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750 Four Winds Ln
C Composite 56.05
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • ARV discount +15.0/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.0/10.0
  • Livability +3.6/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$219,900

750 Four Winds Ln · Jonesboro, GA 30238
4 bd · 3.0 ba · 1,855 sqft · SingleFamily public records · 36 Days on market
Built 1977 0.45 ac lot $119/sqft · 17% below area Est $265k · 17% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

Key facts

  • Private backyard
  • Ample cabinet space
  • 0.45 acre lot

Tags

AMPLE CABINET SPACEPRIVATE BACKYARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/3.0-bath single-family listed at $220k.

Deal economics

  • At list price, monthly cash flow is $248 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (0.3% below list).
  • Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.6% vs local median 5.0% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#63 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: crime C-, employment D, schools F.
  • Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+2.1%/yr); 251 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
  • This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 36 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
  • 23 sale attempts since 8y ago; this cycle's ask has dropped $109k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $170k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,303 (3.0% below list)

Questions for the listing agent

  1. It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
7.65%
Cash-on-cash
4.84%
DSCR
1.22
GRM
8.4

CMA / ARV

ARV (median comp)
$265,356
List price
$219,900
Delta
-17.13%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
750 Four Winds Ln 0.00mi 4/3.0 1,855 (0%) 1mo $209,000 $113 99
770 Four Winds Ln 0.06mi 4/3.0 1,928 (+4%) 6mo $236,900 $123 86
9343 Haley Ct 0.24mi 3/2.5 (-1) 1,926 (+4%) 12mo $234,400 $122 65
9463 Rollinghills Dr 0.48mi 3/2.5 (-1) 1,780 (-4%) 6mo $195,000 $110 59
9615 Margaret Ln 0.49mi 4/3.0 2,075 (+12%) 4mo $375,000 $181 55
9381 Windward Ct 0.37mi 3/2.0 (-1) 1,655 (-11%) 5mo $245,000 $148 52
9347 Haley Ct 0.25mi 3/2.5 (-1) 1,622 (-13%) 12mo $271,000 $167 51
784 Castlebrooke Dr 0.54mi 4/3.0 2,008 (+8%) 15mo $295,000 $147 49
9588 Poston Rd 0.65mi 3/2.0 (-1) 1,740 (-6%) 9mo $250,000 $144 43
709 Willow Bend Dr 0.74mi 3/2.0 (-1) 1,666 (-10%) 0mo $238,500 $143 39
563 Fieldgreen Dr 0.70mi 3/2.0 (-1) 1,724 (-7%) 11mo $250,000 $145 38
706 Willow Bend Dr 0.69mi 3/2.5 (-1) 2,092 (+13%) 9mo $220,000 $105 32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.06% rent growth · sell at horizon

5-year hold
IRR
-9.8%
Equity multiple
0.65×
Total profit
$-21,852
Equity at exit
$32,788
10-year hold
IRR
-1.7%
Equity multiple
0.89×
Total profit
$-6,880
Equity at exit
$19,013

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30238

Home prices YoY
-33.3%
Rents YoY
2.1%
Active inventory
251
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,192 high interval (Pro) →
Mortgage (P&I)
$1,153
Tax from tax record
$239 /mo · $2,865/yr
Insurance
$92
HOA
$0
Vacancy / Maint / Mgmt
$460
Net cashflow
$248

Break-even live

Break-even rent $1,878
Max offer price $219,900
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,975
Closing costs
$6,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 11 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
967 Wynnbrook Ln Jonesboro, GA 3.0 2.0 1619 $1,985 $1.23 5d 1 0.48mi
559 Cypress Estates Cv Jonesboro, GA 3.0 2.5 2279 $2,245 $0.99 44d 1 0.56mi
312 Stillwood Ct Jonesboro, GA 4.0 3.0 1598 $2,800 $1.75 44d 1 0.84mi
782 Dunaire Way Jonesboro, GA 3.0 1.5 1600 $1,385 $0.87 44d 1 0.98mi
9570 Briar Creek Ln Jonesboro, GA 3.0 2.0 1820 $1,795 $0.99 24d 1 1.03mi
1320 Silverstone Trl Jonesboro, GA 3.0 2.0 1954 $2,045 $1.05 17d 1 1.20mi
10348 Commons Xing Jonesboro, GA 3.0 2.0 1372 $2,500 $1.82 17d 1 1.38mi
10342 Commons Xing Jonesboro, GA 4.0 3.0 2277 $2,450 $1.08 44d 1 1.40mi
1324 Interlaken Pass Jonesboro, GA 4.0 2.5 2260 $1,928 $0.85 24d 1 1.43mi
10311 Commons Xing Jonesboro, GA 3.0 2.0 2051 $2,020 $0.98 44d 1 1.47mi
1139 Commons Ct Jonesboro, GA 3.0 2.0 1421 $1,795 $1.26 21d 1 1.48mi

Listing history 50 events

  1. 2026-05-13
    status Pending 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  2. 2026-05-13
    status Under Contract 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  3. 2026-05-05
    price $219,900 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  4. 2026-05-05
    price $219,900 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  5. 2026-04-06
    listed $328,500 Active 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  6. 2026-04-06
    listed $328,500 New 522-char remark
    Show marketing remark (522 chars)

    Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.

  7. 2026-03-12
    historical
  8. 2026-03-12
    historical
  9. 2026-03-11
    status Back On Market
  10. 2026-03-11
    status Active
  11. 2026-03-03
    status Under Contract
  12. 2026-03-03
    status Pending
  13. 2026-03-03
    status Active
  14. 2026-03-03
    status Back On Market
  15. 2026-01-21
    status Under Contract
  16. 2026-01-21
    status Pending
  17. 2026-01-13
    status Back On Market
  18. 2026-01-13
    status Active
  19. 2026-01-13
    status Under Contract
  20. 2026-01-13
    status Pending
  21. 2025-12-23
    listed $249,000 Active
  22. 2025-12-23
    listed $249,000 New
  23. 2022-04-22
    price $1,845
  24. 2022-04-19
    price $1,845
  25. 2021-10-29
    soldstatus $170,000 Closed
  26. 2021-10-29
    soldstatus $170,000 Sold
  27. 2021-10-29
    soldstatus $170,000
  28. 2021-09-27
    status Under Contract
  29. 2021-09-27
    historical Active Under Contract
  30. 2021-09-24
    status Active
  31. 2021-09-24
    historical
  32. 2021-09-21
    status Back on Market
  33. 2021-09-18
    status Active
  34. 2021-09-11
    status Under Contract
  35. 2021-09-11
    historical Active Under Contract
  36. 2021-09-02
    listed $205,000 New
  37. 2021-08-24
    historical
  38. 2021-08-10
    status Active
  39. 2021-08-07
    status Active
  40. 2021-07-31
    listed $205,000 Active
  41. 2021-07-31
    listed $205,000 New
  42. 2020-01-24
    soldstatus $140,000
  43. 2020-01-03
    soldstatus $140,000 Sold
  44. 2019-09-30
    status Under Contract
  45. 2019-09-17
    price $140,000
  46. 2019-09-16
    historical
  47. 2019-09-13
    listed $145,000 New
  48. 2019-09-02
    status Back on Market
  49. 2019-08-05
    status Under Contract
  50. 2019-07-09
    price $145,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$2,865 · $239/mo
Projected year-2 tax
$2,865 · $239/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$26,309
− Mortgage interest
−$12,318
− Property taxes
−$2,865
− Insurance
−$1,100
− Repairs & maintenance
−$2,105
− Management
−$2,105
− Depreciation
−$6,397
Taxable loss
−$580
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$139
After-tax cash flow
$3,121/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Clayton County
NCES district ID
1301230
Math proficiency
11% ▼ -13.00%
Reading proficiency
20% ▼ -9.00%
Median HH income
$42,266
Composite
13.41/100
National rank
#9527
State rank
#155 of 174 in GA

Livability — Jonesboro

Score
72/100
State rank
#63
US rank
#6030

Category grades

Amenities C+ Commute F Cost of living A+ Crime C- Employment D Housing A- Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Clayton County · 230,153 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
43,191
Household income
$62,185
Rent vs Own
36.2% rent · 63.8% own
Severe rent burden
1992.0

Population outlook (Clayton County) Hauer SSP2

Today (2025)
310,777 people
By 2030
329,762 · +6.1%
By 2040
368,052 · +18.4%
By 2050
401,196 · +29.1%
By 2075
472,488 · +52.0%
By 2100
500,446 · +61.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (71%)
Race & ethnicity
Black 71% Hispanic / Latino 17% White 7% Two or more races 7%
Hispanic origin (detail)
Mexican 13% Puerto Rican 2%
Foreign-born
11% · Canada, United Kingdom
Languages at home
83% English-only · Spanish 14% French/Haitian/Cajun 1%

Political lean MEDSL · Clayton

2024 margin
Solid D (+69.2) · D 84.3% · R 15.1%
2008→2024 swing
+2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
All cycles
2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -105.48%
Current HPI
211.6309
Rent YoY
▲ 2.06%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+238.3% since first listed
61 events — show timeline
  • 2026-05-13 Pending FMLS
  • 2026-05-13 Pending GAMLS
  • 2026-05-05 Price Changed $219,900 GAMLS
  • 2026-05-05 Price Changed $219,900 FMLS
  • 2026-04-06 Listed $328,500 GAMLS
  • 2026-04-06 Listed $328,500 FMLS
  • 2026-03-12 Listing Removed GAMLS
  • 2026-03-12 Listing Removed FMLS
  • 2026-03-11 Relisted GAMLS
  • 2026-03-11 Relisted FMLS
  • 2026-03-03 Pending GAMLS
  • 2026-03-03 Pending FMLS
  • 2026-03-03 Relisted FMLS
  • 2026-03-03 Relisted GAMLS
  • 2026-01-21 Pending GAMLS
  • 2026-01-21 Pending FMLS
  • 2026-01-13 Relisted GAMLS
  • 2026-01-13 Relisted FMLS
  • 2026-01-13 Pending GAMLS
  • 2026-01-13 Pending FMLS
  • 2025-12-23 Listed $249,000 GAMLS
  • 2025-12-23 Listed $249,000 FMLS
  • 2022-04-22 Price Changed $1,845 RENT.
  • 2022-04-19 Price Changed $1,845 RENT.
  • 2021-10-29 Sold (Public Records) $170,000 Public Records
  • 2021-10-29 Sold (MLS) $170,000 GAMLS
  • 2021-10-29 Sold (MLS) $170,000 FMLS
  • 2021-09-27 Pending GAMLS
  • 2021-09-27 Contingent FMLS
  • 2021-09-24 Relisted GAMLS
  • 2021-09-24 Listing Removed GAMLS
  • 2021-09-21 Relisted GAMLS
  • 2021-09-18 Relisted FMLS
  • 2021-09-11 Pending GAMLS
  • 2021-09-11 Contingent FMLS
  • 2021-09-02 Listed $205,000 GAMLS
  • 2021-08-24 Listing Removed GAMLS
  • 2021-08-10 Relisted FMLS
  • 2021-08-07 Relisted FMLS
  • 2021-07-31 Listed $205,000 GAMLS
  • 2021-07-31 Listed $205,000 FMLS
  • 2020-01-24 Sold (Public Records) $140,000 Public Records
  • 2020-01-03 Sold (MLS) $140,000 GAMLS
  • 2019-09-30 Pending GAMLS
  • 2019-09-17 Price Changed $140,000 GAMLS
  • 2019-09-16 Listing Removed GAMLS
  • 2019-09-13 Listed $145,000 GAMLS
  • 2019-09-02 Relisted GAMLS
  • 2019-08-05 Pending GAMLS
  • 2019-07-09 Price Changed $145,000 GAMLS
  • 2019-06-07 Listed $150,000 GAMLS
  • 2019-06-01 Listing Removed GAMLS
  • 2019-04-29 Price Changed $155,000 GAMLS
  • 2019-04-26 Relisted GAMLS
  • 2019-04-01 Pending GAMLS
  • 2019-03-26 Price Changed $145,000 GAMLS
  • 2019-03-02 Price Changed $148,000 GAMLS
  • 2019-02-19 Price Changed $149,900 GAMLS
  • 2018-12-20 Price Changed $155,000 GAMLS
  • 2018-11-12 Listed $165,000 GAMLS
  • 1986-11-12 Sold (Public Records) $65,000 Public Records

Property tax history

+6.2%/yr

Latest (2025): $2,865 · -1.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…