461 Wiltshire Blvd · Port Orange, FL 32127

$299,900

2 bd · 2.0 ba · 960 sqft · SingleFamily public records · 83 Days on market

Built 1975 7,500 sqft lot

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Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +7.5/15.0
• Cash flow +6.2/30.0
• Livability +4.0/5.0
• Schools +3.9/10.0
• Rent growth +3.0/5.0
• Condition / age +2.5/5.0
• DSCR +0.5/10.0
• 1% rule +0.3/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you'll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

Key facts

• In-ground pool
• Mother-in-law suite
• Covered patio

Tags

• LVP FLOORING
• ELECTRIC FIREPLACE
• PRIVATE ENTRANCE
• MOTHER-IN-LAW SUITE
• IN-GROUND POOL
• COVERED PATIO

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-614 ($-7k/yr) — negative.
• To cash-flow at today's rent, offer at most $191k (36.2% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (47.5% below list).
• Recommended offer: $158k (47.5% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 80/100 on livability (#131 in FL, #1,957 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, cost of living A; Watch: amenities D+, commute D+.
• Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Spruce Creek Elementary School (math 67% / reading 64%, grade B+, #500 of 2,144 statewide, top 24%, 785 students, 51% FRL); Creekside Middle School (math 66% / reading 62%, grade B+, #105 of 571 statewide, top 19%, 1,222 students, 39% FRL); Spruce Creek High School (math 37% / reading 61%, grade D, #193 of 667 statewide, top 29%, 2,569 students, 37% FRL).
• Zoned-school proficiency averages 60% at this address vs 46% district-wide (+13 pts) — the actual schools serving this property are materially stronger than the Volusia average implies; a family-tenant draw the district grade alone would hide.
• Market conditions: Rents rising (+1.8%/yr); 417 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 83 days — a 6% lower offer ($282k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 16y ago; this cycle's ask has dropped $39k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $68k; list at $300k implies a 338% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $157,511 (47.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 47% concession, seller financing, or rate buy-down credit?
3. Built in 1975 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.53% ✗
• Cap rate: 4.10%
• Cash-on-cash: -7.83%
• DSCR: 0.65
• GRM: 15.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.83% rent growth · sell at horizon

5-year hold

• IRR: -33.0%
• Equity multiple: -0.07×
• Total profit: $-89,661
• Equity at exit: $44,716

10-year hold

• IRR: -46.4%
• Equity multiple: -0.62×
• Total profit: $-136,236
• Equity at exit: $25,930

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32127

• Rents YoY: 1.8%
• Active inventory: 417
• Price-to-rent: 15.9×

Monthly cashflow live

• Estimated rent: $1,575 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$94 /mo · $1,134/yr
• Insurance: −$125
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$331
• Net cashflow: $-614

Break-even live

Break-even rent $2,353

Max offer price $191,386

Occupancy floor —

Sensitivity live

Price	-10% $-445	-5% $-529	+0% $-614	+5% $-699	+10% $-784
Rent	-10% $-739	-5% $-676	+0% $-614	+5% $-552	+10% $-490
Rate	-1.0pp $-463	-0.5pp $-538	base $-614	+0.5pp $-692	+1.0pp $-771

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,975
• Closing costs: $8,997
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
524 Taylor Rd Port Orange, FL	2.0	1.0	922	$1,500	$1.63	25d	1	0.25mi
722 Cindy Cir Port Orange, FL	2.0	1.5	850	$1,275	$1.50	16d	1	1.07mi
3307 Oak Trail Run #7 Port Orange, FL	2.0	2.0	910	$1,650	$1.81	25d	1	1.15mi
5249 Taylor Ave Port Orange, FL	2.0	2.5	672	$1,650	$2.46	16d	1	1.28mi
5173 Pineland Ave Port Orange, FL	2.0	1.5	914	$1,750	$1.91	25d	1	1.47mi
940 Village Trl Unit 4-306 Port Orange, FL	2.0	2.0	1006	$2,000	$1.99	16d	1	1.48mi

Listing history 22 events

1. 2026-06-10
   status $299,900 Pending 83 DOM
2. 2026-06-09
   days on market $299,900 Active 83 DOM
3. 2026-06-08
   days on market $299,900 Active 82 DOM
4. 2026-06-07
   days on market $299,900 Active 81 DOM
5. 2026-06-05
   days on market $299,900 Active 78 DOM
6. 2026-06-03
   days on market $299,900 Active 77 DOM
7. 2026-06-03
   days on market $299,900 Active 76 DOM
8. 2026-06-01
   days on market $299,900 Active 75 DOM
9. 2026-05-31
   days on market $299,900 Active 74 DOM
10. 2026-05-31
    days on market $299,900 Active 73 DOM
11. 2026-05-18
    price $309,000 1281-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

12. 2026-05-18
    price $309,000 1287-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

13. 2026-05-01
    price $319,000 1281-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

14. 2026-05-01
    price $319,000 1287-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

15. 2026-04-23
    price $329,000 1281-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

16. 2026-04-23
    price $329,000 1287-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

17. 2026-03-18
    listed $339,000 Active 1281-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

18. 2026-03-18
    listed $339,000 Active 1287-char remark

    Show marketing remark (1287 chars)

    Welcome to a home where comfort, flexibility, and everyday living come together. This 4-bedroom, 3-bath property offers 1,584 square feet of inviting space with no HOA, giving you the freedom to truly live life on your terms. Inside, you’ll find warm, durable LVP flooring and a cozy living area perfect for relaxing evenings. The kitchen features rich cabinetry, stainless steel appliances, and a functional layout that flows naturally into the heart of the home. A charming electric fireplace adds an extra touch of comfort and character. The versatile 4th bedroom offers a private entrance and setup potential for a mother-in-law suite or efficiency, ideal for extended family or guests. Step outside and enjoy your own private retreat. The salt-filtered, in-ground pool is complemented by a spacious covered patio, creating the perfect setting for gatherings, quiet mornings, or weekend cookouts. With RV hookup, a newer roof, and updated water heater, the essentials are already in place. Located in a highly regarded school zone appreciated by many locals, and just minutes from shopping, dining, parks, and a short drive to the beach, this home offers both practicality and the freedom to make it your own. All information is intended to be accurate, however not guaranteed.

19. 2010-07-09
    soldstatus $68,500
20. 2010-03-31
    listed $77,200
21. 1983-09-01
    soldstatus $50,000
22. 1975-10-01
    soldstatus $25,700

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,134 · $94/mo
• Projected year-2 tax: $2,489 · $207/mo
• Expected delta: +$1,355/yr (+$113/mo · 119.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone X (shaded) · 96% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 21 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,901
• − Mortgage interest: −$16,799
• − Property taxes: −$1,134
• − Insurance: −$2,297
• − Repairs & maintenance: −$1,512
• − Management: −$1,512
• − Depreciation: −$8,724
• Taxable loss: −$13,077
• Est. tax savings @ 24.0%: +$3,139
• After-tax cash flow: $-4,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Volusia
• NCES district ID: 1201920
• Math proficiency: 44% ▼ -9.00%
• Reading proficiency: 49% ▼ -3.00%
• Median HH income: $42,946
• Composite: 39.2/100
• National rank: #4019
• State rank: #47 of 73 in FL

Livability — Port Orange

• Score: 80/100
• State rank: #131
• US rank: #1957

Category grades

Amenities D+ Commute D+ Cost of living A Crime B- Employment C Housing A+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Port Orange, FL
• County: Volusia County · 556,871 people
• City population: 75,051
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• Population (ZIP): 29,612
• Household income: $71,676
• Rent vs Own: 18.4% rent · 81.6% own
• Severe rent burden: 812.0

Population outlook (Volusia County) Hauer SSP2

• Today (2025): 572,749 people
• By 2030: 598,695 · +4.5%
• By 2040: 644,880 · +12.6%
• By 2050: 681,451 · +19.0%
• By 2075: 759,957 · +32.7%
• By 2100: 778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Two or more races 6% Hispanic / Latino 4% Black 2% Asian 1%
• Common ancestry: Romanian 5% Lithuanian 3% Iranian 2%
• Foreign-born: 6% · Canada
• Languages at home: 93% English-only · Spanish 3% Other Indo-European 1%

Political lean MEDSL · Volusia

• 2024 margin: Strong R (+21.8) · D 38.7% · R 60.5%
• 2008→2024 swing: -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
• All cycles: 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -348.71%
• Current HPI: 282.5248
• Rent YoY: ▲ 1.83%
• Metro: Deltona-Daytona Beach-Ormond Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1102.3% since first listed

12 events — show timeline

• 2026-05-18 Price Changed $309,000 Daytona MLS
• 2026-05-18 Price Changed $309,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-01 Price Changed $319,000 Daytona MLS
• 2026-05-01 Price Changed $319,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-23 Price Changed $329,000 Daytona MLS
• 2026-04-23 Price Changed $329,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-18 Listed $339,000 Daytona MLS
• 2026-03-18 Listed $339,000 Stellar MLS as Distributed by MLS Grid
• 2010-07-09 Sold (MLS) $68,500 Daytona MLS
• 2010-03-31 Listed $77,200 Daytona MLS
• 1983-09-01 Sold (Public Records) $50,000 Public Records
• 1975-10-01 Sold (Public Records) $25,700 Public Records

Property tax history

+2.8%/yr

Latest (2025): $1,134 · +20.1% YoY. Source: county tax records.