3078 Living Coral St · Wimauma, FL 33598

$374,990

5 bd · 3.0 ba · 2,674 sqft · SingleFamily public records · 112 Days on market

Built 2025 Excellent condition 6,000 sqft lot $8/mo HOA ↓ 45% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.7/30.0
• ARV discount +7.5/15.0
• Condition / age +5.0/5.0
• Schools +4.2/10.0
• Appreciation +3.8/10.0
• Livability +3.2/5.0
• 1% rule +3.1/10.0
• DSCR +3.1/10.0
• Rent growth +1.9/5.0

Listing remarks MLS

Short Sale. IMPROVED PRICE! This spacious 5-bedroom, 3-bath home with spectacular Pond View, offers the perfect layout for growing families, multigenerational living, or those needing flexible space. The first floor features a full bedroom and full bathroom, plus a versatile flex room ideal for a home office, playroom, formal dining, or guest space. The open-concept kitchen overlooks the living and dining areas, creating a seamless flow for entertaining and everyday living. Upstairs, you’ll find a generous bonus room/loft — perfect for a media room, second living space, or homework zone — along with additional spacious bedrooms and a private primary suite designed for comfort and privacy. This is a short sale opportunity — priced aggressively to attract strong offers. Opportunities like this don’t last, especially in this market.

Key facts

• Full bedroom
• Pond view
• Full bathroom

Tags

• POND VIEW
• FULL BEDROOM
• FULL BATHROOM
• FLEX ROOM
• OPEN-CONCEPT KITCHEN
• BONUS ROOM

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $375k. Condition is rated excellent.

Deal economics

• At list price, monthly cash flow is $-181 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $343k (8.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $305k (18.8% below list).
• Recommended offer: $305k (18.8% below list) — sets the bar for 1% rule.
• Cap rate 5.7% vs local median 4.5% in Wimauma — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 64/100 on livability (#699 in FL) — a middle-class / working-renter tenant base. Strengths: commute A, cost of living A-, crime B; Watch: amenities F, employment D-, health & safety F.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Reddick Elementary School (math 34% / reading 29%, grade F, #1,841 of 2,144 statewide, top 86%, 794 students, 78% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
• Zoned-school proficiency averages 32% at this address vs 48% district-wide (-16 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
• Market conditions: Rents soft (-2.5%/yr); 689 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 37% of the median local income ($98k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-2.4%/yr); year-one equity from $3k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 112 days — a 9% lower offer ($341k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 2y ago; this cycle's ask has dropped $35k (9%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $304,665 (18.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.81% ✗
• Cap rate: 5.71%
• Cash-on-cash: -2.07%
• DSCR: 0.91
• GRM: 10.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-2.35% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -18.5%
• Equity multiple: 0.33×
• Total profit: $-70,824
• Equity at exit: $66,925

10-year hold

• IRR: -16.7%
• Equity multiple: 0.03×
• Total profit: $-101,774
• Equity at exit: $51,661

Cash invested: $104,997 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33598

• Home prices YoY: -0.9%
• Rents YoY: -2.5%
• Active inventory: 689
• Price-to-rent: 10.3×

Monthly cashflow live

• Estimated rent: $3,047 high
• Mortgage (P&I): −$1,966
• Tax from tax record: −$457 /mo · $5,485/yr
• Insurance: −$156
• HOA: −$8
• Vacancy / Maint / Mgmt: −$640
• Net cashflow: $-181

Break-even live

Break-even rent $3,276

Max offer price $343,018

Occupancy floor —

Sensitivity live

Price	-10% $31	-5% $-75	+0% $-181	+5% $-287	+10% $-393
Rent	-10% $-422	-5% $-301	+0% $-181	+5% $-61	+10% $60
Rate	-1.0pp $8	-0.5pp $-86	base $-181	+0.5pp $-278	+1.0pp $-377

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $93,748
• Closing costs: $11,250
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
2881 Silver Scallop Loop Wimauma, FL	6.0	3.0	3130	$2,900	$0.93	26d	1	0.21mi
3160 Oyster Cove St Wimauma, FL	4.0	2.5	1925	$2,350	$1.22	25d	1	0.32mi
5375 Blue Horizon Way Wimauma, FL	6.0	3.0	3326	$3,000	$0.90	1d	1	0.38mi
5517 Blue Azure Dr Wimauma, FL	4.0	2.0	1841	$2,450	$1.33	26d	1	0.40mi
5517 Blue Azure Dr Wimauma, FL	4.0	2.0	1841	$2,450	$1.33	16d	1	0.40mi

HOA detail

• Monthly dues: $8 · $96/yr

Listing history 30 events

1. 2026-06-21
   days on market $374,990 Active 112 DOM
2. 2026-06-18
   days on market $374,990 Active 109 DOM
3. 2026-06-17
   days on market $374,990 Active 108 DOM
4. 2026-06-16
   days on market $374,990 Active 107 DOM
5. 2026-06-15
   days on market $374,990 Active 106 DOM
6. 2026-06-13
   days on market $374,990 Active 104 DOM
7. 2026-06-13
   days on market $374,990 Active 103 DOM
8. 2026-06-09
   days on market $374,990 Active 100 DOM
9. 2026-06-08
   days on market $374,990 Active 99 DOM
10. 2026-06-07
    days on market $374,990 Active 98 DOM
11. 2026-06-04
    days on market $374,990 Active 95 DOM
12. 2026-06-03
    days on market $374,990 Active 94 DOM
13. 2026-06-02
    days on market $374,990 Active 93 DOM
14. 2026-06-01
    days on market $374,990 Active 92 DOM
15. 2026-05-31
    pricedays on market $374,990 Active 91 DOM
16. 2026-04-06
    price $399,990 871-char remark

    Show marketing remark (871 chars)

    Short Sale. IMPROVED PRICE! This spacious 5-bedroom, 3-bath home with spectacular Pond View, offers the perfect layout for growing families, multigenerational living, or those needing flexible space. The first floor features a full bedroom and full bathroom, plus a versatile flex room ideal for a home office, playroom, formal dining, or guest space. The open-concept kitchen overlooks the living and dining areas, creating a seamless flow for entertaining and everyday living. Upstairs, you’ll find a generous bonus room/loft — perfect for a media room, second living space, or homework zone — along with additional spacious bedrooms and a private primary suite designed for comfort and privacy. This is a short sale opportunity — priced aggressively to attract strong offers. Opportunities like this don’t last, especially in this market.

17. 2026-03-01
    listed $409,990 Active 871-char remark

    Show marketing remark (871 chars)

    Short Sale. IMPROVED PRICE! This spacious 5-bedroom, 3-bath home with spectacular Pond View, offers the perfect layout for growing families, multigenerational living, or those needing flexible space. The first floor features a full bedroom and full bathroom, plus a versatile flex room ideal for a home office, playroom, formal dining, or guest space. The open-concept kitchen overlooks the living and dining areas, creating a seamless flow for entertaining and everyday living. Upstairs, you’ll find a generous bonus room/loft — perfect for a media room, second living space, or homework zone — along with additional spacious bedrooms and a private primary suite designed for comfort and privacy. This is a short sale opportunity — priced aggressively to attract strong offers. Opportunities like this don’t last, especially in this market.

18. 2025-04-28
    soldstatus $410,990 Closed 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

19. 2025-03-17
    status Pending 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

20. 2025-03-12
    price $410,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

21. 2025-03-10
    price $405,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

22. 2025-03-05
    price $404,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

23. 2025-02-05
    price $409,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

24. 2025-01-29
    price $414,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

25. 2025-01-01
    price $417,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

26. 2024-11-22
    price $422,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

27. 2024-11-13
    price $427,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

28. 2024-11-13
    price $422,990 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

29. 2024-11-11
    listed $427,990 Active 1274-char remark

    Show marketing remark (1274 chars)

    Under Construction. The builder is offering buyers up to $20,000 towards closing costs with the use of a preferred lender and title company. Located off US-301 and showcasing new homes in Wimauma, Berry Bay is one of D. R. Horton’s newest communities in the area. The community sits just minutes from I-75, providing quick access to St. Pete, Downtown Tampa, Sarasota, as well as the bay. Berry Bay will feature a lineup of our Express and Preferred series throughout the community. Berry Bay features our D. R. Horton Express series homes that include extended tile in the main living and dining area, a stainless-steel appliance package, granite countertops in the kitchen, all concrete block construction on the 1st and 2nd stories, and D. R. Horton’s Smart Home system. Other inventory options may be available in this community. Please reach out for list of availability Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built. Home and community information, including pricing, included features, terms, availability, and amenities, are subject to change and prior sale at any time without notice or obligation. Materials may vary based on availability. D. R. Horton Reserves all Rights.

30. 2024-06-12
    soldstatus $731,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $5,485 · $457/mo
• Projected year-2 tax: $5,485 · $457/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥109°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $36,560
• − Mortgage interest: −$21,005
• − Property taxes: −$5,485
• − Insurance: −$1,875
• − Repairs & maintenance: −$2,925
• − Management: −$2,925
• − HOA: −$96
• − Depreciation: −$10,909
• Taxable loss: −$8,660
• Est. tax savings @ 24.0%: +$2,078
• After-tax cash flow: $-93/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 8 photos

Excellent 100/100 None rehab

This move-in-ready home features a spacious layout with a pond view, offering excellent curb appeal and potential for increased value through minor exterior enhancements.

Value-add opportunities

• Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value
• Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value

Renovation cost estimate screening

Value-add ROI direction

• Both Painting the exterior — Enhances curb appeal and can increase both resale and rental value ↑
• Both Landscaping improvements — Enhances curb appeal and can increase both resale and rental value ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — Wimauma

• Score: 64/100
• State rank: #699
• US rank: #14659

Category grades

Amenities F Commute A Cost of living A- Crime B Employment D- Housing B- Health & safety F User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wimauma, FL
• County: Hillsborough County · 1,540,968 people
• City population: 32,820
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 32,820
• Household income: $97,520
• Rent vs Own: 12.8% rent · 87.2% own
• Severe rent burden: 149.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.67)
• Race & ethnicity: White 40% Hispanic / Latino 39% Black 14% Two or more races 11% Asian 2%
• Hispanic origin (detail): Mexican 26% Puerto Rican 3% Cuban 1%
• Common ancestry: Romanian 2% Scotch-Irish 2% Lithuanian 1%
• Foreign-born: 23% · Canada, Jamaica, Guatemala
• Languages at home: 62% English-only · Spanish 35% Other Indo-European 1% Arabic 1%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -2.35%
• Current HPI: 271.8552
• Rent YoY: ▼ -2.50%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-45.3% since first listed

15 events — show timeline

• 2026-04-06 Price Changed $399,990 Stellar MLS as Distributed by MLS Grid
• 2026-03-01 Listed $409,990 Stellar MLS as Distributed by MLS Grid
• 2025-04-28 Sold (MLS) $410,990 Stellar MLS as Distributed by MLS Grid
• 2025-03-17 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-03-12 Price Changed $410,990 Stellar MLS as Distributed by MLS Grid
• 2025-03-10 Price Changed $405,990 Stellar MLS as Distributed by MLS Grid
• 2025-03-05 Price Changed $404,990 Stellar MLS as Distributed by MLS Grid
• 2025-02-05 Price Changed $409,990 Stellar MLS as Distributed by MLS Grid
• 2025-01-29 Price Changed $414,990 Stellar MLS as Distributed by MLS Grid
• 2025-01-01 Price Changed $417,990 Stellar MLS as Distributed by MLS Grid
• 2024-11-22 Price Changed $422,990 Stellar MLS as Distributed by MLS Grid
• 2024-11-13 Price Changed $427,990 Stellar MLS as Distributed by MLS Grid
• 2024-11-13 Price Changed $422,990 Stellar MLS as Distributed by MLS Grid
• 2024-11-11 Listed $427,990 Stellar MLS as Distributed by MLS Grid
• 2024-06-12 Sold (Public Records) $731,700 Public Records

Property tax history

+19.6%/yr

Latest (2025): $5,485 · +37.4% YoY. Source: county tax records.