CashFlowRE
Sign in Sign up
No image
C Composite 57.56
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.5/10.0
  • 1% rule +5.4/10.0
  • Livability +3.5/5.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$155,000

7157 Williamsburg Dr · Riverdale, GA 30274
2 bd · 3.0 ba · 1,374 sqft · Townhouse public records · 134 Days on market
Built 1985 5,488 sqft lot Est $195k · 21% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Not available for sale, listing is being withdrawn

Key facts

  • Cozy dining area
  • Refreshed bathrooms
  • Updated townhome

Tags

UPDATED TOWNHOMEBRIGHT OPEN LIVING AREASUPGRADED CABINETSCOZY DINING AREAGENEROUSLY SIZED BEDROOMSREFRESHED BATHROOMS

Property features AI

Finance

  • Other: Lot about 0.13 acre; Subdivision: Olde Williamsburg
  • Financial info: Listing offered As-Is; Accepts Cash, Conventional, FHA, VA financing
  • HOA & community: No HOA

Exterior

  • Parking: Off-street parking for 2 vehicles
  • Security: Security system; Smoke detector(s)
  • Utilities: Public water; Public sewer; Electricity available; Cable available; High-speed internet; Sewer connected; Water available
  • Home design: Residential townhouse; Resale property; Structure: Other
  • Construction: Brick construction; Composition roof; Slab foundation; Built in 1985
  • Exterior features: Deck; Bay window(s); Shed(s); Level lot

Interior

  • Kitchen: Cooktop
  • Bedrooms: 3 bedrooms total; 1 bedroom on the main level
  • Flooring: Carpet; Laminate; Tile
  • Bathrooms: 2 full bathrooms; 1 bathroom on the main level
  • Heating & cooling: Central heating; Central air; Ceiling fan(s)
  • Interior features: In-law floorplan; Roommate plan; Two levels; No basement; Other room types
  • Laundry & utility: Hall laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/3.0-bath townhouse listed at $155k.

Deal economics

  • At list price, monthly cash flow is $203 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $155k).
  • Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.9% vs local median 5.5% in Riverdale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#100 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D, amenities F, commute F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Church Street Elementary School (math 2% / reading 8%, grade F, #1,160 of 1,228 statewide, top 98%, 698 students, 90% FRL); Riverdale Middle School (math 12% / reading 27%, grade F, #356 of 470 statewide, top 78%, 660 students, 90% FRL); Riverdale High School (math 12% / reading 17%, grade F, #315 of 424 statewide, top 76%, 1,333 students, 90% FRL).
  • Market conditions: Rents rising (+1.3%/yr); 182 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($52k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 134 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts; this cycle's ask is 9018% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
  • Current owner paid $64k; list at $155k implies a 144% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
7.87%
Cash-on-cash
5.62%
DSCR
1.25
GRM
8.0

CMA / ARV

ARV (on-the-fly)
$195,108
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7075 Williamsburg Dr 0.12mi 3/2.0 (+1) 1,388 (+1%) 2mo $195,000 $140 82
7117 Williamsburg Dr 0.07mi 3/3.0 (+1) 1,404 (+2%) 22mo $190,000 $135 69
247 Brookview Dr 0.32mi 3/2.5 (+1) 1,408 (+2%) 13mo $200,000 $142 63
284 Brookview Dr 0.32mi 3/2.5 (+1) 1,408 (+2%) 21mo $200,000 $142 56
256 Olde Oaks Ln 0.66mi 2/1.0 1,304 (-5%) 9mo $164,950 $126 45
6827 Oak View Ct 0.66mi 2/2.0 1,258 (-8%) 14mo $207,000 $165 39
238 Valley Hill Rd 0.67mi 2/2.0 1,176 (-14%) 10mo $191,000 $162 33
278 Tara Woods Dr 0.61mi 2/2.0 1,170 (-15%) 22mo $195,000 $167 25

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.3% rent growth · sell at horizon

5-year hold
IRR
-9.5%
Equity multiple
0.66×
Total profit
$-14,855
Equity at exit
$23,111
10-year hold
IRR
-2.6%
Equity multiple
0.84×
Total profit
$-6,928
Equity at exit
$13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30274

Home prices YoY
-19.6%
Rents YoY
1.3%
Active inventory
182
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$1,615 high interval (Pro) →
Mortgage (P&I)
$813
Tax from tax record
$195 /mo · $2,342/yr
Insurance
$65
HOA
$0
Vacancy / Maint / Mgmt
$339
Net cashflow
$203

Break-even live

Break-even rent $1,358
Max offer price $155,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$38,750
Closing costs
$4,650
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7157 Williamsburg Dr Riverdale, GA 3.0 2.0 1374 $1,700 $1.24 4d 1 0.03mi
7074 Williamsburg Dr Riverdale, GA 2.0 2.0 1032 $1,461 $1.42 3d 1 0.09mi
417 Patrick Henry Ct Riverdale, GA 3.0 2.0 1350 $1,650 $1.22 12d 1 0.17mi
7130 Brookview Way Riverdale, GA 3.0 2.5 1528 $1,713 $1.12 24d 1 0.20mi
7282 Williamsburg Dr Riverdale, GA 3.0 2.5 1183 $1,940 $1.64 5d 1 0.26mi
7016 Adel Ln Riverdale, GA 3.0 1.0 1092 $1,500 $1.37 43d 1 0.33mi
501 Roberts Dr Riverdale, GA 1.0–3.0 1.0–2.0 1022 $1,194 $1.17 1d 12 0.39mi
501 Roberts Dr Riverdale, GA 2.0 2.0 1028 $1,144 $1.11 24d 1 0.39mi
582 Roberts Dr Riverdale, GA 1.0–2.0 1.0–1.5 912 $1,001 $1.10 3d 6 0.44mi
582 Roberts Dr Riverdale, GA 1.0–2.0 1.0–1.5 825 $1,250 $1.52 43d 3 0.44mi
206 Red Oak Dr Riverdale, GA 3.0 2.0 1463 $1,691 $1.16 15d 1 0.48mi
7432 Meadows Dr Riverdale, GA 3.0 2.0 1640 $1,716 $1.05 5d 1 0.56mi
233 Lucan Way Riverdale, GA 3.0 2.0 1201 $1,665 $1.39 4d 1 0.70mi
237 Shenandoah Dr Riverdale, GA 3.0 2.5 1417 $1,435 $1.01 5d 1 0.70mi
213 Shenandoah Dr Riverdale, GA 2.0 3.0 1485 $1,500 $1.01 43d 1 0.73mi
7319 Exeter Ct Riverdale, GA 3.0 2.0 1592 $1,774 $1.11 20d 1 0.75mi
7016 Sun Valley Way Riverdale, GA 3.0 2.0 950 $1,456 $1.53 12d 1 0.77mi
161 Shenandoah Dr Riverdale, GA 3.0 2.5 1708 $1,900 $1.11 43d 1 0.80mi
7560 Taylor Rd #26 Riverdale, GA 2.0 1.0 1158 $1,250 $1.08 43d 1 0.83mi
7345 Chaucer Ct Riverdale, GA 3.0 2.0 1524 $1,745 $1.15 15d 1 0.83mi
45 Christopher Pl Riverdale, GA 3.0 2.5 1576 $1,955 $1.24 20d 1 0.85mi
6631 Baldwin Ct Riverdale, GA 3.0 1.0 1211 $1,623 $1.34 24d 1 0.93mi
363 Upper Riverdale Rd SW Riverdale, GA 1.0–2.0 1.0 842 $1,149 $1.36 20d 3 0.97mi
6989 Cedar Dr Riverdale, GA 3.0 2.0 1536 $1,680 $1.09 1d 1 0.99mi
7272 Indian Hill Trl Riverdale, GA 3.0 2.0 1416 $1,787 $1.26 4d 1 1.05mi
269 Highway 138 SW Riverdale, GA 1.0–2.0 1.0–2.0 995 $1,375 $1.38 1d 36 1.10mi
289 Montego Cir Riverdale, GA 3.0 2.0 1254 $1,768 $1.41 43d 1 1.11mi
6632 Stark Ct Unit A Riverdale, GA 3.0 2.0 1075 $1,850 $1.72 43d 1 1.13mi
500 Denham St Riverdale, GA 3.0 2.0 1174 $2,400 $2.04 5d 1 1.14mi
1070 Salisbury Trl Riverdale, GA 3.0 2.0 1422 $1,750 $1.23 12d 1 1.14mi
263 Roxbury Dr Riverdale, GA 3.0 2.0 1135 $1,585 $1.40 21d 1 1.15mi
6491 Camp St Riverdale, GA 2.0 1.0 1073 $1,468 $1.37 5d 1 1.22mi
7254 Fernwood Dr Riverdale, GA 3.0 2.0 1272 $1,765 $1.39 24d 1 1.22mi
1051 Scott Rd Riverdale, GA 3.0 2.0 1852 $1,674 $0.90 1d 1 1.23mi
839 River Glen Pl Riverdale, GA 3.0 2.0 1414 $1,870 $1.32 5d 1 1.24mi
6476 Voyles Dr Unit 1 Riverdale, GA 2.0 1.0 1200 $2,250 $1.88 24d 1 1.25mi
6476 Voyles Dr Riverdale, GA 2.0 2.0 1200 $2,250 $1.88 21d 1 1.26mi
6465 River Park Dr Riverdale, GA 1.0 1.0 1016 $530 $0.52 5d 1 1.26mi
6447 River Park Dr Riverdale, GA 3.0 2.0 1320 $1,650 $1.25 20d 1 1.26mi
6450 River Park Dr Riverdale, GA 2.0 2.5 1320 $1,550 $1.17 43d 1 1.30mi

Listing history 23 events

  1. 2026-05-23
    status Back On Market
  2. 2026-05-21
    listed $1,700
  3. 2026-05-04
    historical
  4. 2026-05-04
    status Active
  5. 2026-04-23
    historical On Hold
  6. 2026-04-02
    status Price Change
  7. 2026-04-02
    price $155,000
  8. 2026-04-02
    status Active
  9. 2026-04-02
    price $155,000
  10. 2026-03-30
    status Under Contract
  11. 2026-03-30
    status Pending
  12. 2025-12-01
    listed $179,000 New
  13. 2025-12-01
    listed $179,000 Active
  14. 2025-11-20
    historical
  15. 2025-08-29
    listed $197,000 New
  16. 2025-08-29
    historical
  17. 2025-08-26
    historical
  18. 2025-08-22
    listed $197,000 New
  19. 2025-08-22
    listed $197,000 Active
  20. 1996-02-07
    soldstatus $63,500
  21. 1995-11-07
    soldstatus $56,700
  22. 1991-03-20
    soldstatus $64,000
  23. 1985-12-06
    soldstatus $63,100

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,342 · $195/mo
Projected year-2 tax
$2,342 · $195/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,382
− Mortgage interest
−$8,682
− Property taxes
−$2,342
− Insurance
−$775
− Repairs & maintenance
−$1,551
− Management
−$1,551
− Depreciation
−$4,509
Taxable loss
−$28
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$7
After-tax cash flow
$2,447/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Riverdale

Score
70/100
State rank
#100
US rank
#7907

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment B- Housing A+ Health & safety F User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Riverdale, GA
County
Clayton County · 230,153 people
City population
61,126
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
34,081
Household income
$52,209
Rent vs Own
51.7% rent · 48.3% own
Severe rent burden
2586.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% Hispanic / Latino 14% Two or more races 5% Asian 5% White 5%
Hispanic origin (detail)
Mexican 9% Puerto Rican 1%
Foreign-born
15% · Canada, Vietnam
Languages at home
80% English-only · Spanish 12% Vietnamese 2% Other Asian/Pacific 2%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -57.82%
Current HPI
236.3592
Rent YoY
▲ 1.30%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-97.3% since first listed
23 events — show timeline
  • 2026-05-23 Relisted GAMLS
  • 2026-05-21 Listed for Rent $1,700 FMLS
  • 2026-05-04 Listing Removed FMLS
  • 2026-05-04 Relisted FMLS
  • 2026-04-23 Delisted GAMLS
  • 2026-04-02 Relisted GAMLS
  • 2026-04-02 Price Changed $155,000 GAMLS
  • 2026-04-02 Relisted FMLS
  • 2026-04-02 Price Changed $155,000 FMLS
  • 2026-03-30 Pending GAMLS
  • 2026-03-30 Pending FMLS
  • 2025-12-01 Listed $179,000 FMLS
  • 2025-12-01 Listed $179,000 GAMLS
  • 2025-11-20 Listing Removed GAMLS
  • 2025-08-29 Listing Removed GAMLS
  • 2025-08-29 Listed $197,000 GAMLS
  • 2025-08-26 Listing Removed FMLS
  • 2025-08-22 Listed $197,000 FMLS
  • 2025-08-22 Listed $197,000 GAMLS
  • 1996-02-07 Sold (Public Records) $63,500 Public Records
  • 1995-11-07 Sold (Public Records) $56,700 Public Records
  • 1991-03-20 Sold (Public Records) $64,000 Public Records
  • 1985-12-06 Sold (Public Records) $63,100 Public Records

Property tax history

+9.1%/yr

Latest (2025): $2,342 · +14.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…