750 Four Winds Ln · Jonesboro, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 6/10 · Moderate
- Hot days now (above 105°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 27.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 6 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +19.5/30.0
- ARV discount +15.0/15.0
- DSCR +6.2/10.0
- 1% rule +5.0/10.0
- Livability +3.6/5.0
- Rent growth +3.0/5.0
- Condition / age +2.5/5.0
- Schools +1.3/10.0
- Appreciation +0.0/10.0
$219,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
Key facts
- Private backyard
- Ample cabinet space
- 0.45 acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath single-family listed at $220k.
Deal economics
- At list price, monthly cash flow is $248 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (0.3% below list).
- Recommended offer: $213k (3.0% below list) — sets the bar for market timing.
- Cap rate 7.6% vs local median 5.0% in Jonesboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#63 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A-; Watch: crime C-, employment D, schools F.
- Clayton County (suburban): math 11% / reading 20% proficiency, ranked #155 of 174 in GA (top 89%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 78% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+2.1%/yr); 251 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 865 units permitted in Clayton County in 2024 (448 in 5+ unit buildings).
- This rent runs 42% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Clayton County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 36 days — a 3% lower offer ($213k) is reasonable based on typical stale-listing flexibility.
- 23 sale attempts since 8y ago; this cycle's ask has dropped $109k (33%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $170k; 29% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 36 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.00% ✗
- Cap rate
- 7.65%
- Cash-on-cash
- 4.84%
- DSCR
- 1.22
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $265,356
- List price
- $219,900
- Delta
- -17.13%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 750 Four Winds Ln | 0.00mi | 4/3.0 | 1,855 (0%) | 1mo | $209,000 | $113 | 99 |
| 770 Four Winds Ln | 0.06mi | 4/3.0 | 1,928 (+4%) | 6mo | $236,900 | $123 | 86 |
| 9343 Haley Ct | 0.24mi | 3/2.5 (-1) | 1,926 (+4%) | 12mo | $234,400 | $122 | 65 |
| 9463 Rollinghills Dr | 0.48mi | 3/2.5 (-1) | 1,780 (-4%) | 6mo | $195,000 | $110 | 59 |
| 9615 Margaret Ln | 0.49mi | 4/3.0 | 2,075 (+12%) | 4mo | $375,000 | $181 | 55 |
| 9381 Windward Ct | 0.37mi | 3/2.0 (-1) | 1,655 (-11%) | 5mo | $245,000 | $148 | 52 |
| 9347 Haley Ct | 0.25mi | 3/2.5 (-1) | 1,622 (-13%) | 12mo | $271,000 | $167 | 51 |
| 784 Castlebrooke Dr | 0.54mi | 4/3.0 | 2,008 (+8%) | 15mo | $295,000 | $147 | 49 |
| 9588 Poston Rd | 0.65mi | 3/2.0 (-1) | 1,740 (-6%) | 9mo | $250,000 | $144 | 43 |
| 709 Willow Bend Dr | 0.74mi | 3/2.0 (-1) | 1,666 (-10%) | 0mo | $238,500 | $143 | 39 |
| 563 Fieldgreen Dr | 0.70mi | 3/2.0 (-1) | 1,724 (-7%) | 11mo | $250,000 | $145 | 38 |
| 706 Willow Bend Dr | 0.69mi | 3/2.5 (-1) | 2,092 (+13%) | 9mo | $220,000 | $105 | 32 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.06% rent growth · sell at horizon
- IRR
- -9.8%
- Equity multiple
- 0.65×
- Total profit
- $-21,852
- Equity at exit
- $32,788
- IRR
- -1.7%
- Equity multiple
- 0.89×
- Total profit
- $-6,880
- Equity at exit
- $19,013
Cash invested: $61,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30238
- Home prices YoY
- -33.3%
- Rents YoY
- 2.1%
- Active inventory
- 251
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,192 high interval (Pro) →
- Mortgage (P&I)
- −$1,153
- Tax from tax record
- −$239 /mo · $2,865/yr
- Insurance
- −$92
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$460
- Net cashflow
- $248
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $54,975
- Closing costs
- $6,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 11 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 967 Wynnbrook Ln Jonesboro, GA | 3.0 | 2.0 | 1619 | $1,985 | $1.23 | 5d | 1 | 0.48mi |
| 559 Cypress Estates Cv Jonesboro, GA | 3.0 | 2.5 | 2279 | $2,245 | $0.99 | 44d | 1 | 0.56mi |
| 312 Stillwood Ct Jonesboro, GA | 4.0 | 3.0 | 1598 | $2,800 | $1.75 | 44d | 1 | 0.84mi |
| 782 Dunaire Way Jonesboro, GA | 3.0 | 1.5 | 1600 | $1,385 | $0.87 | 44d | 1 | 0.98mi |
| 9570 Briar Creek Ln Jonesboro, GA | 3.0 | 2.0 | 1820 | $1,795 | $0.99 | 24d | 1 | 1.03mi |
| 1320 Silverstone Trl Jonesboro, GA | 3.0 | 2.0 | 1954 | $2,045 | $1.05 | 17d | 1 | 1.20mi |
| 10348 Commons Xing Jonesboro, GA | 3.0 | 2.0 | 1372 | $2,500 | $1.82 | 17d | 1 | 1.38mi |
| 10342 Commons Xing Jonesboro, GA | 4.0 | 3.0 | 2277 | $2,450 | $1.08 | 44d | 1 | 1.40mi |
| 1324 Interlaken Pass Jonesboro, GA | 4.0 | 2.5 | 2260 | $1,928 | $0.85 | 24d | 1 | 1.43mi |
| 10311 Commons Xing Jonesboro, GA | 3.0 | 2.0 | 2051 | $2,020 | $0.98 | 44d | 1 | 1.47mi |
| 1139 Commons Ct Jonesboro, GA | 3.0 | 2.0 | 1421 | $1,795 | $1.26 | 21d | 1 | 1.48mi |
Listing history 50 events
-
2026-05-13status Pending 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
-
2026-05-13status Under Contract 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
-
2026-05-05price $219,900 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
-
2026-05-05price $219,900 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
-
2026-04-06$328,500 Active 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
-
2026-04-06$328,500 New 522-char remark
Show marketing remark (522 chars)
Spacious one-story home featuring 3 bedrooms and 2 bathrooms with a functional layout. The living area offers plenty of natural light and flows into the kitchen, which includes ample cabinet and counter space for everyday living. The primary suite provides a comfortable retreat, while additional bedrooms offer flexibility for guests, office space, or hobbies. Enjoy a private backyard ideal for relaxing or entertaining, with practical features throughout completing this home. One or more photo(s) was virtually staged.
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2026-03-12historical
-
2026-03-12historical
-
2026-03-11status Back On Market
-
2026-03-11status Active
-
2026-03-03status Under Contract
-
2026-03-03status Pending
-
2026-03-03status Active
-
2026-03-03status Back On Market
-
2026-01-21status Under Contract
-
2026-01-21status Pending
-
2026-01-13status Back On Market
-
2026-01-13status Active
-
2026-01-13status Under Contract
-
2026-01-13status Pending
-
2025-12-23$249,000 Active
-
2025-12-23$249,000 New
-
2022-04-22price $1,845
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2022-04-19price $1,845
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2021-10-29soldstatus $170,000 Closed
-
2021-10-29soldstatus $170,000 Sold
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2021-10-29soldstatus $170,000
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2021-09-27status Under Contract
-
2021-09-27historical Active Under Contract
-
2021-09-24status Active
-
2021-09-24historical
-
2021-09-21status Back on Market
-
2021-09-18status Active
-
2021-09-11status Under Contract
-
2021-09-11historical Active Under Contract
-
2021-09-02$205,000 New
-
2021-08-24historical
-
2021-08-10status Active
-
2021-08-07status Active
-
2021-07-31$205,000 Active
-
2021-07-31$205,000 New
-
2020-01-24soldstatus $140,000
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2020-01-03soldstatus $140,000 Sold
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2019-09-30status Under Contract
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2019-09-17price $140,000
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2019-09-16historical
-
2019-09-13$145,000 New
-
2019-09-02status Back on Market
-
2019-08-05status Under Contract
-
2019-07-09price $145,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $2,865 · $239/mo
- Projected year-2 tax
- $2,865 · $239/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 6/10 Major 7 d/yr ≥105°F today · 17 d/yr by 30 yrs out
- Wind 6/10 Major 27% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,309
- − Mortgage interest
- −$12,318
- − Property taxes
- −$2,865
- − Insurance
- −$1,100
- − Repairs & maintenance
- −$2,105
- − Management
- −$2,105
- − Depreciation
- −$6,397
- Taxable loss
- −$580
- Est. tax savings @ 24.0%
- +$139
- After-tax cash flow
- $3,121/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Clayton County
- NCES district ID
- 1301230
- Math proficiency
- 11% ▼ -13.00%
- Reading proficiency
- 20% ▼ -9.00%
- Median HH income
- $42,266
- Composite
- 13.41/100
- National rank
- #9527
- State rank
- #155 of 174 in GA
Livability — Jonesboro
- Score
- 72/100
- State rank
- #63
- US rank
- #6030
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Clayton County · 230,153 people
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 43,191
- Household income
- $62,185
- Rent vs Own
- Severe rent burden
- 1992.0
Population outlook (Clayton County) Hauer SSP2
- Today (2025)
- 310,777 people
- By 2030
- 329,762 · +6.1%
- By 2040
- 368,052 · +18.4%
- By 2050
- 401,196 · +29.1%
- By 2075
- 472,488 · +52.0%
- By 2100
- 500,446 · +61.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (71%)
- Race & ethnicity
- Black 71% Hispanic / Latino 17% White 7% Two or more races 7%
- Hispanic origin (detail)
- Mexican 13% Puerto Rican 2%
- Foreign-born
- 11% · Canada, United Kingdom
- Languages at home
- 83% English-only · Spanish 14% French/Haitian/Cajun 1%
Political lean MEDSL · Clayton
- 2024 margin
- Solid D (+69.2) · D 84.3% · R 15.1%
- 2008→2024 swing
- +2.8pp toward D · 2008: 66.4pp · 2024: 69.2pp
- All cycles
- 2024: D+69.2 2020: D+70.9 2016: D+71.9 2012: D+70.1 2008: D+66.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -105.48%
- Current HPI
- 211.6309
- Rent YoY
- ▲ 2.06%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
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Price history
+238.3% since first listed61 events — show timeline
- 2026-05-13 Pending — FMLS
- 2026-05-13 Pending — GAMLS
- 2026-05-05 Price Changed $219,900 GAMLS
- 2026-05-05 Price Changed $219,900 FMLS
- 2026-04-06 Listed $328,500 GAMLS
- 2026-04-06 Listed $328,500 FMLS
- 2026-03-12 Listing Removed — GAMLS
- 2026-03-12 Listing Removed — FMLS
- 2026-03-11 Relisted — GAMLS
- 2026-03-11 Relisted — FMLS
- 2026-03-03 Pending — GAMLS
- 2026-03-03 Pending — FMLS
- 2026-03-03 Relisted — FMLS
- 2026-03-03 Relisted — GAMLS
- 2026-01-21 Pending — GAMLS
- 2026-01-21 Pending — FMLS
- 2026-01-13 Relisted — GAMLS
- 2026-01-13 Relisted — FMLS
- 2026-01-13 Pending — GAMLS
- 2026-01-13 Pending — FMLS
- 2025-12-23 Listed $249,000 GAMLS
- 2025-12-23 Listed $249,000 FMLS
- 2022-04-22 Price Changed $1,845 RENT.
- 2022-04-19 Price Changed $1,845 RENT.
- 2021-10-29 Sold (Public Records) $170,000 Public Records
- 2021-10-29 Sold (MLS) $170,000 GAMLS
- 2021-10-29 Sold (MLS) $170,000 FMLS
- 2021-09-27 Pending — GAMLS
- 2021-09-27 Contingent — FMLS
- 2021-09-24 Relisted — GAMLS
- 2021-09-24 Listing Removed — GAMLS
- 2021-09-21 Relisted — GAMLS
- 2021-09-18 Relisted — FMLS
- 2021-09-11 Pending — GAMLS
- 2021-09-11 Contingent — FMLS
- 2021-09-02 Listed $205,000 GAMLS
- 2021-08-24 Listing Removed — GAMLS
- 2021-08-10 Relisted — FMLS
- 2021-08-07 Relisted — FMLS
- 2021-07-31 Listed $205,000 GAMLS
- 2021-07-31 Listed $205,000 FMLS
- 2020-01-24 Sold (Public Records) $140,000 Public Records
- 2020-01-03 Sold (MLS) $140,000 GAMLS
- 2019-09-30 Pending — GAMLS
- 2019-09-17 Price Changed $140,000 GAMLS
- 2019-09-16 Listing Removed — GAMLS
- 2019-09-13 Listed $145,000 GAMLS
- 2019-09-02 Relisted — GAMLS
- 2019-08-05 Pending — GAMLS
- 2019-07-09 Price Changed $145,000 GAMLS
- 2019-06-07 Listed $150,000 GAMLS
- 2019-06-01 Listing Removed — GAMLS
- 2019-04-29 Price Changed $155,000 GAMLS
- 2019-04-26 Relisted — GAMLS
- 2019-04-01 Pending — GAMLS
- 2019-03-26 Price Changed $145,000 GAMLS
- 2019-03-02 Price Changed $148,000 GAMLS
- 2019-02-19 Price Changed $149,900 GAMLS
- 2018-12-20 Price Changed $155,000 GAMLS
- 2018-11-12 Listed $165,000 GAMLS
- 1986-11-12 Sold (Public Records) $65,000 Public Records
Property tax history
+6.2%/yrLatest (2025): $2,865 · -1.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…