2717 Santana Ave · Orlando, FL 32811

$234,900

3 bd · 2.0 ba · 1,136 sqft · SingleFamily public records · 141 Days on market

Built 1973 9,743 sqft lot Est $254k · 8% under

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.7/30.0
• ARV discount +11.0/15.0
• Livability +4.3/5.0
• Schools +4.1/10.0
• DSCR +3.8/10.0
• 1% rule +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Excellent neighborhood. Home on a huge, fenced and quiet lot. Seller will contribute up to $2,000 for repairs.

Key facts

• Minutes from i-4
• Brand new roof
• Private backyard

Tags

• PRIVATE BACKYARD
• BRAND NEW ROOF
• 0.22 ACRE LOT
• MINUTES FROM SCHOOLS
• MINUTES FROM SHOPPING SPOTS
• MINUTES FROM I-4

Property features AI

Finance

• Other: Zoned R-1
• HOA & community: No HOA/association

Exterior

• Parking: Driveway; 1-car carport
• Utilities: Public water; Public sewer; Electricity connected; Water connected; Phone available; BB/HS internet available
• Home design: Single family residence; Residential property; One story; East-facing
• Construction: Block and stucco construction; Shingle roof; Slab foundation; Built on a lot of approximately 0.22 acres
• Exterior features: Patio; Private mailbox; Sidewalk; Chain link fence; Paved lot

Interior

• Kitchen: Electric water heater
• Bedrooms: 3 bedrooms
• Flooring: Tile flooring; Vinyl flooring
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning; Wall/window AC unit(s)
• Interior features: Ceiling fans; Solid wood cabinets; Thermostat
• Laundry & utility: Laundry inside the home; Laundry area in kitchen

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $235k.

Deal economics

• At list price, monthly cash flow is $-24 ($-287/yr) — negative.
• To cash-flow at today's rent, offer at most $231k (1.8% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $185k (21.1% below list).
• Recommended offer: $185k (21.1% below list) — sets the bar for 1% rule.
• Cap rate 6.2% vs local median 3.0% in Orlando — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#12 in FL, #360 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
• Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Eccleston Elementary (math 22% / reading 28%, grade F, #2,030 of 2,144 statewide, top 95%, 357 students, 87% FRL); Oak Ridge High (math 17% / reading 27%, grade F, #544 of 667 statewide, top 82%, 2,477 students, 66% FRL) — zoned schools average 76% FRL vs 56% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 24% at this address vs 48% district-wide (-25 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
• Market conditions: Rents flat; 238 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 15d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
• This rent runs 41% of the median local income ($54k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 141 days — a 12% lower offer ($207k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 22y ago; this cycle's ask has dropped $15k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $154k; list at $235k implies a 52% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $185,219 (21.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 141 days. Have you received any prior offers? Is the seller open to a 21% concession, seller financing, or rate buy-down credit?
3. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.79% ✗
• Cap rate: 6.17%
• Cash-on-cash: -0.44%
• DSCR: 0.98
• GRM: 10.6

CMA / ARV

• ARV (on-the-fly): $254,464
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1834 Willie Mays Pkwy	0.47mi	3/2.0	1,235 (+9%)	10mo	$276,900	$224	55
4568 Kirkland Blvd	0.23mi	4/1.5 (+1)	1,230 (+8%)	23mo	$275,000	$224	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.15% rent growth · sell at horizon

5-year hold

• IRR: -20.0%
• Equity multiple: 0.32×
• Total profit: $-44,809
• Equity at exit: $35,024

10-year hold

• IRR: -20.0%
• Equity multiple: 0.07×
• Total profit: $-61,226
• Equity at exit: $20,310

Cash invested: $65,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32811

• Home prices YoY: -33.8%
• Rents YoY: 0.1%
• Active inventory: 238
• Price-to-rent: 10.6×

Monthly cashflow live

• Estimated rent: $1,852 high
• Mortgage (P&I): −$1,232
• Tax from tax record: −$157 /mo · $1,889/yr
• Insurance: −$98
• HOA: −$0
• Vacancy / Maint / Mgmt: −$389
• Net cashflow: $-24

Break-even live

Break-even rent $1,882

Max offer price $230,671

Occupancy floor 96%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $58,725
• Closing costs: $7,047
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
Unit 3-207 Orlando, FL	2.0	2.0	1159	$1,600	$1.38	4d	1	0.27mi
1920 Willie Mays Pkwy Orlando, FL	4.0	2.0	1446	$2,070	$1.43	19d	1	0.39mi
2151 S Ivey Ln Orlando, FL	3.0	1.5	1080	$1,993	$1.85	4d	1	0.45mi
4487 Wheatley St Orlando, FL	4.0	2.0	1249	$1,950	$1.56	20d	1	0.57mi
4226 Kelly Miller Ct Orlando, FL	3.0	1.0	1126	$1,950	$1.73	23d	1	0.59mi
4655 Cepeda St Orlando, FL	3.0	1.5	1266	$1,695	$1.34	23d	1	0.63mi
1822 Horne Ave Orlando, FL	3.0	1.0	1249	$1,600	$1.28	23d	1	0.73mi
1343 Croyle Dr Orlando, FL	4.0	2.0	1273	$1,900	$1.49	23d	1	0.83mi
4201 Cepeda St Orlando, FL	4.0	2.0	1500	$1,800	$1.20	23d	1	0.88mi
5300 Lescot Ln Orlando, FL	3.0	2.0	1143	$1,900	$1.66	23d	1	0.92mi
5132 Elese St Orlando, FL	3.0	2.0	960	$1,800	$1.88	16d	1	0.96mi
5536 Metrowest Blvd Bldg 8 Orlando, FL	2.0	2.0	1205	$1,800	$1.49	23d	1	0.97mi
5542 Metrowest Blvd Orlando, FL	2.0	2.0	1116	$1,720	$1.54	1d	2	0.98mi
5542 Metrowest Blvd Unit 106 Orlando, FL	2.0	2.0	1159	$1,765	$1.52	4d	1	0.98mi
5584 Metrowest Blvd Orlando, FL	1.0–2.0	1.0–2.0	1051	$1,876	$1.78	23d	8	1.02mi
5548 Metrowest Blvd Orlando, FL	2.0	1.0	1093	$1,460	$1.34	2d	2	1.03mi
5548 Metrowest Blvd Orlando, FL	2.0	1.0	1093	$1,470	$1.34	4d	1	1.03mi
5572 Metrowest Blvd #311 Orlando, FL	2.0	2.0	1073	$2,000	$1.86	23d	1	1.06mi
4118 Minoso St Orlando, FL	3.0	1.0	1213	$1,860	$1.53	23d	1	1.07mi
4641 Cason Cove Dr Orlando, FL	1.0–2.0	1.0–2.0	800	$1,851	$2.31	2d	6	1.07mi
4700 Cason Cove Dr Orlando, FL	1.0–4.0	1.0–2.0	1002	$2,132	$2.13	2d	12	1.08mi
5554 Metrowest Blvd #212 Orlando, FL	2.0	2.0	1126	$1,699	$1.51	11d	1	1.08mi
5554 Metrowest Blvd Unit 4-312 Orlando, FL	2.0	2.0	1126	$1,900	$1.69	23d	1	1.08mi
5554 Metrowest Blvd #212 Orlando, FL	2.0	2.0	1126	$1,699	$1.51	14d	1	1.08mi
5554 Metrowest Blvd Unit 4-201 Orlando, FL	2.0	2.0	1205	$1,585	$1.32	3d	1	1.08mi
5554 Metrowest Blvd Unit 4-211 Orlando, FL	2.0	2.0	1073	$1,800	$1.68	23d	1	1.08mi
4822 Cason Cove Dr Orlando, FL	1.0–3.0	1.0–2.0	884	$2,199	$2.49	2d	9	1.09mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	3d	2	1.10mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	10d	2	1.10mi
5578 Metrowest Blvd Orlando, FL	1.0–3.0	1.0–2.0	1101	$1,800	$1.63	4d	3	1.10mi
5578 Metrowest Blvd #203 Orlando, FL	3.0	2.0	1362	$1,800	$1.32	7d	1	1.10mi
3337 S Kirkman Rd Orlando, FL	2.0	2.0	1212	$1,595	$1.32	14d	1	1.11mi
5566 Metrowest Blvd Orlando, FL	2.0	2.0	1159	$1,495	$1.29	7d	1	1.13mi
5566 Metrowest Blvd Orlando, FL	2.0	2.0	1159	$1,545	$1.33	21d	1	1.13mi
5560 Metrowest Blvd #207 Orlando, FL	2.0	2.0	1159	$1,600	$1.38	10d	1	1.13mi
3319 S Kirkman Rd #311 Orlando, FL	2.0	2.0	1141	$1,650	$1.45	16d	1	1.14mi
1935 S Kirkman Rd Orlando, FL	1.0–3.0	1.0–2.0	1020	$2,150	$2.11	2d	14	1.15mi
5235 Florida Holly Dr Orlando, FL	3.0	2.0	1107	$2,100	$1.90	23d	1	1.15mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	2d	2	1.16mi
3313 S Kirkman Rd Orlando, FL	3.0	2.0	1431	$1,745	$1.22	3d	2	1.16mi

Listing history 19 events

1. 2026-04-16
   price $234,900
2. 2026-03-27
   price $239,900
3. 2026-03-18
   status Active
4. 2026-03-01
   status Pending
5. 2026-02-12
   price $244,900
6. 2026-02-09
   status Active
7. 2026-01-28
   status Pending
8. 2026-01-14
   status Active
9. 2025-11-06
   status Pending
10. 2025-09-28
    listed $250,000 Active
11. 2006-05-05
    soldstatus $154,500
12. 2006-03-28
    soldstatus $155,000 110-char remark

    Show marketing remark (110 chars)

    Excellent neighborhood. Home on a huge, fenced and quiet lot. Seller will contribute up to $2,000 for repairs.

13. 2006-01-28
    listed $159,000 110-char remark

    Show marketing remark (110 chars)

    Excellent neighborhood. Home on a huge, fenced and quiet lot. Seller will contribute up to $2,000 for repairs.

14. 2005-02-14
    soldstatus $66,500 42-char remark

    Show marketing remark (42 chars)

    HUD property sold 'As-Is' case #094-415816

15. 2004-12-03
    listed $63,000 42-char remark

    Show marketing remark (42 chars)

    HUD property sold 'As-Is' case #094-415816

16. 2000-06-29
    soldstatus $73,000
17. 2000-01-28
    soldstatus $42,100
18. 2000-01-28
    soldstatus $42,100
19. 1996-12-06
    soldstatus $55,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,889 · $157/mo
• Projected year-2 tax: $1,950 · $162/mo
• Expected delta: +$60/yr (+$5/mo · 3.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 12% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $22,226
• − Mortgage interest: −$13,158
• − Property taxes: −$1,889
• − Insurance: −$1,174
• − Repairs & maintenance: −$1,778
• − Management: −$1,778
• − Depreciation: −$6,833
• Taxable loss: −$4,385
• Est. tax savings @ 24.0%: +$1,052
• After-tax cash flow: $765/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Orange
• NCES district ID: 1201440
• Math proficiency: 46% ▼ -9.00%
• Reading proficiency: 51% ▼ -2.00%
• Median HH income: $49,350
• Composite: 41.47/100
• National rank: #3461
• State rank: #43 of 73 in FL

Livability — Orlando

• Score: 86/100
• State rank: #12
• US rank: #360

Category grades

Amenities A+ Commute A+ Cost of living B- Crime B+ Employment C+ Housing A+ Health & safety A+ User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Orlando, FL
• County: Orange County · 1,471,359 people
• City population: 964,969
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 41,475
• Household income: $54,082
• Rent vs Own: 69.9% rent · 30.1% own
• Severe rent burden: 2728.0

Population outlook (Orange County) Hauer SSP2

• Today (2025): 1,618,226 people
• By 2030: 1,787,404 · +10.5%
• By 2040: 2,125,621 · +31.4%
• By 2050: 2,454,016 · +51.6%
• By 2075: 3,173,711 · +96.1%
• By 2100: 3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.66)
• Race & ethnicity: Black 50% Hispanic / Latino 27% Two or more races 17% White 12% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 8% Dominican 2%
• Common ancestry: Hispanic 7% Estonian 4% Russian 1%
• Foreign-born: 31% · Canada, Jamaica, China
• Languages at home: 62% English-only · Spanish 21% French/Haitian/Cajun 8% Other Indo-European 6%

Political lean MEDSL · Orange

• 2024 margin: D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
• 2008→2024 swing: -5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
• All cycles: 2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -145.37%
• Current HPI: 284.9191
• Rent YoY: ▲ 0.15%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+323.2% since first listed

19 events — show timeline

• 2026-04-16 Price Changed $234,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Price Changed $239,900 Stellar MLS as Distributed by MLS Grid
• 2026-03-18 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-03-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-02-12 Price Changed $244,900 Stellar MLS as Distributed by MLS Grid
• 2026-02-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-01-28 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-01-14 Relisted — Stellar MLS as Distributed by MLS Grid
• 2025-11-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2025-09-28 Listed $250,000 Stellar MLS as Distributed by MLS Grid
• 2006-05-05 Sold (Public Records) $154,500 Public Records
• 2006-03-28 Sold (MLS) $155,000 Stellar MLS as Distributed by MLS Grid
• 2006-01-28 Listed $159,000 Stellar MLS as Distributed by MLS Grid
• 2005-02-14 Sold (MLS) $66,500 Stellar MLS as Distributed by MLS Grid
• 2004-12-03 Listed $63,000 Stellar MLS as Distributed by MLS Grid
• 2000-06-29 Sold (Public Records) $73,000 Public Records
• 2000-01-28 Sold (Public Records) $42,100 Public Records
• 2000-01-28 Sold (Public Records) $42,100 Public Records
• 1996-12-06 Sold (Public Records) $55,500 Public Records

Property tax history

+11.8%/yr

Latest (2025): $1,889 · +7.1% YoY. Source: county tax records.