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155 South St
F Composite 30.33
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +7.8/30.0
  • ARV discount +5.9/15.0
  • Schools +4.1/10.0
  • Rent growth +3.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.9/10.0
  • 1% rule +1.3/10.0
  • Appreciation +0.0/10.0

$269,500

155 South St · Bluffton, SC 29910
1 bd · 1.5 ba · 1,024 sqft · Townhouse public records · 141 Days on market
Built 2006 871 sqft lot $263/sqft · at area comps Est $260k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

Key facts

  • New white cabinets
  • Remodeled kitchen
  • Stainless appliances

Tags

LVP FLOORINGUPDATED LIGHTINGSTYLISH BATHROOM VANITIESREMODELED KITCHENNEW WHITE CABINETSSTAINLESS APPLIANCES

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath townhouse listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-303 ($-4k/yr) — negative.
  • To cash-flow at today's rent, offer at most $216k (19.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $170k (36.7% below list).
  • Recommended offer: $170k (36.7% below list) — sets the bar for 1% rule.
  • Cap rate 4.9% vs local median 3.2% in Bluffton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#76 in SC) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living D-.
  • Beaufort 01 (town): math 42% / reading 51% proficiency, ranked #17 of 80 in SC (top 21%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: River Ridge Academy (math 50% / reading 56%, grade C, #138 of 597 statewide, top 24%, 1,120 students, 21% FRL); Bluffton High (math 69% / reading 85%, grade A-, #28 of 196 statewide, top 16%, 1,350 students, 38% FRL) — zoned schools average 29% FRL vs 48% district-wide (19 pts lower); this property's tenant base skews higher-income than the district average.
  • Zoned-school proficiency averages 65% at this address vs 46% district-wide (+18 pts) — the actual schools serving this property are materially stronger than the Beaufort 01 average implies; a family-tenant draw the district grade alone would hide.
  • Market conditions: Rents rising fast (+4.1%/yr); 760 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,824 units permitted in Beaufort County in 2024 (618 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Beaufort County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 141 days — a 12% lower offer ($237k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 13y ago; this cycle's ask has dropped $16k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $220k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $170,481 (36.7% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 37% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.63%
Cap rate
4.95%
Cash-on-cash
-4.81%
DSCR
0.79
GRM
13.2

CMA / ARV

ARV (median comp)
$260,260
List price
$269,500
Delta
3.55%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
155 South St 0.00mi 2/1.5 (+1) 1,024 (0%) 1mo $255,000 $249 94
143 South St 0.02mi 2/2.5 (+1) 1,056 (+3%) 6mo $220,000 $208 80
119 South St 0.06mi 2/1.5 (+1) 1,024 (0%) 21mo $260,000 $254 75
107 South St 0.08mi 2/2.5 (+1) 1,056 (+3%) 9mo $260,000 $246 74
258 North Cir 0.23mi 2/2.5 (+1) 1,056 (+3%) 2mo $260,000 $246 73
121 South St 0.06mi 2/2.5 (+1) 1,056 (+3%) 17mo $230,000 $218 69
525 South Sq 0.16mi 2/2.5 (+1) 1,056 (+3%) 14mo $260,000 $246 67

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.06% rent growth · sell at horizon

5-year hold
IRR
-23.5%
Equity multiple
0.19×
Total profit
$-61,214
Equity at exit
$40,183
10-year hold
IRR
-16.2%
Equity multiple
0.06×
Total profit
$-70,847
Equity at exit
$23,301

Cash invested: $75,460 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29910

Home prices YoY
-22.9%
Rents YoY
4.1%
Active inventory
760
Price-to-rent
13.2×

Monthly cashflow live

Estimated rent
$1,705 medium interval (Pro) →
Mortgage (P&I)
$1,413
Tax from tax record
$124 /mo · $1,486/yr
Insurance
$112
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$-303

Break-even live

Break-even rent $2,088
Max offer price $216,038
Occupancy floor

Sensitivity live

Price -10% $-150 -5% $-226 +0% $-303 +5% $-379 +10% $-455
Rent -10% $-437 -5% $-370 +0% $-303 +5% $-235 +10% $-168
Rate -1.0pp $-167 -0.5pp $-234 base $-303 +0.5pp $-372 +1.0pp $-444

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,375
Closing costs
$8,085
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
103 Inspiration Ave Bluffton, SC 2.0 1.0–2.0 811 $1,914 $2.36 15d 3 0.69mi
50 Pebble Beach Cv Bluffton, SC 1.0–3.0 1.0–2.0 1017 $1,500 $1.47 45d 5 1.05mi
50 Pebble Beach Cv Bluffton, SC 1.0–3.0 1.0–2.0 976 $1,500 $1.54 15d 7 1.05mi

Listing history 27 events

  1. 2026-05-04
    status Pending 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  2. 2026-03-27
    status Active 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  3. 2026-03-27
    price $269,500 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  4. 2026-03-26
    historical 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  5. 2026-01-21
    price $279,000 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  6. 2025-12-12
    listed $285,000 Active 785-char remark
    Show marketing remark (785 chars)

    Remodeled аnd movе-іn rеady! Idеаlly located just minutes frοm thе charm of Old Town Bluffton and many Buckwalter Parkway conveniences. This updated townhome offers stylish, low-maintenance living, including durable LVP flooring, updated lighting, and stylish bathroom vanities. The remodeled kitchen showcases crisp white cabinetry, stainless steel appliances, and beautiful quartz countertops. A bright Carolina room with custom accents is perfect for a home office or relaxing retreat. Upstairs, two spacious bedrooms feature vaulted ceilings and custom closets, along with an updated full bath and redesigned walk-in shower. Enjoy community pool access and easy living at the Townes at Buckwalter. NEW HVAC and hot water heater in 2024. Some photos contain virtual staging.

  7. 2024-03-12
    soldstatus $220,000
  8. 2024-02-29
    soldstatus $220,000 Closed 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  9. 2024-02-29
    soldstatus $220,000 Closed
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  10. 2024-01-14
    historical Under Contract - Right of First Refusal 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  11. 2024-01-06
    price $235,000 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  12. 2024-01-05
    price $235,000
  13. 2023-11-27
    price $245,000 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  14. 2023-11-26
    price $245,000
  15. 2023-11-17
    price $254,000
  16. 2023-10-17
    price $255,000 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  17. 2023-10-17
    price $255,000
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  18. 2023-09-28
    price $263,500 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  19. 2023-09-28
    price $263,500
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  20. 2023-08-31
    listed $264,900 Active 707-char remark
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  21. 2023-08-31
    listed $264,900 Active
    Show marketing remark (707 chars)

    Centrally located townhome in Bluffton! This 2 Bedroom 1.5 Bath home is ready for new owners! Enjoy brand new Stainless steel Kitchen appliances installed 8/23/23!! New Roof 2022. Move right in & relax in your private screened porch w/ wooded views. Quiet subdivision w/ 2 assigned parking spots minutes away from shopping, restaurants, HHI, Savannah, & Beaufort. Community amenities include swimming pool, lots of trails for biking or walking. Currently Zoned for River Ridge Academy & May River High. Maintenance free HOA includes exterior maintenance, lawn/landscaping, insurance, water/sewer, exterior pest control & trash collection! Seller has paid recent Insurance assessment in full!

  22. 2021-04-08
    listed $179,500
  23. 2021-04-08
    listed $179,500
  24. 2019-08-13
    soldstatus $143,000
  25. 2018-10-05
    listed $142,500
  26. 2013-07-25
    soldstatus $69,900
  27. 2013-02-13
    listed $69,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,486 · $124/mo
Projected year-2 tax
$1,536 · $128/mo
Expected delta
+$50/yr (+$4/mo · 3.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥107°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$20,458
− Mortgage interest
−$15,096
− Property taxes
−$1,486
− Insurance
−$1,348
− Repairs & maintenance
−$1,637
− Management
−$1,637
− Depreciation
−$7,840
Taxable loss
−$8,585
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,061
After-tax cash flow
$-1,571/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaufort 01
NCES district ID
4501110
Math proficiency
42% ▼ -8.00%
Reading proficiency
51% ▲ 2.00%
Median HH income
$57,430
Composite
40.56/100
National rank
#3699
State rank
#17 of 80 in SC

Livability — Bluffton

Score
68/100
State rank
#76
US rank
#8936

Category grades

Amenities F Commute F Cost of living D- Crime A+ Employment A+ Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bluffton, SC
County
Beaufort County · 163,770 people
City population
77,022
Metro
Hilton Head Island-Bluffton, SC
Population (ZIP)
53,019
Household income
$98,912
Rent vs Own
22.8% rent · 77.2% own
Severe rent burden
1146.0

Population outlook (Beaufort County) Hauer SSP2

Today (2025)
211,915 people
By 2030
227,272 · +7.2%
By 2040
253,861 · +19.8%
By 2050
275,126 · +29.8%
By 2075
311,022 · +46.8%
By 2100
321,286 · +51.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (70%)
Race & ethnicity
White 70% Hispanic / Latino 18% Two or more races 8% Black 7%
Hispanic origin (detail)
Mexican 7% Puerto Rican 3%
Common ancestry
Romanian 4% Slovak 3% Lithuanian 3%
Foreign-born
9% · Canada, Jamaica, Dominican Republic
Languages at home
84% English-only · Spanish 13% Other Indo-European 1% French/Haitian/Cajun 1%

Political lean MEDSL · Beaufort

2024 margin
R (+14.5) · D 42.1% · R 56.6% · Other 1.2%
2008→2024 swing
-3.7pp toward R · 2008: -10.8pp · 2024: -14.5pp
All cycles
2024: R+14.5 2020: R+10.0 2016: R+14.3 2012: R+17.5 2008: R+10.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -72.80%
Current HPI
245.8086
Rent YoY
▲ 4.06%
Metro
Hilton Head Island-Bluffton, SC
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+285.6% since first listed
27 events — show timeline
  • 2026-05-04 Pending RSMLS
  • 2026-03-27 Relisted RSMLS
  • 2026-03-27 Price Changed $269,500 RSMLS
  • 2026-03-26 Delisted RSMLS
  • 2026-01-21 Price Changed $279,000 RSMLS
  • 2025-12-12 Listed $285,000 RSMLS
  • 2024-03-12 Sold (Public Records) $220,000 Public Records
  • 2024-02-29 Sold (MLS) $220,000 RSMLS
  • 2024-02-29 Sold (MLS) $220,000 LRMLS
  • 2024-01-14 Contingent LRMLS
  • 2024-01-06 Price Changed $235,000 LRMLS
  • 2024-01-05 Price Changed $235,000 RSMLS
  • 2023-11-27 Price Changed $245,000 LRMLS
  • 2023-11-26 Price Changed $245,000 RSMLS
  • 2023-11-17 Price Changed $254,000 RSMLS
  • 2023-10-17 Price Changed $255,000 LRMLS
  • 2023-10-17 Price Changed $255,000 RSMLS
  • 2023-09-28 Price Changed $263,500 LRMLS
  • 2023-09-28 Price Changed $263,500 RSMLS
  • 2023-08-31 Listed $264,900 RSMLS
  • 2023-08-31 Listed $264,900 LRMLS
  • 2021-04-08 Listed $179,500 RSMLS
  • 2021-04-08 Listed $179,500 LRMLS
  • 2019-08-13 Sold (MLS) $143,000 RSMLS
  • 2018-10-05 Listed $142,500 RSMLS
  • 2013-07-25 Sold (MLS) $69,900 RSMLS
  • 2013-02-13 Listed $69,900 RSMLS

Property tax history

+2.4%/yr

Latest (2025): $1,486 · +81.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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