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2210 Radford St Duplex
C- Composite 53.98
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.8/10.0
  • 1% rule +6.4/10.0
  • Livability +4.0/5.0
  • Rent growth +2.7/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$216,000

2210 Radford St · El Paso, TX 79903
3 bd · 1.0 ba · 1,310 sqft · MultiFamily public records · 151 Days on market
Built 1999 3,500 sqft lot ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

Key facts

  • Refrigerated air
  • Turn key ready
  • Living dining combo

Tags

LIVING DINING COMBOREFRIGERATED AIRNEW DISHWASHERRECENTLY PAINTEDTURN KEY READY

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 3-bed/2.0-bath units multifamily listed at $216k.

Deal economics

  • At list price, monthly cash flow is $316 ($4k/yr) — positive. Per door: $158/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $216k).
  • Recommended offer: $190k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 81/100 on livability (#23 in TX, #1,375 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+.
  • El Paso ISD (urban): math 27% / reading 37% proficiency, ranked #591 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 49 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,196 units permitted in El Paso County in 2024 (143 in 5+ unit buildings).
  • At $2,468/mo this rent would consume 80% of the median local household income ($37k/yr) (locally 668% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • El Paso County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 151 days — a 12% lower offer ($190k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $14k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $190,080 (12.0% below list)

Questions for the listing agent

  1. It's been on market 151 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.14%
Cap rate
8.05%
Cash-on-cash
6.28%
DSCR
1.28
GRM
7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.91% rent growth · sell at horizon

5-year hold
IRR
-9.1%
Equity multiple
0.67×
Total profit
$-19,805
Equity at exit
$32,206
10-year hold
IRR
-3.0%
Equity multiple
0.82×
Total profit
$-10,794
Equity at exit
$18,676

Cash invested: $60,480 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79903

Home prices YoY
-21.2%
Rents YoY
0.9%
Active inventory
49
Price-to-rent
14.6×

Monthly cashflow live

Estimated rent
$2,468 medium interval (Pro) →
Mortgage (P&I)
$1,133
Tax from tax record
$411 /mo · $4,926/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$518
Net cashflow
$316

Break-even live

Break-even rent $2,067
Max offer price $216,000
Occupancy floor 82%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $2,468

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,000
Closing costs
$6,480
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2150 King James Pl El Paso, TX 3.0 2.0 1170 $1,550 $1.32 44d 1 0.05mi
4600 Leeds Ave El Paso, TX 3.0 2.0 1233 $1,600 $1.30 14d 1 0.09mi
4424 Cambridge Ave El Paso, TX 3.0 2.0 1404 $1,595 $1.14 3d 1 0.24mi
4116 Chester Ave El Paso, TX 3.0 1.0 1076 $1,600 $1.49 44d 1 0.51mi
4410 Trowbridge Dr Unit A El Paso, TX 2.0 1.0 1176 $1,200 $1.02 14d 1 0.53mi
4410 Trowbridge Dr Unit A El Paso, TX 2.0 1.0 1176 $1,200 $1.02 23d 1 0.53mi
3921 Cambridge Ave Unit B El Paso, TX 2.0 2.0 1018 $1,295 $1.27 19d 1 0.56mi
4012 Trowbridge Dr Unit A El Paso, TX 2.0 1.0 1064 $1,450 $1.36 23d 1 0.68mi
3706 Sacramento Ave El Paso, TX 3.0 1.5 1310 $1,600 $1.22 3d 1 0.81mi
3814 Hueco Ave El Paso, TX 2.0 1.0 897 $1,245 $1.39 44d 1 0.90mi
3510 Porter Ave Unit 1 El Paso, TX 2.0 1.0 1200 $1,250 $1.04 14d 1 1.05mi
3510 Porter Ave Unit 1 El Paso, TX 2.0 1.0 1200 $1,250 $1.04 23d 1 1.05mi
3906 Tularosa Ave El Paso, TX 2.0 1.0 1013 $1,050 $1.04 44d 1 1.08mi
3505 Douglas Ave El Paso, TX 2.0 1.0 1025 $925 $0.90 44d 1 1.11mi
3203 Frankfort Ave El Paso, TX 3.0 1.0 1421 $1,450 $1.02 3d 1 1.17mi
3204 Memphis Ave El Paso, TX 3.0 2.0 1480 $1,800 $1.22 44d 1 1.17mi
3146 Federal Ave El Paso, TX 3.0 2.0 1157 $1,500 $1.30 44d 1 1.20mi
5530 Venezuela Rd El Paso, TX 3.0 3.0 1568 $1,350 $0.86 44d 1 1.24mi
3712 Jefferson Ave El Paso, TX 3.0 1.0 1005 $1,000 $1.00 44d 1 1.24mi
3903 Van Buren Ave Unit B El Paso, TX 3.0 2.0 1120 $1,300 $1.16 44d 1 1.30mi
3309 Nations Ave El Paso, TX 2.0 1.0 875 $1,100 $1.26 3d 1 1.33mi
3120 Morehead Ave El Paso, TX 2.0 1.0 1020 $1,400 $1.37 44d 1 1.41mi

Listing history 17 events

  1. 2026-06-13
    statusdays on market $216,000 Pending 151 DOM
  2. 2026-06-10
    days on market $216,000 Active Under Contract 149 DOM
  3. 2026-06-09
    days on market $216,000 Active Under Contract 148 DOM
  4. 2026-06-08
    days on market $216,000 Active Under Contract 147 DOM
  5. 2026-06-07
    days on market $216,000 Active Under Contract 146 DOM
  6. 2026-06-05
    days on market $216,000 Active Under Contract 143 DOM
  7. 2026-06-03
    days on market $216,000 Active Under Contract 142 DOM
  8. 2026-06-03
    days on market $216,000 Active Under Contract 141 DOM
  9. 2026-06-01
    days on market $216,000 Active Under Contract 140 DOM
  10. 2026-05-31
    days on market $216,000 Active Under Contract 139 DOM
  11. 2026-05-02
    status Active 266-char remark
    Show marketing remark (266 chars)

    Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

  12. 2026-05-02
    price $216,000 266-char remark
    Show marketing remark (266 chars)

    Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

  13. 2026-04-30
    historical 266-char remark
    Show marketing remark (266 chars)

    Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

  14. 2026-02-13
    price $224,900 266-char remark
    Show marketing remark (266 chars)

    Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

  15. 2026-01-11
    listed $229,500 Active 266-char remark
    Show marketing remark (266 chars)

    Location, Location. Welcome to this quaint and spacious half duplex, 3 bedroom 2 bath home. Heart of El Paso. It has living / dining combo, refrigerated air, new dishwasher, recently painted inside and out. Turn key ready to move in. Call to make your appointment.

  16. 2023-03-01
    soldstatus
  17. 1994-06-15
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,926 · $411/mo
Projected year-2 tax
$4,926 · $411/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$29,616
− Mortgage interest
−$12,099
− Property taxes
−$4,926
− Insurance
−$1,080
− Repairs & maintenance
−$2,369
− Management
−$2,369
− Depreciation
−$6,284
Taxable income
$488
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$117
After-tax cash flow
$3,681/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
El Paso ISD
NCES district ID
4818300
Math proficiency
27% ▼ -24.00%
Reading proficiency
37% ▼ -7.00%
Median HH income
$38,704
Composite
26.75/100
National rank
#7138
State rank
#591 of 826 in TX

Livability — El Paso

Score
81/100
State rank
#23
US rank
#1375

Category grades

Amenities B Commute A+ Cost of living A+ Crime B- Employment D+ Housing A+ Health & safety B- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
El Paso, TX
County
El Paso County · 761,266 people
City population
630,223
Metro
El Paso, TX
Population (ZIP)
14,715
Household income
$37,155
Rent vs Own
42.8% rent · 57.2% own
Severe rent burden
668.0

Population outlook (El Paso County) Hauer SSP2

Today (2025)
897,899 people
By 2030
922,694 · +2.8%
By 2040
960,492 · +7.0%
By 2050
982,919 · +9.5%
By 2075
997,266 · +11.1%
By 2100
900,630 · +0.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (94%)
Race & ethnicity
Hispanic / Latino 94% Two or more races 48% White 6% Native American 1%
Hispanic origin (detail)
Mexican 92%
Common ancestry
Lithuanian 1%
Foreign-born
29% · Canada
Languages at home
21% English-only · Spanish 79%

Political lean MEDSL · El Paso

2024 margin
D (+15.1) · D 57.0% · R 41.8% · Other 1.2%
2008→2024 swing
-17.4pp toward R · 2008: 32.5pp · 2024: 15.1pp
All cycles
2024: D+15.1 2020: D+35.1 2016: D+43.2 2012: D+32.6 2008: D+32.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -64.90%
Current HPI
240.6886
Rent YoY
▲ 0.91%
Metro
El Paso, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-5.9% since first listed
7 events — show timeline
  • 2026-05-02 Relisted GEPARMLS
  • 2026-05-02 Price Changed $216,000 GEPARMLS
  • 2026-04-30 Listing Removed GEPARMLS
  • 2026-02-13 Price Changed $224,900 GEPARMLS
  • 2026-01-11 Listed $229,500 GEPARMLS
  • 2023-03-01 Sold (Public Records) Public Records
  • 1994-06-15 Sold (Public Records) Public Records

Property tax history

+6.3%/yr

Latest (2025): $4,926 · +1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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