140 Riley Cv · Kyle, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +7.9/30.0
- 1% rule +3.9/10.0
- Livability +3.8/5.0
- Schools +3.5/10.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- DSCR +2.0/10.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.
Key facts
- Dog park
- Splash pad
- Walking paths
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $215k.
Deal economics
- At list price, monthly cash flow is $-229 ($-3k/yr) — negative.
- To cash-flow at today's rent, offer at most $174k (18.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (11.2% below list).
- Recommended offer: $174k (18.8% below list) — sets the bar for cash-flow.
- Cap rate 5.0% vs local median 3.3% in Kyle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#138 in TX, #3,993 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment A; Watch: amenities F, commute F.
- Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Susie Fuentes El (math 20% / reading 31%, grade F, #2,982 of 4,322 statewide, top 70%, 650 students, 60% FRL); Armando Chapa Middle (math 23% / reading 28%, grade F, #1,236 of 1,662 statewide, top 76%, 668 students, 65% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 61% FRL vs 43% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 26% at this address vs 38% district-wide (-12 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
- Market conditions: Rents soft (-0.3%/yr); 1820 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 78 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.9% of price.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 78 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.89% ✗
- Cap rate
- 5.01%
- Cash-on-cash
- -4.57%
- DSCR
- 0.80
- GRM
- 9.4
CMA / ARV
- ARV (median comp)
- $313,615
- List price
- $215,000
- Delta
- -31.44%
- Verdict
- UNDERPRICED
- Comps
- 7 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 170 Henke Cv | 0.06mi | 3/2.0 | 1,343 (-12%) | 2mo | $239,000 | $178 | 75 |
| 160 Orion Cv | 0.38mi | 3/2.0 | 1,611 (+5%) | 0mo | $259,000 | $161 | 73 |
| 1520 Brandi Cir | 0.40mi | 3/2.0 | 1,393 (-9%) | 2mo | $265,000 | $190 | 65 |
| 168 Lake Washington Dr | 0.72mi | 3/2.0 | 1,560 (+2%) | 1mo | $229,000 | $147 | 62 |
| 741 Brandi Cir | 0.27mi | 4/2.0 (+1) | 1,668 (+9%) | 7mo | $245,000 | $147 | 62 |
| 596 Goldenrod St | 0.58mi | 3/2.0 | 1,645 (+8%) | 1mo | $200,000 | $122 | 60 |
| 110 Beau Ln | 0.24mi | 4/2.0 (+1) | 1,705 (+11%) | 8mo | $265,000 | $155 | 58 |
| 126 Carriage Way | 0.63mi | 3/2.0 | 1,645 (+8%) | 6mo | $225,000 | $137 | 53 |
| 150 Backwater Rd | 0.75mi | 3/2.0 | 1,437 (-6%) | 2mo | $280,850 | $195 | 53 |
| 121 Primrose Blvd | 0.75mi | 3/2.0 | 1,654 (+8%) | 0mo | $255,000 | $154 | 52 |
| 160 Backwater Rd | 0.74mi | 4/2.0 (+1) | 1,589 (+4%) | 4mo | $294,860 | $186 | 51 |
| 220 Backwater Rd | 0.71mi | 4/2.0 (+1) | 1,589 (+4%) | 7mo | $319,860 | $201 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -28.0%
- Equity multiple
- 0.09×
- Total profit
- $-54,859
- Equity at exit
- $32,057
- IRR
- -48.2%
- Equity multiple
- -0.45×
- Total profit
- $-87,453
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78640
- Home prices YoY
- -33.8%
- Rents YoY
- -0.3%
- Active inventory
- 1820
- Price-to-rent
- 9.4×
Monthly cashflow live
- Estimated rent
- $1,908 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$520 /mo · $6,239/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$401
- Net cashflow
- $-229
Break-even live
Sensitivity live
| Price | -10% $-108 | -5% $-169 | +0% $-229 | +5% $-290 | +10% $-351 |
|---|---|---|---|---|---|
| Rent | -10% $-380 | -5% $-305 | +0% $-229 | +5% $-154 | +10% $-79 |
| Rate | -1.0pp $-121 | -0.5pp $-175 | base $-229 | +0.5pp $-285 | +1.0pp $-342 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 931 Brandi Cir Kyle, TX | 3.0 | 2.0 | 1343 | $1,750 | $1.30 | 6d | 1 | 0.34mi |
| 205 Mood Lake Dr Kyle, TX | 3.0 | 2.0 | 1419 | $1,595 | $1.12 | 25d | 1 | 0.50mi |
| 205 Mood Lake Dr Kyle, TX | 3.0 | 2.0 | 1419 | $1,595 | $1.12 | 23d | 1 | 0.50mi |
| 228 Pearl Lake Dr Kyle, TX | 3.0 | 2.0 | 1439 | $1,725 | $1.20 | 25d | 1 | 0.58mi |
| 228 Pearl Lake Dr Kyle, TX | 3.0 | 2.0 | 1439 | $1,725 | $1.20 | 23d | 1 | 0.58mi |
| 21393 Interstate 35 Kyle, TX | 1.0–3.0 | 1.0–2.0 | 969 | $1,471 | $1.52 | 0d | 6 | 0.59mi |
| 117 Mood Lake Dr Kyle, TX | 3.0 | 2.5 | 2120 | $2,190 | $1.03 | 0d | 1 | 0.59mi |
| 289 Lake Washington Dr Kyle, TX | 3.0 | 2.0 | 1389 | $1,699 | $1.22 | 14d | 1 | 0.77mi |
| 109 Granite Shoals Dr Kyle, TX | 3.0 | 2.0 | 1304 | $1,700 | $1.30 | 6d | 1 | 0.80mi |
| 431 Primrose Blvd Kyle, TX | 3.0 | 2.0 | 1611 | $1,695 | $1.05 | 5d | 1 | 0.83mi |
| 120 Llama Loop Kyle, TX | 3.0 | 2.0 | 1580 | $1,900 | $1.20 | 19d | 1 | 0.89mi |
| 140 Llama Loop Kyle, TX | 3.0 | 2.0 | 1335 | $1,695 | $1.27 | 45d | 1 | 0.89mi |
| 351 Zebra Dr Kyle, TX | 3.0 | 2.0 | 1207 | $1,995 | $1.65 | 25d | 1 | 0.91mi |
| 124 Lago Grande Dr Kyle, TX | 3.0 | 2.5 | 2024 | $1,995 | $0.99 | 45d | 1 | 0.92mi |
| 211 Wild Buffalo Dr Kyle, TX | 3.0 | 2.0 | 1180 | $1,595 | $1.35 | 19d | 1 | 0.93mi |
| 211 Wild Buffalo Dr Kyle, TX | 3.0 | 2.0 | 1180 | $1,595 | $1.35 | 18d | 1 | 0.93mi |
| 211 Wild Buffalo Dr Kyle, TX | 3.0 | 2.0 | 1180 | $1,595 | $1.35 | 25d | 1 | 0.93mi |
| 2801 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1935 | $1,995 | $1.03 | 4d | 1 | 0.96mi |
| 20400 Marketplace Ave Kyle, TX | 1.0–2.0 | 1.0–2.0 | 867 | $1,525 | $1.76 | 3d | 32 | 0.97mi |
| 133 Fabion St Kyle, TX | 4.0 | 2.0 | 1681 | $2,195 | $1.31 | 19d | 1 | 0.98mi |
| 401 Town Lake Bnd Kyle, TX | 4.0 | 2.0 | 1785 | $2,250 | $1.26 | 45d | 1 | 0.98mi |
| 411 Town Lake Bnd Kyle, TX | 4.0 | 2.0 | 1681 | $2,025 | $1.20 | 19d | 1 | 0.98mi |
| 145 Greenbelt Reservoir Pass Unit 1546380P Kyle, TX | 4.0 | 2.0 | 1528 | $3,393 | $2.22 | 16d | 1 | 0.99mi |
| 196 Fabion St Kyle, TX | 3.0 | 2.0 | 1326 | $1,850 | $1.40 | 25d | 1 | 1.00mi |
| 164 Fabion St Kyle, TX | 3.0 | 2.0 | 1437 | $1,799 | $1.25 | 16d | 1 | 1.00mi |
| 124 Fabion St Kyle, TX | 4.0 | 2.5 | 2025 | $2,100 | $1.04 | 19d | 1 | 1.00mi |
| 200 Philomena Dr Kyle, TX | 1.0–3.0 | 1.0–2.0 | 994 | $1,970 | $1.98 | 0d | 24 | 1.01mi |
| 2721 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1937 | $1,995 | $1.03 | 0d | 1 | 1.03mi |
| 226 Hess Dr Kyle, TX | 3.0 | 2.0 | 1393 | $1,695 | $1.22 | 3d | 1 | 1.04mi |
| 410 Masonwood Dr Kyle, TX | 3.0 | 2.0 | 1341 | $1,797 | $1.34 | 45d | 1 | 1.04mi |
| 1310 Goforth Rd Kyle, TX | 2.0 | 2.0 | 1163 | $1,850 | $1.59 | 6d | 1 | 1.06mi |
| 204 Inks Ln Kyle, TX | 4.0 | 2.5 | 2150 | $1,995 | $0.93 | 14d | 1 | 1.06mi |
| 2681 Winding Creek Rd Kyle, TX | 3.0 | 2.0 | 1754 | $1,875 | $1.07 | 45d | 1 | 1.08mi |
| 320 Goll ST Niederwald, TX | 1.0–2.0 | 1.0–2.0 | 1056 | $1,987 | $1.88 | 0d | 86 | 1.11mi |
| 311 Chesterfield Dr Kyle, TX | 3.0 | 2.0 | 1935 | $1,899 | $0.98 | 45d | 1 | 1.12mi |
| 124 Hollis Ln Kyle, TX | 3.0 | 2.0 | 1610 | $1,945 | $1.21 | 16d | 1 | 1.13mi |
| 225 Cibolo Creek Dr Kyle, TX | 3.0 | 2.0 | 1393 | $1,800 | $1.29 | 0d | 1 | 1.14mi |
| 125 Chesterfield Dr Kyle, TX | 4.0 | 2.0 | 1995 | $2,350 | $1.18 | 45d | 1 | 1.17mi |
| 387 Paddington Dr Kyle, TX | 4.0 | 2.0 | 1537 | $1,795 | $1.17 | 19d | 1 | 1.22mi |
| 315 Nottingham Loop Kyle, TX | 3.0 | 2.0 | 1336 | $1,800 | $1.35 | 12d | 1 | 1.27mi |
Listing history 29 events
-
2026-06-21days on market $215,000 Active 78 DOM
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2026-06-18days on market $215,000 Active 75 DOM
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2026-06-17status $215,000 Active 74 DOM
-
2026-06-17days on market $215,000 Active Under Contract 74 DOM
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2026-06-16days on market $215,000 Active Under Contract 73 DOM
-
2026-06-15days on market $215,000 Active Under Contract 72 DOM
-
2026-06-13statusdays on market $215,000 Active Under Contract 70 DOM
-
2026-06-09days on market $215,000 Active 66 DOM
-
2026-06-08days on market $215,000 Active 65 DOM
-
2026-06-07days on market $215,000 Active 64 DOM
-
2026-06-05days on market $215,000 Active 61 DOM
-
2026-06-03days on market $215,000 Active 60 DOM
-
2026-06-02days on market $215,000 Active 59 DOM
-
2026-06-01days on market $215,000 Active 58 DOM
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2026-05-31days on market $215,000 Active 57 DOM
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2026-05-12historical Active Under Contract 1608-char remark
Show marketing remark (1608 chars)
Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.
-
2026-05-12historical Active Under Contract 1608-char remark
Show marketing remark (1608 chars)
Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.
-
2026-04-05$219,000 Active 1608-char remark
Show marketing remark (1608 chars)
Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.
-
2026-04-04$219,000 Active 1608-char remark
Show marketing remark (1608 chars)
Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.
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2019-07-03soldstatus
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2019-06-28soldstatus Sold
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2019-05-29status Pending - Taking Backups
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2019-05-14price $219,500
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2019-05-01$222,500 Active
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2019-03-01soldstatus
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2019-02-28soldstatus
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2000-05-11soldstatus
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1999-11-04$99,960
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1999-11-04historical
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,239 · $520/mo
- Projected year-2 tax
- $6,239 · $520/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,900
- − Mortgage interest
- −$12,043
- − Property taxes
- −$6,239
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$1,832
- − Management
- −$1,832
- − Depreciation
- −$6,255
- Taxable loss
- −$6,376
- Est. tax savings @ 24.0%
- +$1,530
- After-tax cash flow
- $-1,223/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Hays CISD
- NCES district ID
- 4800010
- Math proficiency
- 35% ▼ -15.00%
- Reading proficiency
- 41% ▼ -5.00%
- Median HH income
- $70,570
- Composite
- 34.78/100
- National rank
- #5118
- State rank
- #390 of 826 in TX
Livability — Kyle
- Score
- 75/100
- State rank
- #138
- US rank
- #3993
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kyle, TX
- County
- Hays County · 280,138 people
- City population
- 77,531
- Metro
- Austin-Round Rock-Georgetown, TX
- Population (ZIP)
- 77,531
- Household income
- $90,075
- Rent vs Own
- Severe rent burden
- 2552.0
Population outlook (Hays County) Hauer SSP2
- Today (2025)
- 286,948 people
- By 2030
- 336,923 · +17.4%
- By 2040
- 441,894 · +54.0%
- By 2050
- 553,462 · +92.9%
- By 2075
- 838,261 · +192.1%
- By 2100
- 1,063,658 · +270.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
- Hispanic origin (detail)
- Mexican 47% Puerto Rican 1%
- Common ancestry
- Italian 2% Slovak 2% Lithuanian 1%
- Foreign-born
- 13% · Canada
- Languages at home
- 63% English-only · Spanish 35%
Political lean MEDSL · Hays
- 2024 margin
- Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
- 2008→2024 swing
- +7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
- All cycles
- 2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -92.64%
- Current HPI
- 181.7969
- Rent YoY
- ▼ -0.34%
- Metro
- Austin-Round Rock-Georgetown, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+119.1% since first listed14 events — show timeline
- 2026-05-12 Contingent — CTXMLS
- 2026-05-12 Contingent — Unlock MLS
- 2026-04-05 Listed $219,000 CTXMLS
- 2026-04-04 Listed $219,000 Unlock MLS
- 2019-07-03 Sold (Public Records) — Public Records
- 2019-06-28 Sold (MLS) — Unlock MLS
- 2019-05-29 Pending — Unlock MLS
- 2019-05-14 Price Changed $219,500 Unlock MLS
- 2019-05-01 Listed $222,500 Unlock MLS
- 2019-03-01 Sold (Public Records) — Public Records
- 2019-02-28 Sold (Public Records) — Public Records
- 2000-05-11 Sold (MLS) — Unlock MLS
- 1999-11-04 Delisted — Unlock MLS
- 1999-11-04 Listed $99,960 Unlock MLS
Property tax history
+4.9%/yrLatest (2025): $6,239 · -2.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…