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5146 Sunderland Rd
B- Composite 67.3
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.2/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.8/10.0
  • 1% rule +6.8/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$115,000

5146 Sunderland Rd · Jacksonville, FL 32210
2 bd · 1.0 ba · 884 sqft · SingleFamily public records · 85 Days on market
Built 1943 6,098 sqft lot Est $161k · 29% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

Key facts

  • 6,098 sq ft lot
  • Built 1943
  • Listed 85 days

Property features AI

Exterior

  • Parking: Other parking
  • Utilities: Private sewer / Septic tank; Electricity connected; Water connected
  • Home design: Single family residence; Used for residential purposes
  • Exterior features: Lot of 0.14 acres; No private pool

Interior

  • Kitchen: Electric range; Refrigerator
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Interior features: Central heating; Central air

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $162 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $108k (6.0% below list) — sets the bar for market timing.
  • Cap rate 8.7% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+2.1%/yr); 441 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 85 days — a 6% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
  • 19 sale attempts since 8y ago; this cycle's ask has dropped $70k (38%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $92k; 24% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1943 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,100 (6.0% below list)

Questions for the listing agent

  1. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1943 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.18%
Cap rate
8.68%
Cash-on-cash
8.53%
DSCR
1.38
GRM
7.1

CMA / ARV

ARV (on-the-fly)
$160,888
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5250 Fremont St 0.15mi 2/1.5 908 (+3%) 5mo $220,000 $242 83
4916 Dundee Rd 0.36mi 2/1.0 898 (+2%) 7mo $189,750 $211 75
5163 Lexington Ave 0.37mi 2/1.0 835 (-6%) 3mo $85,000 $102 71
5037 Camille Ave 0.63mi 2/1.0 880 (-0%) 2mo $160,000 $182 68
5044 Sunderland Rd 0.13mi 3/1.0 (+1) 996 (+13%) 2mo $165,000 $166 66
2322 Woodridge Rd 0.49mi 2/1.0 946 (+7%) 2mo $120,000 $127 64
4853 Riverdale Rd 0.37mi 3/1.0 (+1) 967 (+9%) 0mo $117,500 $122 62
4741 Colonial Ave 0.42mi 3/2.0 (+1) 920 (+4%) 13mo $191,500 $208 54
5166 Camille Ave 0.59mi 2/1.0 814 (-8%) 7mo $125,000 $154 54
4768 Beverly Cir 0.68mi 3/1.0 (+1) 934 (+6%) 4mo $189,000 $202 51
5319 Lexington Ave 0.41mi 3/1.0 (+1) 1,012 (+14%) 12mo $163,500 $162 42
4720 Irvington Ave 0.65mi 3/2.0 (+1) 1,000 (+13%) 11mo $210,000 $210 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.11% rent growth · sell at horizon

5-year hold
IRR
-8.0%
Equity multiple
0.71×
Total profit
$-9,408
Equity at exit
$17,147
10-year hold
IRR
0.3%
Equity multiple
1.02×
Total profit
$643
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32210

Rents YoY
2.1%
Active inventory
441
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,353 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$189 /mo · $2,265/yr
Insurance
$48
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$162

Break-even live

Break-even rent $1,147
Max offer price $115,000
Occupancy floor 83%

Sensitivity live

Price -10% $227 -5% $195 +0% $162 +5% $130 +10% $97
Rent -10% $55 -5% $109 +0% $162 +5% $216 +10% $269
Rate -1.0pp $220 -0.5pp $192 base $162 +0.5pp $133 +1.0pp $102

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
5215 San Juan Ave Jacksonville, FL 2.0 1.0 750 $1,075 $1.43 8d 1 0.30mi
3434 Blanding Blvd Jacksonville, FL 2.0–3.0 2.0 1101 $1,695 $1.54 3d 2 0.31mi
5214 Lexington Ave Jacksonville, FL 1.0 1.0 750 $745 $0.99 24d 1 0.33mi
2039 Niblick Dr Jacksonville, FL 1.0–2.0 1.0–2.0 847 $1,275 $1.51 3d 10 0.59mi
5615 San Juan Ave #208 Jacksonville, FL 2.0 2.0 1115 $1,200 $1.08 24d 1 0.60mi
5139 Camille Ave Jacksonville, FL 3.0 2.0 1100 $1,625 $1.48 2d 1 0.60mi
4776 Cardinal Blvd Jacksonville, FL 3.0 1.0 959 $1,550 $1.62 24d 1 0.68mi
6066 Wilson Blvd Jacksonville, FL 3.0 3.0 1097 $1,800 $1.64 24d 1 0.69mi
5821 San Juan Ave Jacksonville, FL 1.0–3.0 1.0–2.0 1056 $1,165 $1.10 4d 7 0.69mi
4844 Merrimac Ave Jacksonville, FL 2.0 1.0 820 $1,325 $1.62 24d 1 0.87mi
6349 Kimberly Ln Jacksonville, FL 1.0 1.0 688 $1,095 $1.59 24d 1 0.87mi
4301 Confederate Point Rd Jacksonville, FL 3.0 1.0–2.0 1042 $1,412 $1.36 3d 39 0.93mi
4608 Wheeler Ave Jacksonville, FL 3.0 1.0 1025 $2,000 $1.95 24d 1 1.05mi
6511 San Juan Ave Jacksonville, FL 2.0 2.0 740 $1,200 $1.62 4d 1 1.05mi
4375 Confederate Point Rd Jacksonville, FL 1.0–3.0 1.0–2.5 1125 $1,288 $1.14 3d 22 1.05mi
4586 Park St Rm 2 Jacksonville, FL 1.0 1.0 900 $700 $0.78 24d 1 1.14mi
6595 San Juan Ave Jacksonville, FL 1.0–2.0 1.0 846 $1,250 $1.48 20d 4 1.17mi
4455 Confederate Point Rd Jacksonville, FL 1.0–3.0 1.0–2.5 1045 $1,339 $1.28 2d 19 1.18mi
4343 Ortega Farms Cir Unit A Jacksonville, FL 2.0 1.0 800 $1,950 $2.44 24d 1 1.25mi
6746 Jack Horner Ln Jacksonville, FL 3.0 1.0 975 $1,450 $1.49 24d 1 1.32mi
5351 Royce Ave Jacksonville, FL 3.0 1.0 1040 $1,600 $1.54 24d 1 1.34mi
4249 Saint Johns Ave Jacksonville, FL 1.0 1.0 820 $1,495 $1.82 24d 1 1.34mi
5377 Royce Ave Jacksonville, FL 3.0 1.0 1040 $1,800 $1.73 18d 1 1.35mi
5363 Poppy Dr Jacksonville, FL 3.0 1.0 1040 $1,445 $1.39 21d 1 1.41mi
6809 Miss Muffet Ln S Jacksonville, FL 3.0 1.0 1095 $1,475 $1.35 5d 1 1.43mi
1591 Lane Ave S Jacksonville, FL 1.0–3.0 1.0–2.0 954 $1,200 $1.26 24d 1 1.44mi
6715 Cotton Tail Ln Jacksonville, FL 3.0 1.5 1120 $1,450 $1.29 15d 1 1.47mi

Listing history 50 events

  1. 2026-06-18
    days on market $115,000 Active 85 DOM
  2. 2026-06-17
    days on market $115,000 Active 84 DOM
  3. 2026-06-16
    days on market $115,000 Active 83 DOM
  4. 2026-06-15
    days on market $115,000 Active 82 DOM
  5. 2026-06-13
    days on market $115,000 Active 79 DOM
  6. 2026-06-10
    days on market $115,000 Active 76 DOM
  7. 2026-06-08
    days on market $115,000 Active 75 DOM
  8. 2026-06-07
    days on market $115,000 Active 74 DOM
  9. 2026-06-03
    days on market $115,000 Active 70 DOM
  10. 2026-06-02
    days on market $115,000 Active 69 DOM
  11. 2026-06-01
    days on market $115,000 Active 68 DOM
  12. 2026-05-31
    days on market $115,000 Active 67 DOM
  13. 2026-05-05
    price $175,000
  14. 2026-03-25
    listed $185,000 Active
  15. 2025-12-30
    historical 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  16. 2025-12-04
    price $149,000 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  17. 2025-12-01
    status Active 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  18. 2025-11-26
    historical 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  19. 2025-11-07
    historical Active Under Contract 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  20. 2025-11-05
    status Active 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  21. 2025-11-04
    historical 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  22. 2025-09-18
    status Active 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  23. 2025-09-12
    historical Active Under Contract 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  24. 2025-08-04
    listed $159,000 Active 686-char remark
    Show marketing remark (686 chars)

    Step into this charming bungalow located in the Lakeshore community. This 3-bedroom, 1-bathroom home combines classic appeal with modern comforts. Inside, you'll find a welcoming living-dining combo, complemented by hardwood floors. The home features a modern kitchen and bathroom, and a stackable washer and dryer are included for your convenience. The screened porch offers a perfect spot to enjoy the neighborhood atmosphere. This home is ideally situated with easy access to the vibrant areas of Murray Hill, Avondale/Riverside, NAS, and Downtown Jacksonville convenient to Interstate access. It's a wonderful opportunity to own a piece of this classic Jacksonville community.

  25. 2025-07-27
    historical 276-char remark
    Show marketing remark (276 chars)

    Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.

  26. 2025-05-14
    historical Active Under Contract 276-char remark
    Show marketing remark (276 chars)

    Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.

  27. 2025-04-22
    price $135,000 276-char remark
    Show marketing remark (276 chars)

    Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.

  28. 2025-03-17
    listed $141,000 Active 276-char remark
    Show marketing remark (276 chars)

    Bungalow in the Lakeshore Area. Great Fixer Up for someone. This home is a 3 Bedroom, 1 Bath, with a Living - Dining Combo, hardwood floors, Kitchen , Bath, and Side Porch. Located close to Murray Hill, Avondale / Riverside areas, NAS and Downtown. Investment Easy to show.

  29. 2025-03-09
    historical
  30. 2024-11-13
    price $145,000
  31. 2024-09-09
    listed $149,500 Active
  32. 2024-06-27
    historical Active Under Contract
  33. 2024-04-29
    status Active
  34. 2024-04-13
    status Pending
  35. 2024-04-13
    historical
  36. 2024-03-31
    status Active
  37. 2024-03-22
    status Active
  38. 2024-03-13
    status Pending
  39. 2024-03-13
    historical
  40. 2024-02-29
    price $175,000
  41. 2024-01-27
    listed $185,000 Active
  42. 2023-05-19
    historical
  43. 2023-05-15
    listed $149,500 Active
  44. 2020-03-05
    soldstatus $92,500
  45. 2020-02-21
    status Pending
  46. 2020-02-21
    soldstatus $92,500 Sold
  47. 2020-01-13
    status Active
  48. 2020-01-10
    status Pending
  49. 2019-12-13
    historical Active - Contingent
  50. 2019-12-04
    price $99,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$2,265 · $189/mo
Projected year-2 tax
$2,265 · $189/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 73% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,230
− Mortgage interest
−$6,442
− Property taxes
−$2,265
− Insurance
−$1,372
− Repairs & maintenance
−$1,298
− Management
−$1,298
− Depreciation
−$3,345
Taxable income
$209
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$50
After-tax cash flow
$1,898/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
65,729
Household income
$61,050
Rent vs Own
42.6% rent · 57.4% own
Severe rent burden
3605.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Black 38% Hispanic / Latino 10% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 3%
Common ancestry
Slovak 2% Hispanic 2% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
86% English-only · Spanish 7% French/Haitian/Cajun 2% Tagalog/Filipino 1%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -314.81%
Current HPI
281.2688
Rent YoY
▲ 2.11%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+150.0% since first listed
54 events — show timeline
  • 2026-05-05 Price Changed $175,000 realMLS
  • 2026-03-25 Listed $185,000 realMLS
  • 2025-12-30 Listing Removed realMLS
  • 2025-12-04 Price Changed $149,000 realMLS
  • 2025-12-01 Relisted realMLS
  • 2025-11-26 Listing Removed realMLS
  • 2025-11-07 Contingent realMLS
  • 2025-11-05 Relisted realMLS
  • 2025-11-04 Listing Removed realMLS
  • 2025-09-18 Relisted realMLS
  • 2025-09-12 Contingent realMLS
  • 2025-08-04 Listed $159,000 realMLS
  • 2025-07-27 Listing Removed realMLS
  • 2025-05-14 Contingent realMLS
  • 2025-04-22 Price Changed $135,000 realMLS
  • 2025-03-17 Listed $141,000 realMLS
  • 2025-03-09 Listing Removed realMLS
  • 2024-11-13 Price Changed $145,000 realMLS
  • 2024-09-09 Listed $149,500 realMLS
  • 2024-06-27 Contingent realMLS
  • 2024-04-29 Relisted realMLS
  • 2024-04-13 Pending realMLS
  • 2024-04-13 Listing Removed realMLS
  • 2024-03-31 Relisted realMLS
  • 2024-03-22 Relisted realMLS
  • 2024-03-13 Pending realMLS
  • 2024-03-13 Listing Removed realMLS
  • 2024-02-29 Price Changed $175,000 realMLS
  • 2024-01-27 Listed $185,000 realMLS
  • 2023-05-19 Listing Removed realMLS
  • 2023-05-15 Listed $149,500 realMLS
  • 2020-03-05 Sold (Public Records) $92,500 Public Records
  • 2020-02-21 Pending realMLS
  • 2020-02-21 Sold (MLS) $92,500 realMLS
  • 2020-01-13 Relisted realMLS
  • 2020-01-10 Pending realMLS
  • 2019-12-13 Contingent realMLS
  • 2019-12-04 Price Changed $99,000 realMLS
  • 2019-12-04 Relisted realMLS
  • 2019-11-30 Listing Removed realMLS
  • 2019-11-27 Relisted realMLS
  • 2019-11-25 Pending realMLS
  • 2019-11-14 Relisted realMLS
  • 2019-10-28 Pending realMLS
  • 2019-09-23 Price Changed $99,950 realMLS
  • 2019-09-23 Relisted realMLS
  • 2019-09-13 Listing Removed realMLS
  • 2019-06-13 Price Changed $109,995 realMLS
  • 2019-05-31 Listed $115,000 realMLS
  • 2018-03-07 Sold (Public Records) $57,000 Public Records
  • 2018-03-06 Sold (MLS) $57,000 realMLS
  • 2018-02-09 Pending realMLS
  • 2018-01-30 Contingent realMLS
  • 2018-01-23 Listed $70,000 realMLS

Property tax history

+9.6%/yr

Latest (2025): $2,265 · +13.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…