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875 Prospect St
A Composite 85.18
Why this score? — see what drove the A grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Appreciation +6.7/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0

$85,000

875 Prospect St · Jacksonville, FL 32254
3 bd · 2.0 ba · 1,034 sqft · SingleFamily public records · 81 Days on market
Built 1950 7,840 sqft lot Est $124k · 31% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice size single family home with 3 bedrooms and 1 full bathroom. Partially fenced in, fully fenced in backyard, needs a front driveway gate to make the yard fully fenced in. Roof - Permitted October 2019 (6 years old) HVAC - 3 years old Water heater - 1 year old Plumbing - some cast iron piping under home leading into bathroom and kitchen, and some PVC piping updated along the years as needed. Brand new sub flooring installed in the last year throughout entire house except bedroom with carpet. New floors & brand new carpet installed in the last year. Only one bedroom closest to the kitchen has carpet, all other rooms have vinyl flooring. Large laundry room with washer and dryer hook ups. HUGE BACKYARD WITH ENDLESS OPPORTUNITIES!!

Key facts

  • New floors
  • Huge backyard
  • Large laundry room

Tags

FULLY FENCED IN BACKYARDNEW FLOORSBRAND NEW CARPETLARGE LAUNDRY ROOMHUGE BACKYARD

Property features AI

Finance

  • HOA & community: Not a senior community

Exterior

  • Parking: Attached garage
  • Utilities: Electricity available; Sewer available; Water available
  • Home design: Single family residence; Used for residential and investment
  • Exterior features: No private pool

Interior

  • Kitchen: Electric range
  • Bedrooms: 3 bedrooms
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ice maker; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $85k.

Deal economics

  • At list price, monthly cash flow is $467 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $85k).
  • Recommended offer: $80k (6.0% below list) — sets the bar for market timing.
  • Cap rate 12.9% vs local median 4.0% in Jacksonville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#50 in FL, #911 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
  • Duval (urban): math 46% / reading 45% proficiency, ranked #48 of 73 in FL (top 66%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 173 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 6,503 units permitted in Duval County in 2024 (1,131 in 5+ unit buildings).

Forward outlook

  • In year one you build about $3k of equity ($588 loan paydown + $3k appreciation (3.4% local appreciation)).
  • Duval County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (3.4% appreciation + 1.7% rent growth), your $24k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 10, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 81 days — a 6% lower offer ($80k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 11y ago; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $50k; list at $85k implies a 72% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $79,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
12.88%
Cash-on-cash
23.54%
DSCR
2.05
GRM
5.3

CMA / ARV

ARV (on-the-fly)
$124,080
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3130 Mell Ct 0.29mi 3/2.0 1,056 (+2%) 1mo $180,000 $170 82
954 Allison St 0.29mi 3/1.5 1,084 (+5%) 1mo $130,000 $120 76
1056 Hood Ave 0.39mi 3/1.0 1,024 (-1%) 2mo $154,500 $151 74
2667 Amy St 0.62mi 3/1.0 1,038 (+0%) 0mo $117,000 $113 66
1060 Prospect St 0.26mi 3/1.0 924 (-11%) 2mo $145,000 $157 64
3033 Lowell Ave 0.10mi 3/1.0 884 (-14%) 4mo $90,000 $102 64
3557 Dillon St 0.72mi 3/1.5 1,035 (+0%) 1mo $180,000 $174 63
751 Dixon St 0.31mi 2/1.0 (-1) 923 (-11%) 2mo $114,000 $124 57
1064 Woodstock Ave 0.34mi 4/1.0 (+1) 1,152 (+11%) 3mo $126,400 $110 54
1630 Detroit St 0.73mi 3/2.0 976 (-6%) 4mo $106,000 $109 53
1073 Huron St 0.50mi 3/1.0 916 (-11%) 3mo $77,000 $84 51
3406 Greenbrier Dr 0.54mi 2/1.0 (-1) 1,184 (+14%) 2mo $132,500 $112 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

3.41% appreciation · 1.7% rent growth · sell at horizon

5-year hold
IRR
29.5%
Equity multiple
2.69×
Total profit
$40,129
Equity at exit
$40,211
10-year hold
IRR
28.9%
Equity multiple
5.06×
Total profit
$96,683
Equity at exit
$63,564

Cash invested: $23,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32254

Home prices YoY
1.2%
Rents YoY
1.7%
Active inventory
173
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,347 high interval (Pro) →
Mortgage (P&I)
$446
Tax from tax record
$116 /mo · $1,394/yr
Insurance
$35
HOA
$0
Vacancy / Maint / Mgmt
$283
Net cashflow
$467

Break-even live

Break-even rent $756
Max offer price $85,000
Occupancy floor 60%

Sensitivity live

Price -10% $515 -5% $491 +0% $467 +5% $443 +10% $419
Rent -10% $360 -5% $414 +0% $467 +5% $520 +10% $573
Rate -1.0pp $510 -0.5pp $488 base $467 +0.5pp $445 +1.0pp $422

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$21,250
Closing costs
$2,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3012 Imperial St Jacksonville, FL 3.0 1.0 1089 $1,395 $1.28 24d 1 0.18mi
1021 Woodstock Ave Jacksonville, FL 3.0 2.0 1012 $1,495 $1.48 8d 1 0.24mi
1021 Woodstock Ave Jacksonville, FL 3.0 2.0 1012 $1,495 $1.48 24d 1 0.24mi
1037 Detroit St Jacksonville, FL 3.0 2.0 912 $1,250 $1.37 2d 1 0.25mi
3303 Broadway Ave Jacksonville, FL 3.0 2.0 1072 $1,550 $1.45 5d 1 0.26mi
3368 Columbus Ave Jacksonville, FL 2.0 1.0 955 $1,300 $1.36 5d 1 0.30mi
3034 Detroit Cir E Jacksonville, FL 3.0 2.0 1300 $1,399 $1.08 24d 1 0.30mi
3305 Sunnybrook Ave N Jacksonville, FL 2.0 1.0 1012 $1,021 $1.01 24d 1 0.35mi
912 Huron St Jacksonville, FL 2.0 1.0 900 $1,100 $1.22 15d 1 0.40mi
3350 Sunnybrook Ave N Jacksonville, FL 2.0 1.0 900 $1,095 $1.22 24d 1 0.41mi
2851 Sophia St Jacksonville, FL 2.0 1.0 846 $1,000 $1.18 24d 3 0.42mi
3055 2nd Street Cir Jacksonville, FL 3.0 1.5 1050 $1,340 $1.28 18d 1 0.43mi
3450 Lowell Ave Jacksonville, FL 3.0 2.0 1209 $1,578 $1.31 24d 1 0.45mi
2862 W 1st St Jacksonville, FL 2.0 1.0 800 $895 $1.12 5d 1 0.45mi
2862 W 1st St Unit 1 Jacksonville, FL 2.0 1.0 800 $895 $1.12 15d 1 0.45mi
3326 W 1st St Jacksonville, FL 2.0 1.0 791 $995 $1.26 24d 1 0.46mi
2852 W 1st St Jacksonville, FL 2.0 1.0 800 $895 $1.12 8d 1 0.47mi
1227 Dena St Jacksonville, FL 3.0 1.0 1033 $1,325 $1.28 24d 1 0.48mi
1305 Melson Ave Jacksonville, FL 3.0 2.0 1224 $1,399 $1.14 21d 1 0.48mi
3433 Brookhaven Dr Jacksonville, FL 2.0 1.0 754 $1,295 $1.72 8d 1 0.50mi
3101 3rd Street Cir N Jacksonville, FL 2.0 1.0 870 $1,150 $1.32 8d 1 0.50mi
2913 W 2nd St Jacksonville, FL 2.0 1.0 720 $1,000 $1.39 2d 1 0.51mi
841 Ontario St Jacksonville, FL 2.0 1.0 1000 $1,285 $1.28 24d 1 0.56mi
2965 Sunset St Jacksonville, FL 3.0 1.5 1056 $1,375 $1.30 8d 1 0.60mi
2965 Sunset St Jacksonville, FL 3.0 2.0 1056 $1,375 $1.30 5d 1 0.60mi
2902 W 5th St Jacksonville, FL 3.0 2.0 1379 $1,050 $0.76 8d 1 0.67mi
1612 Alfen St Jacksonville, FL 3.0 1.5 945 $1,113 $1.18 8d 1 0.70mi
3688 Dillon St Jacksonville, FL 3.0 2.0 1230 $1,421 $1.16 24d 1 0.72mi
2939 W 6th St Jacksonville, FL 3.0 2.0 1269 $1,225 $0.97 2d 1 0.72mi
2587 Orchard St Jacksonville, FL 2.0 2.0 992 $1,295 $1.31 8d 1 0.76mi
3515 Dignan St Jacksonville, FL 3.0 1.0 915 $1,036 $1.13 4d 1 0.80mi
3352 Dillon St Jacksonville, FL 3.0 2.0 1229 $1,372 $1.12 24d 1 0.81mi
5148 Cain Ln Jacksonville, FL 3.0 1.0 1104 $1,306 $1.18 22d 1 0.81mi
3318 Dignan St Jacksonville, FL 3.0 2.0 960 $1,200 $1.25 24d 1 0.88mi
3323 Nolan St Jacksonville, FL 3.0 1.0 927 $1,050 $1.13 2d 1 0.89mi
3550 Edison Ave Jacksonville, FL 3.0 2.0 1230 $1,463 $1.19 5d 1 0.93mi
3319 Hunt St Jacksonville, FL 3.0 1.0 924 $1,295 $1.40 24d 1 0.93mi
2410 McQuade St Jacksonville, FL 3.0 2.0 1307 $1,425 $1.09 24d 1 0.98mi
3356 Lenox Ave Jacksonville, FL 2.0 1.0 899 $999 $1.11 24d 1 1.02mi
3118 Dignan St Jacksonville, FL 4.0 2.0 1103 $1,148 $1.04 2d 1 1.03mi

Listing history 50 events

  1. 2026-06-21
    days on market $85,000 Active 81 DOM
  2. 2026-06-18
    days on market $85,000 Active 78 DOM
  3. 2026-06-17
    days on market $85,000 Active 77 DOM
  4. 2026-06-16
    days on market $85,000 Active 76 DOM
  5. 2026-06-15
    days on market $85,000 Active 75 DOM
  6. 2026-06-13
    days on market $85,000 Active 72 DOM
  7. 2026-06-10
    days on market $85,000 Active 69 DOM
  8. 2026-06-08
    days on market $85,000 Active 68 DOM
  9. 2026-06-07
    days on market $85,000 Active 67 DOM
  10. 2026-06-03
    days on market $85,000 Active 63 DOM
  11. 2026-06-02
    days on market $85,000 Active 62 DOM
  12. 2026-06-01
    days on market $85,000 Active 61 DOM
  13. 2026-05-31
    days on market $85,000 Active 60 DOM
  14. 2026-05-08
    price $85,000
  15. 2026-04-01
    listed $90,000 Active
  16. 2025-12-31
    historical 771-char remark
    Show marketing remark (771 chars)

    Nice size single family home with 3 bedrooms and 1 full bathroom. Partially fenced in, fully fenced in backyard, needs a front driveway gate to make the yard fully fenced in. Roof - Permitted October 2019 (6 years old) HVAC - 3 years old Water heater - 1 year old Plumbing - some cast iron piping under home leading into bathroom and kitchen, and some PVC piping updated along the years as needed. Brand new sub flooring installed in the last year throughout entire house except bedroom with carpet. New floors & brand new carpet installed in the last year. Only one bedroom closest to the kitchen has carpet, all other rooms have vinyl flooring. Large laundry room with washer and dryer hook ups. HUGE BACKYARD WITH ENDLESS OPPORTUNITIES!!

  17. 2025-10-20
    price $89,000 771-char remark
    Show marketing remark (771 chars)

    Nice size single family home with 3 bedrooms and 1 full bathroom. Partially fenced in, fully fenced in backyard, needs a front driveway gate to make the yard fully fenced in. Roof - Permitted October 2019 (6 years old) HVAC - 3 years old Water heater - 1 year old Plumbing - some cast iron piping under home leading into bathroom and kitchen, and some PVC piping updated along the years as needed. Brand new sub flooring installed in the last year throughout entire house except bedroom with carpet. New floors & brand new carpet installed in the last year. Only one bedroom closest to the kitchen has carpet, all other rooms have vinyl flooring. Large laundry room with washer and dryer hook ups. HUGE BACKYARD WITH ENDLESS OPPORTUNITIES!!

  18. 2025-09-23
    price $105,000 771-char remark
    Show marketing remark (771 chars)

    Nice size single family home with 3 bedrooms and 1 full bathroom. Partially fenced in, fully fenced in backyard, needs a front driveway gate to make the yard fully fenced in. Roof - Permitted October 2019 (6 years old) HVAC - 3 years old Water heater - 1 year old Plumbing - some cast iron piping under home leading into bathroom and kitchen, and some PVC piping updated along the years as needed. Brand new sub flooring installed in the last year throughout entire house except bedroom with carpet. New floors & brand new carpet installed in the last year. Only one bedroom closest to the kitchen has carpet, all other rooms have vinyl flooring. Large laundry room with washer and dryer hook ups. HUGE BACKYARD WITH ENDLESS OPPORTUNITIES!!

  19. 2025-08-27
    listed $120,000 Active 771-char remark
    Show marketing remark (771 chars)

    Nice size single family home with 3 bedrooms and 1 full bathroom. Partially fenced in, fully fenced in backyard, needs a front driveway gate to make the yard fully fenced in. Roof - Permitted October 2019 (6 years old) HVAC - 3 years old Water heater - 1 year old Plumbing - some cast iron piping under home leading into bathroom and kitchen, and some PVC piping updated along the years as needed. Brand new sub flooring installed in the last year throughout entire house except bedroom with carpet. New floors & brand new carpet installed in the last year. Only one bedroom closest to the kitchen has carpet, all other rooms have vinyl flooring. Large laundry room with washer and dryer hook ups. HUGE BACKYARD WITH ENDLESS OPPORTUNITIES!!

  20. 2024-11-28
    historical $1,250
  21. 2024-11-19
    listed $1,250
  22. 2024-09-27
    historical $1,199
  23. 2024-09-20
    price $1,199
  24. 2024-09-05
    price $1,250
  25. 2024-08-25
    price $1,400
  26. 2024-08-18
    price $1,100
  27. 2024-08-13
    price $1,199
  28. 2024-08-05
    price $1,225
  29. 2024-07-30
    price $1,250
  30. 2024-07-13
    listed $1,300
  31. 2023-09-08
    historical $1,100
  32. 2023-08-02
    listed $1,100
  33. 2023-06-19
    historical 339-char remark
    Show marketing remark (339 chars)

    SELLERS WILL NOT ACCEPT ANYTHING LESS THAN LIST PRICE!! This is a 3 bedroom, 1 bathroom home on a fully fenced-in 60 foot wide by 130 feet deep lot. Great, spacious and split floor-plan with a large indoor laundry room. There is also a fairly large eat-in kitchen. Central heat and air system is 1 year new. Roof is 3.5 years new.

  34. 2023-05-31
    price $97,000 339-char remark
    Show marketing remark (339 chars)

    SELLERS WILL NOT ACCEPT ANYTHING LESS THAN LIST PRICE!! This is a 3 bedroom, 1 bathroom home on a fully fenced-in 60 foot wide by 130 feet deep lot. Great, spacious and split floor-plan with a large indoor laundry room. There is also a fairly large eat-in kitchen. Central heat and air system is 1 year new. Roof is 3.5 years new.

  35. 2023-04-20
    price $106,000 339-char remark
    Show marketing remark (339 chars)

    SELLERS WILL NOT ACCEPT ANYTHING LESS THAN LIST PRICE!! This is a 3 bedroom, 1 bathroom home on a fully fenced-in 60 foot wide by 130 feet deep lot. Great, spacious and split floor-plan with a large indoor laundry room. There is also a fairly large eat-in kitchen. Central heat and air system is 1 year new. Roof is 3.5 years new.

  36. 2023-04-11
    price $115,000 339-char remark
    Show marketing remark (339 chars)

    SELLERS WILL NOT ACCEPT ANYTHING LESS THAN LIST PRICE!! This is a 3 bedroom, 1 bathroom home on a fully fenced-in 60 foot wide by 130 feet deep lot. Great, spacious and split floor-plan with a large indoor laundry room. There is also a fairly large eat-in kitchen. Central heat and air system is 1 year new. Roof is 3.5 years new.

  37. 2023-03-07
    listed $125,000 Active 339-char remark
    Show marketing remark (339 chars)

    SELLERS WILL NOT ACCEPT ANYTHING LESS THAN LIST PRICE!! This is a 3 bedroom, 1 bathroom home on a fully fenced-in 60 foot wide by 130 feet deep lot. Great, spacious and split floor-plan with a large indoor laundry room. There is also a fairly large eat-in kitchen. Central heat and air system is 1 year new. Roof is 3.5 years new.

  38. 2018-04-06
    soldstatus $49,500
  39. 2018-03-22
    soldstatus $46,500
  40. 2017-09-07
    soldstatus $46,500
  41. 2017-08-04
    soldstatus $23,500 Sold
  42. 2017-07-21
    status Pending
  43. 2017-07-14
    price $25,000
  44. 2017-06-12
    listed $29,900 Active
  45. 2016-04-29
    historical
  46. 2016-04-26
    status Active
  47. 2015-11-24
    status Pending
  48. 2015-05-11
    price $19,900
  49. 2015-05-11
    status Active
  50. 2015-05-11
    price $14,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,394 · $116/mo
Projected year-2 tax
$1,394 · $116/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 6 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 7 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,164
− Mortgage interest
−$4,761
− Property taxes
−$1,394
− Insurance
−$425
− Repairs & maintenance
−$1,293
− Management
−$1,293
− Depreciation
−$2,473
Taxable income
$4,525
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,086
After-tax cash flow
$4,516/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Duval
NCES district ID
1200480
Math proficiency
46% ▼ -11.00%
Reading proficiency
45% ▼ -4.00%
Median HH income
$48,987
Composite
38.97/100
National rank
#4076
State rank
#48 of 73 in FL

Livability — Jacksonville

Score
83/100
State rank
#50
US rank
#911

Category grades

Amenities A+ Commute A+ Cost of living A Crime C Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Jacksonville, FL
County
Duval County · 1,015,274 people
City population
979,034
Metro
Jacksonville, FL
Population (ZIP)
13,927
Household income
$34,953
Rent vs Own
50.2% rent · 49.8% own
Severe rent burden
882.0

Population outlook (Duval County) Hauer SSP2

Today (2025)
1,013,010 people
By 2030
1,059,228 · +4.6%
By 2040
1,141,439 · +12.7%
By 2050
1,205,258 · +19.0%
By 2075
1,324,282 · +30.7%
By 2100
1,319,620 · +30.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Black 60% White 28% Two or more races 7% Hispanic / Latino 5%
Hispanic origin (detail)
Puerto Rican 1%
Common ancestry
Slovak 1% Hispanic 1% Lithuanian 1%
Foreign-born
4% · Canada
Languages at home
94% English-only · Spanish 4% French/Haitian/Cajun 2%

Political lean MEDSL · Duval

2024 margin
Toss-up / Even · D 48.7% · R 50.1% · Other 1.2%
2008→2024 swing
+0.4pp no change · 2008: -1.9pp · 2024: -1.5pp
All cycles
2024: R+1.5 2020: D+3.8 2016: R+1.5 2012: R+3.6 2008: R+1.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 3.41%
Current HPI
282.2981
Rent YoY
▲ 1.70%
Metro
Jacksonville, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+78.9% since first listed
43 events — show timeline
  • 2026-05-08 Price Changed $85,000 realMLS
  • 2026-04-01 Listed $90,000 realMLS
  • 2025-12-31 Listing Removed realMLS
  • 2025-10-20 Price Changed $89,000 realMLS
  • 2025-09-23 Price Changed $105,000 realMLS
  • 2025-08-27 Listed $120,000 realMLS
  • 2024-11-28 Rental Removed $1,250 BUILDIUM
  • 2024-11-19 Listed for Rent $1,250 BUILDIUM
  • 2024-09-27 Rental Removed $1,199 BUILDIUM
  • 2024-09-20 Price Changed $1,199 BUILDIUM
  • 2024-09-05 Price Changed $1,250 BUILDIUM
  • 2024-08-25 Price Changed $1,400 BUILDIUM
  • 2024-08-18 Price Changed $1,100 BUILDIUM
  • 2024-08-13 Price Changed $1,199 BUILDIUM
  • 2024-08-05 Price Changed $1,225 BUILDIUM
  • 2024-07-30 Price Changed $1,250 BUILDIUM
  • 2024-07-13 Listed for Rent $1,300 BUILDIUM
  • 2023-09-08 Rental Removed $1,100 BUILDIUM
  • 2023-08-02 Listed for Rent $1,100 BUILDIUM
  • 2023-06-19 Listing Removed realMLS
  • 2023-05-31 Price Changed $97,000 realMLS
  • 2023-04-20 Price Changed $106,000 realMLS
  • 2023-04-11 Price Changed $115,000 realMLS
  • 2023-03-07 Listed $125,000 realMLS
  • 2018-04-06 Sold (Public Records) $49,500 Public Records
  • 2018-03-22 Sold (Public Records) $46,500 Public Records
  • 2017-09-07 Sold (Public Records) $46,500 Public Records
  • 2017-08-04 Sold (MLS) $23,500 realMLS
  • 2017-07-21 Pending realMLS
  • 2017-07-14 Price Changed $25,000 realMLS
  • 2017-06-12 Listed $29,900 realMLS
  • 2016-04-29 Listing Removed realMLS
  • 2016-04-26 Relisted realMLS
  • 2015-11-24 Pending realMLS
  • 2015-05-11 Price Changed $19,900 realMLS
  • 2015-05-11 Relisted realMLS
  • 2015-05-11 Price Changed $14,900 realMLS
  • 2015-05-11 Price Changed $14,500 realMLS
  • 2015-04-28 Listed $14,900 realMLS
  • 2015-04-28 Listing Removed realMLS
  • 2001-06-07 Sold (Public Records) $73,000 Public Records
  • 2000-05-02 Sold (Public Records) $39,000 Public Records
  • 1995-12-28 Sold (Public Records) $47,500 Public Records

Property tax history

+19.5%/yr

Latest (2025): $1,394 · +24.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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