155 South St · Bluffton, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the F grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +7.8/30.0
- ARV discount +5.9/15.0
- Schools +4.1/10.0
- Rent growth +3.5/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- DSCR +1.9/10.0
- 1% rule +1.3/10.0
- Appreciation +0.0/10.0
$269,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
Key facts
- New white cabinets
- Remodeled kitchen
- Stainless appliances
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.5-bath townhouse listed at $270k.
Deal economics
- At list price, monthly cash flow is $-303 ($-4k/yr) — negative.
- To cash-flow at today's rent, offer at most $216k (19.8% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (36.7% below list).
- Recommended offer: $170k (36.7% below list) — sets the bar for 1% rule.
- Cap rate 4.9% vs local median 3.2% in Bluffton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#76 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
- Beaufort 01 (town): math 42% / reading 51% proficiency, ranked #17 of 80 in SC (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: River Ridge Academy (math 50% / reading 56%, grade C, #138 of 597 statewide, top 24%, 1,120 students, 21% FRL); Bluffton High (math 69% / reading 85%, grade A-, #28 of 196 statewide, top 16%, 1,350 students, 38% FRL) — zoned schools average 29% FRL vs 48% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
- Zoned-school proficiency averages 65% at this address vs 46% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Beaufort 01 average implies; a family-tenant draw the district grade alone would hide.
- Market conditions: Rents rising fast (+4.1%/yr); 760 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,824 units permitted in Beaufort County in 2024 (618 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Beaufort County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 141 days — a 12% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
- 8 sale attempts since 13y ago; this cycle's ask has dropped $16k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $220k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 141 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.63% ✗
- Cap rate
- 4.95%
- Cash-on-cash
- -4.81%
- DSCR
- 0.79
- GRM
- 13.2
CMA / ARV
- ARV (median comp)
- $260,260
- List price
- $269,500
- Delta
- 3.55%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 155 South St | 0.00mi | 2/1.5 (+1) | 1,024 (0%) | 1mo | $255,000 | $249 | 94 |
| 143 South St | 0.02mi | 2/2.5 (+1) | 1,056 (+3%) | 6mo | $220,000 | $208 | 80 |
| 119 South St | 0.06mi | 2/1.5 (+1) | 1,024 (0%) | 21mo | $260,000 | $254 | 75 |
| 107 South St | 0.08mi | 2/2.5 (+1) | 1,056 (+3%) | 9mo | $260,000 | $246 | 74 |
| 258 North Cir | 0.23mi | 2/2.5 (+1) | 1,056 (+3%) | 2mo | $260,000 | $246 | 73 |
| 121 South St | 0.06mi | 2/2.5 (+1) | 1,056 (+3%) | 17mo | $230,000 | $218 | 69 |
| 525 South Sq | 0.16mi | 2/2.5 (+1) | 1,056 (+3%) | 14mo | $260,000 | $246 | 67 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.06% rent growth · sell at horizon
- IRR
- -23.5%
- Equity multiple
- 0.19×
- Total profit
- $-61,214
- Equity at exit
- $40,183
- IRR
- -16.2%
- Equity multiple
- 0.06×
- Total profit
- $-70,847
- Equity at exit
- $23,301
Cash invested: $75,460 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29910
- Home prices YoY
- -22.9%
- Rents YoY
- 4.1%
- Active inventory
- 760
- Price-to-rent
- 13.2×
Monthly cashflow live
- Estimated rent
- $1,705 medium interval (Pro) →
- Mortgage (P&I)
- −$1,413
- Tax from tax record
- −$124 /mo · $1,486/yr
- Insurance
- −$112
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$358
- Net cashflow
- $-303
Break-even live
Sensitivity live
| Price | -10% $-150 | -5% $-226 | +0% $-303 | +5% $-379 | +10% $-455 |
|---|---|---|---|---|---|
| Rent | -10% $-437 | -5% $-370 | +0% $-303 | +5% $-235 | +10% $-168 |
| Rate | -1.0pp $-167 | -0.5pp $-234 | base $-303 | +0.5pp $-372 | +1.0pp $-444 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $67,375
- Closing costs
- $8,085
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 103 Inspiration Ave Bluffton, SC | 2.0 | 1.0–2.0 | 811 | $1,914 | $2.36 | 15d | 3 | 0.69mi |
| 50 Pebble Beach Cv Bluffton, SC | 1.0–3.0 | 1.0–2.0 | 1017 | $1,500 | $1.47 | 45d | 5 | 1.05mi |
| 50 Pebble Beach Cv Bluffton, SC | 1.0–3.0 | 1.0–2.0 | 976 | $1,500 | $1.54 | 15d | 7 | 1.05mi |
Listing history 27 events
-
2026-05-04status Pending 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2026-03-27status Active 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2026-03-27price $269,500 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2026-03-26historical 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2026-01-21price $279,000 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2025-12-12$285,000 Active 785-char remark
Show marketing remark (785 chars)
Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.
-
2024-03-12soldstatus $220,000
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2024-02-29soldstatus $220,000 Closed 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2024-02-29soldstatus $220,000 Closed
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2024-01-14historical Under Contract - Right of First Refusal 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2024-01-06price $235,000 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2024-01-05price $235,000
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2023-11-27price $245,000 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-11-26price $245,000
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2023-11-17price $254,000
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2023-10-17price $255,000 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-10-17price $255,000
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-09-28price $263,500 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-09-28price $263,500
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-08-31$264,900 Active 707-char remark
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2023-08-31$264,900 Active
Show marketing remark (707 chars)
Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!
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2021-04-08$179,500
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2021-04-08$179,500
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2019-08-13soldstatus $143,000
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2018-10-05$142,500
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2013-07-25soldstatus $69,900
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2013-02-13$69,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $1,486 · $124/mo
- Projected year-2 tax
- $1,536 · $128/mo
- Expected delta
- +$50/yr (+$4/mo · 3.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $20,458
- − Mortgage interest
- −$15,096
- − Property taxes
- −$1,486
- − Insurance
- −$1,348
- − Repairs & maintenance
- −$1,637
- − Management
- −$1,637
- − Depreciation
- −$7,840
- Taxable loss
- −$8,585
- Est. tax savings @ 24.0%
- +$2,061
- After-tax cash flow
- $-1,571/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaufort 01
- NCES district ID
- 4501110
- Math proficiency
- 42% ▼ -8.00%
- Reading proficiency
- 51% ▲ 2.00%
- Median HH income
- $57,430
- Composite
- 40.56/100
- National rank
- #3699
- State rank
- #17 of 80 in SC
Livability — Bluffton
- Score
- 68/100
- State rank
- #76
- US rank
- #8936
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Bluffton, SC
- County
- Beaufort County · 163,770 people
- City population
- 77,022
- Metro
- Hilton Head Island-Bluffton, SC
- Population (ZIP)
- 53,019
- Household income
- $98,912
- Rent vs Own
- Severe rent burden
- 1146.0
Population outlook (Beaufort County) Hauer SSP2
- Today (2025)
- 211,915 people
- By 2030
- 227,272 · +7.2%
- By 2040
- 253,861 · +19.8%
- By 2050
- 275,126 · +29.8%
- By 2075
- 311,022 · +46.8%
- By 2100
- 321,286 · +51.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (70%)
- Race & ethnicity
- White 70% Hispanic / Latino 18% Two or more races 8% Black 7%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 3%
- Common ancestry
- Romanian 4% Slovak 3% Lithuanian 3%
- Foreign-born
- 9% · Canada, Jamaica, Dominican Republic
- Languages at home
- 84% English-only · Spanish 13% Other Indo-European 1% French/Haitian/Cajun 1%
Political lean MEDSL · Beaufort
- 2024 margin
- R (+14.5) · D 42.1% · R 56.6% · Other 1.2%
- 2008→2024 swing
- -3.7pp toward R · 2008: -10.8pp · 2024: -14.5pp
- All cycles
- 2024: R+14.5 2020: R+10.0 2016: R+14.3 2012: R+17.5 2008: R+10.8
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -72.80%
- Current HPI
- 245.8086
- Rent YoY
- ▲ 4.06%
- Metro
- Hilton Head Island-Bluffton, SC
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
+285.6% since first listed27 events — show timeline
- 2026-05-04 Pending — RSMLS
- 2026-03-27 Relisted — RSMLS
- 2026-03-27 Price Changed $269,500 RSMLS
- 2026-03-26 Delisted — RSMLS
- 2026-01-21 Price Changed $279,000 RSMLS
- 2025-12-12 Listed $285,000 RSMLS
- 2024-03-12 Sold (Public Records) $220,000 Public Records
- 2024-02-29 Sold (MLS) $220,000 RSMLS
- 2024-02-29 Sold (MLS) $220,000 LRMLS
- 2024-01-14 Contingent — LRMLS
- 2024-01-06 Price Changed $235,000 LRMLS
- 2024-01-05 Price Changed $235,000 RSMLS
- 2023-11-27 Price Changed $245,000 LRMLS
- 2023-11-26 Price Changed $245,000 RSMLS
- 2023-11-17 Price Changed $254,000 RSMLS
- 2023-10-17 Price Changed $255,000 LRMLS
- 2023-10-17 Price Changed $255,000 RSMLS
- 2023-09-28 Price Changed $263,500 LRMLS
- 2023-09-28 Price Changed $263,500 RSMLS
- 2023-08-31 Listed $264,900 RSMLS
- 2023-08-31 Listed $264,900 LRMLS
- 2021-04-08 Listed $179,500 RSMLS
- 2021-04-08 Listed $179,500 LRMLS
- 2019-08-13 Sold (MLS) $143,000 RSMLS
- 2018-10-05 Listed $142,500 RSMLS
- 2013-07-25 Sold (MLS) $69,900 RSMLS
- 2013-02-13 Listed $69,900 RSMLS
Property tax history
+2.4%/yrLatest (2025): $1,486 · +81.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…