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486 Burbank St SE
C+ Composite 62.44
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.8/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.0/10.0
  • 1% rule +5.0/10.0
  • Rent growth +4.0/5.0
  • Livability +3.7/5.0
  • Schools +3.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$215,000

486 Burbank St SE · Washington, DC 20019
2 bd · 1.0 ba · 1,028 sqft · Townhouse public records · 11 Days on market
Built 1950 2,184 sqft lot Est $286k · 25% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Incredible investment opportunity! This is a two bedroom, two full bath semi-detached all-brick home in the heart of Washington's Fort Dupont Park community! Boasting 1,028 square feet, this three-story residence blends classic masonry with endless opportunities. The main level layout includes a large additional on the rear and full bathroom. Upstairs, you will find two well-proportioned bedrooms flooded with natural light and a central full bathroom. Positioned on a level lot with excellent potential for custom outdoor landscaping or rear parking adjustments. Enjoy a quiet residential atmosphere while remaining under a mile from Fort Dupont Park’s expansive green spaces and community

Key facts

  • 4 parking spots
  • Built 1950
  • Listed 11 days

Tags

SEMI-DETACHED ALL-BRICK HOMELARGE ADDITIONAL ON THE REARCUSTOM OUTDOOR LANDSCAPINGREAR PARKING ADJUSTMENTSQUIET RESIDENTIAL ATMOSPHEREDIRECT ACCESS TO DOWNTOWN

Property features AI

Exterior

  • Parking: Total of 4 garage/parking spaces; Driveway with 2 spaces; 2 off-street spaces; On-street parking available
  • Utilities: Public water; Public sewer
  • Home design: Brick construction
  • Construction: Brick foundation (brick/mortar)
  • Exterior features: Semi-detached property; No tidal water

Interior

  • Bedrooms: 2 bedrooms on the first upper level
  • Bathrooms: 2 full bathrooms (1 on main level, 1 on first upper level)
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Natural gas hot water
  • Interior features: Full basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath townhouse listed at $215k.

Deal economics

  • At list price, monthly cash flow is $333 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $214k (0.3% below list).
  • Recommended offer: $214k (0.3% below list) — sets the bar for 1% rule.
  • Cap rate 8.2% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
  • District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.1%/yr); 276 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($58k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 6.1% rent growth), your $60k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $25k; list at $215k implies a 760% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $214,438 (0.3% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.15%
Cash-on-cash
6.64%
DSCR
1.30
GRM
8.4

CMA / ARV

ARV (on-the-fly)
$285,784
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4263 Hildreth St SE 0.36mi 2/1.5 1,045 (+2%) 3mo $225,000 $215 76
4213 Gorman St SE 0.28mi 2/1.0 1,151 (+12%) 7mo $350,000 $304 61
4244 Hildreth St SE 0.34mi 2/1.0 1,151 (+12%) 4mo $320,000 $278 60
4701 Bass Pl SE 0.49mi 2/2.0 1,004 (-2%) 11mo $312,500 $311 60
121 49th St SE 0.61mi 2/1.0 1,055 (+3%) 9mo $200,000 $190 59
4627 H St SE 0.56mi 3/1.5 (+1) 1,024 (-0%) 9mo $210,000 $205 59
4950 Call Pl SE Unit B2 0.61mi 3/2.0 (+1) 1,055 (+3%) 4mo $285,000 $270 55
27 47th St SE 0.61mi 3/2.0 (+1) 1,053 (+2%) 6mo $415,000 $394 54
4138 E Capitol St NE 0.48mi 3/1.0 (+1) 896 (-13%) 1mo $355,000 $396 51
4414 Dubois Pl SE 0.20mi 3/2.0 (+1) 884 (-14%) 9mo $230,000 $260 51
4628 Hanna Pl SE 0.50mi 2/1.0 896 (-13%) 7mo $215,000 $240 49
135 47th St NE 0.71mi 3/2.0 (+1) 1,178 (+15%) 4mo $460,000 $390 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.06% rent growth · sell at horizon

5-year hold
IRR
-2.9%
Equity multiple
0.89×
Total profit
$-6,862
Equity at exit
$32,057
10-year hold
IRR
9.7%
Equity multiple
1.85×
Total profit
$50,898
Equity at exit
$18,589

Cash invested: $60,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
0 Strongly Tenant-Friendly
State District of Columbia
12 Strongly Tenant-Friendly · D+43
County
— inherits STATE
City Washington
0 Strongly Tenant-Friendly · D+43
Rent Stabilization Program; TOPA gives tenants right of first refusal.

ZIP-level market 20019

Rents YoY
6.1%
Active inventory
276
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,144 high interval (Pro) →
Mortgage (P&I)
$1,127
Tax from tax record
$144 /mo · $1,726/yr
Insurance
$90
HOA
$0
Vacancy / Maint / Mgmt
$450
Net cashflow
$333

Break-even live

Break-even rent $1,723
Max offer price $215,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,750
Closing costs
$6,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4332 Gorman Ter SE Washington, DC 2.0 1.0 832 $2,350 $2.82 22d 1 0.14mi
4318 G St SE Washington, DC 2.0 2.5 1376 $2,500 $1.82 18d 1 0.16mi
608 Chaplin St SE Washington, DC 3.0 2.0 832 $2,200 $2.64 18d 1 0.18mi
3738 D St SE Washington, DC 1.0–2.0 1.0 542 $1,549 $2.86 7d 12 0.34mi
812 Burns St SE Washington, DC 3.0 2.5 1280 $3,300 $2.58 24d 1 0.35mi
4213 Hildreth St SE Washington, DC 2.0 1.5 832 $2,500 $3.00 24d 1 0.36mi
4473 B St SE #304 Washington, DC 2.0 1.0 775 $1,999 $2.58 22d 1 0.41mi
4427 A St SE Unit 1 Washington, DC 2.0 1.0 920 $1,900 $2.07 24d 1 0.44mi
4805 Texas Ave SE Washington, DC 1.0–2.0 1.0 775 $1,400 $1.81 24d 1 0.46mi
4040 E Capitol St NE Washington, DC 1.0–2.0 1.0–1.5 716 $1,608 $2.24 7d 1 0.51mi
4511 B St SE Washington, DC 1.0–2.0 1.0 675 $1,650 $2.44 24d 2 0.51mi
300 37th St SE Unit 101 Washington, DC 2.0 1.0 850 $1,550 $1.82 24d 1 0.55mi
4110 Ames St NE #14 Washington, DC 2.0 1.0 1098 $1,850 $1.68 24d 1 0.56mi
305 37th St SE Washington, DC 1.0–2.0 1.0–1.5 787 $1,550 $1.97 24d 1 0.58mi
3600 Ely Pl SE Washington, DC 1.0–3.0 1.0 719 $2,088 $2.90 3d 10 0.62mi
4615 Central Ave NE Unit B Washington, DC 2.0 1.0 875 $1,450 $1.66 24d 1 0.62mi
3516 Ely Pl SE Unit 4 Washington, DC 1.0 1.0 700 $1,450 $2.07 24d 1 0.66mi
1193 46th Pl SE Washington, DC 3.0 1.0 1056 $3,200 $3.03 24d 1 0.67mi
5005 D St SE #104 Washington, DC 2.0 1.0 772 $1,700 $2.20 5d 1 0.67mi
319 Anacostia Rd SE Unit 1 Washington, DC 2.0 1.0 724 $1,035 $1.43 24d 1 0.68mi
4236 Benning Rd NE Washington, DC 1.0 1.0 700 $1,095 $1.56 4d 1 0.68mi
4236 Benning Rd NE Unit 302 Washington, DC 1.0 1.0 770 $1,195 $1.55 24d 1 0.68mi
225 43rd Rd NE Unit 203 Washington, DC 3.0 1.5 900 $2,200 $2.44 24d 1 0.68mi
4601 Blaine St NE Unit 1 Washington, DC 2.0 1.0 750 $1,500 $2.00 24d 1 0.69mi
229 43rd Rd NE Washington, DC 2.0 1.0 800 $1,500 $1.88 18d 1 0.70mi
44 49th St SE Unit A1 Washington, DC 3.0 1.0 793 $2,499 $3.15 24d 1 0.71mi
5037 Benning Rd SE Washington, DC 3.0 2.0 1184 $3,100 $2.62 24d 1 0.72mi
3532 Minnesota Ave SE Unit 3 Washington, DC 3.0 1.0 1100 $2,500 $2.27 24d 1 0.73mi
3539 A St SE Washington, DC 1.0–2.0 1.0–2.0 807 $1,403 $1.74 17d 1 0.73mi
5047 Benning Rd SE Unit B Washington, DC 1.0 1.0 1184 $1,200 $1.01 24d 1 0.74mi
4930 A St SE Unit 203 Washington, DC 3.0 1.0 750 $2,815 $3.75 24d 1 0.74mi
4932 A St SE #302 Washington, DC 2.0 2.0 1007 $2,495 $2.48 4d 1 0.77mi
4724 Blaine St NE Washington, DC 3.0 2.0 1152 $3,085 $2.68 2d 1 0.79mi
5119 E St SE Washington, DC 3.0 1.0 941 $4,000 $4.25 19d 1 0.80mi
165 35th St NE Unit 3 Washington, DC 1.0 1.0 750 $1,625 $2.17 24d 1 0.84mi
165 35th St NE Unit 2 Washington, DC 1.0 1.0 700 $1,495 $2.14 24d 1 0.84mi
4348 Southern Ave SE Washington, DC 3.0 1.0 860 $2,400 $2.79 18d 1 0.84mi
212 36th St NE #3 Washington, DC 3.0 1.0 750 $3,450 $4.60 24d 1 0.85mi
212 36th St NE #1 Washington, DC 2.0 1.0 750 $2,550 $3.40 24d 1 0.85mi
195 35th St NE Unit 1 Washington, DC 2.0 1.0 716 $1,800 $2.51 24d 1 0.85mi

Listing history 8 events

  1. 2026-06-13
    statusdays on market $215,000 Pending 11 DOM
  2. 2026-06-09
    days on market $215,000 Active 8 DOM
  3. 2026-06-08
    days on market $215,000 Active 7 DOM
  4. 2026-06-07
    days on market $215,000 Active 6 DOM
  5. 2026-06-04
    days on market $215,000 Active 3 DOM
  6. 2026-06-03
    days on market $215,000 Active 2 DOM
  7. 2026-06-02
    remarks 693-char remark
  8. 2026-06-02
    listed $215,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast DC · Partial reset (capped growth)

Current annual tax
$1,726 · $144/mo
Projected year-2 tax
$1,726 · $144/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥104°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,733
− Mortgage interest
−$12,043
− Property taxes
−$1,726
− Insurance
−$1,075
− Repairs & maintenance
−$2,059
− Management
−$2,059
− Depreciation
−$6,255
Taxable income
$516
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$124
After-tax cash flow
$3,874/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
District Of Columbia Public Schools
NCES district ID
1100030
Math proficiency
33% ▲ 3.00%
Reading proficiency
40% ▲ 5.00%
Median HH income
$67,671
Composite
35.84/100
National rank
#9606
State rank
#8 of 32 in DC

Livability — Washington

Score
73/100
State rank
#1
US rank
#5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Washington, DC
County
District of Columbia · 671,873 people
City population
671,873
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
Population (ZIP)
63,380
Household income
$58,296
Rent vs Own
58.2% rent · 41.8% own
Severe rent burden
5115.0

Population outlook (District of Columbia County) Hauer SSP2

Today (2025)
821,926 people
By 2030
899,517 · +9.4%
By 2040
1,061,162 · +29.1%
By 2050
1,231,493 · +49.8%
By 2075
1,603,312 · +95.1%
By 2100
1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (87%)
Race & ethnicity
Black 87% Hispanic / Latino 7% Two or more races 4% White 2%
Hispanic origin (detail)
Mexican 1% Dominican 1%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · District of Columbia

2024 margin
Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
2008→2024 swing
+0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
All cycles
2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -416.91%
Current HPI
326.4481
Rent YoY
▲ 6.06%
Metro
Washington-Arlington-Alexandria, DC-VA-MD-WV
State GDP YoY
▲ 1.33%
F500 in state
6

Industry mix (Fortune 500 HQ in DC)

Industry F500 HQs Revenue

Price history

+760.0% since first listed
2 events — show timeline
  • 2026-06-01 Listed $215,000 BRIGHT MLS
  • 1985-05-09 Sold (Public Records) $25,000 Public Records

Property tax history

+9.0%/yr

Latest (2025): $1,726 · +8.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…