100 E Thomas Unit 4053-52 · Avon, CO 81620

$340,000

2 bd · 2.0 ba · 1,410 sqft · Condo · 76 Days on market

Built 2005 $644/mo HOA · 15% of rent ↓ 22% since listing

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.5/30.0
• Appreciation +8.3/10.0
• 1% rule +8.0/10.0
• ARV discount +7.5/15.0
• DSCR +6.8/10.0
• Livability +3.1/5.0
• Schools +3.0/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

Key facts

• Ski valet
• Panoramic views
• Exhale spa

Tags

• PANORAMIC VIEWS
• SLOPESIDE SETTING
• SKI VALET
• EXHALE SPA

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $340k.

Deal economics

• At list price, monthly cash flow is $441 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($4k rent vs $340k).
• Recommended offer: $320k (6.0% below list) — sets the bar for market timing.
• Cap rate 8.1% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
• Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).

Forward outlook

• In year one you build about $25k of equity ($2k loan paydown + $23k appreciation (6.6% local appreciation)).
• Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (6.6% appreciation + 3.0% rent growth), your $95k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 76 days — a 6% lower offer ($320k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $200k; list at $340k implies a 70% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk — expect insurance premiums to compound above CPI over the hold.

Recommended offer $319,600 (6.0% below list)

Questions for the listing agent

1. It's been on market 76 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.30% ✓
• Cap rate: 8.08%
• Cash-on-cash: 6.40%
• DSCR: 1.28
• GRM: 6.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

6.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 21.4%
• Equity multiple: 2.47×
• Total profit: $139,704
• Equity at exit: $227,500

10-year hold

• IRR: 20.2%
• Equity multiple: 5.07×
• Total profit: $387,018
• Equity at exit: $424,994

Cash invested: $95,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 38 Tenant-Leaning
• State Colorado: 38 Tenant-Leaning · D+4
• County: — inherits STATE
• City: — inherits STATE

2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

Methodology + full state rankings →

ZIP-level market 81620

• Home prices YoY: 1.9%
• Active inventory: 448
• Price-to-rent: 6.4×

Monthly cashflow live

• Estimated rent: $4,432 medium
• Mortgage (P&I): −$1,783
• Tax est. 1.5%: −$425 /mo · $5,100/yr
• Insurance: −$142
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$644
• Vacancy / Maint / Mgmt: −$931
• Net cashflow: $441

Break-even live

Break-even rent $3,874

Max offer price $340,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $85,000
• Closing costs: $10,200
• Reserves months: —
• Total cash needed: —

HOA detail condo

• Monthly dues: $644 · $7,728/yr
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 15 events

1. 2026-05-18
   status Pending
2. 2026-02-05
   listed $340,000 Active
3. 2023-12-21
   soldstatus $200,000 Closed 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

4. 2023-12-05
   status Pending 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

5. 2023-11-17
   price $249,000 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

6. 2023-11-04
   price $289,000 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

7. 2023-11-01
   status Active 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

8. 2023-10-09
   price $315,000 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

9. 2023-09-07
   price $325,000 583-char remark

   Show marketing remark (583 chars)

   Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

10. 2023-08-21
    price $379,000 583-char remark

    Show marketing remark (583 chars)

    Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

11. 2023-05-21
    price $389,000 583-char remark

    Show marketing remark (583 chars)

    Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

12. 2023-02-11
    price $394,000 583-char remark

    Show marketing remark (583 chars)

    Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

13. 2022-12-23
    price $425,900 583-char remark

    Show marketing remark (583 chars)

    Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

14. 2022-12-13
    listed $435,000 Active 583-char remark

    Show marketing remark (583 chars)

    Come explore fractional ownership at The Residences at Park Hyatt, offering the utmost in ski-in ski-out luxury and amenities in Beaver Creek. This fractional ownership opportunity affords an owner to spend a fixed ski week each year during New Years week (week 52), plus additional floating days for use during the spring, summer or fall. Create cherished memories to last a lifetime in this premier 2 bedroom, 2.5 bath with views overlooking Beaver Creek Village and the ski slopes. This coming ski season dates are December 30, 2023 to January 6, 2024. Seller financing available.

15. 2022-01-18
    listed $435,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 10/10 Extreme FEMA zone X (unshaded) · 99% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 1/10 Low 14 d/yr ≥74°F today · 37 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $53,184
• − Mortgage interest: −$19,045
• − Property taxes: −$5,100
• − Insurance: −$2,498
• − Repairs & maintenance: −$4,255
• − Management: −$4,255
• − HOA: −$7,728
• − Depreciation: −$9,891
• Taxable income: $413
• Est. tax owed @ 24.0%: −$99
• After-tax cash flow: $5,195/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Eagle County School District No. RE-50
• NCES district ID: 0803540
• Math proficiency: 22% ▼ -8.00%
• Reading proficiency: 42% ▼ -4.00%
• Median HH income: $73,322
• Composite: 30.01/100
• National rank: #6360
• State rank: #39 of 86 in CO

Livability — Avon

• Score: 61/100
• State rank: #220
• US rank: #17858

Category grades

Amenities F Commute A+ Cost of living F Crime D- Employment B- Housing B Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Eagle County · 42,178 people
• City population: 10,870
• Metro: Edwards, CO
• Population (ZIP): 10,870
• Household income: $102,775
• Rent vs Own: 46.9% rent · 53.1% own
• Severe rent burden: 744.0

Population outlook (Eagle County) Hauer SSP2

• Today (2025): 57,837 people
• By 2030: 59,258 · +2.5%
• By 2040: 60,698 · +4.9%
• By 2050: 60,206 · +4.1%
• By 2075: 54,326 · -6.1%
• By 2100: 47,000 · -18.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
• Hispanic origin (detail): Mexican 14%
• Common ancestry: Italian 3% Scotch-Irish 2% Slovak 2%
• Foreign-born: 14% · Canada, Dominican Republic
• Languages at home: 78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%

Political lean MEDSL · Eagle

• 2024 margin: Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
• 2008→2024 swing: +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
• All cycles: 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.63%
• Current HPI: 363.7493
• Rent YoY: —
• Metro: Edwards, CO
• State GDP YoY: ▲ 1.95%
• F500 in state: 14

Industry mix (Fortune 500 HQ in CO)

Industry	F500 HQs	Revenue
▸Technology Distribution	1	$31B
▸Food / Agriculture	1	$18B
▸Packaging	1	$14B
▸Healthcare	1	$13B
▸Energy	1	$10B
▸Technology	1	$4B

Price history

-21.8% since first listed

15 events — show timeline

• 2026-05-18 Pending — VMLS
• 2026-02-05 Listed $340,000 VMLS
• 2023-12-21 Sold (MLS) $200,000 VMLS
• 2023-12-05 Pending — VMLS
• 2023-11-17 Price Changed $249,000 VMLS
• 2023-11-04 Price Changed $289,000 VMLS
• 2023-11-01 Relisted — VMLS
• 2023-10-09 Price Changed $315,000 VMLS
• 2023-09-07 Price Changed $325,000 VMLS
• 2023-08-21 Price Changed $379,000 VMLS
• 2023-05-21 Price Changed $389,000 VMLS
• 2023-02-11 Price Changed $394,000 VMLS
• 2022-12-23 Price Changed $425,900 VMLS
• 2022-12-13 Listed $435,000 VMLS
• 2022-01-18 Listed $435,000 VMLS