5146 Sunderland Rd · Jacksonville, FL
Flood risk 7/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.73%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 5/10 · Moderate
- Unhealthy air days now
- 7 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.2/30.0
- ARV discount +15.0/15.0
- DSCR +7.8/10.0
- 1% rule +6.8/10.0
- Livability +4.2/5.0
- Schools +3.9/10.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
Key facts
- 6,098 sq ft lot
- Built 1943
- Listed 85 days
Property features AI
Exterior
- Parking: Other parking
- Utilities: Private sewer / Septic tank; Electricity connected; Water connected
- Home design: Single family residence; Used for residential purposes
- Exterior features: Lot of 0.14 acres; No private pool
Interior
- Kitchen: Electric range; Refrigerator
- Bedrooms: 3 bedrooms
- Bathrooms: 1 full bathroom
- Interior features: Central heating; Central air
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $162 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
- Cap rate 8.7% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 85 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
- 19 sale attempts since 8y ago; this cycle's ask has dropped $70k (38%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $92k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo; built in 1943 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.18% ✓
- Cap rate
- 8.68%
- Cash-on-cash
- 8.53%
- DSCR
- 1.38
- GRM
- 7.1
CMA / ARV
- ARV (on-the-fly)
- $160,888
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5250 Fremont St | 0.15mi | 2/1.5 | 908 (+3%) | 5mo | $220,000 | $242 | 83 |
| 4916 Dundee Rd | 0.36mi | 2/1.0 | 898 (+2%) | 7mo | $189,750 | $211 | 75 |
| 5163 Lexington Ave | 0.37mi | 2/1.0 | 835 (-6%) | 3mo | $85,000 | $102 | 71 |
| 5037 Camille Ave | 0.63mi | 2/1.0 | 880 (-0%) | 2mo | $160,000 | $182 | 68 |
| 5044 Sunderland Rd | 0.13mi | 3/1.0 (+1) | 996 (+13%) | 2mo | $165,000 | $166 | 66 |
| 2322 Woodridge Rd | 0.49mi | 2/1.0 | 946 (+7%) | 2mo | $120,000 | $127 | 64 |
| 4853 Riverdale Rd | 0.37mi | 3/1.0 (+1) | 967 (+9%) | 0mo | $117,500 | $122 | 62 |
| 4741 Colonial Ave | 0.42mi | 3/2.0 (+1) | 920 (+4%) | 13mo | $191,500 | $208 | 54 |
| 5166 Camille Ave | 0.59mi | 2/1.0 | 814 (-8%) | 7mo | $125,000 | $154 | 54 |
| 4768 Beverly Cir | 0.68mi | 3/1.0 (+1) | 934 (+6%) | 4mo | $189,000 | $202 | 51 |
| 5319 Lexington Ave | 0.41mi | 3/1.0 (+1) | 1,012 (+14%) | 12mo | $163,500 | $162 | 42 |
| 4720 Irvington Ave | 0.65mi | 3/2.0 (+1) | 1,000 (+13%) | 11mo | $210,000 | $210 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.11% rent growth · sell at horizon
- IRR
- -8.0%
- Equity multiple
- 0.71×
- Total profit
- $-9,408
- Equity at exit
- $17,147
- IRR
- 0.3%
- Equity multiple
- 1.02×
- Total profit
- $643
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32210
- Rents YoY
- 2.1%
- Active inventory
- 441
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $1,353 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$189 /mo · $2,265/yr
- Insurance
- −$48
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$284
- Net cashflow
- $162
Break-even live
Sensitivity live
| Price | -10% $227 | -5% $195 | +0% $162 | +5% $130 | +10% $97 |
|---|---|---|---|---|---|
| Rent | -10% $55 | -5% $109 | +0% $162 | +5% $216 | +10% $269 |
| Rate | -1.0pp $220 | -0.5pp $192 | base $162 | +0.5pp $133 | +1.0pp $102 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 27 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 5215 San Juan Ave Jacksonville, FL | 2.0 | 1.0 | 750 | $1,075 | $1.43 | 8d | 1 | 0.30mi |
| 3434 Blanding Blvd Jacksonville, FL | 2.0–3.0 | 2.0 | 1101 | $1,695 | $1.54 | 3d | 2 | 0.31mi |
| 5214 Lexington Ave Jacksonville, FL | 1.0 | 1.0 | 750 | $745 | $0.99 | 24d | 1 | 0.33mi |
| 2039 Niblick Dr Jacksonville, FL | 1.0–2.0 | 1.0–2.0 | 847 | $1,275 | $1.51 | 3d | 10 | 0.59mi |
| 5615 San Juan Ave #208 Jacksonville, FL | 2.0 | 2.0 | 1115 | $1,200 | $1.08 | 24d | 1 | 0.60mi |
| 5139 Camille Ave Jacksonville, FL | 3.0 | 2.0 | 1100 | $1,625 | $1.48 | 2d | 1 | 0.60mi |
| 4776 Cardinal Blvd Jacksonville, FL | 3.0 | 1.0 | 959 | $1,550 | $1.62 | 24d | 1 | 0.68mi |
| 6066 Wilson Blvd Jacksonville, FL | 3.0 | 3.0 | 1097 | $1,800 | $1.64 | 24d | 1 | 0.69mi |
| 5821 San Juan Ave Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 1056 | $1,165 | $1.10 | 4d | 7 | 0.69mi |
| 4844 Merrimac Ave Jacksonville, FL | 2.0 | 1.0 | 820 | $1,325 | $1.62 | 24d | 1 | 0.87mi |
| 6349 Kimberly Ln Jacksonville, FL | 1.0 | 1.0 | 688 | $1,095 | $1.59 | 24d | 1 | 0.87mi |
| 4301 Confederate Point Rd Jacksonville, FL | 3.0 | 1.0–2.0 | 1042 | $1,412 | $1.36 | 3d | 39 | 0.93mi |
| 4608 Wheeler Ave Jacksonville, FL | 3.0 | 1.0 | 1025 | $2,000 | $1.95 | 24d | 1 | 1.05mi |
| 6511 San Juan Ave Jacksonville, FL | 2.0 | 2.0 | 740 | $1,200 | $1.62 | 4d | 1 | 1.05mi |
| 4375 Confederate Point Rd Jacksonville, FL | 1.0–3.0 | 1.0–2.5 | 1125 | $1,288 | $1.14 | 3d | 22 | 1.05mi |
| 4586 Park St Rm 2 Jacksonville, FL | 1.0 | 1.0 | 900 | $700 | $0.78 | 24d | 1 | 1.14mi |
| 6595 San Juan Ave Jacksonville, FL | 1.0–2.0 | 1.0 | 846 | $1,250 | $1.48 | 20d | 4 | 1.17mi |
| 4455 Confederate Point Rd Jacksonville, FL | 1.0–3.0 | 1.0–2.5 | 1045 | $1,339 | $1.28 | 2d | 19 | 1.18mi |
| 4343 Ortega Farms Cir Unit A Jacksonville, FL | 2.0 | 1.0 | 800 | $1,950 | $2.44 | 24d | 1 | 1.25mi |
| 6746 Jack Horner Ln Jacksonville, FL | 3.0 | 1.0 | 975 | $1,450 | $1.49 | 24d | 1 | 1.32mi |
| 5351 Royce Ave Jacksonville, FL | 3.0 | 1.0 | 1040 | $1,600 | $1.54 | 24d | 1 | 1.34mi |
| 4249 Saint Johns Ave Jacksonville, FL | 1.0 | 1.0 | 820 | $1,495 | $1.82 | 24d | 1 | 1.34mi |
| 5377 Royce Ave Jacksonville, FL | 3.0 | 1.0 | 1040 | $1,800 | $1.73 | 18d | 1 | 1.35mi |
| 5363 Poppy Dr Jacksonville, FL | 3.0 | 1.0 | 1040 | $1,445 | $1.39 | 21d | 1 | 1.41mi |
| 6809 Miss Muffet Ln S Jacksonville, FL | 3.0 | 1.0 | 1095 | $1,475 | $1.35 | 5d | 1 | 1.43mi |
| 1591 Lane Ave S Jacksonville, FL | 1.0–3.0 | 1.0–2.0 | 954 | $1,200 | $1.26 | 24d | 1 | 1.44mi |
| 6715 Cotton Tail Ln Jacksonville, FL | 3.0 | 1.5 | 1120 | $1,450 | $1.29 | 15d | 1 | 1.47mi |
Listing history 50 events
-
2026-06-18days on market $115,000 Active 85 DOM
-
2026-06-17days on market $115,000 Active 84 DOM
-
2026-06-16days on market $115,000 Active 83 DOM
-
2026-06-15days on market $115,000 Active 82 DOM
-
2026-06-13days on market $115,000 Active 79 DOM
-
2026-06-10days on market $115,000 Active 76 DOM
-
2026-06-08days on market $115,000 Active 75 DOM
-
2026-06-07days on market $115,000 Active 74 DOM
-
2026-06-03days on market $115,000 Active 70 DOM
-
2026-06-02days on market $115,000 Active 69 DOM
-
2026-06-01days on market $115,000 Active 68 DOM
-
2026-05-31days on market $115,000 Active 67 DOM
-
2026-05-05price $175,000
-
2026-03-25$185,000 Active
-
2025-12-30historical 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-12-04price $149,000 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-12-01status Active 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-11-26historical 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-11-07historical Active Under Contract 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-11-05status Active 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-11-04historical 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-09-18status Active 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-09-12historical Active Under Contract 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-08-04$159,000 Active 686-char remark
Show marketing remark (686 chars)
Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.
-
2025-07-27historical 276-char remark
Show marketing remark (276 chars)
Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.
-
2025-05-14historical Active Under Contract 276-char remark
Show marketing remark (276 chars)
Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.
-
2025-04-22price $135,000 276-char remark
Show marketing remark (276 chars)
Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.
-
2025-03-17$141,000 Active 276-char remark
Show marketing remark (276 chars)
Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.
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2025-03-09historical
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2024-11-13price $145,000
-
2024-09-09$149,500 Active
-
2024-06-27historical Active Under Contract
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2024-04-29status Active
-
2024-04-13status Pending
-
2024-04-13historical
-
2024-03-31status Active
-
2024-03-22status Active
-
2024-03-13status Pending
-
2024-03-13historical
-
2024-02-29price $175,000
-
2024-01-27$185,000 Active
-
2023-05-19historical
-
2023-05-15$149,500 Active
-
2020-03-05soldstatus $92,500
-
2020-02-21status Pending
-
2020-02-21soldstatus $92,500 Sold
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2020-01-13status Active
-
2020-01-10status Pending
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2019-12-13historical Active - Contingent
-
2019-12-04price $99,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $2,265 · $189/mo
- Projected year-2 tax
- $2,265 · $189/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 7/10 Severe FEMA zone X (unshaded) · 73% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,230
- − Mortgage interest
- −$6,442
- − Property taxes
- −$2,265
- − Insurance
- −$1,372
- − Repairs & maintenance
- −$1,298
- − Management
- −$1,298
- − Depreciation
- −$3,345
- Taxable income
- $209
- Est. tax owed @ 24.0%
- −$50
- After-tax cash flow
- $1,898/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Duval
- NCES district ID
- 1200480
- Math proficiency
- 46% ▼ -11.00%
- Reading proficiency
- 45% ▼ -4.00%
- Median HH income
- $48,987
- Composite
- 38.97/100
- National rank
- #4076
- State rank
- #48 of 73 in FL
Livability — Jacksonville
- Score
- 83/100
- State rank
- #50
- US rank
- #911
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jacksonville, FL
- County
- Duval County · 1,015,274 people
- City population
- 979,034
- Metro
- Jacksonville, FL
- Population (ZIP)
- 65,729
- Household income
- $61,050
- Rent vs Own
- Severe rent burden
- 3605.0
Population outlook (Duval County) Hauer SSP2
- Today (2025)
- 1,013,010 people
- By 2030
- 1,059,228 · +4.6%
- By 2040
- 1,141,439 · +12.7%
- By 2050
- 1,205,258 · +19.0%
- By 2075
- 1,324,282 · +30.7%
- By 2100
- 1,319,620 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 3%
- Common ancestry
- Slovak 2% Hispanic 2% Italian 1%
- Foreign-born
- 10% · Canada, Vietnam, China
- Languages at home
- 86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%
Political lean MEDSL · Duval
- 2024 margin
- Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
- 2008→2024 swing
- +0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
- All cycles
- 2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -314.81%
- Current HPI
- 281.2688
- Rent YoY
- ▲ 2.11%
- Metro
- Jacksonville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
+150.0% since first listed54 events — show timeline
- 2026-05-05 Price Changed $175,000 realMLS
- 2026-03-25 Listed $185,000 realMLS
- 2025-12-30 Listing Removed — realMLS
- 2025-12-04 Price Changed $149,000 realMLS
- 2025-12-01 Relisted — realMLS
- 2025-11-26 Listing Removed — realMLS
- 2025-11-07 Contingent — realMLS
- 2025-11-05 Relisted — realMLS
- 2025-11-04 Listing Removed — realMLS
- 2025-09-18 Relisted — realMLS
- 2025-09-12 Contingent — realMLS
- 2025-08-04 Listed $159,000 realMLS
- 2025-07-27 Listing Removed — realMLS
- 2025-05-14 Contingent — realMLS
- 2025-04-22 Price Changed $135,000 realMLS
- 2025-03-17 Listed $141,000 realMLS
- 2025-03-09 Listing Removed — realMLS
- 2024-11-13 Price Changed $145,000 realMLS
- 2024-09-09 Listed $149,500 realMLS
- 2024-06-27 Contingent — realMLS
- 2024-04-29 Relisted — realMLS
- 2024-04-13 Pending — realMLS
- 2024-04-13 Listing Removed — realMLS
- 2024-03-31 Relisted — realMLS
- 2024-03-22 Relisted — realMLS
- 2024-03-13 Pending — realMLS
- 2024-03-13 Listing Removed — realMLS
- 2024-02-29 Price Changed $175,000 realMLS
- 2024-01-27 Listed $185,000 realMLS
- 2023-05-19 Listing Removed — realMLS
- 2023-05-15 Listed $149,500 realMLS
- 2020-03-05 Sold (Public Records) $92,500 Public Records
- 2020-02-21 Pending — realMLS
- 2020-02-21 Sold (MLS) $92,500 realMLS
- 2020-01-13 Relisted — realMLS
- 2020-01-10 Pending — realMLS
- 2019-12-13 Contingent — realMLS
- 2019-12-04 Price Changed $99,000 realMLS
- 2019-12-04 Relisted — realMLS
- 2019-11-30 Listing Removed — realMLS
- 2019-11-27 Relisted — realMLS
- 2019-11-25 Pending — realMLS
- 2019-11-14 Relisted — realMLS
- 2019-10-28 Pending — realMLS
- 2019-09-23 Price Changed $99,950 realMLS
- 2019-09-23 Relisted — realMLS
- 2019-09-13 Listing Removed — realMLS
- 2019-06-13 Price Changed $109,995 realMLS
- 2019-05-31 Listed $115,000 realMLS
- 2018-03-07 Sold (Public Records) $57,000 Public Records
- 2018-03-06 Sold (MLS) $57,000 realMLS
- 2018-02-09 Pending — realMLS
- 2018-01-30 Contingent — realMLS
- 2018-01-23 Listed $70,000 realMLS
Property tax history
+9.6%/yrLatest (2025): $2,265 · +13.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…