2499 Filippo Dr SE · Palm Bay, FL 32909

$295,888

3 bd · 2.0 ba · 1,808 sqft · Land · 36 Days on market

Built 2026 10,019 sqft lot

---

Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• Cash flow +8.1/30.0
• ARV discount +7.5/15.0
• Schools +4.7/10.0
• Livability +3.6/5.0
• Rent growth +3.4/5.0
• 1% rule +2.5/10.0
• Condition / age +2.5/5.0
• DSCR +2.1/10.0

Listing remarks MLS

Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

Key facts

• 0.23 acre lot
• 2 garage spots
• Built 2026

Property features AI

Finance

• Other: Lot approx. 0.23 acres (80 x 125, paved road); Living area about 1808 sq ft; Builder-reported living area

Exterior

• Parking: Attached garage; 2-car garage
• Utilities: Well water; Septic tank; Electricity connected; Water connected; Sewer connected; Other utilities
• Home design: Single family residence; Residential property; One level; Faces southwest; Under construction (projected completion: 2026-06-19)
• Construction: Block and stucco construction; Shingle roof; New construction; Slab foundation; Built by CENTURY COMPLETE (Model: OCOEE-B)
• Exterior features: Lighting; Other exterior features

Interior

• Kitchen: Dishwasher; Range; Microwave; Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heat; Electric heating; Heat pump; Central air conditioning
• Interior features: Open floorplan; Thermostat; Walk-in closet(s)
• Laundry & utility: Inside laundry room

🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath land listed at $296k.

Deal economics

• At list price, monthly cash flow is $-291 ($-3k/yr) — negative.
• To cash-flow at today's rent, offer at most $254k (14.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $222k (25.0% below list).
• Recommended offer: $222k (25.0% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#366 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, amenities F.
• Brevard (suburban): math 53% / reading 57% proficiency, ranked #19 of 73 in FL (top 26%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.7%/yr); 1111 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,602 units permitted in Brevard County in 2024 (702 in 5+ unit buildings).
• This rent runs 33% of the median local income ($80k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
• Brevard County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$51k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 36 days — a 3% lower offer ($287k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $31k; list at $296k implies a 854% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $222,027 (25.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.75% ✗
• Cap rate: 5.11%
• Cash-on-cash: -4.21%
• DSCR: 0.81
• GRM: 11.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold

• IRR: 21.5%
• Equity multiple: 2.74×
• Total profit: $144,167
• Equity at exit: $266,559

10-year hold

• IRR: 19.5%
• Equity multiple: 6.34×
• Total profit: $442,323
• Equity at exit: $574,845

Cash invested: $82,849 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32909

• Home prices YoY: 6.0%
• Rents YoY: 3.7%
• Active inventory: 1111
• Price-to-rent: 11.1×

Monthly cashflow live

• Estimated rent: $2,220 high
• Mortgage (P&I): −$1,552
• Tax est. 1.5%: −$370 /mo · $4,438/yr
• Insurance: −$123
• HOA: −$0
• Vacancy / Maint / Mgmt: −$466
• Net cashflow: $-291

Break-even live

Break-even rent $2,588

Max offer price $253,808

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $73,972
• Closing costs: $8,877
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2691 Tepee Ave SE Palm Bay, FL	4.0	2.0	1833	$2,040	$1.11	21d	1	0.42mi
830 Painesville St SE Palm Bay, FL	3.0	2.0	2029	$2,220	$1.09	13d	1	0.54mi
543 Reading St SE Palm Bay, FL	4.0	2.0	1833	$2,010	$1.10	21d	1	0.56mi
555 Gagnon St SE Palm Bay, FL	4.0	3.0	2373	$2,400	$1.01	23d	1	0.58mi
1198 Venus St SE Palm Bay, FL	3.0	2.0	1535	$1,961	$1.28	21d	1	0.59mi
820 Tedder Rd SE Palm Bay, FL	3.0	2.0	1808	$2,000	$1.11	23d	1	0.67mi
1224 Dillard Dr SE Palm Bay, FL	3.0	2.0	1770	$2,336	$1.32	13d	1	0.67mi
590 Trymore Dr SE Palm Bay, FL	4.0	2.0	1873	$2,250	$1.20	14d	1	0.73mi
486 Dadeville St SE Palm Bay, FL	4.0	2.0	1833	$1,995	$1.09	14d	1	0.75mi
2877 Palisades Dr SE Palm Bay, FL	3.0	2.0	1974	$2,150	$1.09	18d	1	0.86mi
1213 Waterford St SE Palm Bay, FL	4.0	2.0	1695	$2,000	$1.18	23d	1	0.88mi
2749 Freehold Ave SE Palm Bay, FL	3.0	2.0	1386	$1,800	$1.30	23d	1	0.90mi
1165 Rabbit St SE Palm Bay, FL	3.0	2.0	1994	$1,895	$0.95	18d	1	0.92mi
2785 Gabboys Ave SE Palm Bay, FL	3.0	2.0	1475	$1,849	$1.25	23d	1	0.94mi
496 Vanguard St SE Palm Bay, FL	3.0	2.0	1666	$2,150	$1.29	23d	1	0.95mi
3004 Suntan Ct SE Palm Bay, FL	4.0	2.0	2388	$2,900	$1.21	23d	1	1.04mi
978 Remington Green Dr SE Palm Bay, FL	4.0	2.0	1830	$2,200	$1.20	23d	1	1.16mi
3247 Halblum Ave SE Palm Bay, FL	4.0	3.0	1820	$2,516	$1.38	13d	1	1.21mi
1063 Grantham Ln SE Palm Bay, FL	3.0	2.0	1515	$2,000	$1.32	23d	1	1.23mi
1046 Grantham Ln SE Palm Bay, FL	4.0	2.5	2405	$3,100	$1.29	23d	1	1.24mi
291 Foley St SE Palm Bay, FL	4.0	2.0	1833	$2,025	$1.10	13d	1	1.27mi
1406 Martinez St SE Palm Bay, FL	4.0	2.0	2083	$2,100	$1.01	23d	1	1.27mi
2250 Chinaberry Cir SE Palm Bay, FL	3.0	2.0	1669	$1,995	$1.20	23d	1	1.27mi
1416 Martinez St SE Palm Bay, FL	3.0	2.0	1747	$2,000	$1.14	14d	1	1.28mi
1454 Graves St SE Palm Bay, FL	3.0	2.0	1621	$2,100	$1.30	14d	1	1.32mi
286 Silver Frost St SE Palm Bay, FL	4.0	2.0	1833	$1,925	$1.05	14d	1	1.35mi
160 Dailey St SE Palm Bay, FL	4.0	2.0	1795	$2,275	$1.27	23d	1	1.37mi
1453 Santa Anna St SE Palm Bay, FL	3.0	2.0	1994	$2,500	$1.25	14d	1	1.38mi
238 Silver Frost St SE Palm Bay, FL	3.0	2.0	1475	$1,849	$1.25	23d	1	1.40mi
1496 Dittmer Cir SE Palm Bay, FL	4.0	2.0	2187	$2,440	$1.12	14d	1	1.41mi
402 Breckenridge Cir SE Palm Bay, FL	3.0	2.0	1960	$2,200	$1.12	23d	1	1.47mi

Listing history 50 events

1. 2026-06-18
   days on market $295,888 Active 36 DOM
2. 2026-06-17
   days on market $295,888 Active 35 DOM
3. 2026-06-16
   days on market $295,888 Active 34 DOM
4. 2026-06-15
   days on market $295,888 Active 33 DOM
5. 2026-06-14
   days on market $295,888 Active 31 DOM
6. 2026-06-10
   days on market $295,888 Active 28 DOM
7. 2026-06-08
   days on market $295,888 Active 26 DOM
8. 2026-06-07
   days on market $295,888 Active 25 DOM
9. 2026-06-05
   days on market $295,888 Active 22 DOM
10. 2026-06-03
    days on market $295,888 Active 21 DOM
11. 2026-06-02
    days on market $295,888 Active 20 DOM
12. 2026-06-01
    days on market $295,888 Active 19 DOM
13. 2026-05-31
    days on market $295,888 Active 18 DOM
14. 2026-05-31
    days on market $295,888 Active 17 DOM
15. 2026-05-13
    price $294,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

16. 2026-05-13
    price $294,888

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

17. 2026-05-13
    listed $299,888 Active

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

18. 2026-05-11
    price $299,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

19. 2026-04-18
    price $319,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

20. 2026-04-04
    price $317,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

21. 2026-03-09
    price $324,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

22. 2026-02-18
    price $339,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

23. 2026-02-13
    price $311,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

24. 2026-02-13
    status Active 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

25. 2026-02-13
    price $340,460 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

26. 2026-01-12
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

27. 2026-01-09
    price $336,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

28. 2025-12-24
    price $310,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

29. 2025-11-29
    price $309,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

30. 2025-11-21
    price $309,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

31. 2025-11-14
    price $279,888 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

32. 2025-11-05
    price $299,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

33. 2025-10-28
    price $304,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

34. 2025-09-24
    status Active 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

35. 2025-09-09
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

36. 2025-09-05
    status Active 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

37. 2025-08-25
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

38. 2025-08-19
    price $309,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

39. 2025-08-12
    price $319,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

40. 2025-06-02
    status Active 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

41. 2025-05-23
    status Pending 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

42. 2025-05-16
    price $325,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

43. 2025-04-02
    price $330,990 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

44. 2025-03-20
    listed $326,990 Active 548-char remark

    Show marketing remark (548 chars)

    Discover Your Dream Home in Palm Bay This brand-new single-story residence showcases the sought-after Ocoee Plan, featuring an open layout that seamlessly connects the Living, Dining, and Kitchen areas. The chef's kitchen delights with elegant cabinetry, top-tier stainless steel appliances, and stylish granite countertops. Retreat to the serene primary suite with a private bath and spacious walk-in closet. Two additional bedrooms and a well-appointed secondary bathroom offer ample space. Embrace the perfect blend of comfort and modern living.

45. 2022-04-24
    soldstatus $31,000 Closed
46. 2022-04-20
    soldstatus $31,000
47. 2022-02-08
    historical Contingent
48. 2021-06-02
    listed $32,000 Active
49. 2020-10-27
    soldstatus $13,000
50. 2020-10-23
    soldstatus $13,000 Closed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 70% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,643
• − Mortgage interest: −$16,574
• − Property taxes: −$4,438
• − Insurance: −$1,479
• − Repairs & maintenance: −$2,131
• − Management: −$2,131
• − Depreciation: −$8,608
• Taxable loss: −$8,719
• Est. tax savings @ 24.0%: +$2,093
• After-tax cash flow: $-1,397/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Brevard
• NCES district ID: 1200150
• Math proficiency: 53% ▼ -9.00%
• Reading proficiency: 57% ▼ -4.00%
• Median HH income: $49,426
• Composite: 46.86/100
• National rank: #2370
• State rank: #19 of 73 in FL

Livability — Palm Bay

• Score: 72/100
• State rank: #366
• US rank: #6458

Category grades

Amenities F Commute C+ Cost of living A+ Crime C+ Employment D+ Housing A+ Health & safety D- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Palm Bay, FL
• County: Brevard County · 602,871 people
• City population: 132,211
• Metro: Palm Bay-Melbourne-Titusville, FL
• Population (ZIP): 41,804
• Household income: $79,977
• Rent vs Own: 17.3% rent · 82.7% own
• Severe rent burden: 697.0

Population outlook (Brevard County) Hauer SSP2

• Today (2025): 623,254 people
• By 2030: 648,420 · +4.0%
• By 2040: 690,009 · +10.7%
• By 2050: 715,669 · +14.8%
• By 2075: 775,744 · +24.5%
• By 2100: 776,687 · +24.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 46% Black 21% Hispanic / Latino 20% Two or more races 16% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Cuban 5%
• Common ancestry: Hispanic 3% Slovak 2% Lithuanian 2%
• Foreign-born: 17% · Canada, China, Jamaica
• Languages at home: 84% English-only · Spanish 9% French/Haitian/Cajun 4% Chinese 1%

Political lean MEDSL · Brevard

• 2024 margin: Strong R (+20.8) · D 39.1% · R 59.9% · Other 1.0%
• 2008→2024 swing: -10.4pp toward R · 2008: -10.4pp · 2024: -20.8pp
• All cycles: 2024: R+20.8 2020: R+16.4 2016: R+19.8 2012: R+12.7 2008: R+10.4

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 18.81%
• Current HPI: 330.8595
• Rent YoY: ▲ 3.67%
• Metro: Palm Bay-Melbourne-Titusville, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+5797.8% since first listed

48 events — show timeline

• 2026-05-13 Price Changed $294,888 SCMLS
• 2026-05-13 Price Changed $294,888 Stellar MLS as Distributed by MLS Grid
• 2026-05-13 Listed $299,888 Stellar MLS as Distributed by MLS Grid
• 2026-05-11 Price Changed $299,888 SCMLS
• 2026-04-18 Price Changed $319,990 SCMLS
• 2026-04-04 Price Changed $317,888 SCMLS
• 2026-03-09 Price Changed $324,990 SCMLS
• 2026-02-18 Price Changed $339,990 SCMLS
• 2026-02-13 Price Changed $311,990 SCMLS
• 2026-02-13 Relisted — SCMLS
• 2026-02-13 Price Changed $340,460 SCMLS
• 2026-01-12 Pending — SCMLS
• 2026-01-09 Price Changed $336,990 SCMLS
• 2025-12-24 Price Changed $310,888 SCMLS
• 2025-11-29 Price Changed $309,888 SCMLS
• 2025-11-21 Price Changed $309,990 SCMLS
• 2025-11-14 Price Changed $279,888 SCMLS
• 2025-11-05 Price Changed $299,990 SCMLS
• 2025-10-28 Price Changed $304,990 SCMLS
• 2025-09-24 Relisted — SCMLS
• 2025-09-09 Pending — SCMLS
• 2025-09-05 Relisted — SCMLS
• 2025-08-25 Pending — SCMLS
• 2025-08-19 Price Changed $309,990 SCMLS
• 2025-08-12 Price Changed $319,990 SCMLS
• 2025-06-02 Relisted — SCMLS
• 2025-05-23 Pending — SCMLS
• 2025-05-16 Price Changed $325,990 SCMLS
• 2025-04-02 Price Changed $330,990 SCMLS
• 2025-03-20 Listed $326,990 SCMLS
• 2022-04-24 Sold (MLS) $31,000 SCMLS
• 2022-04-20 Sold (Public Records) $31,000 Public Records
• 2022-02-08 Contingent — SCMLS
• 2021-06-02 Listed $32,000 SCMLS
• 2020-10-27 Sold (Public Records) $13,000 Public Records
• 2020-10-23 Sold (MLS) $13,000 SCMLS
• 2020-10-12 Pending — SCMLS
• 2020-07-13 Listed $13,900 SCMLS
• 2019-08-15 Listing Removed — SCMLS
• 2019-05-13 Listing Removed — SCMLS
• 2018-11-12 Listed $13,900 SCMLS
• 2018-11-12 Listed $13,900 SCMLS
• 2018-11-11 Listing Removed — SCMLS
• 2018-05-11 Listed $13,900 SCMLS
• 2018-04-08 Listing Removed — SCMLS
• 2017-11-07 Listed $15,000 SCMLS
• 2014-09-02 Sold (MLS) $4,500 SCMLS
• 2014-04-17 Listed $5,000 SCMLS

Property tax history

+17.8%/yr

Latest (2025): $576 · +8.8% YoY. Source: county tax records.