CashFlowRE
Sign in Sign up
245 Rumsey Rd Unit 7O 🏢 Co-op
B+ Composite 78.39
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +4.1/10.0
  • Rent growth +3.6/5.0
  • Livability +3.4/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$184,900

245 Rumsey Rd Unit 7O · Yonkers, NY 10701
2 bd · 1.0 ba · 1,060 sqft · Townhouse · 232 Days on market
Built 1958 Fair condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

Key facts

  • Laundry room
  • Updated kitchen
  • Top floor

Tags

TOP FLOORGREAT VIEWOPEN-CONCEPT LIVINGUPDATED KITCHENABUNDANT CLOSETSLAUNDRY ROOM

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏢 Co-op / cooperative unit. The $184,900 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $185k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $929 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $185k).
  • Recommended offer: $163k (12.0% below list) — sets the bar for market timing.
  • Cap rate 12.3% vs local median 5.4% in Yonkers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#528 in NY) — a middle-class / working-renter tenant base. Strengths: employment A, commute B; Watch: amenities F, cost of living F.
  • Yonkers City School District (suburban): math 41% / reading 54% proficiency, ranked #413 of 590 in NY (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.4%/yr); 231 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 65d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; 954 units permitted in Westchester County in 2024 (649 in 5+ unit buildings).
  • At $2,794/mo this rent would consume 52% of the median local household income ($65k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Westchester County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 4.4% rent growth), your $52k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 232 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $124k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $162,712 (12.0% below list)

Questions for the listing agent

  1. It's been on market 232 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.51%
Cap rate
12.32%
Cash-on-cash
21.54%
DSCR
1.96
GRM
5.5

CMA / ARV

ARV (median comp)
$232,554
List price
$184,900
Delta
-20.49%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
245 Rumsey Rd Unit 1F 0.01mi 2/1.0 1,060 (0%) 8mo $225,000 $212 93
245 Rumsey Unit 2K 0.01mi 2/1.0 1,060 (0%) 14mo $185,000 $175 88
245 Rumsey Rd Unit 3K 0.00mi 2/1.0 1,060 (0%) 14mo $190,000 $179 88
245 Rumsey Rd Unit 8D 0.00mi 2/1.5 1,091 (+3%) 20mo $185,000 $170 77
245 Rumsey Rd Unit 2P 0.00mi 2/2.0 1,091 (+3%) 19mo $240,000 $220 76
245 Rumsey Rd Unit 2D 0.00mi 2/1.5 1,091 (+3%) 22mo $190,000 $174 75
245 Rumsey Rd Unit 6D 0.01mi 2/1.5 1,200 (+13%) 1mo $239,000 $199 75
510 Midland Ave Unit 1H 0.60mi 2/1.0 1,050 (-1%) 8mo $437,500 $417 64
510 Midland Ave Unit 1G 0.60mi 2/1.0 1,050 (-1%) 16mo $340,000 $324 57
245 Rumsey Rd Unit 6E 0.00mi 2/2.0 1,200 (+13%) 21mo $235,000 $196 56
245 Rumsey Rd Unit 1P 0.01mi 2/2.0 1,200 (+13%) 23mo $235,000 $196 54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.39% rent growth · sell at horizon

5-year hold
IRR
15.7%
Equity multiple
1.64×
Total profit
$33,237
Equity at exit
$27,569
10-year hold
IRR
25.4%
Equity multiple
3.36×
Total profit
$122,060
Equity at exit
$15,987

Cash invested: $51,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
5 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City Yonkers
5 Strongly Tenant-Friendly · D+20
Westchester rent guidelines board.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
9 active · 3 under contract
Months of supply
10.8 mo (9%/mo absorbed)
Median asking
$225,000 ($208/sqft)
Median days on market
58 d
This list price
44% of active listings are priced below it
ARV vs active asking
+5.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 10701

Rents YoY
4.4%
Active inventory
231
Price-to-rent
5.5×

Monthly cashflow live

Estimated rent
$2,794 high interval (Pro) →
Mortgage (P&I)
$970
Tax est. 1.5%
$231 /mo · $2,774/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$587
Net cashflow
$929

Break-even live

Break-even rent $1,617
Max offer price $184,900
Occupancy floor 62%

Sensitivity live

Price -10% $1,057 -5% $993 +0% $929 +5% $866 +10% $802
Rent -10% $709 -5% $819 +0% $929 +5% $1,040 +10% $1,150
Rate -1.0pp $1,023 -0.5pp $976 base $929 +0.5pp $882 +1.0pp $833

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,225
Closing costs
$5,547
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
39 Spruce St Unit 1 Yonkers, NY 3.0 1.5 920 $3,300 $3.59 93d 1 0.16mi
149 Beech St Unit 2 Yonkers, NY 2.0 1.0 1000 $2,800 $2.80 23d 1 0.34mi
189 Elm St Unit 1 Yonkers, NY 3.0 1.0 1000 $2,650 $2.65 93d 1 0.41mi
162 Willow St Yonkers, NY 1.0 1.0 700 $2,100 $3.00 56d 1 0.41mi
162 Willow St Unit 1F Yonkers, NY 1.0 1.0 700 $2,200 $3.14 64d 1 0.41mi
11 Garfield St Unit 2 Yonkers, NY 2.0 1.0 1250 $2,250 $1.80 64d 1 0.46mi
39 Victor St Unit 2 Yonkers, NY 3.0 1.0 900 $2,650 $2.94 93d 1 0.48mi
161 Park Hill Ave Unit 2 Yonkers, NY 2.0 1.0 1200 $2,875 $2.40 12d 1 0.49mi
45 Linden St Yonkers, NY 3.0 3.0 800 $3,100 $3.88 54d 1 0.60mi
20 Porach St Apt -1B Yonkers, NY 2.0 1.0 750 $2,400 $3.20 93d 1 0.62mi
14 Highland Ave Unit 2A Yonkers, NY 1.0 1.0 1000 $1,500 $1.50 68d 1 0.69mi
594 Yonkers Ave Unit 5 Yonkers, NY 2.0 1.0 900 $2,500 $2.78 93d 1 0.71mi
594 Yonkers Ave Unit 5 Yonkers, NY 2.0 1.0 900 $2,500 $2.78 73d 1 0.71mi
65 Caroline Ave Unit 1L Yonkers, NY 3.0 1.0 1050 $2,700 $2.57 93d 1 0.73mi
65 Caroline Ave Unit 3R Yonkers, NY 3.0 1.0 1050 $2,700 $2.57 42d 1 0.73mi
52 Groshon Ave Apt 2N Yonkers, NY 3.0 1.0 1000 $2,469 $2.47 93d 1 0.75mi
36 Dunwoodie St Unit 1 Yonkers, NY 3.0 1.0 1300 $3,500 $2.69 93d 1 0.78mi
23 Alida St Unit 2s Yonkers, NY 2.0 1.0 1000 $2,900 $2.90 73d 1 0.79mi
30 Locust Hill Ave Yonkers, NY 1.0–2.0 1.0 735 $2,500 $3.40 93d 3 0.81mi
30 Locust Hill Ave Yonkers, NY 1.0–2.0 1.0 735 $2,500 $3.40 26d 2 0.81mi
30 Locust Hill Ave Yonkers, NY 1.0–2.0 1.0 735 $2,500 $3.40 0d 2 0.81mi
100 McLean Ave Unit 2 Yonkers, NY 3.0 1.0 1200 $3,200 $2.67 20d 1 0.81mi
30 Locust Hill Ave Unit 7D Yonkers, NY 2.0 1.0 850 $2,500 $2.94 0d 1 0.81mi
106 McLean Ave Yonkers, NY 3.0 1.0 1000 $3,200 $3.20 93d 1 0.82mi
80 Dunwoodie St Unit 2W Yonkers, NY 2.0 1.0 950 $2,700 $2.84 23d 1 0.85mi
4 Ritters Ln Unit 1FL Yonkers, NY 3.0 1.0 1100 $3,300 $3.00 93d 1 0.86mi
10 Wilbur St Unit 1 Yonkers, NY 1.0 1.0 700 $2,000 $2.86 38d 1 0.88mi
70 Ashburton Ave Yonkers, NY 1.0 1.0 625 $2,300 $3.68 0d 1 0.94mi
50 Nepperhan St Yonkers, NY 3.0 1.0–2.0 884 $4,046 $4.57 0d 11 0.96mi
52 Lewis Pkwy Unit 1545731P Yonkers, NY 3.0 2.0 1496 $5,806 $3.88 64d 1 0.97mi
50 Main St Unit 3F Yonkers, NY 1.0 1.0 900 $2,000 $2.22 73d 1 0.98mi
44 Hudson St Yonkers, NY 2.0 1.0–2.0 844 $4,300 $5.09 15d 25 0.98mi
52 Main St Unit 3R Yonkers, NY 2.0 1.0 800 $2,400 $3.00 8d 1 0.98mi
14 Chamberlain Ave Unit 1 Yonkers, NY 2.0 2.0 1150 $4,200 $3.65 59d 1 0.99mi
16 Pier St Yonkers, NY 3.0 1.0 1000 $3,200 $3.20 65d 1 0.99mi
212 Buena Vista Ave Unit 3F Yonkers, NY 1.0 1.0 800 $2,100 $2.62 68d 1 1.00mi
85 Bennett Ave Unit 2 Yonkers, NY 2.0 1.0 1000 $2,500 $2.50 93d 1 1.01mi
66 Main St Yonkers, NY 2.0 1.0–2.0 881 $3,650 $4.14 23d 7 1.01mi
117 Morris St Yonkers, NY 1.0 1.0 700 $2,000 $2.86 54d 1 1.02mi
56 Prospect St Unit 504 Yonkers, NY 2.0 1.0 900 $3,300 $3.67 17d 1 1.02mi

Listing history 47 events

  1. 2026-08-08
    days on market $184,900 Active 232 DOM
  2. 2026-08-06
    days on market $184,900 Active 230 DOM
  3. 2026-08-05
    days on market $184,900 Active 229 DOM
  4. 2026-08-04
    days on market $184,900 Active 228 DOM
  5. 2026-08-03
    days on market $184,900 Active 227 DOM
  6. 2026-07-31
    days on market $184,900 Active 224 DOM
  7. 2026-07-30
    days on market $184,900 Active 222 DOM
  8. 2026-07-28
    days on market $184,900 Active 221 DOM
  9. 2026-07-26
    statusdays on market $184,900 Active 219 DOM
  10. 2026-06-08
    status $184,900 Pending 217 DOM
  11. 2026-06-07
    days on market $184,900 Active 217 DOM
  12. 2026-06-04
    days on market $184,900 Active 214 DOM
  13. 2026-06-03
    days on market $184,900 Active 213 DOM
  14. 2026-06-02
    days on market $184,900 Active 212 DOM
  15. 2026-06-01
    days on market $184,900 Active 211 DOM
  16. 2026-05-31
    days on market $184,900 Active 210 DOM
  17. 2026-03-31
    status Active 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  18. 2026-01-15
    status Pending 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  19. 2026-01-03
    status Active 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  20. 2025-09-10
    status Pending 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  21. 2025-07-28
    price $184,900 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  22. 2025-06-27
    status Active 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  23. 2025-03-19
    status Pending 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  24. 2025-01-16
    listed $189,000 Active 763-char remark
    Show marketing remark (763 chars)

    Discover your dream home at 245 Rumsey Rd 7O – a two bed with guaranteed no-wait parking convenience! In sought-after Park Hill of Yonkers minutes from NYC. Perched on a top floor, sun-drenched, great view, open-concept living/dining, hardwood floors, updated kitchen, dishwasher and abundant closets. Bldg has laundry room, elevator access, and on-site no-wait parking (2nd space available on wait list), cats allowed, no dogs, & live-in super. Close to Manhattan, vibrant Yonkers waterfront, with its shops, dining, and entertainment minutes away, as are local parks and schools. Maintenance only $996/mo. with parking. Board approval req., 700+ credit, 30% DTI. Schedule your private showing today and experience the magic of this exceptional home!

  25. 2017-01-25
    soldstatus $124,000 Sold 761-char remark
    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

  26. 2017-01-24
    soldstatus $124,000
  27. 2016-08-12
    historical Pending 761-char remark
    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

  28. 2016-01-11
    listed $124,000 Active 761-char remark
    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

  29. 2016-01-11
    listed $124,000
    Show marketing remark (761 chars)

    This two bedroom/one bath co-op is located in the historic Park Hill section of Yonkers. It has a spacious living room/dining room combination and new carpeting. The modern eat-in-kitchen has been recently updated with new cabinets, flooring, stove and dishwasher. The bath room has been updated, as well. The building recently renovated the lobby, elevators and laundry room. Parkview Co-op is a financially sound property. STAR deduction reduces the maintenance by $91 per month. Seller will pay all buyer's closing costs! The building is located in a quiet section of Yonkers and offers the buyer a guaranteed, on-site parking spot. It is conveniently located to schools, major highways, Ridgehill Shopping Center and much more. Vacant – Easy to show.

  30. 2015-12-08
    historical Expired
  31. 2015-12-07
    status Active
  32. 2015-11-30
    historical
  33. 2015-07-17
    historical Pending
  34. 2015-06-13
    price
  35. 2015-03-24
    listed Active
  36. 2015-03-24
    listed $115,000
  37. 2015-02-28
    historical
  38. 2015-02-28
    historical Temporarily off Market
  39. 2014-12-08
    price
  40. 2014-10-15
    price
  41. 2014-08-25
    listed Active
  42. 2014-08-25
    listed $110,000
  43. 2014-08-15
    historical Withdrawn
  44. 2014-08-14
    historical
  45. 2014-04-21
    price
  46. 2014-04-21
    listed Active
  47. 2014-04-21
    listed $120,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 75% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$33,527
− Mortgage interest
−$10,357
− Property taxes
−$2,774
− Insurance
−$924
− Repairs & maintenance
−$2,682
− Management
−$2,682
− Depreciation
−$5,379
Taxable income
$8,729
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,095
After-tax cash flow
$9,058/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Fair 45/100 Moderate rehab Est. rehab $26,500–$47,700 screening

The home requires moderate renovations to the kitchen and bathroom, as well as some landscaping improvements. These updates can significantly increase its resale and rental value.

Components & finishes AI

Roof asphalt shingle · good Flooring hardwood Counters granite Appliances white HVAC central · new lt5

Repairs flagged

  • Minor Kitchen countertops and backsplash — The countertops and backsplash appear dated and could be replaced for a fresh look.
  • Minor Bathroom fixtures and tiles — The fixtures and tiles may be outdated and could be replaced for a more modern look.
  • Minor Landscaping — The landscaping is sparse and could benefit from some maintenance and updates.

Value-add opportunities

  • Resale Kitchen renovation — Updating the kitchen with new countertops, backsplash, and appliances can significantly increase the home's resale value.
  • Resale Bathroom renovation — Updating the bathroom fixtures and tiles can also increase the home's resale value.
  • Both Landscaping improvements — Improving the landscaping can enhance the curb appeal and increase both resale and rental value.

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

Schools (NCES district)

District
Yonkers City School District
NCES district ID
3631920
Math proficiency
41% ▼ -1.00%
Reading proficiency
54% ▲ 14.00%
Median HH income
$58,042
Composite
41.43/100
National rank
#3471
State rank
#413 of 590 in NY
C Composite livability gradescore 68/100

Livability — Yonkers

Score
68/100
State rank
#528
US rank
#9394

Category grades

Amenities F Commute B Cost of living F Crime B- Employment A Housing B- Health & safety B- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yonkers, NY
County
Westchester County · 1,028,035 people
City population
212,407
Metro
New York-Newark-Jersey City, NY-NJ-PA
Population (ZIP)
70,676
Household income
$64,776
Rent vs Own
73.3% rent · 26.7% own
Severe rent burden
11% of renters

Population outlook (Westchester County) Hauer SSP2

Today (2025)
1,028,035 people
By 2030
1,051,636 · +2.3%
By 2040
1,098,520 · +6.9%
By 2050
1,136,044 · +10.5%
By 2075
1,196,925 · +16.4%
By 2100
1,175,147 · +14.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
Hispanic / Latino 52% White 21% Black 21% Two or more races 18% Asian 3% Native American 1%
Hispanic origin (detail)
Mexican 11% Puerto Rican 9% Dominican 19%
Common ancestry
Romanian 1% Russian 1% Subsaharan African 1%
Foreign-born
35% · Canada, Jamaica, South Korea
Languages at home
45% English-only · Spanish 42% Other Indo-European 3% Arabic 2%

Political lean MEDSL · Westchester

2024 margin
Strong D (+26.3) · D 63.1% · R 36.9%
2008→2024 swing
-1.3pp toward R · 2008: 27.6pp · 2024: 26.3pp
All cycles
2024: D+26.3 2020: D+36.3 2016: D+32.8 2012: D+22.2 2008: D+27.6

Not yet ingested

Civics

Price history

+54.1% since first listed
31 events — show timeline
  • 2026-03-31 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2026-01-15 Pending OneKey® MLS as Distributed by MLS Grid
  • 2026-01-03 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2025-09-10 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-07-28 Price Changed $184,900 OneKey® MLS as Distributed by MLS Grid
  • 2025-06-27 Relisted OneKey® MLS as Distributed by MLS Grid
  • 2025-03-19 Pending OneKey® MLS as Distributed by MLS Grid
  • 2025-01-16 Listed $189,000 OneKey® MLS as Distributed by MLS Grid
  • 2017-01-25 Sold (MLS) $124,000 HGMLS
  • 2017-01-24 Sold (MLS) $124,000 OneKey® MLS as Distributed by MLS Grid
  • 2016-08-12 Contingent HGMLS
  • 2016-01-11 Listed $124,000 HGMLS
  • 2016-01-11 Listed $124,000 OneKey® MLS as Distributed by MLS Grid
  • 2015-12-08 Delisted HGMLS
  • 2015-12-07 Relisted HGMLS
  • 2015-11-30 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2015-07-17 Contingent HGMLS
  • 2015-06-13 Price Changed HGMLS
  • 2015-03-24 Listed HGMLS
  • 2015-03-24 Listed $115,000 OneKey® MLS as Distributed by MLS Grid
  • 2015-02-28 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2015-02-28 Delisted HGMLS
  • 2014-12-08 Price Changed HGMLS
  • 2014-10-15 Price Changed HGMLS
  • 2014-08-25 Listed HGMLS
  • 2014-08-25 Listed $110,000 OneKey® MLS as Distributed by MLS Grid
  • 2014-08-15 Delisted HGMLS
  • 2014-08-14 Listing Removed OneKey® MLS as Distributed by MLS Grid
  • 2014-04-21 Price Changed HGMLS
  • 2014-04-21 Listed HGMLS
  • 2014-04-21 Listed $120,000 OneKey® MLS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…