121 Boston Ct · Louisville, KY
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (shaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $839 – $1,559
Heat risk 5/10 · Moderate
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 1.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the A- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Appreciation +10.0/10.0
- Livability +3.2/5.0
- Rent growth +2.6/5.0
- Condition / age +2.2/5.0
- Schools +1.8/10.0
$54,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investor opportunity in Louisville's Boston Court area! This 2 bedroom, 1 bathroom home at 121 Boston Court is being offered as part of a 4-property package, including 110, 115, and 116 Boston Court. The seller prefers to sell all four properties together. All four homes are currently occupied with long-term tenants, providing immediate rental income for the new owner. This is a great chance to add multiple stabilized properties to your portfolio in one transaction.
Key facts
- 2,348 sq ft lot
- Built 1927
- Listed 295 days
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $54k. Condition is rated fair.
Deal economics
- At list price, monthly cash flow is $431 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($995 rent vs $54k).
- Recommended offer: $48k (12.0% below list) — sets the bar for market timing.
- Cap rate 15.8% vs local median 4.9% in Louisville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 63/100 on livability (#333 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety D+, crime F.
- Jefferson County (urban): math 19% / reading 35% proficiency, ranked #121 of 165 in KY (top 73%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: King Elementary (math 2% / reading 8%, grade F, #670 of 676 statewide, top 100%, 299 students, 90% FRL); Kammerer Middle (math 21% / reading 42%, grade F, #125 of 217 statewide, top 63%, 720 students, 52% FRL); Pleasure Ridge Park High (math 16% / reading 20%, grade F, #220 of 254 statewide, top 87%, 1,517 students, 63% FRL).
- Market conditions: Rents flat; 204 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 94d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; lower-income renter base — watch delinquency; 2,836 units permitted in Jefferson County in 2024 (1,558 in 5+ unit buildings).
- This rent runs 33% of the median local income ($36k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- In year one you build about $6k of equity ($377 loan paydown + $5k appreciation (10.0% local appreciation)).
- Jefferson County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (10.0% appreciation + 0.5% rent growth), your $15k cash investment doubles in ~2 years — after that, you're playing with house money.
- By year 6, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 296 days — a 12% lower offer ($48k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1927 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 296 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
- Built in 1927 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.83% ✓
- Cap rate
- 15.79%
- Cash-on-cash
- 33.93%
- DSCR
- 2.51
- GRM
- 4.6
CMA / ARV
- ARV (median comp)
- $82,775
- List price
- $54,500
- Delta
- -34.16%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 309 N 40th St | 0.22mi | 2/1.0 | 827 (+3%) | 4mo | $150,000 | $181 | 82 |
| 117 N 45th St | 0.26mi | 2/1.0 | 816 (+1%) | 8mo | $66,000 | $81 | 79 |
| 319 Cecil Ave | 0.30mi | 2/1.0 | 840 (+4%) | 4mo | $119,500 | $142 | 76 |
| 433 N 43rd St | 0.42mi | 2/1.0 | 866 (+7%) | 2mo | $58,000 | $67 | 66 |
| 320 N 36th St | 0.45mi | 3/1.0 (+1) | 830 (+3%) | 6mo | $111,575 | $134 | 64 |
| 535 N 44th St | 0.45mi | 2/1.0 | 768 (-5%) | 10mo | $124,000 | $161 | 62 |
| 216 N 37th St | 0.38mi | 2/1.0 | 700 (-13%) | 4mo | $65,000 | $93 | 57 |
| 4225 Vermont Ave | 0.52mi | 2/2.0 | 896 (+11%) | 0mo | $40,000 | $45 | 53 |
| 3415 W Muhammad Ali Blvd | 0.67mi | 1/1.0 (-1) | 758 (-6%) | 4mo | $49,000 | $65 | 51 |
| 219 N 37th St | 0.41mi | 2/1.0 | 700 (-13%) | 12mo | $69,000 | $99 | 49 |
| 3425 Vermont Ave | 0.71mi | 2/1.0 | 912 (+13%) | 7mo | $36,500 | $40 | 39 |
| 3226 W Jefferson St | 0.68mi | 2/1.0 | 920 (+14%) | 10mo | $48,000 | $52 | 37 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
10.0% appreciation · 0.51% rent growth · sell at horizon
- IRR
- 48.7%
- Equity multiple
- 4.59×
- Total profit
- $54,732
- Equity at exit
- $49,098
- IRR
- 41.5%
- Equity multiple
- 9.85×
- Total profit
- $135,118
- Equity at exit
- $105,882
Cash invested: $15,260 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 83 Strongly Landlord-Friendly
- State Kentucky
- 83 Strongly Landlord-Friendly · R+16
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 24 active · 7 under contract
- Months of supply
- 24.0 mo (4%/mo absorbed)
- Median asking
- $78,948 ($101/sqft)
- Median days on market
- 71 d
- This list price
- 12% of active listings are priced below it
- ARV vs active asking
- +2.0% vs current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 40212
- Home prices YoY
- 11.0%
- Rents YoY
- 0.5%
- Active inventory
- 204
- Price-to-rent
- 4.6×
Monthly cashflow live
- Estimated rent
- $995 high interval (Pro) →
- Mortgage (P&I)
- −$286
- Tax from tax record
- −$46 /mo · $555/yr
- Insurance
- −$23
- HOA
- −$0
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$209
- Net cashflow
- $431
Break-even live
Sensitivity live
| Price | -10% $462 | -5% $447 | +0% $431 | +5% $416 | +10% $401 |
|---|---|---|---|---|---|
| Rent | -10% $353 | -5% $392 | +0% $431 | +5% $471 | +10% $510 |
| Rate | -1.0pp $459 | -0.5pp $445 | base $431 | +0.5pp $417 | +1.0pp $403 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $13,625
- Closing costs
- $1,635
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 112 Boston Ct Louisville, KY | 1.0 | 1.0 | 650 | $800 | $1.23 | 119d | 1 | 0.02mi |
| 127 Boston Ct Louisville, KY | 2.0 | 1.0 | 725 | $1,100 | $1.52 | 119d | 1 | 0.02mi |
| 4143 W Market St Unit 2 Louisville, KY | 2.0 | 1.0 | 700 | $850 | $1.21 | 82d | 1 | 0.05mi |
| 4143 W Market St Unit 2 Louisville, KY | 2.0 | 1.0 | 700 | $850 | $1.21 | 93d | 1 | 0.05mi |
| 4141 W Market St Unit 1 Louisville, KY | 2.0 | 1.0 | 771 | $925 | $1.20 | 93d | 1 | 0.06mi |
| 4141 W Market St Unit 2 Louisville, KY | 2.0 | 1.0 | 771 | $850 | $1.10 | 10d | 1 | 0.06mi |
| 4141 W Market St Unit 1 Louisville, KY | 2.0 | 1.0 | 771 | $925 | $1.20 | 98d | 1 | 0.06mi |
| 247 Cecil Ave Louisville, KY | 3.0 | 2.0 | 1083 | $1,305 | $1.20 | 115d | 1 | 0.21mi |
| 313 N 42nd St Louisville, KY | 3.0 | 1.0 | 900 | $1,250 | $1.39 | 99d | 1 | 0.22mi |
| 110 Hansbrough Pl Unit 101 Louisville, KY | 2.0 | 1.0 | 924 | $1,080 | $1.17 | 119d | 1 | 0.25mi |
| 302 Cecil Ave Louisville, KY | 2.0 | 1.0 | 1118 | $950 | $0.85 | 67d | 1 | 0.25mi |
| 111 Hansbrough Pl Unit 101 Louisville, KY | 1.0 | 1.0 | 686 | $890 | $1.30 | 119d | 1 | 0.28mi |
| 318 N 43rd St Louisville, KY | 2.0 | 1.0 | 964 | $995 | $1.03 | 71d | 1 | 0.28mi |
| 318 N 43rd St Louisville, KY | 2.0 | 1.0 | 964 | $995 | $1.03 | 73d | 1 | 0.28mi |
| 103 N 38th St Apt 4 Louisville, KY | 1.0 | 1.0 | 625 | $800 | $1.28 | 58d | 1 | 0.31mi |
| 210 N 38th St Louisville, KY | 3.0 | 1.0 | 988 | $1,250 | $1.27 | 10d | 1 | 0.31mi |
| 343 N 42nd St Louisville, KY | 3.0 | 1.0 | 1095 | $775 | $0.71 | 10d | 1 | 0.32mi |
| 115 N 46th St Unit 2 Louisville, KY | 1.0 | 1.0 | 650 | $750 | $1.15 | 119d | 1 | 0.34mi |
| 3901 Jewell Ave Louisville, KY | 3.0 | 1.0 | 1069 | $1,140 | $1.07 | 116d | 1 | 0.34mi |
| 112 S 46th St Louisville, KY | 3.0 | 1.0 | 902 | $1,200 | $1.33 | 119d | 1 | 0.35mi |
| 3910 Garfield Ave Louisville, KY | 2.0 | 1.0 | 872 | $1,035 | $1.19 | 99d | 1 | 0.35mi |
| 3911 Larkwood Ave Louisville, KY | 2.0 | 1.0 | 724 | $899 | $1.24 | 0d | 1 | 0.36mi |
| 4020 Larkwood Ave Louisville, KY | 1.0 | 1.0 | 731 | $950 | $1.30 | 10d | 1 | 0.36mi |
| 335 S Shawnee Ter Louisville, KY | 1.0 | 1.0 | 750 | $850 | $1.13 | 63d | 1 | 0.40mi |
| 219 N 37th St Louisville, KY | 2.0 | 1.0 | 700 | $1,150 | $1.64 | 119d | 1 | 0.41mi |
| 320 N 36th St Louisville, KY | 3.0 | 1.0 | 830 | $1,225 | $1.48 | 111d | 1 | 0.45mi |
| 3416 W Main St Louisville, KY | 1.0 | 1.0 | 667 | $825 | $1.24 | 119d | 1 | 0.51mi |
| 4018 Vermont Ave Unit 1 Louisville, KY | 2.0 | 1.0 | 700 | $699 | $1.00 | 99d | 1 | 0.52mi |
| 3417 Duncan St Louisville, KY | 2.0 | 1.0 | 936 | $895 | $0.96 | 10d | 1 | 0.54mi |
| 517 Amy Ave Unit 5 Louisville, KY | 2.0 | 1.0 | 665 | $850 | $1.28 | 10d | 1 | 0.55mi |
| 3819 River Park Dr Louisville, KY | 3.0 | 1.0 | 1108 | $1,090 | $0.98 | 116d | 1 | 0.59mi |
| 3908 River Park Dr Louisville, KY | 3.0 | 1.0 | 1102 | $1,350 | $1.23 | 74d | 1 | 0.60mi |
| 416 Louis Coleman Jr Dr Louisville, KY | 1.0 | 1.0 | 792 | $980 | $1.24 | 82d | 1 | 0.64mi |
| 615 S 38th St Unit 2 Louisville, KY | 1.0 | 1.0 | 750 | $725 | $0.97 | 10d | 1 | 0.67mi |
| 642 Sandra Ct Louisville, KY | 3.0 | 1.0 | 868 | $1,175 | $1.35 | 7d | 1 | 0.69mi |
| 3821 Miami Ave Louisville, KY | 2.0 | 1.0 | 728 | $1,180 | $1.62 | 10d | 1 | 0.70mi |
| 3923 Elliott Ave Louisville, KY | 3.0 | 1.0 | 792 | $1,140 | $1.44 | 4d | 1 | 0.74mi |
| 3618 Bank St Louisville, KY | 2.0 | 1.0 | 1019 | $915 | $0.90 | 10d | 1 | 0.77mi |
| 3421 River Park Dr Louisville, KY | 3.0 | 1.0 | 994 | $1,250 | $1.26 | 119d | 1 | 0.79mi |
| 3421 River Park Dr Louisville, KY | 3.0 | 1.0 | 994 | $1,250 | $1.26 | 93d | 1 | 0.79mi |
Property features AI
Finance
- Other
- Subdivision: WESTHOLME
- HOA & community
- No association fee
Exterior
- Parking
- Rear entry parking
- Utilities
- Electric service connected
- Home design
- Single-family residenceShotgun-style architecture1 story
- Construction
- Built in 1927Wood frame constructionShingle roofCrawl space foundation
- Exterior features
- Lot approximately 0.05 acres
Interior
- Kitchen
- Kitchen on the first floor
- Bedrooms
- 2 bedrooms (both on the first floor)Primary bedroom on the first floor
- Bathrooms
- 1 full bathroom on the first floor
- Heating & cooling
- Electric and natural gas heatingWall/window cooling units
- Interior features
- Four total roomsFour closetsCellar basement; otherwise no finished basementLiving room on the first floorPrimary bedroom on the first floor
- Laundry & utility
- First-floor laundry
Listing history 50 events
-
2026-09-24days on market $54,500 Active 296 DOM
-
2026-09-23days on market $54,500 Active 295 DOM
-
2026-09-22days on market $54,500 Active 294 DOM
-
2026-09-21days on market $54,500 Active 293 DOM
-
2026-09-20days on market $54,500 Active 292 DOM
-
2026-09-19days on market $54,500 Active 291 DOM
-
2026-09-18days on market $54,500 Active 290 DOM
-
2026-09-17days on market $54,500 Active 289 DOM
-
2026-09-16days on market $54,500 Active 288 DOM
-
2026-09-15days on market $54,500 Active 287 DOM
-
2026-09-14days on market $54,500 Active 286 DOM
-
2026-09-13days on market $54,500 Active 285 DOM
-
2026-09-12days on market $54,500 Active 284 DOM
-
2026-09-11days on market $54,500 Active 283 DOM
-
2026-09-05days on market $54,500 Active 277 DOM
-
2026-09-04days on market $54,500 Active 276 DOM
-
2026-09-03days on market $54,500 Active 275 DOM
-
2026-08-31days on market $54,500 Active 272 DOM
-
2026-08-30days on market $54,500 Active 271 DOM
-
2026-08-29days on market $54,500 Active 270 DOM
-
2026-08-28days on market $54,500 Active 269 DOM
-
2026-08-27days on market $54,500 Active 268 DOM
-
2026-08-25days on market $54,500 Active 266 DOM
-
2026-08-24days on market $54,500 Active 265 DOM
-
2026-08-23days on market $54,500 Active 264 DOM
-
2026-08-22days on market $54,500 Active 263 DOM
-
2026-08-21days on market $54,500 Active 262 DOM
-
2026-08-20days on market $54,500 Active 261 DOM
-
2026-08-19days on market $54,500 Active 260 DOM
-
2026-08-18days on market $54,500 Active 259 DOM
-
2026-08-17days on market $54,500 Active 258 DOM
-
2026-08-16days on market $54,500 Active 257 DOM
-
2026-08-15days on market $54,500 Active 256 DOM
-
2026-08-14days on market $54,500 Active 255 DOM
-
2026-08-13days on market $54,500 Active 254 DOM
-
2026-08-12days on market $54,500 Active 253 DOM
-
2026-08-11days on market $54,500 Active 252 DOM
-
2026-08-10days on market $54,500 Active 251 DOM
-
2026-08-09days on market $54,500 Active 250 DOM
-
2026-08-08days on market $54,500 Active 249 DOM
-
2026-08-07days on market $54,500 Active 248 DOM
-
2026-08-06days on market $54,500 Active 247 DOM
-
2026-08-05days on market $54,500 Active 246 DOM
-
2026-08-04days on market $54,500 Active 245 DOM
-
2026-08-03days on market $54,500 Active 244 DOM
-
2026-07-31days on market $54,500 Active 241 DOM
-
2026-07-30pricedays on market $54,500 Active 239 DOM
-
2026-07-28days on market $59,500 Active 238 DOM
-
2026-07-26days on market $59,500 Active 236 DOM
-
2026-07-24days on market $59,500 Active 234 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast KY · Resets to sale price
- Current annual tax
- $555 · $46/mo
- Projected year-2 tax
- $555 · $46/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥104°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low 100% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $11,944
- − Mortgage interest
- −$3,053
- − Property taxes
- −$555
- − Insurance
- −$272
- − Repairs & maintenance
- −$955
- − Management
- −$955
- − Depreciation
- −$1,585
- Taxable income
- $4,566
- Est. tax owed @ 24.0%
- −$1,096
- After-tax cash flow
- $4,082/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 8 photos
This 2-bedroom, 1-bathroom home in Louisville's Boston Court area requires moderate renovations to improve its condition and increase its value. Key areas for improvement include the kitchen, bathroom, exterior siding, and landscaping.
Deferred maintenance Est. $50,000–$150,000 screening
- Major Roof (roof) — Significant wear and tear on the roof, with visible damage and missing shingles.
- Major Windows (windows) — Windows appear to be old and possibly not sealed properly, indicating potential air leakage and heat loss.
- Major Exterior (exterior) — The siding is peeling and in poor condition, which could lead to water infiltration and structural issues.
- Major Electrical (electrical) — The electrical panel appears outdated and may not be up to current safety standards.
- Major Plumbing (plumbing) — The exterior plumbing is exposed and appears to be in poor condition, which could indicate issues with water supply and drainage.
Repairs flagged
- Major kitchen cabinets — Severe wear and tear
- Major bathroom fixtures — Outdated and worn
- Major exterior siding — Peeling and deteriorating
- Major landscaping — Overgrown and unkempt
Value-add opportunities
- Both Paint interior walls — Fresh paint enhances curb appeal and interior aesthetics ↑
- Both Replace kitchen cabinets — New cabinets improve functionality and aesthetics ↑
- Both Upgrade bathroom fixtures — Modern fixtures increase functionality and appeal ↑
- Both Repair and paint exterior siding — Fresh siding and paint improve curb appeal and structural integrity ↑
- Both Landscaping improvements — Well-maintained landscaping enhances curb appeal and property value ↑
ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Jefferson County
- NCES district ID
- 2102990
- Math proficiency
- 19% ▼ -17.00%
- Reading proficiency
- 35% ▼ -11.00%
- Median HH income
- $47,885
- Composite
- 23.45/100
- National rank
- #7884
- State rank
- #121 of 165 in KY
Livability — Louisville
- Score
- 63/100
- State rank
- #333
- US rank
- #15887
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Louisville, KY
- County
- Jefferson County · 823,112 people
- City population
- 769,292
- Metro
- Louisville/Jefferson County, KY-IN
- Population (ZIP)
- 14,661
- Household income
- $35,753
- Rent vs Own
- Severe rent burden
- 14% of renters
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 823,112 people
- By 2030
- 849,343 · +3.2%
- By 2040
- 895,696 · +8.8%
- By 2050
- 933,630 · +13.4%
- By 2075
- 1,028,262 · +24.9%
- By 2100
- 1,072,675 · +30.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority Black (60%)
- Race & ethnicity
- Black 60% White 37% Two or more races 2% Hispanic / Latino 1%
- Common ancestry
- Slovak 1% Lithuanian 1% Iranian 1%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Spanish 1%
Political lean MEDSL · Jefferson
- 2024 margin
- D (+16.6) · D 57.4% · R 40.9% · Other 1.7%
- 2008→2024 swing
- +4.5pp toward D · 2008: 12.0pp · 2024: 16.6pp
- All cycles
- 2024: D+16.6 2020: D+20.1 2016: D+13.3 2012: D+11.1 2008: D+12.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 29.02%
- Current HPI
- 293.2624
- Rent YoY
- ▲ 0.51%
- Metro
- Louisville/Jefferson County, KY-IN
- State GDP YoY
- ▲ 1.81%
- F500 in state
- 4
Industry mix (Fortune 500 HQ in KY)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $118B |
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| Food / Beverage | 1 | $7B |
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Price history
-14.4% since first listed4 events — show timeline
- 2026-05-15 Price Changed $59,500 Metro Search MLS
- 2025-12-02 Listed $69,500 Metro Search MLS
- 2023-08-31 Rental Removed $650 RENT.
- 2023-07-21 Price Changed $650 RENT.
Property tax history
+8.2%/yrLatest (2025): $555 · -1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…