245 Rumsey Rd Unit 7O · Yonkers, NY 10701

$184,900

2 bd · 1.0 ba · 1,060 sqft · Condo · 217 Days on market

Built 1958

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.9/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +5.3/10.0
• Schools +4.1/10.0
• Rent growth +3.6/5.0
• Livability +3.4/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

Key facts

• Laundry room
• Updated kitchen
• Top floor

Tags

• TOP FLOOR
• GREAT VIEW
• OPEN-CONCEPT LIVING
• UPDATED KITCHEN
• ABUNDANT CLOSETS
• LAUNDRY ROOM

🏢 Co-op / cooperative unit. The $184,900 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath condo listed at $185k.

Deal economics

• At list price, monthly cash flow is $123 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $185k).
• Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.1% vs local median 5.3% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
• Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.4%/yr); 183 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
• At $2,876/mo this rent would consume 53% of the median local household income ($65k/yr) (locally 6045% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 217 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
• 13 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $124k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 30% of rent; built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $162,712 (12.0% below list)

Questions for the listing agent

1. It's been on market 217 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.56% ✓
• Cap rate: 7.09%
• Cash-on-cash: 2.84%
• DSCR: 1.13
• GRM: 5.4

CMA / ARV

• ARV (median comp): $230,289
• List price: $184,900
• Delta: -19.71%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold

• IRR: -9.0%
• Equity multiple: 0.66×
• Total profit: $-17,501
• Equity at exit: $27,569

10-year hold

• IRR: 3.5%
• Equity multiple: 1.28×
• Total profit: $14,378
• Equity at exit: $15,987

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 5 Strongly Tenant-Friendly
• State New York: 15 Strongly Tenant-Friendly · D+10
• County: — inherits STATE
• City Yonkers: 5 Strongly Tenant-Friendly · D+20

Westchester rent guidelines board.

Methodology + full state rankings →

ZIP-level market 10701

• Rents YoY: 4.4%
• Active inventory: 183
• Price-to-rent: 5.4×

Monthly cashflow live

• Estimated rent: $2,876 high
• Mortgage (P&I): −$970
• Tax est. 1.5%: −$231 /mo · $2,774/yr
• Insurance: −$77
• HOA est. from 3 same-building comps: −$872
• Vacancy / Maint / Mgmt: −$604
• Net cashflow: $123

Break-even live

Break-even rent $2,721

Max offer price $184,900

Occupancy floor 91%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $46,225
• Closing costs: $5,547
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
39 Spruce St Unit 1 Yonkers, NY	3.0	1.5	920	$3,300	$3.59	43d	1	0.16mi
189 Elm St Unit 1 Yonkers, NY	3.0	1.0	1000	$2,650	$2.65	43d	1	0.41mi
162 Willow St Yonkers, NY	1.0	1.0	700	$2,100	$3.00	7d	1	0.41mi
162 Willow St Unit 1F Yonkers, NY	1.0	1.0	700	$2,200	$3.14	15d	1	0.41mi
11 Garfield St Unit 2 Yonkers, NY	2.0	1.0	1250	$2,250	$1.80	15d	1	0.46mi
39 Victor St Unit 2 Yonkers, NY	3.0	1.0	900	$2,650	$2.94	43d	1	0.48mi
45 Linden St Yonkers, NY	3.0	3.0	800	$3,100	$3.88	4d	1	0.60mi
20 Porach St Apt -1B Yonkers, NY	2.0	1.0	750	$2,400	$3.20	43d	1	0.62mi
14 Highland Ave Unit 2A Yonkers, NY	1.0	1.0	1000	$1,500	$1.50	19d	1	0.69mi
594 Yonkers Ave Unit 5 Yonkers, NY	2.0	1.0	900	$2,500	$2.78	24d	1	0.71mi
594 Yonkers Ave Unit 5 Yonkers, NY	2.0	1.0	900	$2,500	$2.78	43d	1	0.71mi
65 Caroline Ave Unit 1L Yonkers, NY	3.0	1.0	1050	$2,700	$2.57	43d	1	0.73mi
52 Groshon Ave Apt 2N Yonkers, NY	3.0	1.0	1000	$2,469	$2.47	43d	1	0.75mi
36 Dunwoodie St Unit 1 Yonkers, NY	3.0	1.0	1300	$3,500	$2.69	43d	1	0.78mi
23 Alida St Unit 2s Yonkers, NY	2.0	1.0	1000	$2,900	$2.90	24d	1	0.79mi
30 Locust Hill Ave Yonkers, NY	1.0–2.0	1.0	735	$2,500	$3.40	43d	3	0.81mi
30 Locust Hill Ave Yonkers, NY	1.0–2.0	1.0	735	$2,500	$3.40	7d	2	0.81mi
106 McLean Ave Yonkers, NY	3.0	1.0	1000	$3,200	$3.20	43d	1	0.82mi
4 Ritters Ln Unit 1FL Yonkers, NY	3.0	1.0	1100	$3,300	$3.00	43d	1	0.86mi
50 Nepperhan St Yonkers, NY	3.0	1.0–2.0	887	$4,063	$4.58	2d	20	0.96mi
52 Lewis Pkwy Unit 1545731P Yonkers, NY	3.0	2.0	1496	$5,806	$3.88	15d	1	0.97mi
50 Main St Unit 3F Yonkers, NY	1.0	1.0	900	$2,000	$2.22	24d	1	0.98mi
44 Hudson St Yonkers, NY	2.0	1.0–2.0	922	$4,300	$4.66	7d	25	0.98mi
14 Chamberlain Ave Unit 1 Yonkers, NY	2.0	2.0	1150	$4,200	$3.65	10d	1	0.99mi
16 Pier St Yonkers, NY	3.0	1.0	1000	$3,200	$3.20	16d	1	0.99mi
212 Buena Vista Ave Unit 3F Yonkers, NY	1.0	1.0	800	$2,100	$2.62	19d	1	1.00mi
85 Bennett Ave Unit 2 Yonkers, NY	2.0	1.0	1000	$2,500	$2.50	43d	1	1.01mi
66 Main St Yonkers, NY	2.0	1.0–2.0	906	$3,323	$3.67	3d	4	1.01mi
117 Morris St Yonkers, NY	1.0	1.0	700	$2,000	$2.86	5d	1	1.02mi
57 Putnam Ave Yonkers, NY	2.0	1.0	900	$3,000	$3.33	22d	1	1.03mi
57 Putnam Ave Yonkers, NY	2.0	1.0	900	$3,000	$3.33	11d	1	1.03mi
280 Hawthorne Ave Yonkers, NY	1.0	1.0	700	$2,100	$3.00	7d	2	1.03mi
1 Alexander St Yonkers, NY	2.0	1.0–2.0	837	$4,000	$4.78	7d	48	1.13mi
250 N Broadway Unit 2E Yonkers, NY	2.0	1.0	950	$2,400	$2.53	24d	1	1.16mi
249 McLean Ave Unit 1B Yonkers, NY	1.0	1.0	700	$2,500	$3.57	18d	1	1.16mi
20 Water Grant St Yonkers, NY	1.0–2.0	1.0–2.0	827	$3,756	$4.54	1d	22	1.18mi
57 Alexander St Yonkers, NY	2.0	1.0–2.0	765	$3,690	$4.82	2d	21	1.22mi
79 Alexander St Yonkers, NY	3.0	1.0–2.5	997	$3,532	$3.54	2d	1	1.25mi
155 Lake Ave Yonkers, NY	3.0	1.0	1000	$3,200	$3.20	16d	1	1.30mi
150 Glenwood Ave Apt G1 Yonkers, NY	1.0	1.0	850	$2,000	$2.35	43d	1	1.31mi

HOA detail condo

• Monthly dues: $0 · $0/yr
• Likely covers: water
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 38 events

1. 2026-06-08
   status $184,900 Pending 217 DOM
2. 2026-06-07
   days on market $184,900 Active 217 DOM
3. 2026-06-04
   days on market $184,900 Active 214 DOM
4. 2026-06-03
   days on market $184,900 Active 213 DOM
5. 2026-06-02
   days on market $184,900 Active 212 DOM
6. 2026-06-01
   days on market $184,900 Active 211 DOM
7. 2026-05-31
   days on market $184,900 Active 210 DOM
8. 2026-03-31
   status Active 763-char remark

   Show marketing remark (763 chars)

   Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

9. 2026-01-15
   status Pending 763-char remark

   Show marketing remark (763 chars)

   Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

10. 2026-01-03
    status Active 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

11. 2025-09-10
    status Pending 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

12. 2025-07-28
    price $184,900 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

13. 2025-06-27
    status Active 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

14. 2025-03-19
    status Pending 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

15. 2025-01-16
    listed $189,000 Active 763-char remark

    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

16. 2017-01-25
    soldstatus $124,000 Sold 761-char remark

    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

17. 2017-01-24
    soldstatus $124,000
18. 2016-08-12
    historical Pending 761-char remark

    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

19. 2016-01-11
    listed $124,000 Active 761-char remark

    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

20. 2016-01-11
    listed $124,000

    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

21. 2015-12-08
    historical Expired
22. 2015-12-07
    status Active
23. 2015-11-30
    historical
24. 2015-07-17
    historical Pending
25. 2015-06-13
    price
26. 2015-03-24
    listed Active
27. 2015-03-24
    listed $115,000
28. 2015-02-28
    historical
29. 2015-02-28
    historical Temporarily off Market
30. 2014-12-08
    price
31. 2014-10-15
    price
32. 2014-08-25
    listed Active
33. 2014-08-25
    listed $110,000
34. 2014-08-15
    historical Withdrawn
35. 2014-08-14
    historical
36. 2014-04-21
    price
37. 2014-04-21
    listed Active
38. 2014-04-21
    listed $120,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $34,516
• − Mortgage interest: −$10,357
• − Property taxes: −$2,774
• − Insurance: −$924
• − Repairs & maintenance: −$2,761
• − Management: −$2,761
• − HOA: −$10,464
• − Depreciation: −$5,379
• Taxable loss: −$905
• Est. tax savings @ 24.0%: +$217
• After-tax cash flow: $1,687/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Yonkers City School District
• NCES district ID: 3631920
• Math proficiency: 41% ▼ -1.00%
• Reading proficiency: 54% ▲ 14.00%
• Median HH income: $58,042
• Composite: 41.43/100
• National rank: #3471
• State rank: #413 of 590 in NY

Livability — Yonkers

• Score: 68/100
• State rank: #528
• US rank: #9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Yonkers, NY
• County: Westchester County · 709,332 people
• City population: 212,407
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• Population (ZIP): 70,676
• Household income: $64,776
• Rent vs Own: 73.3% rent · 26.7% own
• Severe rent burden: 6045.0

Population outlook (Westchester County) Hauer SSP2

• Today (2025): 1,028,035 people
• By 2030: 1,051,636 · +2.3%
• By 2040: 1,098,520 · +6.9%
• By 2050: 1,136,044 · +10.5%
• By 2075: 1,196,925 · +16.4%
• By 2100: 1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
• Hispanic origin (detail): Mexican 11% Puerto Rican 9% Dominican 19%
• Common ancestry: Romanian 1% Russian 1% Subsaharan African 1%
• Foreign-born: 35% · Canada, Jamaica, South Korea
• Languages at home: 45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

• 2024 margin: Strong D (+26.3) · D 63.1% · R 36.9%
• 2008→2024 swing: -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
• All cycles: 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -373.14%
• Current HPI: 332.0999
• Rent YoY: ▲ 4.39%
• Metro: New York-Newark-Jersey City, NY-NJ-PA
• State GDP YoY: ▲ 2.60%
• F500 in state: 92

Industry mix (Fortune 500 HQ in NY)

Industry	F500 HQs	Revenue
▸Financial Services	10	$950B
▸Consumer Goods	9	$162B
▸Insurance	4	$225B
▸Telecommunications	2	$144B
▸Pharmaceuticals	2	$112B
▸Media / Entertainment	2	$69B

Price history

+54.1% since first listed

31 events — show timeline

• 2026-03-31 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2026-01-15 Pending — OneKey® MLS as Distributed by MLS Grid
• 2026-01-03 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-09-10 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-07-28 Price Changed $184,900 OneKey® MLS as Distributed by MLS Grid
• 2025-06-27 Relisted — OneKey® MLS as Distributed by MLS Grid
• 2025-03-19 Pending — OneKey® MLS as Distributed by MLS Grid
• 2025-01-16 Listed $189,000 OneKey® MLS as Distributed by MLS Grid
• 2017-01-25 Sold (MLS) $124,000 HGMLS
• 2017-01-24 Sold (MLS) $124,000 OneKey® MLS as Distributed by MLS Grid
• 2016-08-12 Contingent — HGMLS
• 2016-01-11 Listed $124,000 HGMLS
• 2016-01-11 Listed $124,000 OneKey® MLS as Distributed by MLS Grid
• 2015-12-08 Delisted — HGMLS
• 2015-12-07 Relisted — HGMLS
• 2015-11-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2015-07-17 Contingent — HGMLS
• 2015-06-13 Price Changed — HGMLS
• 2015-03-24 Listed — HGMLS
• 2015-03-24 Listed $115,000 OneKey® MLS as Distributed by MLS Grid
• 2015-02-28 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2015-02-28 Delisted — HGMLS
• 2014-12-08 Price Changed — HGMLS
• 2014-10-15 Price Changed — HGMLS
• 2014-08-25 Listed — HGMLS
• 2014-08-25 Listed $110,000 OneKey® MLS as Distributed by MLS Grid
• 2014-08-15 Delisted — HGMLS
• 2014-08-14 Listing Removed — OneKey® MLS as Distributed by MLS Grid
• 2014-04-21 Price Changed — HGMLS
• 2014-04-21 Listed — HGMLS
• 2014-04-21 Listed $120,000 OneKey® MLS as Distributed by MLS Grid