6769 Chamberlain Ave · University City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 5/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.0/30.0
- ARV discount +8.3/15.0
- DSCR +5.0/10.0
- 1% rule +3.7/10.0
- Livability +3.7/5.0
- Rent growth +3.4/5.0
- Condition / age +2.5/5.0
- Schools +1.9/10.0
- Appreciation +0.0/10.0
$190,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
Key facts
- 5,680 sq ft lot
- Built 1922
- Listed 36 days
Property features AI
Finance
- Financial info: Lease not considered
Exterior
- Utilities: Public water; Public sewer; Electric service by Ameren; Cable available
- Home design: Single-family house; Two levels; Updated/remodeled condition; Private ownership
- Construction: Concrete construction
- Exterior features: Back yard fencing; Some trees on the lot
Interior
- Kitchen: Kitchen
- Bedrooms: 2 bedrooms on the upper level
- Bathrooms: 1 full bathroom (located on upper/main levels)
- Heating & cooling: Forced air heating (natural gas); Central air conditioning
- Interior features: Partially finished basement; Living room fireplace (1)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $95 ($1k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $166k (12.6% below list).
- Recommended offer: $166k (12.6% below list) — sets the bar for 1% rule.
- Cap rate 6.9% vs local median 4.4% in University City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#84 in MO) — a middle-class / working-renter tenant base. Strengths: employment A+, housing A+, cost of living B; Watch: amenities D-, commute D-, health & safety F.
- University City (suburban): math 15% / reading 26% proficiency, ranked #297 of 324 in MO (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Pershing Elem. (math 8% / reading 12%, grade F, #1,037 of 1,115 statewide, top 94%, 265 students, 100% FRL); Brittany Woods (math 15% / reading 20%, grade F, #350 of 391 statewide, top 90%, 532 students, 100% FRL); University City Sr. High (math 5% / reading 52%, grade F, #409 of 521 statewide, top 79%, 726 students, 100% FRL) — zoned schools average 100% FRL vs 67% district-wide (32 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: Rents rising (+3.6%/yr); 163 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 920 units permitted in St. Louis County in 2024 (250 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 37 days — a 3% lower offer ($184k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1922 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 37 days. Have you received any prior offers? Is the seller open to a 13% concession, seller financing, or rate buy-down credit?
- Built in 1922 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.87% ✗
- Cap rate
- 6.89%
- Cash-on-cash
- 2.14%
- DSCR
- 1.10
- GRM
- 9.5
CMA / ARV
- ARV (median comp)
- $193,654
- List price
- $190,000
- Delta
- -1.89%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 6721 Chamberlain Ave | 0.11mi | 3/1.0 (+1) | 1,242 (0%) | 7mo | $190,000 | $153 | 84 |
| 6810 Bartmer Ave | 0.08mi | 3/1.0 (+1) | 1,310 (+6%) | 8mo | $189,900 | $145 | 75 |
| 7048 Arcadia Ave | 0.50mi | 3/1.0 (+1) | 1,232 (-1%) | 3mo | $219,000 | $178 | 68 |
| 6624 Bartmer Ave | 0.27mi | 2/1.0 | 1,125 (-9%) | 6mo | $119,900 | $107 | 67 |
| 6934 Julian Ave | 0.46mi | 2/1.0 | 1,158 (-7%) | 1mo | $130,000 | $112 | 67 |
| 6959 Dartmouth Ave | 0.24mi | 3/2.0 (+1) | 1,331 (+7%) | 2mo | $294,000 | $221 | 66 |
| 6534 Whitney Ave | 0.61mi | 2/1.0 | 1,126 (-9%) | 0mo | $65,000 | $58 | 56 |
| 6821 Primrose Ave | 0.62mi | 3/1.0 (+1) | 1,344 (+8%) | 2mo | $48,500 | $36 | 51 |
| 6816 Julian Ave | 0.37mi | 2/2.0 | 1,080 (-13%) | 9mo | $200,000 | $185 | 49 |
| 6821 Raymond Ave | 0.52mi | 2/1.0 | 1,064 (-14%) | 7mo | $54,000 | $51 | 46 |
| 6736 Julian Ave | 0.39mi | 3/2.0 (+1) | 1,055 (-15%) | 3mo | $139,900 | $133 | 45 |
| 1163 Partridge Ave | 0.63mi | 2/1.5 | 1,080 (-13%) | 7mo | $184,900 | $171 | 41 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.61% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.55×
- Total profit
- $-23,759
- Equity at exit
- $28,330
- IRR
- -2.4%
- Equity multiple
- 0.83×
- Total profit
- $-8,789
- Equity at exit
- $16,428
Cash invested: $53,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 63130
- Rents YoY
- 3.6%
- Active inventory
- 163
- Price-to-rent
- 9.5×
Monthly cashflow live
- Estimated rent
- $1,662 high interval (Pro) →
- Mortgage (P&I)
- −$996
- Tax from tax record
- −$142 /mo · $1,707/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$349
- Net cashflow
- $95
Break-even live
Sensitivity live
| Price | -10% $202 | -5% $149 | +0% $95 | +5% $41 | +10% $-13 |
|---|---|---|---|---|---|
| Rent | -10% $-36 | -5% $29 | +0% $95 | +5% $160 | +10% $226 |
| Rate | -1.0pp $190 | -0.5pp $143 | base $95 | +0.5pp $46 | +1.0pp $-5 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,500
- Closing costs
- $5,700
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6770 Chamberlain Ave Saint Louis, MO | 3.0 | 1.5 | 1242 | $1,950 | $1.57 | 0d | 1 | 0.02mi |
| 6704 Etzel Ave Saint Louis, MO | 2.0 | 1.0 | 825 | $1,325 | $1.61 | 45d | 1 | 0.25mi |
| 6636 Etzel Ave Saint Louis, MO | 3.0 | 2.0 | 1019 | $1,350 | $1.32 | 22d | 1 | 0.27mi |
| 6636 Etzel Ave Saint Louis, MO | 3.0 | 1.5 | 1019 | $1,350 | $1.32 | 9d | 1 | 0.27mi |
| 6614 Chamberlain Ave Saint Louis, MO | 3.0 | 2.0 | 1000 | $1,820 | $1.82 | 25d | 1 | 0.28mi |
| 6913 Etzel Ave Unit 1496954P University City, MO | 3.0 | 2.0 | 1399 | $5,966 | $4.26 | 0d | 1 | 0.34mi |
| 6543 Etzel Ave Saint Louis, MO | 3.0 | 1.0 | 967 | $1,600 | $1.65 | 19d | 1 | 0.36mi |
| 1195 Belrue Ave Unit 2S St. Louis, MO | 1.0 | 1.0 | 800 | $795 | $0.99 | 25d | 1 | 0.41mi |
| 7055 Dartmouth Ave Unit 2 University City, MO | 2.0 | 1.0 | 1320 | $2,100 | $1.59 | 45d | 1 | 0.45mi |
| 7055 Dartmouth Ave Unit 1 University City, MO | 2.0 | 1.0 | 1320 | $2,100 | $1.59 | 45d | 1 | 0.45mi |
| 6318 Cabanne Ave Apt 1w University City, MO | 2.0 | 1.0 | 950 | $1,250 | $1.32 | 6d | 1 | 0.48mi |
| 6318 Cabanne Ave Apt 1w University City, MO | 2.0 | 1.0 | 950 | $1,250 | $1.32 | 0d | 1 | 0.48mi |
| 6827 Melrose Ave Saint Louis, MO | 2.0 | 1.0 | 1200 | $1,300 | $1.08 | 9d | 1 | 0.50mi |
| 7104 Tulane Ave Saint Louis, MO | 2.0 | 1.0 | 1400 | $1,745 | $1.25 | 45d | 1 | 0.51mi |
| 7104 Tulane Ave Unit 1 University City, MO | 2.0 | 1.0 | 1200 | $1,900 | $1.58 | 25d | 1 | 0.51mi |
| 6321 Cates Ave Unit 1e University City, MO | 2.0 | 1.0 | 900 | $1,400 | $1.56 | 0d | 1 | 0.51mi |
| 7034 Corbitt Ave Saint Louis, MO | 2.0 | 2.0 | 870 | $1,450 | $1.67 | 25d | 1 | 0.52mi |
| 7125 Dartmouth Ave Saint Louis, MO | 2.0 | 1.0 | 1242 | $1,550 | $1.25 | 45d | 1 | 0.52mi |
| 7120 Dartmouth Ave Unit A University City, MO | 2.0 | 1.0 | 1200 | $1,345 | $1.12 | 5d | 1 | 0.52mi |
| 6312 Cates Ave Unit 2E University City, MO | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 45d | 1 | 0.53mi |
| 716 Westgate Ave Unit 3 University City, MO | 3.0 | 2.0 | 1500 | $2,995 | $2.00 | 45d | 1 | 0.55mi |
| 716 Westgate Ave Unit 3 University City, MO | 3.0 | 2.0 | 1500 | $2,995 | $2.00 | 0d | 1 | 0.55mi |
| 6650 Delmar Blvd Saint Louis, MO | 3.0 | 1.0–3.0 | 760 | $1,756 | $2.31 | 0d | 1 | 0.57mi |
| 6409 Enright Ave University City, MO | 3.0 | 1.5 | 1320 | $2,420 | $1.83 | 0d | 2 | 0.59mi |
| 6274 Cates Ave Saint Louis, MO | 3.0 | 2.0 | 1400 | $2,295 | $1.64 | 45d | 1 | 0.60mi |
| 908 Eastgate Ave Unit 2N University City, MO | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 0d | 1 | 0.61mi |
| 908 Eastgate Ave Unit 2N University City, MO | 2.0 | 1.0 | 900 | $1,300 | $1.44 | 6d | 1 | 0.61mi |
| 900 Eastgate Ave Saint Louis, MO | 2.0 | 1.0 | 900 | $1,095 | $1.22 | 45d | 1 | 0.62mi |
| 6261 Clemens Ave Saint Louis, MO | 3.0 | 1.0 | 1200 | $1,700 | $1.42 | 45d | 1 | 0.62mi |
| 7156 Tulane Ave Unit 56A University City, MO | 2.0 | 1.0 | 1000 | $1,295 | $1.29 | 24d | 1 | 0.62mi |
| 603 Westgate Ave University City, MO | 2.0 | 2.5 | 1290 | $1,750 | $1.36 | 45d | 1 | 0.62mi |
| 7204 Tulane Ave Unit 7204-B Tulane University City, MO | 2.0 | 1.0 | 1100 | $1,100 | $1.00 | 45d | 1 | 0.66mi |
| 7254 Tulane Ave #1 University City, MO | 2.0 | 1.0 | 1144 | $1,600 | $1.40 | 19d | 1 | 0.77mi |
| 1019 N Skinker Pkwy St. Louis, MO | 1.0–3.0 | 1.0–3.0 | 1137 | $2,045 | $1.80 | 0d | 9 | 0.80mi |
| 1115 Backer St Saint Louis, MO | 3.0 | 1.0 | 984 | $1,395 | $1.42 | 0d | 1 | 0.80mi |
| 1115 Backer St Saint Louis, MO | 3.0 | 1.0 | 984 | $1,495 | $1.52 | 25d | 1 | 0.80mi |
| 7261 Delmar Blvd University City, MO | 3.0 | 1.0 | 1416 | $1,950 | $1.38 | 4d | 1 | 0.84mi |
| 1131 Hodiamont Ave Unit 1135-2D St. Louis, MO | 3.0 | 1.0 | 840 | $1,225 | $1.46 | 45d | 1 | 0.90mi |
| 1131 Hodiamont Ave St. Louis, MO | 2.0 | 1.0 | 700 | $1,050 | $1.50 | 45d | 1 | 0.91mi |
| 7350 Amherst Ave Unit 1E University City, MO | 2.0 | 1.0 | 1100 | $1,795 | $1.63 | 19d | 1 | 0.92mi |
Listing history 23 events
-
2026-06-21days on market $190,000 Active 37 DOM
-
2026-06-19remarks 699-char remark
-
2026-06-19status $190,000 Active 34 DOM
-
2026-06-13statusdays on market $190,000 Pending 34 DOM
-
2026-06-09days on market $190,000 Active 31 DOM
-
2026-06-08days on market $190,000 Active 30 DOM
-
2026-06-07days on market $190,000 Active 29 DOM
-
2026-06-05days on market $190,000 Active 26 DOM
-
2026-06-03days on market $190,000 Active 25 DOM
-
2026-06-02days on market $190,000 Active 24 DOM
-
2026-06-01days on market $190,000 Active 23 DOM
-
2026-05-31days on market $190,000 Active 22 DOM
-
2026-05-10$190,000 Active 582-char remark
-
2026-05-04historical $190,000 582-char remark
-
2024-12-11soldstatus Closed 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-11-15status Pending 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-11-12price $142,000 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-11-02price $152,000 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-10-24status Active 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-10-17historical 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-10-17$155,000 Active 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
2024-10-03historical $155,000 638-char remark
Show marketing remark (638 chars)
6769 Chamberlain is ready for its next owner! Could that be you? Hard to find all brick home with a great floor plan. This one needs some TLC but absolutely charming. This home features 2 beds 1 bath and 1200 SF. First floor features open living room and dining room with laminate flooring and tons of natural light. The second floor features 2 good sized bedrooms bathroom and office area. The basement is unfinished with potential to add value. Off the kitchen is backyard access, tons of room for activities or for your favorite four legged friend. Off street parking potential with parking pad. Don't wait schedule your showing today!
-
1990-12-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $1,707 · $142/mo
- Projected year-2 tax
- $1,843 · $154/mo
- Expected delta
- +$136/yr (+$11/mo · 8.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 5/10 Major 7 d/yr ≥107°F today · 21 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,938
- − Mortgage interest
- −$10,643
- − Property taxes
- −$1,707
- − Insurance
- −$950
- − Repairs & maintenance
- −$1,595
- − Management
- −$1,595
- − Depreciation
- −$5,527
- Taxable loss
- −$2,079
- Est. tax savings @ 24.0%
- +$499
- After-tax cash flow
- $1,636/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- University City
- NCES district ID
- 2930660
- Math proficiency
- 15% ▼ -10.00%
- Reading proficiency
- 26% ▼ -7.00%
- Median HH income
- $52,927
- Composite
- 18.57/100
- National rank
- #8910
- State rank
- #297 of 324 in MO
Livability — University City
- Score
- 73/100
- State rank
- #84
- US rank
- #5618
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- University City, MO
- County
- Saint Louis County · 888,823 people
- City population
- 28,910
- Metro
- St. Louis, MO-IL
- Population (ZIP)
- 28,910
- Household income
- $85,823
- Rent vs Own
- Severe rent burden
- 893.0
Population outlook (St. Louis County) Hauer SSP2
- Today (2025)
- 1,025,227 people
- By 2030
- 1,028,023 · +0.3%
- By 2040
- 1,020,940 · -0.4%
- By 2050
- 1,007,280 · -1.8%
- By 2075
- 987,277 · -3.7%
- By 2100
- 921,984 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 54% Black 31% Asian 6% Two or more races 6% Hispanic / Latino 4%
- Common ancestry
- Italian 3% Romanian 3% Lithuanian 2%
- Foreign-born
- 11% · China, Canada, Vietnam
- Languages at home
- 89% English-only · Chinese 4% Spanish 2% French/Haitian/Cajun 1%
Political lean MEDSL · St. Louis
- 2024 margin
- Strong D (+23.4) · D 60.8% · R 37.4% · Other 1.7%
- 2008→2024 swing
- +3.5pp toward D · 2008: 19.9pp · 2024: 23.4pp
- All cycles
- 2024: D+23.4 2020: D+24.0 2016: D+16.2 2012: D+13.7 2008: D+19.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -436.88%
- Current HPI
- 185.599
- Rent YoY
- ▲ 3.61%
- Metro
- St. Louis, MO-IL
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
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| Insurance | 1 | $21B |
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| Industrial Technology | 1 | $17B |
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| Retail | 1 | $16B |
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| Industrial Distribution | 1 | $10B |
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| Utilities | 1 | $9B |
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Price history
+22.6% since first listed12 events — show timeline
- 2026-06-12 Pending — MARIS as Distributed by MLS Grid
- 2026-05-10 Listed $190,000 MARIS as Distributed by MLS Grid
- 2026-05-04 Coming Soon $190,000 MARIS as Distributed by MLS Grid
- 2024-12-11 Sold (MLS) — MARIS as Distributed by MLS Grid
- 2024-11-15 Pending — MARIS as Distributed by MLS Grid
- 2024-11-12 Price Changed $142,000 MARIS as Distributed by MLS Grid
- 2024-11-02 Price Changed $152,000 MARIS as Distributed by MLS Grid
- 2024-10-24 Relisted — MARIS as Distributed by MLS Grid
- 2024-10-17 Delisted — MARIS as Distributed by MLS Grid
- 2024-10-17 Listed $155,000 MARIS as Distributed by MLS Grid
- 2024-10-03 Coming Soon $155,000 MARIS as Distributed by MLS Grid
- 1990-12-01 Sold (Public Records) — Public Records
Property tax history
+3.6%/yrLatest (2022): $1,707 · +1.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…