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Haven II Plan 🏗️ New Construction
F Composite 30.88
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +6.7/30.0
  • Condition / age +4.8/5.0
  • Schools +3.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • 1% rule +1.7/10.0
  • DSCR +0.9/10.0
  • Appreciation +0.7/10.0

$264,990

Haven II Plan · Huffman, TX 77336
4 bd · 2.5 ba · 2,083 sqft · SingleFamily · 275 Days on market
Excellent condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This new two-story home offers plenty of space to live and grow. The first floor consists of an open-concept floorplan shared between the kitchen, living and dining areas, with a nearby covered patio ready for outdoor entertainment and leisure. Four bedrooms are located on the second floor, including the lavish owner's suite with a spa-inspired bathroom and walk-in closet.

Key facts

  • Walk-in closet
  • Covered patio
  • 2 garage spots

Tags

OPEN-CONCEPT FLOORPLANCOVERED PATIOSPA-INSPIRED BATHROOMWALK-IN CLOSET

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $264,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $301,089.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $265k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-486 ($-6k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (23.8% below list).
  • Recommended offer: $202k (23.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads: area grade F — affects rentability + tenant quality, not the cash-flow math above.
  • Huffman ISD (rural): math 32% / reading 35% proficiency, ranked #500 of 826 in TX (top 60%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Huffman Middle (math 36% / reading 32%, grade F, #892 of 1,662 statewide, top 55%, 907 students, 42% FRL); Hargrave H S (math 31% / reading 46%, grade F, #866 of 1,632 statewide, top 54%, 1,125 students, 36% FRL) — zoned schools at 39% FRL track the district average.
  • Market conditions: 857 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 275 days — a 12% lower offer ($233k) is reasonable based on typical stale-listing flexibility.
Recommended offer $201,849 (23.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 275 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.67%
Cap rate
4.36%
Cash-on-cash
-6.92%
DSCR
0.69
GRM
12.4

CMA / ARV

ARV (median comp)
$301,089
List price
$264,990
Delta
-11.99%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31434 Casacalenda Ln 0.20mi 4/2.5 2,039 (-2%) 5mo $199,590 $98 83
906 Coperchiata Cir 0.20mi 4/2.5 2,039 (-2%) 5mo $271,990 $133 83
921 Capracotta Dr 0.23mi 4/2.0 2,039 (-2%) 3mo $213,990 $105 81
31413 Pratola Serra Cir 0.28mi 4/2.5 2,039 (-2%) 5mo $270,990 $133 80
31404 Pratola Serra Cir 0.28mi 4/2.0 2,039 (-2%) 3mo $206,390 $101 79
6B Davidson Ln 0.38mi 3/2.5 (-1) 2,108 (+1%) 0mo $379,000 $180 75
31517 Pianella Ln 0.28mi 4/2.0 1,968 (-6%) 5mo $288,990 $147 72
31508 San Floro Dr 0.22mi 3/2.0 (-1) 1,880 (-10%) 2mo $249,991 $133 65
712 Rosa Bianca Way 0.34mi 4/3.0 1,875 (-10%) 1mo $259,990 $139 65
1115 Novelle Bend Dr 0.55mi 4/3.0 1,991 (-4%) 3mo $351,500 $177 62
31507 San Floro Dr 0.22mi 3/2.0 (-1) 1,792 (-14%) 4mo $304,990 $170 56
1118 Novelle Bend Dr 0.55mi 4/2.5 1,845 (-11%) 2mo $343,500 $186 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-28.3%
Equity multiple
0.05×
Total profit
$-79,722
Equity at exit
$44,893
10-year hold
IRR
-27.4%
Equity multiple
-0.29×
Total profit
$-109,167
Equity at exit
$26,033

Cash invested: $84,305 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
63 active · 54 under contract
Months of supply
8.0 mo (12%/mo absorbed)
Median asking
$245,990 ($129/sqft)
Median days on market
98 d
This list price
70% of active listings are priced below it
ARV vs active asking
+12.0% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77336

Home prices YoY
-1.8%
Active inventory
857
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$2,018 medium interval (Pro) →
Mortgage (P&I)
$1,579
Tax est. 1.5%
$376 /mo · $4,516/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$424
Net cashflow
$-486

Break-even live

Break-even rent $2,634
Max offer price $230,742
Occupancy floor

Sensitivity live

Price -10% $-278 -5% $-382 +0% $-486 +5% $-590 +10% $-694
Rent -10% $-646 -5% $-566 +0% $-486 +5% $-406 +10% $-327
Rate -1.0pp $-335 -0.5pp $-410 base $-486 +0.5pp $-564 +1.0pp $-644

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,272
Closing costs
$9,033
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
917 Capracotta Dr Huffman, TX 4.0 2.0 1656 $1,800 $1.09 7d 1 0.20mi
31416 Pratola Serra Cir Huffman, TX 3.0 2.0 1461 $1,599 $1.09 69d 1 0.28mi
31208 Piccolo Fiore Ln Huffman, TX 3.0 2.0 1461 $1,695 $1.16 10d 1 0.30mi

Listing history 50 events

  1. 2026-09-24
    days on market $264,990 Active 275 DOM
  2. 2026-09-23
    days on market $264,990 Active 274 DOM
  3. 2026-09-22
    days on market $264,990 Active 273 DOM
  4. 2026-09-21
    days on market $264,990 Active 272 DOM
  5. 2026-09-20
    days on market $264,990 Active 271 DOM
  6. 2026-09-19
    days on market $264,990 Active 270 DOM
  7. 2026-09-18
    days on market $264,990 Active 269 DOM
  8. 2026-09-17
    days on market $264,990 Active 268 DOM
  9. 2026-09-16
    days on market $264,990 Active 267 DOM
  10. 2026-09-15
    pricedays on market $264,990 Active 266 DOM
  11. 2026-09-14
    days on market $269,990 Active 265 DOM
  12. 2026-09-13
    days on market $269,990 Active 264 DOM
  13. 2026-09-12
    days on market $269,990 Active 263 DOM
  14. 2026-09-11
    days on market $269,990 Active 262 DOM
  15. 2026-09-05
    days on market $269,990 Active 256 DOM
  16. 2026-09-04
    days on market $269,990 Active 255 DOM
  17. 2026-09-02
    days on market $269,990 Active 253 DOM
  18. 2026-08-31
    days on market $269,990 Active 251 DOM
  19. 2026-08-30
    days on market $269,990 Active 250 DOM
  20. 2026-08-29
    days on market $269,990 Active 249 DOM
  21. 2026-08-28
    days on market $269,990 Active 248 DOM
  22. 2026-08-27
    days on market $269,990 Active 247 DOM
  23. 2026-08-25
    days on market $269,990 Active 245 DOM
  24. 2026-08-24
    days on market $269,990 Active 244 DOM
  25. 2026-08-23
    days on market $269,990 Active 243 DOM
  26. 2026-08-22
    days on market $269,990 Active 242 DOM
  27. 2026-08-21
    days on market $269,990 Active 241 DOM
  28. 2026-08-20
    days on market $269,990 Active 240 DOM
  29. 2026-08-19
    days on market $269,990 Active 239 DOM
  30. 2026-08-18
    days on market $269,990 Active 238 DOM
  31. 2026-08-17
    days on market $269,990 Active 237 DOM
  32. 2026-08-16
    days on market $269,990 Active 236 DOM
  33. 2026-08-15
    days on market $269,990 Active 235 DOM
  34. 2026-08-14
    pricedays on market $269,990 Active 234 DOM
  35. 2026-08-13
    days on market $274,990 Active 233 DOM
  36. 2026-08-12
    days on market $274,990 Active 232 DOM
  37. 2026-08-11
    days on market $274,990 Active 231 DOM
  38. 2026-08-10
    days on market $274,990 Active 230 DOM
  39. 2026-08-09
    days on market $274,990 Active 229 DOM
  40. 2026-08-08
    pricedays on market $274,990 Active 228 DOM
  41. 2026-08-06
    days on market $279,990 Active 226 DOM
  42. 2026-08-05
    days on market $279,990 Active 225 DOM
  43. 2026-08-04
    days on market $279,990 Active 224 DOM
  44. 2026-08-03
    pricedays on market $279,990 Active 223 DOM
  45. 2026-07-31
    days on market $284,990 Active 220 DOM
  46. 2026-07-30
    days on market $284,990 Active 218 DOM
  47. 2026-07-28
    days on market $284,990 Active 217 DOM
  48. 2026-07-26
    days on market $284,990 Active 215 DOM
  49. 2026-07-24
    days on market $284,990 Active 213 DOM
  50. 2026-07-23
    days on market $284,990 Active 212 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,222
− Mortgage interest
−$16,866
− Property taxes
−$4,516
− Insurance
−$1,505
− Repairs & maintenance
−$1,938
− Management
−$1,938
− Depreciation
−$8,759
Taxable loss
−$11,300
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,712
After-tax cash flow
$-3,122/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 95/100 None rehab

This new two-story home is in excellent condition with no visible repairs or maintenance needed. It offers a spacious floorplan and is move-in ready.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Resale New flooring in bathrooms — Improves appearance and functionality
  • Resale New kitchen appliances — Enhances functionality and appeal
F Composite school gradezoned avg 36/100

Zoned Schools

Middle Huffman Middle F TX #892/1,662 Nat'l #7,813/14,009 High Hargrave H S F TX #866/1,632 Nat'l #8,796/17,239

Schools (NCES district)

District
Huffman ISD
NCES district ID
4823820
Math proficiency
32% ▼ -9.00%
Reading proficiency
35% ▼ -9.00%
Median HH income
$65,848
Composite
30.61/100
National rank
#6195
State rank
#500 of 826 in TX

Livability — Huffman

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Harris County · 5,571,493 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
14,342
Household income
$96,404
Rent vs Own
21.8% rent · 78.2% own
Severe rent burden
22% of renters

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (65%)
Race & ethnicity
White 65% Hispanic / Latino 23% Two or more races 9% Black 5% Native American 4%
Hispanic origin (detail)
Mexican 20%
Common ancestry
Lithuanian 4% Slovak 2% Romanian 2%
Foreign-born
9% · Canada
Languages at home
79% English-only · Spanish 18% Other Indo-European 2%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-12-23 Listed $319,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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