CashFlowRE
Sign in Sign up
140 Riley Cv
D Composite 40.88
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +7.9/30.0
  • 1% rule +3.9/10.0
  • Livability +3.8/5.0
  • Schools +3.5/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • DSCR +2.0/10.0
  • Appreciation +0.0/10.0

$215,000

140 Riley Cv · Kyle, TX 78640
3 bd · 2.0 ba · 1,530 sqft · SingleFamily public records · 78 Days on market
Built 2000 7,200 sqft lot $141/sqft · 31% below area Est $314k · 31% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.

Key facts

  • Dog park
  • Splash pad
  • Walking paths

Tags

ESTABLISHED NEIGHBORHOODNEAR STEEPLECHASE PARKSPLASH PADDOG PARKPLAYGROUNDWALKING PATHS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $215k.

Deal economics

  • At list price, monthly cash flow is $-229 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $174k (18.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $191k (11.2% below list).
  • Recommended offer: $174k (18.8% below list) — sets the bar for cash-flow.
  • Cap rate 5.0% vs local median 3.3% in Kyle — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#138 in TX, #3,993 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, employment A; Watch: amenities F, commute F.
  • Hays CISD (rural): math 35% / reading 41% proficiency, ranked #390 of 826 in TX (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Susie Fuentes El (math 20% / reading 31%, grade F, #2,982 of 4,322 statewide, top 70%, 650 students, 60% FRL); Armando Chapa Middle (math 23% / reading 28%, grade F, #1,236 of 1,662 statewide, top 76%, 668 students, 65% FRL); Lehman H S (math 20% / reading 32%, grade F, #1,234 of 1,632 statewide, top 76%, 2,120 students, 59% FRL) — zoned schools average 61% FRL vs 43% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 38% district-wide (-12 pts) — the specific schools serving this property underperform the Hays CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-0.3%/yr); 1820 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 5,270 units permitted in Hays County in 2024 (1,464 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Hays County population projected at +93% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 78 days — a 6% lower offer ($202k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 27y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $174,476 (18.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 78 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.89%
Cap rate
5.01%
Cash-on-cash
-4.57%
DSCR
0.80
GRM
9.4

CMA / ARV

ARV (median comp)
$313,615
List price
$215,000
Delta
-31.44%
Verdict
UNDERPRICED
Comps
7 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
170 Henke Cv 0.06mi 3/2.0 1,343 (-12%) 2mo $239,000 $178 75
160 Orion Cv 0.38mi 3/2.0 1,611 (+5%) 0mo $259,000 $161 73
1520 Brandi Cir 0.40mi 3/2.0 1,393 (-9%) 2mo $265,000 $190 65
168 Lake Washington Dr 0.72mi 3/2.0 1,560 (+2%) 1mo $229,000 $147 62
741 Brandi Cir 0.27mi 4/2.0 (+1) 1,668 (+9%) 7mo $245,000 $147 62
596 Goldenrod St 0.58mi 3/2.0 1,645 (+8%) 1mo $200,000 $122 60
110 Beau Ln 0.24mi 4/2.0 (+1) 1,705 (+11%) 8mo $265,000 $155 58
126 Carriage Way 0.63mi 3/2.0 1,645 (+8%) 6mo $225,000 $137 53
150 Backwater Rd 0.75mi 3/2.0 1,437 (-6%) 2mo $280,850 $195 53
121 Primrose Blvd 0.75mi 3/2.0 1,654 (+8%) 0mo $255,000 $154 52
160 Backwater Rd 0.74mi 4/2.0 (+1) 1,589 (+4%) 4mo $294,860 $186 51
220 Backwater Rd 0.71mi 4/2.0 (+1) 1,589 (+4%) 7mo $319,860 $201 50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-28.0%
Equity multiple
0.09×
Total profit
$-54,859
Equity at exit
$32,057
10-year hold
IRR
-48.2%
Equity multiple
-0.45×
Total profit
$-87,453
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78640

Home prices YoY
-33.8%
Rents YoY
-0.3%
Active inventory
1820
Price-to-rent
9.4×

Monthly cashflow live

Estimated rent
$1,908 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$520 /mo · $6,239/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$401
Net cashflow
$-229

Break-even live

Break-even rent $2,199
Max offer price $174,476
Occupancy floor

Sensitivity live

Price -10% $-108 -5% $-169 +0% $-229 +5% $-290 +10% $-351
Rent -10% $-380 -5% $-305 +0% $-229 +5% $-154 +10% $-79
Rate -1.0pp $-121 -0.5pp $-175 base $-229 +0.5pp $-285 +1.0pp $-342

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
931 Brandi Cir Kyle, TX 3.0 2.0 1343 $1,750 $1.30 6d 1 0.34mi
205 Mood Lake Dr Kyle, TX 3.0 2.0 1419 $1,595 $1.12 25d 1 0.50mi
205 Mood Lake Dr Kyle, TX 3.0 2.0 1419 $1,595 $1.12 23d 1 0.50mi
228 Pearl Lake Dr Kyle, TX 3.0 2.0 1439 $1,725 $1.20 25d 1 0.58mi
228 Pearl Lake Dr Kyle, TX 3.0 2.0 1439 $1,725 $1.20 23d 1 0.58mi
21393 Interstate 35 Kyle, TX 1.0–3.0 1.0–2.0 969 $1,471 $1.52 0d 6 0.59mi
117 Mood Lake Dr Kyle, TX 3.0 2.5 2120 $2,190 $1.03 0d 1 0.59mi
289 Lake Washington Dr Kyle, TX 3.0 2.0 1389 $1,699 $1.22 14d 1 0.77mi
109 Granite Shoals Dr Kyle, TX 3.0 2.0 1304 $1,700 $1.30 6d 1 0.80mi
431 Primrose Blvd Kyle, TX 3.0 2.0 1611 $1,695 $1.05 5d 1 0.83mi
120 Llama Loop Kyle, TX 3.0 2.0 1580 $1,900 $1.20 19d 1 0.89mi
140 Llama Loop Kyle, TX 3.0 2.0 1335 $1,695 $1.27 45d 1 0.89mi
351 Zebra Dr Kyle, TX 3.0 2.0 1207 $1,995 $1.65 25d 1 0.91mi
124 Lago Grande Dr Kyle, TX 3.0 2.5 2024 $1,995 $0.99 45d 1 0.92mi
211 Wild Buffalo Dr Kyle, TX 3.0 2.0 1180 $1,595 $1.35 19d 1 0.93mi
211 Wild Buffalo Dr Kyle, TX 3.0 2.0 1180 $1,595 $1.35 18d 1 0.93mi
211 Wild Buffalo Dr Kyle, TX 3.0 2.0 1180 $1,595 $1.35 25d 1 0.93mi
2801 Winding Creek Rd Kyle, TX 3.0 2.0 1935 $1,995 $1.03 4d 1 0.96mi
20400 Marketplace Ave Kyle, TX 1.0–2.0 1.0–2.0 867 $1,525 $1.76 3d 32 0.97mi
133 Fabion St Kyle, TX 4.0 2.0 1681 $2,195 $1.31 19d 1 0.98mi
401 Town Lake Bnd Kyle, TX 4.0 2.0 1785 $2,250 $1.26 45d 1 0.98mi
411 Town Lake Bnd Kyle, TX 4.0 2.0 1681 $2,025 $1.20 19d 1 0.98mi
145 Greenbelt Reservoir Pass Unit 1546380P Kyle, TX 4.0 2.0 1528 $3,393 $2.22 16d 1 0.99mi
196 Fabion St Kyle, TX 3.0 2.0 1326 $1,850 $1.40 25d 1 1.00mi
164 Fabion St Kyle, TX 3.0 2.0 1437 $1,799 $1.25 16d 1 1.00mi
124 Fabion St Kyle, TX 4.0 2.5 2025 $2,100 $1.04 19d 1 1.00mi
200 Philomena Dr Kyle, TX 1.0–3.0 1.0–2.0 994 $1,970 $1.98 0d 24 1.01mi
2721 Winding Creek Rd Kyle, TX 3.0 2.0 1937 $1,995 $1.03 0d 1 1.03mi
226 Hess Dr Kyle, TX 3.0 2.0 1393 $1,695 $1.22 3d 1 1.04mi
410 Masonwood Dr Kyle, TX 3.0 2.0 1341 $1,797 $1.34 45d 1 1.04mi
1310 Goforth Rd Kyle, TX 2.0 2.0 1163 $1,850 $1.59 6d 1 1.06mi
204 Inks Ln Kyle, TX 4.0 2.5 2150 $1,995 $0.93 14d 1 1.06mi
2681 Winding Creek Rd Kyle, TX 3.0 2.0 1754 $1,875 $1.07 45d 1 1.08mi
320 Goll ST Niederwald, TX 1.0–2.0 1.0–2.0 1056 $1,987 $1.88 0d 86 1.11mi
311 Chesterfield Dr Kyle, TX 3.0 2.0 1935 $1,899 $0.98 45d 1 1.12mi
124 Hollis Ln Kyle, TX 3.0 2.0 1610 $1,945 $1.21 16d 1 1.13mi
225 Cibolo Creek Dr Kyle, TX 3.0 2.0 1393 $1,800 $1.29 0d 1 1.14mi
125 Chesterfield Dr Kyle, TX 4.0 2.0 1995 $2,350 $1.18 45d 1 1.17mi
387 Paddington Dr Kyle, TX 4.0 2.0 1537 $1,795 $1.17 19d 1 1.22mi
315 Nottingham Loop Kyle, TX 3.0 2.0 1336 $1,800 $1.35 12d 1 1.27mi

Listing history 29 events

  1. 2026-06-21
    days on market $215,000 Active 78 DOM
  2. 2026-06-18
    days on market $215,000 Active 75 DOM
  3. 2026-06-17
    status $215,000 Active 74 DOM
  4. 2026-06-17
    days on market $215,000 Active Under Contract 74 DOM
  5. 2026-06-16
    days on market $215,000 Active Under Contract 73 DOM
  6. 2026-06-15
    days on market $215,000 Active Under Contract 72 DOM
  7. 2026-06-13
    statusdays on market $215,000 Active Under Contract 70 DOM
  8. 2026-06-09
    days on market $215,000 Active 66 DOM
  9. 2026-06-08
    days on market $215,000 Active 65 DOM
  10. 2026-06-07
    days on market $215,000 Active 64 DOM
  11. 2026-06-05
    days on market $215,000 Active 61 DOM
  12. 2026-06-03
    days on market $215,000 Active 60 DOM
  13. 2026-06-02
    days on market $215,000 Active 59 DOM
  14. 2026-06-01
    days on market $215,000 Active 58 DOM
  15. 2026-05-31
    days on market $215,000 Active 57 DOM
  16. 2026-05-12
    historical Active Under Contract 1608-char remark
    Show marketing remark (1608 chars)

    Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.

  17. 2026-05-12
    historical Active Under Contract 1608-char remark
    Show marketing remark (1608 chars)

    Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.

  18. 2026-04-05
    listed $219,000 Active 1608-char remark
    Show marketing remark (1608 chars)

    Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.

  19. 2026-04-04
    listed $219,000 Active 1608-char remark
    Show marketing remark (1608 chars)

    Priced to reflect needed repairs, 140 Riley Cove is a value-driven opportunity in Kyle’s established Steeplechase neighborhood. This 3-bedroom, 2-bath home offers approximately 1,530 square feet and sits in a location that continues to grow in popularity for its convenience and community feel. Just minutes away is Steeplechase Park, a local favorite featuring a splash pad, dog park, playground, walking trails, sports fields, and picnic areas—perfect for enjoying the outdoors right in your neighborhood. Beyond the neighborhood, the location offers easy access to everything Kyle has to offer. Nearby schools include Susie Fuentes Elementary, Armando Chapa Middle School, and Lehman High School, all part of Hays CISD, along with multiple additional school options in the area. Healthcare and daily conveniences are close by, with quick access to medical facilities, shopping, dining, and entertainment along the I-35 corridor, plus an easy drive to both San Marcos and Austin for even more options. Sold as is, the home does have visible foundation-related cracking and the back fencing will need replacement, which has been thoughtfully reflected in the price. At $219,000, it is priced $47,390 below the property tax appraised value of $266,390—approximately 18% under appraised value—creating a compelling opportunity for buyers looking to get into a desirable area at a reduced price point. A great fit for investors, flippers, or buyers ready to personalize a home while taking advantage of the location, neighborhood amenities, and long-term upside Kyle continues to offer.

  20. 2019-07-03
    soldstatus
  21. 2019-06-28
    soldstatus Sold
  22. 2019-05-29
    status Pending - Taking Backups
  23. 2019-05-14
    price $219,500
  24. 2019-05-01
    listed $222,500 Active
  25. 2019-03-01
    soldstatus
  26. 2019-02-28
    soldstatus
  27. 2000-05-11
    soldstatus
  28. 1999-11-04
    listed $99,960
  29. 1999-11-04
    historical

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,239 · $520/mo
Projected year-2 tax
$6,239 · $520/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,900
− Mortgage interest
−$12,043
− Property taxes
−$6,239
− Insurance
−$1,075
− Repairs & maintenance
−$1,832
− Management
−$1,832
− Depreciation
−$6,255
Taxable loss
−$6,376
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,530
After-tax cash flow
$-1,223/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hays CISD
NCES district ID
4800010
Math proficiency
35% ▼ -15.00%
Reading proficiency
41% ▼ -5.00%
Median HH income
$70,570
Composite
34.78/100
National rank
#5118
State rank
#390 of 826 in TX

Livability — Kyle

Score
75/100
State rank
#138
US rank
#3993

Category grades

Amenities F Commute F Cost of living A Crime A- Employment A Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kyle, TX
County
Hays County · 280,138 people
City population
77,531
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
77,531
Household income
$90,075
Rent vs Own
29.0% rent · 71.0% own
Severe rent burden
2552.0

Population outlook (Hays County) Hauer SSP2

Today (2025)
286,948 people
By 2030
336,923 · +17.4%
By 2040
441,894 · +54.0%
By 2050
553,462 · +92.9%
By 2075
838,261 · +192.1%
By 2100
1,063,658 · +270.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 55% White 36% Two or more races 29% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 47% Puerto Rican 1%
Common ancestry
Italian 2% Slovak 2% Lithuanian 1%
Foreign-born
13% · Canada
Languages at home
63% English-only · Spanish 35%

Political lean MEDSL · Hays

2024 margin
Lean D (+5.7) · D 52.1% · R 46.5% · Other 1.4%
2008→2024 swing
+7.7pp toward D · 2008: -2.0pp · 2024: 5.7pp
All cycles
2024: D+5.7 2020: D+10.8 2016: R+0.9 2012: R+10.4 2008: R+2.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -92.64%
Current HPI
181.7969
Rent YoY
▼ -0.34%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+119.1% since first listed
14 events — show timeline
  • 2026-05-12 Contingent CTXMLS
  • 2026-05-12 Contingent Unlock MLS
  • 2026-04-05 Listed $219,000 CTXMLS
  • 2026-04-04 Listed $219,000 Unlock MLS
  • 2019-07-03 Sold (Public Records) Public Records
  • 2019-06-28 Sold (MLS) Unlock MLS
  • 2019-05-29 Pending Unlock MLS
  • 2019-05-14 Price Changed $219,500 Unlock MLS
  • 2019-05-01 Listed $222,500 Unlock MLS
  • 2019-03-01 Sold (Public Records) Public Records
  • 2019-02-28 Sold (Public Records) Public Records
  • 2000-05-11 Sold (MLS) Unlock MLS
  • 1999-11-04 Delisted Unlock MLS
  • 1999-11-04 Listed $99,960 Unlock MLS

Property tax history

+4.9%/yr

Latest (2025): $6,239 · -2.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…