3912 Juniper St · Moss Point, MS 39563

$189,900

5 bd · 3.0 ba · 1,712 sqft · SingleFamily public records · 31 Days on market

Built 1966 10,454 sqft lot Est $171k · 11% over

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.8/30.0
• Appreciation +7.3/10.0
• DSCR +6.3/10.0
• 1% rule +4.1/10.0
• Livability +3.4/5.0
• ARV discount +2.6/15.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0

Listing remarks MLS

NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

Key facts

• Two kitchens
• Private den
• New cabinetry

Tags

• TWO KITCHENS
• DUAL LIVING SPACES
• PRIVATE DEN
• TWO ENTRY DOORS
• UPDATED KITCHENS
• NEW CABINETRY

Property features AI

Exterior

• Parking: 4 parking spaces; Gravel and paved parking
• Security: Smoke detectors
• Utilities: Public water; Public sewer; Electricity connected; Cable available
• Home design: Single-family house; One level; Move-in ready
• Construction: Brick, brick veneer, and HardiPlank-type siding; Brick/mortar and slab foundation; Asphalt shingle roof; Built (year per public records)
• Exterior features: Private entrance; Private yard; Back yard chain link fence; Open lot

Interior

• Kitchen: Built-in electric range; Convection oven; Electric range; Free-standing electric range; Self-cleaning oven; Microwave; Dishwasher; ENERGY STAR qualified dishwasher; Free-standing refrigerator; ENERGY STAR qualified refrigerator
• Flooring: Ceramic tile
• Bathrooms: 2 full bathrooms; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Ceiling fans; Eat-in kitchen; In-law floorplan; Kitchen island; Pantry; Soaking tub; Storage; Low-flow plumbing fixtures; ENERGY STAR qualified windows
• Laundry & utility: Washer included; Washer/Dryer (in kitchen/inside)

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $190k.

Deal economics

• At list price, monthly cash flow is $228 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $172k (9.5% below list).
• Recommended offer: $172k (9.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#77 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D+, schools D, amenities F.
• Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 86 active listings in the ZIP; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).

Forward outlook

• In year one you build about $10k of equity ($1k loan paydown + $9k appreciation (4.6% local appreciation)).
• At projected returns (4.6% appreciation + 3.0% rent growth), your $53k cash investment doubles in ~4 years — after that, you're playing with house money.
• By year 4, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 31 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,938 (9.5% below list)

Questions for the listing agent

1. It's been on market 31 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.91% ✗
• Cap rate: 7.73%
• Cash-on-cash: 5.14%
• DSCR: 1.23
• GRM: 9.2

CMA / ARV

• ARV (on-the-fly): $171,200
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5736 Eastwood Dr	0.23mi	4/2.0 (-1)	1,464 (-14%)	4mo	$146,900	$100	53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 16.3%
• Equity multiple: 2.01×
• Total profit: $53,890
• Equity at exit: $103,054

10-year hold

• IRR: 16.8%
• Equity multiple: 3.87×
• Total profit: $152,374
• Equity at exit: $174,197

Cash invested: $53,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39563

• Home prices YoY: 3.0%
• Active inventory: 86
• Price-to-rent: 9.2×

Monthly cashflow live

• Estimated rent: $1,719 medium
• Mortgage (P&I): −$996
• Tax from tax record: −$56 /mo · $669/yr
• Insurance: −$79
• HOA: −$0
• Vacancy / Maint / Mgmt: −$361
• Net cashflow: $228

Break-even live

Break-even rent $1,431

Max offer price $189,900

Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $47,475
• Closing costs: $5,697
• Reserves months: —
• Total cash needed: —

Listing history 14 events

1. 2026-04-26
   status Pending
2. 2026-04-07
   price $189,900
3. 2026-03-25
   listed $195,000 Active
4. 2022-05-09
   soldstatus
5. 2022-05-06
   soldstatus Closed 410-char remark

   Show marketing remark (410 chars)

   NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

6. 2022-03-28
   status Pending 410-char remark

   Show marketing remark (410 chars)

   NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

7. 2022-03-24
   status Active 410-char remark

   Show marketing remark (410 chars)

   NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

8. 2022-03-10
   status Pending 410-char remark

   Show marketing remark (410 chars)

   NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

9. 2022-03-06
   listed $95,000 Active 410-char remark

   Show marketing remark (410 chars)

   NO FAULT ON THE SELLER** FELL THROUGH DUE TO BUYER FINANCING**This is a spacious home and waiting for you to come in and make it your own with all new white paint through out. very large fenced yard and 4 bedroom 2 1/2 baths. covered parking is a plus. come see the possibilities this home has to offer for a growing family. 2000 sq. ft for under 100k. would also make an excellent investment property as well.

10. 2022-01-26
    status Active
11. 2022-01-13
    status Pending
12. 2021-10-11
    listed $95,000 Active
13. 2021-10-06
    historical
14. 2021-03-07
    listed $95,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $669 · $56/mo
• Projected year-2 tax: $1,500 · $125/mo
• Expected delta: +$831/yr (+$69/mo · 124.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 13% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,633
• − Mortgage interest: −$10,637
• − Property taxes: −$669
• − Insurance: −$950
• − Repairs & maintenance: −$1,651
• − Management: −$1,651
• − Depreciation: −$5,524
• Taxable loss: −$449
• Est. tax savings @ 24.0%: +$108
• After-tax cash flow: $2,838/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Moss Point Separate School District
• NCES district ID: 2803000
• Math proficiency: 17% ▼ -3.00%
• Reading proficiency: 22% ▬ 0.00%
• Median HH income: $38,041
• Composite: 16.34/100
• National rank: #9205
• State rank: #94 of 130 in MS

Livability — Moss Point

• Score: 67/100
• State rank: #77
• US rank: #10398

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Moss Point, MS
• City population: 12,023
• Population (ZIP): 12,023

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 146,926 people
• By 2030: 148,442 · +1.0%
• By 2040: 149,631 · +1.8%
• By 2050: 148,723 · +1.2%
• By 2075: 147,845 · +0.6%
• By 2100: 144,510 · -1.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (74%)
• Race & ethnicity: Black 74% White 18% Hispanic / Latino 4% Two or more races 2%
• Common ancestry: Lithuanian 0%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Jackson

• 2024 margin: Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
• 2008→2024 swing: -6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
• All cycles: 2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.60%
• Current HPI: 155.3138
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

+99.9% since first listed

14 events — show timeline

• 2026-04-26 Pending — MLSU
• 2026-04-07 Price Changed $189,900 MLSU
• 2026-03-25 Listed $195,000 MLSU
• 2022-05-09 Sold (Public Records) — Public Records
• 2022-05-06 Sold (MLS) — MLSU
• 2022-03-28 Pending — MLSU
• 2022-03-24 Relisted — MLSU
• 2022-03-10 Pending — MLSU
• 2022-03-06 Listed $95,000 MLSU
• 2022-01-26 Relisted — MLSU
• 2022-01-13 Pending — MLSU
• 2021-10-11 Listed $95,000 MLSU
• 2021-10-06 Listing Removed — MLSU
• 2021-03-07 Listed $95,000 MLSU

Property tax history

+4.1%/yr

Latest (2025): $669 · -46.2% YoY. Source: county tax records.