486 Burbank St SE · Washington, DC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $631 – $1,173
Heat risk 7/10 · Major
- Hot days now (above 104°F)
- 7 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 21.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.8/30.0
- ARV discount +15.0/15.0
- DSCR +7.0/10.0
- 1% rule +5.0/10.0
- Rent growth +4.0/5.0
- Livability +3.7/5.0
- Schools +3.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$215,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Incredible investment opportunity! This is a two bedroom, two full bath semi-detached all-brick home in the heart of Washington's Fort Dupont Park community! Boasting 1,028 square feet, this three-story residence blends classic masonry with endless opportunities. The main level layout includes a large additional on the rear and full bathroom. Upstairs, you will find two well-proportioned bedrooms flooded with natural light and a central full bathroom. Positioned on a level lot with excellent potential for custom outdoor landscaping or rear parking adjustments. Enjoy a quiet residential atmosphere while remaining under a mile from Fort Dupont Park’s expansive green spaces and community
Key facts
- 4 parking spots
- Built 1950
- Listed 11 days
Tags
Property features AI
Exterior
- Parking: Total of 4 garage/parking spaces; Driveway with 2 spaces; 2 off-street spaces; On-street parking available
- Utilities: Public water; Public sewer
- Home design: Brick construction
- Construction: Brick foundation (brick/mortar)
- Exterior features: Semi-detached property; No tidal water
Interior
- Bedrooms: 2 bedrooms on the first upper level
- Bathrooms: 2 full bathrooms (1 on main level, 1 on first upper level)
- Heating & cooling: Central heating (electric); Central air conditioning (electric); Natural gas hot water
- Interior features: Full basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath townhouse listed at $215k.
Deal economics
- At list price, monthly cash flow is $333 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (0.3% below list).
- Recommended offer: $214k (0.3% below list) — sets the bar for 1% rule.
- Cap rate 8.2% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
- District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.1%/yr); 276 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
- This rent runs 44% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 6.1% rent growth), your $60k cash investment doubles in ~10 years — after that, you're playing with house money.
Negotiation context
- Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
- Current owner paid $25k; list at $215k implies a 760% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 8.15%
- Cash-on-cash
- 6.64%
- DSCR
- 1.30
- GRM
- 8.4
CMA / ARV
- ARV (on-the-fly)
- $285,784
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4263 Hildreth St SE | 0.36mi | 2/1.5 | 1,045 (+2%) | 3mo | $225,000 | $215 | 76 |
| 4213 Gorman St SE | 0.28mi | 2/1.0 | 1,151 (+12%) | 7mo | $350,000 | $304 | 61 |
| 4244 Hildreth St SE | 0.34mi | 2/1.0 | 1,151 (+12%) | 4mo | $320,000 | $278 | 60 |
| 4701 Bass Pl SE | 0.49mi | 2/2.0 | 1,004 (-2%) | 11mo | $312,500 | $311 | 60 |
| 121 49th St SE | 0.61mi | 2/1.0 | 1,055 (+3%) | 9mo | $200,000 | $190 | 59 |
| 4627 H St SE | 0.56mi | 3/1.5 (+1) | 1,024 (-0%) | 9mo | $210,000 | $205 | 59 |
| 4950 Call Pl SE Unit B2 | 0.61mi | 3/2.0 (+1) | 1,055 (+3%) | 4mo | $285,000 | $270 | 55 |
| 27 47th St SE | 0.61mi | 3/2.0 (+1) | 1,053 (+2%) | 6mo | $415,000 | $394 | 54 |
| 4138 E Capitol St NE | 0.48mi | 3/1.0 (+1) | 896 (-13%) | 1mo | $355,000 | $396 | 51 |
| 4414 Dubois Pl SE | 0.20mi | 3/2.0 (+1) | 884 (-14%) | 9mo | $230,000 | $260 | 51 |
| 4628 Hanna Pl SE | 0.50mi | 2/1.0 | 896 (-13%) | 7mo | $215,000 | $240 | 49 |
| 135 47th St NE | 0.71mi | 3/2.0 (+1) | 1,178 (+15%) | 4mo | $460,000 | $390 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.06% rent growth · sell at horizon
- IRR
- -2.9%
- Equity multiple
- 0.89×
- Total profit
- $-6,862
- Equity at exit
- $32,057
- IRR
- 9.7%
- Equity multiple
- 1.85×
- Total profit
- $50,898
- Equity at exit
- $18,589
Cash invested: $60,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (CITY)
- 0 Strongly Tenant-Friendly
- State District of Columbia
- 12 Strongly Tenant-Friendly · D+43
- County
- — inherits STATE
- City Washington
- 0 Strongly Tenant-Friendly · D+43
ZIP-level market 20019
- Rents YoY
- 6.1%
- Active inventory
- 276
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,144 high interval (Pro) →
- Mortgage (P&I)
- −$1,127
- Tax from tax record
- −$144 /mo · $1,726/yr
- Insurance
- −$90
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$450
- Net cashflow
- $333
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $53,750
- Closing costs
- $6,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4332 Gorman Ter SE Washington, DC | 2.0 | 1.0 | 832 | $2,350 | $2.82 | 22d | 1 | 0.14mi |
| 4318 G St SE Washington, DC | 2.0 | 2.5 | 1376 | $2,500 | $1.82 | 18d | 1 | 0.16mi |
| 608 Chaplin St SE Washington, DC | 3.0 | 2.0 | 832 | $2,200 | $2.64 | 18d | 1 | 0.18mi |
| 3738 D St SE Washington, DC | 1.0–2.0 | 1.0 | 542 | $1,549 | $2.86 | 7d | 12 | 0.34mi |
| 812 Burns St SE Washington, DC | 3.0 | 2.5 | 1280 | $3,300 | $2.58 | 24d | 1 | 0.35mi |
| 4213 Hildreth St SE Washington, DC | 2.0 | 1.5 | 832 | $2,500 | $3.00 | 24d | 1 | 0.36mi |
| 4473 B St SE #304 Washington, DC | 2.0 | 1.0 | 775 | $1,999 | $2.58 | 22d | 1 | 0.41mi |
| 4427 A St SE Unit 1 Washington, DC | 2.0 | 1.0 | 920 | $1,900 | $2.07 | 24d | 1 | 0.44mi |
| 4805 Texas Ave SE Washington, DC | 1.0–2.0 | 1.0 | 775 | $1,400 | $1.81 | 24d | 1 | 0.46mi |
| 4040 E Capitol St NE Washington, DC | 1.0–2.0 | 1.0–1.5 | 716 | $1,608 | $2.24 | 7d | 1 | 0.51mi |
| 4511 B St SE Washington, DC | 1.0–2.0 | 1.0 | 675 | $1,650 | $2.44 | 24d | 2 | 0.51mi |
| 300 37th St SE Unit 101 Washington, DC | 2.0 | 1.0 | 850 | $1,550 | $1.82 | 24d | 1 | 0.55mi |
| 4110 Ames St NE #14 Washington, DC | 2.0 | 1.0 | 1098 | $1,850 | $1.68 | 24d | 1 | 0.56mi |
| 305 37th St SE Washington, DC | 1.0–2.0 | 1.0–1.5 | 787 | $1,550 | $1.97 | 24d | 1 | 0.58mi |
| 3600 Ely Pl SE Washington, DC | 1.0–3.0 | 1.0 | 719 | $2,088 | $2.90 | 3d | 10 | 0.62mi |
| 4615 Central Ave NE Unit B Washington, DC | 2.0 | 1.0 | 875 | $1,450 | $1.66 | 24d | 1 | 0.62mi |
| 3516 Ely Pl SE Unit 4 Washington, DC | 1.0 | 1.0 | 700 | $1,450 | $2.07 | 24d | 1 | 0.66mi |
| 1193 46th Pl SE Washington, DC | 3.0 | 1.0 | 1056 | $3,200 | $3.03 | 24d | 1 | 0.67mi |
| 5005 D St SE #104 Washington, DC | 2.0 | 1.0 | 772 | $1,700 | $2.20 | 5d | 1 | 0.67mi |
| 319 Anacostia Rd SE Unit 1 Washington, DC | 2.0 | 1.0 | 724 | $1,035 | $1.43 | 24d | 1 | 0.68mi |
| 4236 Benning Rd NE Washington, DC | 1.0 | 1.0 | 700 | $1,095 | $1.56 | 4d | 1 | 0.68mi |
| 4236 Benning Rd NE Unit 302 Washington, DC | 1.0 | 1.0 | 770 | $1,195 | $1.55 | 24d | 1 | 0.68mi |
| 225 43rd Rd NE Unit 203 Washington, DC | 3.0 | 1.5 | 900 | $2,200 | $2.44 | 24d | 1 | 0.68mi |
| 4601 Blaine St NE Unit 1 Washington, DC | 2.0 | 1.0 | 750 | $1,500 | $2.00 | 24d | 1 | 0.69mi |
| 229 43rd Rd NE Washington, DC | 2.0 | 1.0 | 800 | $1,500 | $1.88 | 18d | 1 | 0.70mi |
| 44 49th St SE Unit A1 Washington, DC | 3.0 | 1.0 | 793 | $2,499 | $3.15 | 24d | 1 | 0.71mi |
| 5037 Benning Rd SE Washington, DC | 3.0 | 2.0 | 1184 | $3,100 | $2.62 | 24d | 1 | 0.72mi |
| 3532 Minnesota Ave SE Unit 3 Washington, DC | 3.0 | 1.0 | 1100 | $2,500 | $2.27 | 24d | 1 | 0.73mi |
| 3539 A St SE Washington, DC | 1.0–2.0 | 1.0–2.0 | 807 | $1,403 | $1.74 | 17d | 1 | 0.73mi |
| 5047 Benning Rd SE Unit B Washington, DC | 1.0 | 1.0 | 1184 | $1,200 | $1.01 | 24d | 1 | 0.74mi |
| 4930 A St SE Unit 203 Washington, DC | 3.0 | 1.0 | 750 | $2,815 | $3.75 | 24d | 1 | 0.74mi |
| 4932 A St SE #302 Washington, DC | 2.0 | 2.0 | 1007 | $2,495 | $2.48 | 4d | 1 | 0.77mi |
| 4724 Blaine St NE Washington, DC | 3.0 | 2.0 | 1152 | $3,085 | $2.68 | 2d | 1 | 0.79mi |
| 5119 E St SE Washington, DC | 3.0 | 1.0 | 941 | $4,000 | $4.25 | 19d | 1 | 0.80mi |
| 165 35th St NE Unit 3 Washington, DC | 1.0 | 1.0 | 750 | $1,625 | $2.17 | 24d | 1 | 0.84mi |
| 165 35th St NE Unit 2 Washington, DC | 1.0 | 1.0 | 700 | $1,495 | $2.14 | 24d | 1 | 0.84mi |
| 4348 Southern Ave SE Washington, DC | 3.0 | 1.0 | 860 | $2,400 | $2.79 | 18d | 1 | 0.84mi |
| 212 36th St NE #3 Washington, DC | 3.0 | 1.0 | 750 | $3,450 | $4.60 | 24d | 1 | 0.85mi |
| 212 36th St NE #1 Washington, DC | 2.0 | 1.0 | 750 | $2,550 | $3.40 | 24d | 1 | 0.85mi |
| 195 35th St NE Unit 1 Washington, DC | 2.0 | 1.0 | 716 | $1,800 | $2.51 | 24d | 1 | 0.85mi |
Listing history 8 events
-
2026-06-13statusdays on market $215,000 Pending 11 DOM
-
2026-06-09days on market $215,000 Active 8 DOM
-
2026-06-08days on market $215,000 Active 7 DOM
-
2026-06-07days on market $215,000 Active 6 DOM
-
2026-06-04days on market $215,000 Active 3 DOM
-
2026-06-03days on market $215,000 Active 2 DOM
-
2026-06-02remarks 693-char remark
-
2026-06-02$215,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast DC · Partial reset (capped growth)
- Current annual tax
- $1,726 · $144/mo
- Projected year-2 tax
- $1,726 · $144/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
- Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,733
- − Mortgage interest
- −$12,043
- − Property taxes
- −$1,726
- − Insurance
- −$1,075
- − Repairs & maintenance
- −$2,059
- − Management
- −$2,059
- − Depreciation
- −$6,255
- Taxable income
- $516
- Est. tax owed @ 24.0%
- −$124
- After-tax cash flow
- $3,874/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- District Of Columbia Public Schools
- NCES district ID
- 1100030
- Math proficiency
- 33% ▲ 3.00%
- Reading proficiency
- 40% ▲ 5.00%
- Median HH income
- $67,671
- Composite
- 35.84/100
- National rank
- #9606
- State rank
- #8 of 32 in DC
Livability — Washington
- Score
- 73/100
- State rank
- #1
- US rank
- #5327
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Washington, DC
- County
- District of Columbia · 671,873 people
- City population
- 671,873
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 63,380
- Household income
- $58,296
- Rent vs Own
- Severe rent burden
- 5115.0
Population outlook (District of Columbia County) Hauer SSP2
- Today (2025)
- 821,926 people
- By 2030
- 899,517 · +9.4%
- By 2040
- 1,061,162 · +29.1%
- By 2050
- 1,231,493 · +49.8%
- By 2075
- 1,603,312 · +95.1%
- By 2100
- 1,847,141 · +124.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (87%)
- Race & ethnicity
- Black 87% Hispanic / Latino 7% Two or more races 4% White 2%
- Hispanic origin (detail)
- Mexican 1% Dominican 1%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 6% French/Haitian/Cajun 1%
Political lean MEDSL · District of Columbia
- 2024 margin
- Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
- 2008→2024 swing
- +0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
- All cycles
- 2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -416.91%
- Current HPI
- 326.4481
- Rent YoY
- ▲ 6.06%
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 1.33%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in DC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $153B |
|
||
| Life Sciences / Industrials | 1 | $25B |
|
||
| Industrial Machinery | 1 | $8B |
|
||
Price history
+760.0% since first listed2 events — show timeline
- 2026-06-01 Listed $215,000 BRIGHT MLS
- 1985-05-09 Sold (Public Records) $25,000 Public Records
Property tax history
+9.0%/yrLatest (2025): $1,726 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…