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332 Beltline Ave
D+ Composite 49.09
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +20.2/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.4/10.0
  • 1% rule +5.0/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$100,000

332 Beltline Ave · Batesburg-Leesville, SC 29006
2 bd · 1.0 ba · 640 sqft · SingleFamily public records · 83 Days on market
Built 1984 7,840 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Sold AS IS; No Disclosures. Bring ALL offers; Owner is anxious. Good investment property.

Key facts

  • Fresh paint
  • Newer roof
  • New lvp flooring

Tags

NEW LVP FLOORINGFRESH PAINTUPDATED FIXTURESNEW TUB/SHOWER INSERTNEWER HVAC SYSTEMNEWER ROOF

Property features AI

Exterior

  • Utilities: Public water; Public sewer
  • Home design: Single-story entry (main level living indicated)
  • Construction: Crawlspace foundation
  • Exterior features: Other exterior finish; Paved road access

Interior

  • Bedrooms: Master bedroom located on the main level
  • Bathrooms: One full bathroom
  • Heating & cooling: Gas pack heating; Gas pack cooling
  • Interior features: Main-level master bedroom

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $126 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).
  • Recommended offer: $94k (6.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Lexington 03 (rural): math 26% / reading 33% proficiency, ranked #56 of 80 in SC (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Batesburg-Leesville Primary School (543 students, 100% FRL); Batesburg-Leesville Middle School (math 14% / reading 29%, grade F, #176 of 229 statewide, top 77%, 456 students, 100% FRL); Batesburg-Leesville High School (math 22% / reading 72%, grade D-, #158 of 196 statewide, top 82%, 547 students, 100% FRL) — zoned schools average 100% FRL vs 61% district-wide (39 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 71 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,712 units permitted in Lexington County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Lexington County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 83 days — a 6% lower offer ($94k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 19y ago; this cycle's ask has dropped $20k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $12k; list at $100k implies a 733% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 66% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $94,000 (6.0% below list)

Questions for the listing agent

  1. It's been on market 83 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.80%
Cash-on-cash
5.38%
DSCR
1.24
GRM
8.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-8.0%
Equity multiple
0.71×
Total profit
$-8,202
Equity at exit
$14,910
10-year hold
IRR
1.6%
Equity multiple
1.11×
Total profit
$3,164
Equity at exit
$8,646

Cash invested: $28,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29006

Home prices YoY
-6.3%
Active inventory
71
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,004 medium interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$102 /mo · $1,222/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$211
Net cashflow
$126

Break-even live

Break-even rent $845
Max offer price $100,000
Occupancy floor 82%

Sensitivity live

Price -10% $182 -5% $154 +0% $126 +5% $97 +10% $69
Rent -10% $46 -5% $86 +0% $126 +5% $165 +10% $205
Rate -1.0pp $176 -0.5pp $151 base $126 +0.5pp $100 +1.0pp $73

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$25,000
Closing costs
$3,000
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
221 Willis St Batesburg-Leesville, SC 1.0–3.0 1.0–2.0 870 $1,004 $1.15 5d 1 1.15mi

Listing history 23 events

  1. 2026-06-21
    days on market $100,000 Active 83 DOM
  2. 2026-06-18
    days on market $100,000 Active 80 DOM
  3. 2026-06-17
    days on market $100,000 Active 79 DOM
  4. 2026-06-16
    days on market $100,000 Active 78 DOM
  5. 2026-06-15
    days on market $100,000 Active 77 DOM
  6. 2026-06-14
    days on market $100,000 Active 75 DOM
  7. 2026-06-10
    days on market $100,000 Active 72 DOM
  8. 2026-06-09
    days on market $100,000 Active 71 DOM
  9. 2026-06-08
    days on market $100,000 Active 70 DOM
  10. 2026-06-07
    days on market $100,000 Active 69 DOM
  11. 2026-06-03
    days on market $100,000 Active 65 DOM
  12. 2026-06-03
    days on market $100,000 Active 64 DOM
  13. 2026-06-01
    days on market $100,000 Active 63 DOM
  14. 2026-05-31
    days on market $100,000 Active 62 DOM
  15. 2026-05-21
    price $100,000
  16. 2026-04-28
    price $105,000
  17. 2026-04-20
    price $110,000
  18. 2026-03-29
    listed $119,999 Active
  19. 2026-03-21
    historical $1,100
  20. 2026-02-20
    listed $1,100
  21. 2008-01-08
    soldstatus $12,000 89-char remark
    Show marketing remark (89 chars)

    Sold AS IS; No Disclosures. Bring ALL offers; Owner is anxious. Good investment property.

  22. 2007-11-19
    listed $18,000 89-char remark
    Show marketing remark (89 chars)

    Sold AS IS; No Disclosures. Bring ALL offers; Owner is anxious. Good investment property.

  23. 1994-05-01
    soldstatus $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$1,222 · $102/mo
Projected year-2 tax
$1,222 · $102/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥106°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 66% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$12,054
− Mortgage interest
−$5,602
− Property taxes
−$1,222
− Insurance
−$500
− Repairs & maintenance
−$964
− Management
−$964
− Depreciation
−$2,909
Taxable loss
−$108
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$26
After-tax cash flow
$1,533/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lexington 03
NCES district ID
4502760
Math proficiency
26% ▼ -18.00%
Reading proficiency
33% ▼ -6.00%
Median HH income
$40,709
Composite
24.88/100
National rank
#7586
State rank
#56 of 80 in SC

Livability — Batesburg-Leesville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Batesburg-Leesville, SC
Population (ZIP)
8,987

Population outlook (Lexington County) Hauer SSP2

Today (2025)
322,999 people
By 2030
342,356 · +6.0%
By 2040
377,715 · +16.9%
By 2050
406,984 · +26.0%
By 2075
465,447 · +44.1%
By 2100
485,674 · +50.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Black 18% Hispanic / Latino 16% Two or more races 8%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
85% English-only · Spanish 13% German/W. Germanic 2%

Political lean MEDSL · Lexington

2024 margin
Solid R (+33.5) · D 32.5% · R 66.0% · Other 1.4%
2008→2024 swing
+4.6pp toward D · 2008: -38.0pp · 2024: -33.5pp
All cycles
2024: R+33.5 2020: R+30.1 2016: R+36.7 2012: R+37.8 2008: R+38.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.26%
Current HPI
256.774
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

+566.7% since first listed
9 events — show timeline
  • 2026-05-21 Price Changed $100,000 Consolidated MLS
  • 2026-04-28 Price Changed $105,000 Consolidated MLS
  • 2026-04-20 Price Changed $110,000 Consolidated MLS
  • 2026-03-29 Listed $119,999 Consolidated MLS
  • 2026-03-21 Rental Removed $1,100 APPFOLIO
  • 2026-02-20 Listed for Rent $1,100 APPFOLIO
  • 2008-01-08 Sold (MLS) $12,000 AMLS
  • 2007-11-19 Listed $18,000 AMLS
  • 1994-05-01 Sold (Public Records) $15,000 Public Records

Property tax history

+0.8%/yr

Latest (2024): $1,222 · +27.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…