3211 Woodsdale Rd · Roxboro, NC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $906 – $1,684
Heat risk 6/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.3/30.0
- Appreciation +10.0/10.0
- DSCR +8.9/10.0
- ARV discount +7.5/15.0
- 1% rule +7.0/10.0
- Schools +3.4/10.0
- Livability +2.8/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$170,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
10.45 acres. Three contiguous parcels. One of the most strategically located land opportunities currently available in Person County. This offering consists of three contiguous parcels totaling 10.45 acres in Woodsdale Township, Person County, NC -- within 5 miles of the Person County Mega Park, a 1,350-acre site acquired by Microsoft in late 2024. Microsoft has announced plans to begin the data center permitting process in 2026, with full development expected to span several years. This is a pre-permitting proximity play, not a speculation on construction timelines. All three parcels must be sold together. Permitted uses are subject to local zoning -- buyers should confirm allowable uses d
Key facts
- 0.78 acre lot
- Parking
- Built 1966
Property features AI
Finance
- HOA & community: No homeowners association
Exterior
- Parking: Carport with 1 space
- Utilities: Well water; Septic tank / septic connected
- Home design: One-story house
- Construction: Concrete construction; Concrete and block foundation; Shingle roof; Built as a house
- Exterior features: 0.78-acre lot; Other structures: see remarks; Publicly maintained road access
Interior
- Bedrooms: 2 bedrooms (both on the main level)
- Flooring: Hardwood
- Bathrooms: 1 full bathroom
- Heating & cooling: Oil heating; No central air / no cooling
- Interior features: Hardwood flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $170k.
Deal economics
- At list price, monthly cash flow is $437 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $170k).
- Recommended offer: $160k (6.0% below list) — sets the bar for market timing.
- Cap rate 9.4% vs local median 4.5% in Roxboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 55/100 on livability (#649 in NC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+; Watch: crime F, amenities F, commute F.
- Person County Schools (rural): math 39% / reading 42% proficiency, ranked #110 of 178 in NC (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Stories Creek Elementary (math 52% / reading 49%, grade D+, #403 of 1,410 statewide, top 29%, 365 students, 99% FRL); Person High (math 45% / reading 44%, grade F, #352 of 535 statewide, top 68%, 1,079 students, 60% FRL) — zoned schools average 80% FRL vs 54% district-wide (26 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 128 active listings in the ZIP; 113 units permitted in Person County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $18k of equity ($1k loan paydown + $17k appreciation (10.0% local appreciation)).
- Person County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (10.0% appreciation + 3.0% rent growth), your $48k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$46k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 81 days — a 6% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 81 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.20% ✓
- Cap rate
- 9.37%
- Cash-on-cash
- 11.01%
- DSCR
- 1.49
- GRM
- 6.9
CMA / ARV
No comps found within radius.
Projected returns pro-forma
10.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 32.4%
- Equity multiple
- 3.53×
- Total profit
- $120,425
- Equity at exit
- $153,149
- IRR
- 27.9%
- Equity multiple
- 7.99×
- Total profit
- $332,826
- Equity at exit
- $330,273
Cash invested: $47,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 85 Strongly Landlord-Friendly
- State North Carolina
- 85 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 27574
- Home prices YoY
- 8.5%
- Active inventory
- 128
- Price-to-rent
- 6.9×
Monthly cashflow live
- Estimated rent
- $2,040 medium interval (Pro) →
- Mortgage (P&I)
- −$891
- Tax est. 1.5%
- −$212 /mo · $2,550/yr
- Insurance
- −$71
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$428
- Net cashflow
- $437
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,500
- Closing costs
- $5,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 15 events
-
2026-06-18days on market $170,000 Active 81 DOM
-
2026-06-17days on market $170,000 Active 80 DOM
-
2026-06-16days on market $170,000 Active 79 DOM
-
2026-06-15days on market $170,000 Active 78 DOM
-
2026-06-13days on market $170,000 Active 76 DOM
-
2026-06-12days on market $170,000 Active 75 DOM
-
2026-06-09days on market $170,000 Active 72 DOM
-
2026-06-08days on market $170,000 Active 71 DOM
-
2026-06-07days on market $170,000 Active 70 DOM
-
2026-06-05days on market $170,000 Active 68 DOM
-
2026-06-04days on market $170,000 Active 66 DOM
-
2026-06-02days on market $170,000 Active 65 DOM
-
2026-06-01days on market $170,000 Active 64 DOM
-
2026-05-31days on market $170,000 Active 63 DOM
-
2026-03-29$170,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥104°F today · 17 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,478
- − Mortgage interest
- −$9,523
- − Property taxes
- −$2,550
- − Insurance
- −$850
- − Repairs & maintenance
- −$1,958
- − Management
- −$1,958
- − Depreciation
- −$4,945
- Taxable income
- $2,693
- Est. tax owed @ 24.0%
- −$646
- After-tax cash flow
- $4,593/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Person County Schools
- NCES district ID
- 3703630
- Math proficiency
- 39% ▬ 0.00%
- Reading proficiency
- 42% ▲ 2.00%
- Median HH income
- $43,729
- Composite
- 34.3/100
- National rank
- #5242
- State rank
- #110 of 178 in NC
Livability — Roxboro
- Score
- 55/100
- State rank
- #649
- US rank
- #23536
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 11,954
- Population (ZIP)
- 14,163
Population outlook (Person County) Hauer SSP2
- Today (2025)
- 38,577 people
- By 2030
- 37,847 · -1.9%
- By 2040
- 35,740 · -7.4%
- By 2050
- 32,683 · -15.3%
- By 2075
- 24,979 · -35.2%
- By 2100
- 15,779 · -59.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (68%)
- Race & ethnicity
- White 68% Black 28% Two or more races 3% Hispanic / Latino 2%
- Common ancestry
- Italian 2% Slovak 1% Serbian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 2%
Political lean MEDSL · Person
- 2024 margin
- Strong R (+23.7) · D 37.7% · R 61.4%
- 2008→2024 swing
- -15.2pp toward R · 2008: -8.5pp · 2024: -23.7pp
- All cycles
- 2024: R+23.7 2020: R+21.6 2016: R+17.3 2012: R+11.0 2008: R+8.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 21.68%
- Current HPI
- 276.8767
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 26
Industry mix (Fortune 500 HQ in NC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 2 | $213B |
|
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| Retail | 2 | $95B |
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| Industrial Conglomerate | 1 | $38B |
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| Metals / Steel | 1 | $35B |
|
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| Utilities | 1 | $30B |
|
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| Industrial Machinery | 1 | $19B |
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Price history
1 event — show timeline
- 2026-03-29 Listed $170,000 TMLS
Property tax history
+1.7%/yrLatest (2025): $294 · -8.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…