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1530 L'acadie Dr #7
C- Composite 54.57
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.8/30.0
  • DSCR +8.0/10.0
  • 1% rule +6.4/10.0
  • Rent growth +5.0/5.0
  • Condition / age +3.8/5.0
  • Livability +3.4/5.0
  • Schools +3.1/10.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$252,000

1530 L'acadie Dr #7 · Lake Charles, LA 70605
3 bd · 2.5 ba · 2,050 sqft · Townhouse · 103 Days on market
Built 2017 Good condition 3,920 sqft lot $123/sqft · 18% above area Est $214k · 18% over

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Looking for low-maintenance living? This townhouse is it! Conveniently located in South Lake Charles this custom-built home is just minutes from schools, dining, shopping & entertainment! Inside you will find a modern design with an open-concept floor plan, stainless steel appliances and granite countertops throughout! The master bedroom is conveniently located downstairs and boast an attached en suite. Upstairs are two bedrooms and a bathroom with double sinks! The second floor also features a second living area that could be perfect for as playroom, office, media room or crafting area! Out back, you have your own private yard with a wooden privacy fence, the perfect place to end the day! Located in Flood Zone X, which means flood insurance is NOT required! Make your appointment to view today! All measurements are more/less.

Key facts

  • Attached en suite
  • Second living area
  • Granite countertops

Tags

CUSTOM BUILT HOMEOPEN CONCEPT FLOOR PLANSTAINLESS STEEL APPLIANCESGRANITE COUNTERTOPSATTACHED EN SUITESECOND LIVING AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath townhouse listed at $252k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $534 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $252k).
  • Recommended offer: $229k (9.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 4.3% in Lake Charles — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#95 in LA) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F, amenities F, employment D-.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+15.1%/yr); 456 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($86k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $71k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($229k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 8y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $229,320 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.14%
Cap rate
8.84%
Cash-on-cash
9.08%
DSCR
1.40
GRM
7.3

CMA / ARV

ARV (median comp)
$214,098
List price
$252,000
Delta
17.70%
Verdict
OVERPRICED
Comps
12 within 2.0 mi

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
2.9%
Equity multiple
1.12×
Total profit
$8,432
Equity at exit
$37,574
10-year hold
IRR
16.8%
Equity multiple
2.71×
Total profit
$120,580
Equity at exit
$21,788

Cash invested: $70,560 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70605

Rents YoY
15.1%
Active inventory
456
Price-to-rent
7.3×

Monthly cashflow live

Estimated rent
$2,880 medium interval (Pro) →
Mortgage (P&I)
$1,322
Tax est. 1.5%
$315 /mo · $3,780/yr
Insurance
$105
HOA
$0
Vacancy / Maint / Mgmt
$605
Net cashflow
$534

Break-even live

Break-even rent $2,204
Max offer price $252,000
Occupancy floor 76%

Sensitivity live

Price -10% $708 -5% $621 +0% $534 +5% $447 +10% $360
Rent -10% $306 -5% $420 +0% $534 +5% $648 +10% $761
Rate -1.0pp $661 -0.5pp $598 base $534 +0.5pp $469 +1.0pp $402

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,000
Closing costs
$7,560
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
716 Dianne Ln Lake Charles, LA 3.0 2.0 2200 $5,000 $2.27 44d 1 0.68mi
4326 Christina St Lake Charles, LA 3.0 2.0 1600 $1,770 $1.11 21d 1 0.94mi
4650 Nelson Rd Lake Charles, LA 1.0–3.0 1.0–2.0 1032 $1,875 $1.82 14d 24 0.96mi

Listing history 8 events

  1. 2026-06-05
    pricestatusdays on market $252,000 Pending 103 DOM
  2. 2026-06-02
    days on market $262,000 Active 101 DOM
  3. 2026-06-01
    days on market $262,000 Active 100 DOM
  4. 2026-05-31
    days on market $262,000 Active 99 DOM
  5. 2026-05-30
    days on market $262,000 Active 98 DOM
  6. 2026-02-21
    listed $262,000 Active 843-char remark
    Show marketing remark (843 chars)

    Looking for low-maintenance living? This townhouse is it! Conveniently located in South Lake Charles this custom-built home is just minutes from schools, dining, shopping & entertainment! Inside you will find a modern design with an open-concept floor plan, stainless steel appliances and granite countertops throughout! The master bedroom is conveniently located downstairs and boast an attached en suite. Upstairs are two bedrooms and a bathroom with double sinks! The second floor also features a second living area that could be perfect for as playroom, office, media room or crafting area! Out back, you have your own private yard with a wooden privacy fence, the perfect place to end the day! Located in Flood Zone X, which means flood insurance is NOT required! Make your appointment to view today! All measurements are more/less.

  7. 2018-07-16
    soldstatus 279-char remark
    Show marketing remark (279 chars)

    Beautiful custom townhouse in Providence Subdivision. It's a 3 bedroom and 2.5 bath with huge closets, large study/family room. Master bedroom is downstairs with custom shower, soak er tub, and double vanity. Full address is 1530-7 L'Acadie Dr. All measurements are more or less.

  8. 2018-04-09
    listed $248,900 279-char remark
    Show marketing remark (279 chars)

    Beautiful custom townhouse in Providence Subdivision. It's a 3 bedroom and 2.5 bath with huge closets, large study/family room. Master bedroom is downstairs with custom shower, soak er tub, and double vanity. Full address is 1530-7 L'Acadie Dr. All measurements are more or less.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$34,563
− Mortgage interest
−$14,116
− Property taxes
−$3,780
− Insurance
−$1,260
− Repairs & maintenance
−$2,765
− Management
−$2,765
− Depreciation
−$7,331
Taxable income
$2,546
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$611
After-tax cash flow
$5,795/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Good 75/100 Cosmetic rehab

This well-maintained townhouse offers a modern design with stainless steel appliances and granite countertops. It is located in a convenient area with low-maintenance features and a private yard, making it an attractive option for both resale and rental.

Value-add opportunities

  • Both Paint exterior shutters — Enhances curb appeal and value
  • Both Clean and maintain gutters — Improves drainage and property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior shutters — Enhances curb appeal and value
  • Both Clean and maintain gutters — Improves drainage and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Lake Charles

Score
68/100
State rank
#95
US rank
#9820

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D- Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lake Charles, LA
County
Calcasieu Parish · 170,889 people
City population
133,538
Metro
Lake Charles, LA
Population (ZIP)
40,482
Household income
$86,015
Rent vs Own
27.7% rent · 72.3% own
Severe rent burden
1328.0

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Black 10% Hispanic / Latino 6% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 2%
Common ancestry
Lithuanian 12% Italian 3% Slovak 2%
Foreign-born
6% · Canada, Jamaica
Languages at home
92% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -102.68%
Current HPI
105.1903
Rent YoY
▲ 15.10%
Metro
Lake Charles, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

+5.3% since first listed
3 events — show timeline
  • 2026-02-21 Listed $262,000 SWLAR
  • 2018-07-16 Sold (MLS) SWLAR
  • 2018-04-09 Listed $248,900 SWLAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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