107 Deerfield Dr · Enterprise, AL 36330

$130,000

3 bd · 1.5 ba · 1,550 sqft · SingleFamily public records · 13 Days on market

Built 1965 0.34 ac lot $84/sqft · 20% below area Est $162k · 20% under

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +27.1/30.0
• ARV discount +15.0/15.0
• DSCR +9.4/10.0
• 1% rule +6.2/10.0
• Schools +4.3/10.0
• Rent growth +3.5/5.0
• Livability +3.2/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

* * Investor Opportunity! * * Here's a 3-bedroom home situated in the heart of Enterprise, just minutes from the Fort Rucker Gate. With 1550 square feet of living space, this property includes a half bath in the primary bedroom and an additional bonus/family room. Enjoy a spacious, fenced-in backyard (. 34 Acres), carport, and a large covered patio, perfect for outdoor living. This home boasts a strong rental history and is competitively priced for an incredible opportunity. Property is sold AS-IS. Don’t miss out!

Key facts

• Bonus family room
• Large covered patio
• Fenced-in backyard

Tags

• FENCED-IN BACKYARD
• LARGE COVERED PATIO
• BONUS FAMILY ROOM
• STRONG RENTAL HISTORY

Property features AI

Exterior

• Parking: Attached carport; 2 carport spaces
• Security: Fire alarm
• Utilities: Public water; Public sewer; Electricity available; Cable available; Energy-efficient windows
• Home design: Single-family residence; One story
• Construction: Brick construction; Slab foundation
• Exterior features: Covered patio and porch; Partial privacy fencing; Level, city lot

Interior

• Kitchen: Oven (self-cleaning); Electric range; Dishwasher; Range hood; Electric water heater
• Flooring: Laminate; Vinyl
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating; Hot water heating; Electric heating; Heat pump; Central air conditioning; Electric cooling
• Interior features: Skylights; Window coverings and blinds; Insulated double-pane windows; Fire alarm
• Laundry & utility: Washer hookup

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $130k.

Deal economics

• At list price, monthly cash flow is $369 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $130k).
• Cap rate 9.7% vs local median 4.2% in Enterprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 65/100 on livability (#127 in AL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety D, crime F, amenities F.
• Enterprise City (town): math 40% / reading 60% proficiency, ranked #12 of 129 in AL (top 9%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising (+3.9%/yr); 441 active listings in the ZIP; 28 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 100% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 137 units permitted in Coffee County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.9% rent growth), your $36k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

• Only 13 days on market — expect competitive offers; lowballing is unlikely to land.
• 8 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $130,000

Questions for the listing agent

1. Built in 1965 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.70%
• Cash-on-cash: 12.17%
• DSCR: 1.54
• GRM: 7.4

CMA / ARV

• ARV (median comp): $162,012
• List price: $130,000
• Delta: -19.76%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
107 Deerfield Dr	0.00mi	3/1.5	1,550 (0%)	0mo	$118,500	$76	100
202 Deerfield Dr	0.11mi	3/2.0	1,534 (-1%)	3mo	$130,000	$85	89
117 Deerfield Dr	0.10mi	3/2.0	1,638 (+6%)	2mo	$165,700	$101	82
100 Doe St	0.22mi	3/2.0	1,620 (+4%)	0mo	$210,000	$130	80
215 Cardinal Ln	0.39mi	3/2.0	1,549 (-0%)	4mo	$125,000	$81	76
117 Foxhill Dr	0.33mi	3/2.0	1,468 (-5%)	3mo	$210,000	$143	71
117 W Emerald Dr	0.31mi	3/2.0	1,377 (-11%)	1mo	$203,000	$147	64
111 Woodley Dr	0.43mi	3/2.5	1,447 (-7%)	1mo	$227,500	$157	64
608 Melbourne Dr	0.57mi	3/2.0	1,497 (-3%)	3mo	$195,000	$130	63
101 Foxhill Dr	0.28mi	3/2.0	1,344 (-13%)	0mo	$179,900	$134	62
120 Crestview Dr	0.53mi	3/2.0	1,351 (-13%)	2mo	$198,020	$147	50
624 Green Dr	0.71mi	3/2.0	1,708 (+10%)	1mo	$240,000	$141	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.92% rent growth · sell at horizon

5-year hold

• IRR: 2.7%
• Equity multiple: 1.10×
• Total profit: $3,760
• Equity at exit: $19,383

10-year hold

• IRR: 13.0%
• Equity multiple: 2.07×
• Total profit: $39,042
• Equity at exit: $11,240

Cash invested: $36,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36330

• Home prices YoY: -19.4%
• Rents YoY: 3.9%
• Active inventory: 441
• Price-to-rent: 7.4×

Monthly cashflow live

• Estimated rent: $1,457 high
• Mortgage (P&I): −$682
• Tax from tax record: −$46 /mo · $555/yr
• Insurance: −$54
• HOA: −$0
• Vacancy / Maint / Mgmt: −$306
• Net cashflow: $369

Break-even live

Break-even rent $990

Max offer price $130,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $32,500
• Closing costs: $3,900
• Reserves months: —
• Total cash needed: —

Rent comps 28 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
206 Myrtlewood Dr Enterprise, AL	3.0	2.0	1155	$1,400	$1.21	43d	1	0.23mi
137 Commons Dr Unit 1 Enterprise, AL	2.0	2.5	1369	$1,100	$0.80	43d	1	0.29mi
210 Morgan Ln Enterprise, AL	3.0	2.0	1494	$1,300	$0.87	43d	1	0.29mi
133 Commons Dr Enterprise, AL	3.0	2.5	1400	$1,200	$0.86	43d	1	0.30mi
106 Pineridge Dr Enterprise, AL	2.0	2.5	1427	$1,150	$0.81	43d	1	0.30mi
214 Morgan Ln Enterprise, AL	3.0	2.0	1322	$1,400	$1.06	43d	1	0.33mi
114 Commons Dr Enterprise, AL	2.0	2.5	1380	$1,300	$0.94	43d	1	0.36mi
102 Commons Dr Enterprise, AL	2.0	2.5	1380	$1,250	$0.91	43d	1	0.38mi
184 N Springview Dr Enterprise, AL	3.0	2.5	1494	$1,350	$0.90	43d	1	0.47mi
160 N Springview Dr Enterprise, AL	3.0	2.5	1495	$1,350	$0.90	43d	1	0.51mi
605 Melbourne Dr Enterprise, AL	3.0	2.0	1333	$1,650	$1.24	43d	1	0.53mi
3101 Achey Dr Enterprise, AL	2.0	1.5	1232	$1,200	$0.97	43d	1	0.54mi
85 Courtyard Way Enterprise, AL	3.0	2.5	1460	$1,375	$0.94	43d	1	0.55mi
25 Courtyard Way Enterprise, AL	2.0	2.5	1632	$1,250	$0.77	43d	1	0.57mi
102 S Spring View Dr Enterprise, AL	2.0	2.5	1404	$1,300	$0.93	43d	1	0.59mi
114 S Spring View Dr Enterprise, AL	3.0	2.5	1494	$1,300	$0.87	43d	1	0.61mi
118 Baldwin Dr Enterprise, AL	3.0	2.5	1494	$1,375	$0.92	43d	1	0.69mi
107 Wakefield Way Enterprise, AL	2.0	2.5	1369	$1,350	$0.99	43d	1	0.82mi
206 Wakefield Way Enterprise, AL	2.0	2.5	1495	$2,635	$1.76	43d	1	0.87mi
452 Sandy Oak Dr Enterprise, AL	2.0	1.5	1300	$1,150	$0.88	43d	1	0.88mi
455 Sandy Oak Dr Enterprise, AL	3.0	2.5	1504	$1,975	$1.31	43d	1	0.91mi
443 Sandy Oak Dr Enterprise, AL	2.0	2.5	1504	$1,350	$0.90	43d	1	0.92mi
206 Myrick Dr Enterprise, AL	3.0	2.0	1800	$1,595	$0.89	43d	1	0.92mi
203 Winthrope Ln Enterprise, AL	2.0	2.5	1365	$1,325	$0.97	43d	1	0.93mi
200 Cheyenne Dr Enterprise, AL	2.0	1.5	1088	$800	$0.74	43d	1	0.94mi
155 Wingate Ave Enterprise, AL	2.0	2.0	1600	$1,450	$0.91	43d	1	1.01mi
12 County Road 738 Enterprise, AL	4.0	2.0	2100	$1,900	$0.90	43d	1	1.15mi
203 Coral Way Enterprise, AL	4.0	2.0	1583	$1,950	$1.23	43d	1	1.41mi

Listing history 10 events

1. 2026-05-14
   status Pending 528-char remark
2. 2026-04-30
   listed $130,000 Active 528-char remark
3. 2013-07-19
   listed $88,500
4. 2013-07-19
   listed $88,500
5. 2012-05-18
   listed $89,500
6. 2012-05-18
   listed $89,500
7. 2011-07-21
   listed $95,000
8. 2011-07-21
   listed $95,000
9. 2007-04-20
   soldstatus $85,000
10. 2007-02-28
    listed $93,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $555 · $46/mo
• Projected year-2 tax: $555 · $46/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 8/10 Severe 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,489
• − Mortgage interest: −$7,282
• − Property taxes: −$555
• − Insurance: −$650
• − Repairs & maintenance: −$1,399
• − Management: −$1,399
• − Depreciation: −$3,782
• Taxable income: $2,422
• Est. tax owed @ 24.0%: −$581
• After-tax cash flow: $3,849/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Enterprise City
• NCES district ID: 0101320
• Math proficiency: 40% ▼ -20.00%
• Reading proficiency: 60% ▲ 4.00%
• Median HH income: $51,311
• Composite: 42.83/100
• National rank: #3136
• State rank: #12 of 129 in AL

Livability — Enterprise

• Score: 65/100
• State rank: #127
• US rank: #12953

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C+ Housing A+ Health & safety D User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Enterprise, AL
• County: Coffee County · 39,557 people
• City population: 39,557
• Metro: Enterprise, AL
• Population (ZIP): 39,557
• Household income: $75,765
• Rent vs Own: 32.4% rent · 67.6% own
• Severe rent burden: 1126.0

Population outlook (Coffee County) Hauer SSP2

• Today (2025): 53,133 people
• By 2030: 53,832 · +1.3%
• By 2040: 54,504 · +2.6%
• By 2050: 54,289 · +2.2%
• By 2075: 51,175 · -3.7%
• By 2100: 46,793 · -11.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Black 17% Hispanic / Latino 13% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 6% Puerto Rican 3%
• Common ancestry: Italian 3% Lithuanian 2% Serbian 2%
• Foreign-born: 6% · Canada, Vietnam, South Korea
• Languages at home: 89% English-only · Spanish 8% German/W. Germanic 2%

Political lean MEDSL · Coffee

• 2024 margin: Solid R (+57.9) · D 20.7% · R 78.6%
• 2008→2024 swing: -9.0pp toward R · 2008: -48.9pp · 2024: -57.9pp
• All cycles: 2024: R+57.9 2020: R+53.1 2016: R+56.7 2012: R+49.4 2008: R+48.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -44.44%
• Current HPI: 184.0163
• Rent YoY: ▲ 3.92%
• Metro: Enterprise, AL
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

+27.4% since first listed

11 events — show timeline

• 2026-06-12 Sold (MLS) $118,500 WBR
• 2026-05-14 Pending — WBR
• 2026-04-30 Listed $130,000 WBR
• 2013-07-19 Listed $88,500 WBR
• 2013-07-19 Listed $88,500 MAAR
• 2012-05-18 Listed $89,500 MAAR
• 2012-05-18 Listed $89,500 WBR
• 2011-07-21 Listed $95,000 MAAR
• 2011-07-21 Listed $95,000 WBR
• 2007-04-20 Sold (MLS) $85,000 MAAR
• 2007-02-28 Listed $93,000 MAAR

Property tax history

+4.4%/yr

Latest (2025): $555 · +6.3% YoY. Source: county tax records.