33 Knox St · Mount Pocono, PA 18344

$149,000

4 bd · 2.0 ba · 2,416 sqft · SingleFamily public records · 3 Days on market

Built 1921 0.76 ac lot Est $271k · 45% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +5.3/10.0
• Schools +4.0/10.0
• Livability +3.9/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Great location!! Contractor special. 4 Bedroom 2 Baths in the Mount Pocono Borough. Public Water and Sewer. A nice sized yard, conveniently off the side streets of 611. Gorgeous stonework. This house requires a large amount of renovations. The property is being sold AS-IS and the buyer and or buyer's agent is to do their own due diligence. Cash only. Please see private remarks.

Key facts

• 0.76 acre lot
• Built 1921
• Listed 2 days

Property features AI

Finance

• Financial info: Annual tax approximately $8,647.27

Exterior

• Parking: Open parking
• Home design: Single-family residence; Residential property type
• Exterior features: Lot approximately 0.76 acres; Residential zoning

Interior

• Bedrooms: 3 full bathrooms
• Bathrooms: 3 full bathrooms
• Interior features: Unfurnished; 9 total rooms

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $149k.

Deal economics

• At list price, monthly cash flow is $1k ($14k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $149k).
• Cap rate 15.8% vs local median 5.1% in Mount Pocono — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 77/100 on livability (#362 in PA, #3,166 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools F, commute F.
• Pocono Mountain SD (rural): math 37% / reading 55% proficiency, ranked #245 of 539 in PA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 47 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 278 units permitted in Monroe County in 2024 (52 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($1k loan paydown + $941 appreciation (0.6% local appreciation)).
• Monroe County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (0.6% appreciation + 3.0% rent growth), your $42k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
• 6 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1921 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $149,000

Questions for the listing agent

1. Built in 1921 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.88% ✓
• Cap rate: 15.81%
• Cash-on-cash: 34.01%
• DSCR: 2.51
• GRM: 4.4

CMA / ARV

• ARV (on-the-fly): $270,592
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
22 Fairview Ave	0.33mi	4/1.5	2,490 (+3%)	4mo	$252,500	$101	75
1387 Pocono Blvd	0.20mi	4/2.0	2,241 (-7%)	15mo	$246,900	$110	66
115 Knob Rd	0.35mi	5/2.0 (+1)	2,748 (+14%)	6mo	$340,000	$124	50
441 Manor View Ave	0.71mi	3/3.0 (-1)	2,400 (-1%)	12mo	$245,000	$102	47
43 Reeder St	0.54mi	3/2.5 (-1)	2,366 (-2%)	22mo	$365,000	$154	46
74 Center Ave	0.61mi	3/2.0 (-1)	2,605 (+8%)	10mo	$320,000	$123	45
45 Church Ave Ave	0.48mi	4/2.5	2,748 (+14%)	13mo	$400,000	$146	42
40 Fairview Ave	0.41mi	3/1.5 (-1)	2,130 (-12%)	19mo	$215,000	$101	38
47 Holly Forest Rd	0.61mi	3/2.5 (-1)	2,236 (-8%)	17mo	$250,000	$112	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.63% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 35.8%
• Equity multiple: 2.81×
• Total profit: $75,462
• Equity at exit: $48,028

10-year hold

• IRR: 38.4%
• Equity multiple: 5.50×
• Total profit: $187,591
• Equity at exit: $61,685

Cash invested: $41,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18344

• Home prices YoY: 0.3%
• Active inventory: 47
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $2,800 medium
• Mortgage (P&I): −$781
• Tax est. 1.5%: −$186 /mo · $2,235/yr
• Insurance: −$62
• HOA: −$0
• Vacancy / Maint / Mgmt: −$588
• Net cashflow: $1,182

Break-even live

Break-even rent $1,303

Max offer price $149,000

Occupancy floor 53%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $37,250
• Closing costs: $4,470
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5 Deerfield Dr Mt Pocono, PA	3.0	2.5	1686	$2,800	$1.66	43d	1	1.01mi

Listing history 5 events

1. 2026-06-19
   days on market $149,000 Active 3 DOM
2. 2026-06-18
   days on market $149,000 Active 2 DOM
3. 2026-06-17
   remarks 380-char remark
4. 2026-06-17
   remarks 354-char remark
5. 2026-06-17
   listed $149,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥90°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,600
• − Mortgage interest: −$8,346
• − Property taxes: −$2,235
• − Insurance: −$745
• − Repairs & maintenance: −$2,688
• − Management: −$2,688
• − Depreciation: −$4,335
• Taxable income: $12,563
• Est. tax owed @ 24.0%: −$3,015
• After-tax cash flow: $11,172/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pocono Mountain SD
• NCES district ID: 4219500
• Math proficiency: 37% ▼ -5.00%
• Reading proficiency: 55% ▲ 1.00%
• Median HH income: $55,317
• Composite: 39.91/100
• National rank: #3856
• State rank: #245 of 539 in PA

Livability — Mount Pocono

• Score: 77/100
• State rank: #362
• US rank: #3166

Category grades

Amenities C Commute F Cost of living A+ Crime A+ Employment C+ Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Mount Pocono, PA
• Population (ZIP): 3,472

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 164,099 people
• By 2030: 161,412 · -1.6%
• By 2040: 154,616 · -5.8%
• By 2050: 146,710 · -10.6%
• By 2075: 140,830 · -14.2%
• By 2100: 138,472 · -15.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Highly diverse neighborhood (Simpson 0.70)
• Race & ethnicity: White 47% Hispanic / Latino 22% Black 15% Asian 9% Two or more races 8%
• Hispanic origin (detail): Puerto Rican 7% Dominican 1%
• Common ancestry: Romanian 3% Italian 2% Hispanic 1%
• Foreign-born: 17% · Canada
• Languages at home: 67% English-only · Spanish 19% Other Indo-European 7% Tagalog/Filipino 3%

Political lean MEDSL · Monroe

• 2024 margin: Toss-up / Even · D 49.1% · R 49.9%
• 2008→2024 swing: -17.1pp toward R · 2008: 16.3pp · 2024: -0.8pp
• All cycles: 2024: R+0.8 2020: D+6.4 2016: D+0.3 2012: D+14.0 2008: D+16.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.63%
• Current HPI: 179.2541
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+10.4% since first listed

8 events — show timeline

• 2026-05-19 Listed $149,000 PMAR
• 2025-11-15 Listing Removed — GLVRMLS
• 2011-04-11 Listed $249,000 PMAR
• 2010-11-11 Listed $329,000 PMAR
• 2009-04-03 Listed $350,000 PMAR
• 2009-04-03 Listed $350,000 GLVRMLS
• 2008-06-20 Listed $367,000 PMAR
• 1996-07-16 Sold (Public Records) $135,000 Public Records

Property tax history

+2.0%/yr

Latest (2026): $8,590 · +2.9% YoY. Source: county tax records.