1524 W North St · Springfield, OH 45504

$139,900

4 bd · 2.0 ba · 1,976 sqft · MultiFamily public records · 115 Days on market

Built 1893 4,848 sqft lot $71/sqft · 19% above area Est $118k · 19% over

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +2.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 1 unit. estimate disagrees with records

Listing remarks MLS

This home was built as a Duplex, and then converted to a single family by the previous owner, who replaced the 2 gas furnaces with one heat pump in 2019. The current owner converted it back to a Duplex. There were 2 long term Tenants who maintained the home very nicely. They have now moved and the property is vacant. This gives the new owners the opportunity to make any updates they chose and to either move into the property, or lease one or both sides. There is plenty of room to build a garage. For now, there is parking on the side of the building and on the street. Conveniently located to Restaurants, Shopping, Schools and Interstates.

Key facts

• Gas furnace
• C a unit
• Investment property

Tags

• GAS FURNACE
• C A UNIT
• DUPLEX
• INVESTMENT PROPERTY
• PARKING ON SIDE
• CONVENIENTLY LOCATED

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath multifamily listed at $140k.

Deal economics

• At list price, monthly cash flow is $734 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $140k).
• Recommended offer: $127k (9.0% below list) — sets the bar for market timing.
• Cap rate 12.6% vs local median 4.8% in Springfield — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 56/100 on livability (#1,108 in OH) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Springfield City School District (urban): math 20% / reading 27% proficiency, ranked #616 of 656 in OH (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 93 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 232 units permitted in Clark County in 2024 (116 in 5+ unit buildings).
• This rent runs 38% of the median local income ($67k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Clark County population projected at -16% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $39k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 115 days — a 9% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 5y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $70k; list at $140k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1893 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $127,309 (9.0% below list)

Questions for the listing agent

1. It's been on market 115 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1893 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.51% ✓
• Cap rate: 12.59%
• Cash-on-cash: 22.47%
• DSCR: 2.00
• GRM: 5.5

CMA / ARV

• ARV (median comp): $117,500
• List price: $139,900
• Delta: 19.06%
• Verdict: OVERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 6 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
201 Zischler St	0.05mi	4/2.0	1,958 (-1%)	19mo	$147,000	$75	81
423 N Jackson St	0.56mi	4/2.5	1,836 (-7%)	1mo	$80,000	$44	59
110 Walter St	0.45mi	3/2.0 (-1)	1,798 (-9%)	3mo	$40,000	$22	57
1812 W High St	0.33mi	3/2.0 (-1)	2,072 (+5%)	20mo	$67,800	$33	55
410 N Isabella St	0.30mi	4/2.5	1,836 (-7%)	23mo	$158,900	$87	53
1124 W Mulberry St	0.60mi	3/1.0 (-1)	1,786 (-10%)	2mo	$115,000	$64	45

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 15.3%
• Equity multiple: 1.61×
• Total profit: $24,068
• Equity at exit: $20,860

10-year hold

• IRR: 24.0%
• Equity multiple: 3.07×
• Total profit: $81,172
• Equity at exit: $12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 45504

• Active inventory: 93
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,110 medium
• Mortgage (P&I): −$734
• Tax from tax record: −$141 /mo · $1,696/yr
• Insurance: −$58
• HOA: −$0
• Vacancy / Maint / Mgmt: −$443
• Net cashflow: $734

Break-even live

Break-even rent $1,181

Max offer price $139,900

Occupancy floor 60%

2-unit breakdown (identical units grouped — click to expand)

Units	Beds	Baths	Est. rent
▸ 2× units	2	1	$2,110
Total (2 units)			$2,110

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $34,975
• Closing costs: $4,197
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
307 N Isabella St Unit 309 Springfield, OH	3.0	1.5	1300	$1,400	$1.08	2d	1	0.24mi
220 S Yellow Springs St Springfield, OH	4.0	2.0	1456	$1,645	$1.13	23d	1	0.97mi
302 S Yellow Springs St Springfield, OH	4.0	2.0	1456	$1,845	$1.27	11d	1	0.98mi
356 S Yellow Springs St Springfield, OH	4.0	2.0	1606	$1,825	$1.14	11d	1	0.99mi
523 W Mulberry St Springfield, OH	4.0	2.0	1456	$1,825	$1.25	11d	1	1.03mi
524 W Pleasant St Springfield, OH	4.0	2.0	1456	$1,645	$1.13	11d	1	1.05mi
306 S Plum St Springfield, OH	4.0	2.0	1352	$1,700	$1.26	43d	1	1.11mi
545 W Grand Ave Springfield, OH	4.0	2.0	1456	$1,595	$1.10	3d	1	1.33mi

Listing history 44 events

1. 2026-06-19
   days on market $139,900 Active 115 DOM
2. 2026-06-18
   days on market $139,900 Active 114 DOM
3. 2026-06-17
   days on market $139,900 Active 113 DOM
4. 2026-06-16
   days on market $139,900 Active 112 DOM
5. 2026-06-15
   days on market $139,900 Active 111 DOM
6. 2026-06-14
   days on market $139,900 Active 109 DOM
7. 2026-06-12
   days on market $139,900 Active 108 DOM
8. 2026-06-09
   days on market $139,900 Active 105 DOM
9. 2026-06-08
   days on market $139,900 Active 104 DOM
10. 2026-06-07
    days on market $139,900 Active 103 DOM
11. 2026-06-05
    days on market $139,900 Active 100 DOM
12. 2026-06-02
    days on market $139,900 Active 98 DOM
13. 2026-06-01
    days on market $139,900 Active 97 DOM
14. 2026-05-31
    days on market $139,900 Active 96 DOM
15. 2026-05-30
    days on market $139,900 Active 95 DOM
16. 2026-05-19
    historical ActiveUnderContract 648-char remark

    Show marketing remark (648 chars)

    This home was built as a Duplex, and then converted to a single family by the previous owner, who replaced the 2 gas furnaces with one heat pump in 2019. The current owner converted it back to a Duplex. There were 2 long term Tenants who maintained the home very nicely. They have now moved and the property is vacant. This gives the new owners the opportunity to make any updates they chose and to either move into the property, or lease one or both sides. There is plenty of room to build a garage. For now, there is parking on the side of the building and on the street. Conveniently located to Restaurants, Shopping, Schools and Interstates.

17. 2026-04-23
    price $139,900 648-char remark

    Show marketing remark (648 chars)

    This home was built as a Duplex, and then converted to a single family by the previous owner, who replaced the 2 gas furnaces with one heat pump in 2019. The current owner converted it back to a Duplex. There were 2 long term Tenants who maintained the home very nicely. They have now moved and the property is vacant. This gives the new owners the opportunity to make any updates they chose and to either move into the property, or lease one or both sides. There is plenty of room to build a garage. For now, there is parking on the side of the building and on the street. Conveniently located to Restaurants, Shopping, Schools and Interstates.

18. 2026-02-24
    listed $149,900 Active 648-char remark

    Show marketing remark (648 chars)

    This home was built as a Duplex, and then converted to a single family by the previous owner, who replaced the 2 gas furnaces with one heat pump in 2019. The current owner converted it back to a Duplex. There were 2 long term Tenants who maintained the home very nicely. They have now moved and the property is vacant. This gives the new owners the opportunity to make any updates they chose and to either move into the property, or lease one or both sides. There is plenty of room to build a garage. For now, there is parking on the side of the building and on the street. Conveniently located to Restaurants, Shopping, Schools and Interstates.

19. 2022-02-28
    soldstatus $70,000
20. 2022-02-14
    soldstatus $70,000 Closed 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

21. 2022-02-14
    soldstatus $70,000 Sold 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

22. 2022-02-14
    soldstatus $70,000 Closed

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

23. 2022-01-24
    status Pending

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

24. 2022-01-24
    status Pending 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

25. 2022-01-13
    price $86,500 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

26. 2022-01-13
    price $86,500

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

27. 2021-11-16
    status Active
28. 2021-11-10
    price $89,000 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

29. 2021-11-10
    status Active 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

30. 2021-11-10
    price $89,000

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

31. 2021-10-26
    historical Contingency - Finance and Inspections

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

32. 2021-10-26
    historical Active/Pending 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

33. 2021-10-19
    price $89,900 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

34. 2021-10-19
    price $89,900

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

35. 2021-10-09
    price $94,900 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

36. 2021-10-08
    price $94,900
37. 2021-09-28
    price $99,900 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

38. 2021-09-28
    price $99,900

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

39. 2021-09-22
    listed $104,900 Active 588-char remark

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

40. 2021-09-22
    listed $104,900 Active

    Show marketing remark (588 chars)

    Wow, what a beautiful home! Numerous updates set this one apart. This 4 bed 2 bath home is move-in ready. The only thing it's missing is you! Both bathrooms have been updated with vinyl flooring placed in the kitchen and both bathrooms. New carpeting just instsalled on the ground floor. A brand new roof was installed on the rear "flat" roof in August. The furnace was replaced in 2019 with a high efficiency unit and the central A/C unit was installed in January of 2021. HVAC features a smart thermostat to help keep those utility bills low! Schedule your private tour today!

41. 2011-11-29
    soldstatus $60,000
42. 1997-09-04
    soldstatus $43,500
43. 1991-04-03
    soldstatus $18,500
44. 1988-05-02
    soldstatus $41,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,696 · $141/mo
• Projected year-2 tax: $1,939 · $162/mo
• Expected delta: +$243/yr (+$20/mo · 14.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 7 d/yr ≥100°F today · 18 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,320
• − Mortgage interest: −$7,837
• − Property taxes: −$1,696
• − Insurance: −$700
• − Repairs & maintenance: −$2,026
• − Management: −$2,026
• − Depreciation: −$4,070
• Taxable income: $6,967
• Est. tax owed @ 24.0%: −$1,672
• After-tax cash flow: $7,132/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Springfield City School District
• NCES district ID: 3904481
• Math proficiency: 20% ▼ -16.00%
• Reading proficiency: 27% ▼ -12.00%
• Median HH income: $32,541
• Composite: 19.12/100
• National rank: #8834
• State rank: #616 of 656 in OH

Livability — Springfield

• Score: 56/100
• State rank: #1108
• US rank: #22551

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Springfield, OH
• County: Clark · 134,280 people
• City population: 33,261
• Metro: Springfield, OH
• Population (ZIP): 16,654
• Household income: $67,334
• Rent vs Own: 25.9% rent · 74.1% own
• Severe rent burden: 6.4

Population outlook (Clark County) Hauer SSP2

• Today (2025): 130,703 people
• By 2030: 126,952 · -2.9%
• By 2040: 118,344 · -9.5%
• By 2050: 109,590 · -16.2%
• By 2075: 89,464 · -31.6%
• By 2100: 68,810 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Two or more races 7% Black 5% Hispanic / Latino 3%
• Common ancestry: Lithuanian 2% Slovak 2% Italian 1%
• Foreign-born: 2% · Canada, China
• Languages at home: 97% English-only · Spanish 2%

Political lean MEDSL · Clark

• 2024 margin: Strong R (+29.5) · D 34.8% · R 64.3%
• 2008→2024 swing: -27.0pp toward R · 2008: -2.5pp · 2024: -29.5pp
• All cycles: 2024: R+29.5 2020: R+23.3 2016: R+19.5 2012: R+1.8 2008: R+2.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -138.72%
• Current HPI: 240.7049
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+241.2% since first listed

29 events — show timeline

• 2026-05-19 Contingent — Dayton MLS
• 2026-04-23 Price Changed $139,900 Dayton MLS
• 2026-02-24 Listed $149,900 Dayton MLS
• 2022-02-28 Sold (Public Records) $70,000 Public Records
• 2022-02-14 Sold (MLS) $70,000 WRIST
• 2022-02-14 Sold (MLS) $70,000 Dayton MLS
• 2022-02-14 Sold (MLS) $70,000 Dayton MLS
• 2022-01-24 Pending — WRIST
• 2022-01-24 Pending — Dayton MLS
• 2022-01-13 Price Changed $86,500 Dayton MLS
• 2022-01-13 Price Changed $86,500 WRIST
• 2021-11-16 Relisted — WRIST
• 2021-11-10 Price Changed $89,000 Dayton MLS
• 2021-11-10 Relisted — Dayton MLS
• 2021-11-10 Price Changed $89,000 WRIST
• 2021-10-26 Contingent — WRIST
• 2021-10-26 Contingent — Dayton MLS
• 2021-10-19 Price Changed $89,900 Dayton MLS
• 2021-10-19 Price Changed $89,900 WRIST
• 2021-10-09 Price Changed $94,900 Dayton MLS
• 2021-10-08 Price Changed $94,900 WRIST
• 2021-09-28 Price Changed $99,900 Dayton MLS
• 2021-09-28 Price Changed $99,900 WRIST
• 2021-09-22 Listed $104,900 WRIST
• 2021-09-22 Listed $104,900 Dayton MLS
• 2011-11-29 Sold (Public Records) $60,000 Public Records
• 1997-09-04 Sold (Public Records) $43,500 Public Records
• 1991-04-03 Sold (Public Records) $18,500 Public Records
• 1988-05-02 Sold (Public Records) $41,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $1,696 · +26.1% YoY. Source: county tax records.