🏢 Co-op
245 Rumsey Rd Unit 7O · Yonkers, NY
Flood risk 6/10 · Moderate
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.75%
- Est. flood insurance / yr
- $473 – $860
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $691 – $1,283
Heat risk 6/10 · Moderate
- Hot days now (above 99°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +4.1/10.0
- Rent growth +3.6/5.0
- Livability +3.4/5.0
- Condition / age +2.2/5.0
- Appreciation +0.0/10.0
$184,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
Key facts
- Laundry room
- Updated kitchen
- Top floor
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $185k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $929 ($11k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $185k).
- Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
- Cap rate 12.3% vs local median 5.4% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
- Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+4.4%/yr); 231 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
- At $2,794/mo this rent would consume 52% of the median local household income ($65k/yr) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 4.4% rent growth), your $52k cash investment doubles in ~6 years — after that, you're playing with house money.
Negotiation context
- It's been on market 232 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
- 13 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $124k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 232 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.51% ✓
- Cap rate
- 12.32%
- Cash-on-cash
- 21.54%
- DSCR
- 1.96
- GRM
- 5.5
CMA / ARV
- ARV (median comp)
- $232,554
- List price
- $184,900
- Delta
- -20.49%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 245 Rumsey Rd Unit 1F | 0.01mi | 2/1.0 | 1,060 (0%) | 8mo | $225,000 | $212 | 93 |
| 245 Rumsey Unit 2K | 0.01mi | 2/1.0 | 1,060 (0%) | 14mo | $185,000 | $175 | 88 |
| 245 Rumsey Rd Unit 3K | 0.00mi | 2/1.0 | 1,060 (0%) | 14mo | $190,000 | $179 | 88 |
| 245 Rumsey Rd Unit 8D | 0.00mi | 2/1.5 | 1,091 (+3%) | 20mo | $185,000 | $170 | 77 |
| 245 Rumsey Rd Unit 2P | 0.00mi | 2/2.0 | 1,091 (+3%) | 19mo | $240,000 | $220 | 76 |
| 245 Rumsey Rd Unit 2D | 0.00mi | 2/1.5 | 1,091 (+3%) | 22mo | $190,000 | $174 | 75 |
| 245 Rumsey Rd Unit 6D | 0.01mi | 2/1.5 | 1,200 (+13%) | 1mo | $239,000 | $199 | 75 |
| 510 Midland Ave Unit 1H | 0.60mi | 2/1.0 | 1,050 (-1%) | 8mo | $437,500 | $417 | 64 |
| 510 Midland Ave Unit 1G | 0.60mi | 2/1.0 | 1,050 (-1%) | 16mo | $340,000 | $324 | 57 |
| 245 Rumsey Rd Unit 6E | 0.00mi | 2/2.0 | 1,200 (+13%) | 21mo | $235,000 | $196 | 56 |
| 245 Rumsey Rd Unit 1P | 0.01mi | 2/2.0 | 1,200 (+13%) | 23mo | $235,000 | $196 | 54 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.39% rent growth · sell at horizon
- IRR
- 15.7%
- Equity multiple
- 1.64×
- Total profit
- $33,237
- Equity at exit
- $27,569
- IRR
- 25.4%
- Equity multiple
- 3.36×
- Total profit
- $122,060
- Equity at exit
- $15,987
Cash invested: $51,772 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 5 Strongly Tenant-Friendly
- State New York
- 15 Strongly Tenant-Friendly · D+10
- County
- — inherits STATE
- City Yonkers
- 5 Strongly Tenant-Friendly · D+20
Active competition Active MLS
- For sale now
- 9 active · 3 under contract
- Months of supply
- 10.8 mo (9%/mo absorbed)
- Median asking
- $225,000 ($208/sqft)
- Median days on market
- 58 d
- This list price
- 44% of active listings are priced below it
- ARV vs active asking
- +5.3% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 10701
- Rents YoY
- 4.4%
- Active inventory
- 231
- Price-to-rent
- 5.5×
Monthly cashflow live
- Estimated rent
- $2,794 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax est. 1.5%
- −$231 /mo · $2,774/yr
- Insurance
- −$77
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$587
- Net cashflow
- $929
Break-even live
Sensitivity live
| Price | -10% $1,057 | -5% $993 | +0% $929 | +5% $866 | +10% $802 |
|---|---|---|---|---|---|
| Rent | -10% $709 | -5% $819 | +0% $929 | +5% $1,040 | +10% $1,150 |
| Rate | -1.0pp $1,023 | -0.5pp $976 | base $929 | +0.5pp $882 | +1.0pp $833 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,225
- Closing costs
- $5,547
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 39 Spruce St Unit 1 Yonkers, NY | 3.0 | 1.5 | 920 | $3,300 | $3.59 | 93d | 1 | 0.16mi |
| 149 Beech St Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,800 | $2.80 | 23d | 1 | 0.34mi |
| 189 Elm St Unit 1 Yonkers, NY | 3.0 | 1.0 | 1000 | $2,650 | $2.65 | 93d | 1 | 0.41mi |
| 162 Willow St Yonkers, NY | 1.0 | 1.0 | 700 | $2,100 | $3.00 | 56d | 1 | 0.41mi |
| 162 Willow St Unit 1F Yonkers, NY | 1.0 | 1.0 | 700 | $2,200 | $3.14 | 64d | 1 | 0.41mi |
| 11 Garfield St Unit 2 Yonkers, NY | 2.0 | 1.0 | 1250 | $2,250 | $1.80 | 64d | 1 | 0.46mi |
| 39 Victor St Unit 2 Yonkers, NY | 3.0 | 1.0 | 900 | $2,650 | $2.94 | 93d | 1 | 0.48mi |
| 161 Park Hill Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1200 | $2,875 | $2.40 | 12d | 1 | 0.49mi |
| 45 Linden St Yonkers, NY | 3.0 | 3.0 | 800 | $3,100 | $3.88 | 54d | 1 | 0.60mi |
| 20 Porach St Apt -1B Yonkers, NY | 2.0 | 1.0 | 750 | $2,400 | $3.20 | 93d | 1 | 0.62mi |
| 14 Highland Ave Unit 2A Yonkers, NY | 1.0 | 1.0 | 1000 | $1,500 | $1.50 | 68d | 1 | 0.69mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 93d | 1 | 0.71mi |
| 594 Yonkers Ave Unit 5 Yonkers, NY | 2.0 | 1.0 | 900 | $2,500 | $2.78 | 73d | 1 | 0.71mi |
| 65 Caroline Ave Unit 1L Yonkers, NY | 3.0 | 1.0 | 1050 | $2,700 | $2.57 | 93d | 1 | 0.73mi |
| 65 Caroline Ave Unit 3R Yonkers, NY | 3.0 | 1.0 | 1050 | $2,700 | $2.57 | 42d | 1 | 0.73mi |
| 52 Groshon Ave Apt 2N Yonkers, NY | 3.0 | 1.0 | 1000 | $2,469 | $2.47 | 93d | 1 | 0.75mi |
| 36 Dunwoodie St Unit 1 Yonkers, NY | 3.0 | 1.0 | 1300 | $3,500 | $2.69 | 93d | 1 | 0.78mi |
| 23 Alida St Unit 2s Yonkers, NY | 2.0 | 1.0 | 1000 | $2,900 | $2.90 | 73d | 1 | 0.79mi |
| 30 Locust Hill Ave Yonkers, NY | 1.0–2.0 | 1.0 | 735 | $2,500 | $3.40 | 93d | 3 | 0.81mi |
| 30 Locust Hill Ave Yonkers, NY | 1.0–2.0 | 1.0 | 735 | $2,500 | $3.40 | 26d | 2 | 0.81mi |
| 30 Locust Hill Ave Yonkers, NY | 1.0–2.0 | 1.0 | 735 | $2,500 | $3.40 | 0d | 2 | 0.81mi |
| 100 McLean Ave Unit 2 Yonkers, NY | 3.0 | 1.0 | 1200 | $3,200 | $2.67 | 20d | 1 | 0.81mi |
| 30 Locust Hill Ave Unit 7D Yonkers, NY | 2.0 | 1.0 | 850 | $2,500 | $2.94 | 0d | 1 | 0.81mi |
| 106 McLean Ave Yonkers, NY | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 93d | 1 | 0.82mi |
| 80 Dunwoodie St Unit 2W Yonkers, NY | 2.0 | 1.0 | 950 | $2,700 | $2.84 | 23d | 1 | 0.85mi |
| 4 Ritters Ln Unit 1FL Yonkers, NY | 3.0 | 1.0 | 1100 | $3,300 | $3.00 | 93d | 1 | 0.86mi |
| 10 Wilbur St Unit 1 Yonkers, NY | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 38d | 1 | 0.88mi |
| 70 Ashburton Ave Yonkers, NY | 1.0 | 1.0 | 625 | $2,300 | $3.68 | 0d | 1 | 0.94mi |
| 50 Nepperhan St Yonkers, NY | 3.0 | 1.0–2.0 | 884 | $4,046 | $4.57 | 0d | 11 | 0.96mi |
| 52 Lewis Pkwy Unit 1545731P Yonkers, NY | 3.0 | 2.0 | 1496 | $5,806 | $3.88 | 64d | 1 | 0.97mi |
| 50 Main St Unit 3F Yonkers, NY | 1.0 | 1.0 | 900 | $2,000 | $2.22 | 73d | 1 | 0.98mi |
| 44 Hudson St Yonkers, NY | 2.0 | 1.0–2.0 | 844 | $4,300 | $5.09 | 15d | 25 | 0.98mi |
| 52 Main St Unit 3R Yonkers, NY | 2.0 | 1.0 | 800 | $2,400 | $3.00 | 8d | 1 | 0.98mi |
| 14 Chamberlain Ave Unit 1 Yonkers, NY | 2.0 | 2.0 | 1150 | $4,200 | $3.65 | 59d | 1 | 0.99mi |
| 16 Pier St Yonkers, NY | 3.0 | 1.0 | 1000 | $3,200 | $3.20 | 65d | 1 | 0.99mi |
| 212 Buena Vista Ave Unit 3F Yonkers, NY | 1.0 | 1.0 | 800 | $2,100 | $2.62 | 68d | 1 | 1.00mi |
| 85 Bennett Ave Unit 2 Yonkers, NY | 2.0 | 1.0 | 1000 | $2,500 | $2.50 | 93d | 1 | 1.01mi |
| 66 Main St Yonkers, NY | 2.0 | 1.0–2.0 | 881 | $3,650 | $4.14 | 23d | 7 | 1.01mi |
| 117 Morris St Yonkers, NY | 1.0 | 1.0 | 700 | $2,000 | $2.86 | 54d | 1 | 1.02mi |
| 56 Prospect St Unit 504 Yonkers, NY | 2.0 | 1.0 | 900 | $3,300 | $3.67 | 17d | 1 | 1.02mi |
Listing history 47 events
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2026-08-08days on market $184,900 Active 232 DOM
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2026-08-06days on market $184,900 Active 230 DOM
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2026-08-05days on market $184,900 Active 229 DOM
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2026-08-04days on market $184,900 Active 228 DOM
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2026-08-03days on market $184,900 Active 227 DOM
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2026-07-31days on market $184,900 Active 224 DOM
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2026-07-30days on market $184,900 Active 222 DOM
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2026-07-28days on market $184,900 Active 221 DOM
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2026-07-26statusdays on market $184,900 Active 219 DOM
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2026-06-08status $184,900 Pending 217 DOM
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2026-06-07days on market $184,900 Active 217 DOM
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2026-06-04days on market $184,900 Active 214 DOM
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2026-06-03days on market $184,900 Active 213 DOM
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2026-06-02days on market $184,900 Active 212 DOM
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2026-06-01days on market $184,900 Active 211 DOM
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2026-05-31days on market $184,900 Active 210 DOM
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2026-03-31status Active 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
-
2026-01-15status Pending 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
-
2026-01-03status Active 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
-
2025-09-10status Pending 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
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2025-07-28price $184,900 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
-
2025-06-27status Active 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
-
2025-03-19status Pending 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
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2025-01-16$189,000 Active 763-char remark
Show marketing remark (763 chars)
Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!
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2017-01-25soldstatus $124,000 Sold 761-char remark
Show marketing remark (761 chars)
This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.
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2017-01-24soldstatus $124,000
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2016-08-12historical Pending 761-char remark
Show marketing remark (761 chars)
This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.
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2016-01-11$124,000 Active 761-char remark
Show marketing remark (761 chars)
This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.
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2016-01-11$124,000
Show marketing remark (761 chars)
This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.
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2015-12-08historical Expired
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2015-12-07status Active
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2015-11-30historical
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2015-07-17historical Pending
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2015-06-13price
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2015-03-24Active
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2015-03-24$115,000
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2015-02-28historical
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2015-02-28historical Temporarily off Market
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2014-12-08price
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2014-10-15price
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2014-08-25Active
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2014-08-25$110,000
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2014-08-15historical Withdrawn
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2014-08-14historical
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2014-04-21price
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2014-04-21Active
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2014-04-21$120,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
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Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $33,527
- − Mortgage interest
- −$10,357
- − Property taxes
- −$2,774
- − Insurance
- −$924
- − Repairs & maintenance
- −$2,682
- − Management
- −$2,682
- − Depreciation
- −$5,379
- Taxable income
- $8,729
- Est. tax owed @ 24.0%
- −$2,095
- After-tax cash flow
- $9,058/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 9 photos
The home requires moderate renovations to the kitchen and bathroom, as well as some landscaping improvements. These updates can significantly increase its resale and rental value.
Components & finishes AI
Repairs flagged
- Minor Kitchen countertops and backsplash — The countertops and backsplash appear dated and could be replaced for a fresh look.
- Minor Bathroom fixtures and tiles — The fixtures and tiles may be outdated and could be replaced for a more modern look.
- Minor Landscaping — The landscaping is sparse and could benefit from some maintenance and updates.
Value-add opportunities
- Resale Kitchen renovation — Updating the kitchen with new countertops, backsplash, and appliances can significantly increase the home's resale value. ↑
- Resale Bathroom renovation — Updating the bathroom fixtures and tiles can also increase the home's resale value. ↑
- Both Landscaping improvements — Improving the landscaping can enhance the curb appeal and increase both resale and rental value. ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Schools (NCES district)
- District
- Yonkers City School District
- NCES district ID
- 3631920
- Math proficiency
- 41% ▼ -1.00%
- Reading proficiency
- 54% ▲ 14.00%
- Median HH income
- $58,042
- Composite
- 41.43/100
- National rank
- #3471
- State rank
- #413 of 590 in NY
Livability — Yonkers
- Score
- 68/100
- State rank
- #528
- US rank
- #9394
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yonkers, NY
- County
- Westchester County · 1,028,035 people
- City population
- 212,407
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- Population (ZIP)
- 70,676
- Household income
- $64,776
- Rent vs Own
- Severe rent burden
- 11% of renters
Population outlook (Westchester County) Hauer SSP2
- Today (2025)
- 1,028,035 people
- By 2030
- 1,051,636 · +2.3%
- By 2040
- 1,098,520 · +6.9%
- By 2050
- 1,136,044 · +10.5%
- By 2075
- 1,196,925 · +16.4%
- By 2100
- 1,175,147 · +14.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.65)
- Race & ethnicity
- Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
- Hispanic origin (detail)
- Mexican 11% Puerto Rican 9% Dominican 19%
- Common ancestry
- Romanian 1% Russian 1% Subsaharan African 1%
- Foreign-born
- 35% · Canada, Jamaica, South Korea
- Languages at home
- 45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%
Political lean MEDSL · Westchester
- 2024 margin
- Strong D (+26.3) · D 63.1% · R 36.9%
- 2008→2024 swing
- -1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
- All cycles
- 2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -373.14%
- Current HPI
- 332.0999
- Rent YoY
- ▲ 4.39%
- Metro
- New York-Newark-Jersey City, NY-NJ-PA
- State GDP YoY
- ▲ 2.60%
- F500 in state
- 92
Industry mix (Fortune 500 HQ in NY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 10 | $950B |
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| Consumer Goods | 9 | $162B |
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| Insurance | 4 | $225B |
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| Telecommunications | 2 | $144B |
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| Pharmaceuticals | 2 | $112B |
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| Media / Entertainment | 2 | $69B |
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Price history
+54.1% since first listed31 events — show timeline
- 2026-03-31 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2026-01-15 Pending — OneKey® MLS as Distributed by MLS Grid
- 2026-01-03 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-09-10 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-07-28 Price Changed $184,900 OneKey® MLS as Distributed by MLS Grid
- 2025-06-27 Relisted — OneKey® MLS as Distributed by MLS Grid
- 2025-03-19 Pending — OneKey® MLS as Distributed by MLS Grid
- 2025-01-16 Listed $189,000 OneKey® MLS as Distributed by MLS Grid
- 2017-01-25 Sold (MLS) $124,000 HGMLS
- 2017-01-24 Sold (MLS) $124,000 OneKey® MLS as Distributed by MLS Grid
- 2016-08-12 Contingent — HGMLS
- 2016-01-11 Listed $124,000 HGMLS
- 2016-01-11 Listed $124,000 OneKey® MLS as Distributed by MLS Grid
- 2015-12-08 Delisted — HGMLS
- 2015-12-07 Relisted — HGMLS
- 2015-11-30 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2015-07-17 Contingent — HGMLS
- 2015-06-13 Price Changed — HGMLS
- 2015-03-24 Listed — HGMLS
- 2015-03-24 Listed $115,000 OneKey® MLS as Distributed by MLS Grid
- 2015-02-28 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2015-02-28 Delisted — HGMLS
- 2014-12-08 Price Changed — HGMLS
- 2014-10-15 Price Changed — HGMLS
- 2014-08-25 Listed — HGMLS
- 2014-08-25 Listed $110,000 OneKey® MLS as Distributed by MLS Grid
- 2014-08-15 Delisted — HGMLS
- 2014-08-14 Listing Removed — OneKey® MLS as Distributed by MLS Grid
- 2014-04-21 Price Changed — HGMLS
- 2014-04-21 Listed — HGMLS
- 2014-04-21 Listed $120,000 OneKey® MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…