-North Charleston, SC
Population (ZIP)
43,816
Household income
$82,666
Rent vs Own
17.6% rent · 82.4% own
Severe rent burden
815.0

Population outlook (Berkeley County) Hauer SSP2

Today (2025)
254,184 people
By 2030
279,677 · +10.0%
By 2040
329,379 · +29.6%
By 2050
375,557 · +47.8%
By 2075
476,740 · +87.6%
By 2100
535,945 · +110.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Black 29% Hispanic / Latino 6% Two or more races 5%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2%
Common ancestry
Lithuanian 1% Slovak 1% Romanian 1%
Foreign-born
3% · Canada
Languages at home
96% English-only · Spanish 3%

Political lean MEDSL · Berkeley

2024 margin
R (+16.3) · D 41.1% · R 57.4% · Other 1.4%
2008→2024 swing
-3.2pp toward R · 2008: -13.1pp · 2024: -16.3pp
All cycles
2024: R+16.3 2020: R+11.7 2016: R+17.4 2012: R+18.9 2008: R+13.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -52.95%
Current HPI
328.7212
Rent YoY
▲ 2.77%
Metro
Charleston-North Charleston, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+61.6% since first listed
21 events — show timeline
  • 2026-03-20 Price Changed $339,500 Charleston Trident MLS
  • 2026-02-02 Listed $345,000 Charleston Trident MLS
  • 2025-12-01 Listing Removed Charleston Trident MLS
  • 2025-08-12 Price Changed $345,000 Charleston Trident MLS
  • 2025-05-08 Listed $350,000 Charleston Trident MLS
  • 2022-07-14 Sold (Public Records) $335,000 Public Records
  • 2022-07-13 Sold (MLS) $335,000 Charleston Trident MLS
  • 2022-06-14 Contingent Charleston Trident MLS
  • 2022-06-10 Listed $325,000 Charleston Trident MLS
  • 2020-12-16 Sold (Public Records) $240,000 Public Records
  • 2020-12-15 Sold (MLS) $240,000 Charleston Trident MLS
  • 2020-11-12 Contingent Charleston Trident MLS
  • 2020-10-30 Relisted Charleston Trident MLS
  • 2020-09-02 Contingent Charleston Trident MLS
  • 2020-08-22 Listed $240,000 Charleston Trident MLS
  • 2017-09-27 Sold (MLS) $213,735 Charleston Trident MLS
  • 2017-09-07 Pending Charleston Trident MLS
  • 2017-08-19 Price Changed $217,085 Charleston Trident MLS
  • 2017-08-19 Relisted Charleston Trident MLS
  • 2017-02-26 Pending Charleston Trident MLS
  • 2017-02-26 Listed $210,085 Charleston Trident MLS

Property tax history

+11.7%/yr

Latest (2025): $1,432 · +4.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…