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6706 S Brookside Rd
F Composite 18.59
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +5.1/30.0
  • Schools +3.8/10.0
  • Rent growth +3.7/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • 1% rule +0.0/10.0
  • DSCR +0.0/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$240,000

6706 S Brookside Rd · Pleasant Valley, MO 64068
2 bd · 1.0 ba · 876 sqft · SingleFamily public records · 3 Days on market
Built 2003 0.27 ac lot Est $170k · 41% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Whether you're looking for your first home or your next buy and hold, this one's worth looking ant. Nicely Updated 2 bed 1 bath home situated on a HUGE city lot!!! Nicely updated kitchen that walks out to the back. Full basement with plenty of space for storage.

Key facts

  • 0.27 acre lot
  • 2 garage spots
  • Built 2003

Property features AI

Finance

  • Other: Seller provides warranty; Estimated living area reported as 1,707 square feet; Below-grade finished area reported

Exterior

  • Parking: Attached 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; Split entry floor plan; Residential property
  • Construction: Frame construction with wood siding; Composition roof
  • Exterior features: Wood fencing; Lot approximately 11,761 square feet

Interior

  • Kitchen: Eat-in kitchen; Pantry
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Luxury vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom
  • Heating & cooling: Natural gas heating; Electric cooling (central air)
  • Interior features: Painted cabinets; Pantry; Vaulted ceilings; Walk-in closet(s); Finished basement; Eat-in kitchen
  • Laundry & utility: Laundry on lower level

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $240k.

Deal economics

  • At list price, monthly cash flow is $-557 ($-7k/yr) — negative.
  • To cash-flow at today's rent, offer at most $142k (41.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (50.2% below list).
  • Recommended offer: $120k (50.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 71/100 on livability (#112 in MO) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: employment C-, schools D-, amenities F.
  • North Kansas City 74 (urban): math 38% / reading 49% proficiency, ranked #98 of 324 in MO (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+4.7%/yr); 189 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 341 units permitted in Clay County in 2024 (40 in 5+ unit buildings).
  • This rent is only 16% of the median local income ($92k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Clay County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 11 sale attempts since 26y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $119,557 (50.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.50%
Cap rate
3.51%
Cash-on-cash
-9.95%
DSCR
0.56
GRM
16.7

CMA / ARV

ARV (on-the-fly)
$169,944
Comps found
5
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
6706 S Brookside Ave 0.00mi 2/1.0 876 (0%) 23mo $155,000 $177 81
6713 S Elm St 0.34mi 2/1.0 900 (+3%) 2mo $174,900 $194 77
6900 Sobbie Rd 0.39mi 3/2.0 (+1) 880 (+0%) 3mo $159,900 $182 70
6409 Ravena Rd 0.38mi 3/1.0 (+1) 880 (+0%) 9mo $225,000 $256 69
6906 Fulton Rd 0.61mi 3/1.0 (+1) 835 (-5%) 15mo $179,000 $214 46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.69% rent growth · sell at horizon

5-year hold
IRR
-32.7%
Equity multiple
-0.08×
Total profit
$-72,374
Equity at exit
$35,785
10-year hold
IRR
-31.9%
Equity multiple
-0.49×
Total profit
$-100,237
Equity at exit
$20,751

Cash invested: $67,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64068

Rents YoY
4.7%
Active inventory
189
Price-to-rent
16.7×

Monthly cashflow live

Estimated rent
$1,196 medium interval (Pro) →
Mortgage (P&I)
$1,259
Tax from tax record
$143 /mo · $1,714/yr
Insurance
$100
HOA
$0
Vacancy / Maint / Mgmt
$251
Net cashflow
$-557

Break-even live

Break-even rent $1,901
Max offer price $141,613
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$60,000
Closing costs
$7,200
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1260 U.S. 69 Liberty, MO 3.0 2.0 1086 $1,196 $1.10 10d 1 0.48mi
7013 N Chas Dr Unit B Pleasant Valley, MO 2.0 2.0 950 $1,225 $1.29 4d 1 0.51mi
8208 Chas Cir Unit 7 Pleasant Valley, MO 1.0 1.0 1000 $1,080 $1.08 43d 1 0.67mi

Listing history 3 events

  1. 2026-06-07
    statusdays on market $240,000 Pending 3 DOM
  2. 2026-06-05
    remarks 699-char remark
  3. 2026-06-05
    listed $240,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$1,714 · $143/mo
Projected year-2 tax
$2,328 · $194/mo
Expected delta
+$614/yr (+$51/mo · 35.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,347
− Mortgage interest
−$13,444
− Property taxes
−$1,714
− Insurance
−$1,200
− Repairs & maintenance
−$1,148
− Management
−$1,148
− Depreciation
−$6,982
Taxable loss
−$11,289
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,709
After-tax cash flow
$-3,974/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Kansas City 74
NCES district ID
2922800
Math proficiency
38% ▼ -11.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$55,444
Composite
37.88/100
National rank
#4321
State rank
#98 of 324 in MO

Livability — Pleasant Valley

Score
71/100
State rank
#112
US rank
#7111

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment C- Housing A+ Health & safety B+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pleasant Valley, MO
County
Clay County · 220,651 people
Metro
Kansas City, MO-KS
Population (ZIP)
37,758
Household income
$92,297
Rent vs Own
25.7% rent · 74.3% own
Severe rent burden
695.0

Population outlook (Clay County) Hauer SSP2

Today (2025)
266,022 people
By 2030
280,057 · +5.3%
By 2040
306,153 · +15.1%
By 2050
328,630 · +23.5%
By 2075
375,182 · +41.0%
By 2100
392,861 · +47.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 5% Two or more races 5% Black 4% Asian 2%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Lithuanian 3% Italian 3% Slovak 3%
Foreign-born
2% · Canada, China
Languages at home
97% English-only · Spanish 1%

Political lean MEDSL · Clay

2024 margin
Lean R (+5.6) · D 46.4% · R 52.0% · Other 1.6%
2008→2024 swing
-4.9pp toward R · 2008: -0.7pp · 2024: -5.6pp
All cycles
2024: R+5.6 2020: R+4.1 2016: R+11.1 2012: R+8.4 2008: R+0.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -233.70%
Current HPI
223.1569
Rent YoY
▲ 4.69%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+445.5% since first listed
31 events — show timeline
  • 2026-06-04 Listed $240,000 Heartland MLS as Distributed by MLS Grid
  • 2026-06-03 Coming Soon $240,000 Heartland MLS as Distributed by MLS Grid
  • 2024-07-11 Sold (Public Records) Public Records
  • 2024-07-10 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2024-06-12 Pending Heartland MLS as Distributed by MLS Grid
  • 2024-05-10 Relisted Heartland MLS as Distributed by MLS Grid
  • 2024-04-23 Pending Heartland MLS as Distributed by MLS Grid
  • 2024-04-03 Relisted Heartland MLS as Distributed by MLS Grid
  • 2024-03-30 Pending Heartland MLS as Distributed by MLS Grid
  • 2024-03-28 Listed $155,000 Heartland MLS as Distributed by MLS Grid
  • 2020-04-08 Sold (Public Records) Public Records
  • 2020-04-08 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2020-03-08 Pending Heartland MLS as Distributed by MLS Grid
  • 2020-03-05 Listed $185,000 Heartland MLS as Distributed by MLS Grid
  • 2017-06-08 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2017-05-11 Pending Heartland MLS as Distributed by MLS Grid
  • 2017-05-10 Listed $155,000 Heartland MLS as Distributed by MLS Grid
  • 2007-05-22 Sold (Public Records) Public Records
  • 2007-05-21 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2007-04-28 Listed $92,500 Heartland MLS as Distributed by MLS Grid
  • 2005-01-27 Sold (Public Records) Public Records
  • 2005-01-26 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2004-07-30 Listed $89,900 Heartland MLS as Distributed by MLS Grid
  • 2003-10-17 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2003-05-12 Listed $90,000 Heartland MLS as Distributed by MLS Grid
  • 2001-07-20 Sold (Public Records) Public Records
  • 2001-07-18 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2001-05-14 Listed $84,900 Heartland MLS as Distributed by MLS Grid
  • 2000-11-03 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2000-10-26 Sold (Public Records) Public Records
  • 2000-06-29 Listed $44,000 Heartland MLS as Distributed by MLS Grid

Property tax history

+3.5%/yr

Latest (2025): $1,714 · +18.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…