18067 W Udall Dr · Surprise, AZ 85374

$299,000

2 bd · 3.0 ba · 1,178 sqft · SingleFamily public records · 265 Days on market

Built 1998 5,250 sqft lot $254/sqft · 17% below area Est $358k · 17% under $205/mo HOA · 8% of rent ↓ 13% since listing

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.9/15.0
• Cash flow +13.6/30.0
• DSCR +4.1/10.0
• Livability +3.7/5.0
• 1% rule +3.6/10.0
• Schools +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Come make this home your own! This charming single-level home in the gated 55+ Arizona Traditions community now features fresh interior paint and brand-new LVP flooring throughout. The inviting front porch is perfect for iced tea with neighbors, while the backyard offers plenty of shade for relaxing. Inside, the spacious living room welcomes you with a cozy fireplace, and the eat-in kitchen includes a custom built-in bench, pantry with slide-out shelves, and durable countertops. The large, light-filled primary suite boasts a walk-in closet, while the guest bedroom and separate office provide extra flexibility. The garage offers built-in cabinets for added storage. Community amenities include golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room, and lots of clubs!

Key facts

• Gated community
• Inviting front porch
• Backyard shade

Tags

• GATED COMMUNITY
• FRESH INTERIOR PAINT
• NEW LVP FLOORING
• INVITING FRONT PORCH
• BACKYARD SHADE
• COZY FIREPLACE

What this means for you Summary

Snapshot

• This is a 2-bed/3.0-bath single-family listed at $299k.

Deal economics

• At list price, monthly cash flow is $17 ($207/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $258k (13.7% below list).
• Recommended offer: $258k (13.7% below list) — sets the bar for 1% rule.
• Cap rate 6.4% vs local median 3.3% in Surprise — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#19 in AZ, #4,616 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, employment A-; Watch: health & safety D+, amenities D-, commute F.
• Dysart Unified District (4243) (suburban): math 34% / reading 40% proficiency, ranked #73 of 249 in AZ (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents flat; 404 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 36,011 units permitted in Maricopa County in 2024 (12,801 in 5+ unit buildings).
• This rent runs 38% of the median local income ($81k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $9k of value loss. Plan a longer hold.
• Maricopa County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 265 days — a 12% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 3y ago; this cycle's ask has dropped $36k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 6→14/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $258,069 (13.7% below list)

Questions for the listing agent

1. It's been on market 265 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.36%
• Cash-on-cash: 0.25%
• DSCR: 1.01
• GRM: 9.7

CMA / ARV

• ARV (median comp): $358,236
• List price: $299,000
• Delta: -16.54%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
18021 W Fairway Dr	0.12mi	2/2.0	1,270 (+8%)	2mo	$308,000	$243	75
17970 W Deneen Way	0.24mi	2/2.0	1,270 (+8%)	2mo	$317,000	$250	70
18052 W Udall Dr	0.05mi	2/2.0	1,309 (+11%)	7mo	$317,000	$242	70
17913 N Fiesta Dr	0.58mi	2/2.0	1,200 (+2%)	2mo	$270,000	$225	64
18053 W Fairway Dr	0.06mi	2/1.8	1,077 (-9%)	17mo	$327,000	$304	64
18076 W Browning Dr	0.67mi	2/2.0	1,200 (+2%)	3mo	$300,000	$250	60
18030 W Legend Dr	0.51mi	2/2.0	1,077 (-9%)	2mo	$324,000	$301	56
17471 N Fairway Dr	0.31mi	2/2.0	1,336 (+13%)	5mo	$320,000	$240	55
17805 W Arizona Dr	0.71mi	2/2.0	1,160 (-2%)	10mo	$297,550	$257	52
18072 W Stinson Dr	0.58mi	2/1.8	1,200 (+2%)	21mo	$320,000	$267	47
17825 W Arizona Dr	0.66mi	2/2.0	1,270 (+8%)	10mo	$319,600	$252	44
18109 W Skyline Dr	0.68mi	1/2.0 (-1)	1,200 (+2%)	16mo	$321,900	$268	42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.14% rent growth · sell at horizon

5-year hold

• IRR: -19.1%
• Equity multiple: 0.35×
• Total profit: $-54,560
• Equity at exit: $44,582

10-year hold

• IRR: -18.8%
• Equity multiple: 0.12×
• Total profit: $-74,027
• Equity at exit: $25,852

Cash invested: $83,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85374

• Home prices YoY: -18.3%
• Rents YoY: 0.1%
• Active inventory: 404
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,581 high
• Mortgage (P&I): −$1,568
• Tax from tax record: −$124 /mo · $1,487/yr
• Insurance: −$125
• HOA: −$205
• Vacancy / Maint / Mgmt: −$542
• Net cashflow: $17

Break-even live

Break-even rent $2,559

Max offer price $299,000

Occupancy floor 94%

Sensitivity live

Price	-10% $187	-5% $102	+0% $17	+5% $-67	+10% $-152
Rent	-10% $-187	-5% $-85	+0% $17	+5% $119	+10% $221
Rate	-1.0pp $168	-0.5pp $93	base $17	+0.5pp $-60	+1.0pp $-139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,750
• Closing costs: $8,970
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
18050 W Legend Dr Surprise, AZ	2.0	2.0	1441	$4,500	$3.12	44d	1	0.08mi
18027 W Udall Dr Surprise, AZ	2.0	2.0	1439	$1,950	$1.36	19d	1	0.12mi
17785 W Bell Rd Surprise, AZ	1.0–3.0	1.0–2.0	1024	$1,724	$1.68	2d	43	0.56mi
18113 W Buena Vista Dr Surprise, AZ	2.0	2.0	1401	$1,950	$1.39	25d	1	0.75mi
18304 N Coconino Dr Surprise, AZ	2.0	2.0	1198	$1,950	$1.63	19d	1	0.75mi
17701 W Bell Rd Surprise, AZ	1.0–2.0	1.0–2.0	896	$1,949	$2.17	3d	26	0.77mi
17794 W Rimrock St Surprise, AZ	3.0	2.0	1407	$1,800	$1.28	44d	1	0.84mi
17714 W Marshall Ln Surprise, AZ	3.0	2.0	1407	$1,485	$1.06	19d	1	0.94mi
17200 W Bell Rd #373 Surprise, AZ	1.0	2.0	900	$1,900	$2.11	19d	1	1.10mi
17200 W Bell Rd #1185 Surprise, AZ	2.0	2.0	1026	$1,400	$1.36	44d	1	1.49mi

HOA detail

• Monthly dues: $205 · $2,460/yr
• Likely covers: poolsecurity

Listing history 29 events

1. 2026-06-17
   days on market $299,000 Active 265 DOM
2. 2026-06-16
   days on market $299,000 Active 264 DOM
3. 2026-06-15
   days on market $299,000 Active 263 DOM
4. 2026-06-13
   days on market $299,000 Active 261 DOM
5. 2026-06-09
   days on market $299,000 Active 257 DOM
6. 2026-06-08
   days on market $299,000 Active 256 DOM
7. 2026-06-07
   days on market $299,000 Active 255 DOM
8. 2026-06-04
   days on market $299,000 Active 252 DOM
9. 2026-06-03
   days on market $299,000 Active 251 DOM
10. 2026-06-02
    days on market $299,000 Active 250 DOM
11. 2026-06-01
    days on market $299,000 Active 249 DOM
12. 2026-05-31
    days on market $299,000 Active 248 DOM
13. 2026-05-19
    price $299,000 794-char remark

    Show marketing remark (794 chars)

    Come make this home your own! This charming single-level home in the gated 55+ Arizona Traditions community now features fresh interior paint and brand-new LVP flooring throughout. The inviting front porch is perfect for iced tea with neighbors, while the backyard offers plenty of shade for relaxing. Inside, the spacious living room welcomes you with a cozy fireplace, and the eat-in kitchen includes a custom built-in bench, pantry with slide-out shelves, and durable countertops. The large, light-filled primary suite boasts a walk-in closet, while the guest bedroom and separate office provide extra flexibility. The garage offers built-in cabinets for added storage. Community amenities include golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room, and lots of clubs!

14. 2026-01-02
    price $310,000 794-char remark

    Show marketing remark (794 chars)

    Come make this home your own! This charming single-level home in the gated 55+ Arizona Traditions community now features fresh interior paint and brand-new LVP flooring throughout. The inviting front porch is perfect for iced tea with neighbors, while the backyard offers plenty of shade for relaxing. Inside, the spacious living room welcomes you with a cozy fireplace, and the eat-in kitchen includes a custom built-in bench, pantry with slide-out shelves, and durable countertops. The large, light-filled primary suite boasts a walk-in closet, while the guest bedroom and separate office provide extra flexibility. The garage offers built-in cabinets for added storage. Community amenities include golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room, and lots of clubs!

15. 2025-11-11
    price $320,000 794-char remark

    Show marketing remark (794 chars)

    Come make this home your own! This charming single-level home in the gated 55+ Arizona Traditions community now features fresh interior paint and brand-new LVP flooring throughout. The inviting front porch is perfect for iced tea with neighbors, while the backyard offers plenty of shade for relaxing. Inside, the spacious living room welcomes you with a cozy fireplace, and the eat-in kitchen includes a custom built-in bench, pantry with slide-out shelves, and durable countertops. The large, light-filled primary suite boasts a walk-in closet, while the guest bedroom and separate office provide extra flexibility. The garage offers built-in cabinets for added storage. Community amenities include golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room, and lots of clubs!

16. 2025-09-25
    listed $335,000 Active 794-char remark

    Show marketing remark (794 chars)

    Come make this home your own! This charming single-level home in the gated 55+ Arizona Traditions community now features fresh interior paint and brand-new LVP flooring throughout. The inviting front porch is perfect for iced tea with neighbors, while the backyard offers plenty of shade for relaxing. Inside, the spacious living room welcomes you with a cozy fireplace, and the eat-in kitchen includes a custom built-in bench, pantry with slide-out shelves, and durable countertops. The large, light-filled primary suite boasts a walk-in closet, while the guest bedroom and separate office provide extra flexibility. The garage offers built-in cabinets for added storage. Community amenities include golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room, and lots of clubs!

17. 2024-06-07
    soldstatus $300,000 Closed 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

18. 2024-05-30
    status Pending 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

19. 2024-05-01
    historical Under Contract Accepting Backups 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

20. 2024-04-15
    price $305,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

21. 2024-04-04
    price $310,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

22. 2024-04-04
    status Active 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

23. 2024-04-01
    historical 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

24. 2024-03-12
    price $315,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

25. 2024-02-01
    price $325,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

26. 2024-01-02
    price $330,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

27. 2023-11-13
    price $335,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

28. 2023-10-25
    price $340,000 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

29. 2023-10-03
    listed $345,000 Active 864-char remark

    Show marketing remark (864 chars)

    Come in and make this home your own! Just needs some paint and carpet to make it shine! Cozy single-level home with newer roof in the gated age 55+ Arizona Traditions Community! Enjoy some iced tea on the front porch with neighbors or out back in the well-shaded yard. The sizable living room invites you to relax and enjoy the warm atmosphere the cozy fireplace provides. The eat-in kitchen offers a custom built-in bench seat, pantry with slide-out shelves, and Corian (or corian type) countertops. The master bedroom is quite large and is light and bright and features a walk-in closet. There is a nice guest room and separate office. The garage has built-in cabinets for all your storage needs. Amenities inc golf, swimming pools, fitness, pickleball, tennis, wood shop, sewing room,... clubs for many interests/hobbies, and so much more. SPA CONVEYS AS-IS

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $1,487 · $124/mo
• Projected year-2 tax: $1,973 · $164/mo
• Expected delta: +$486/yr (+$41/mo · 32.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 6 d/yr ≥112°F today · 14 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $30,968
• − Mortgage interest: −$16,749
• − Property taxes: −$1,487
• − Insurance: −$1,495
• − Repairs & maintenance: −$2,477
• − Management: −$2,477
• − HOA: −$2,460
• − Depreciation: −$8,698
• Taxable loss: −$4,875
• Est. tax savings @ 24.0%: +$1,170
• After-tax cash flow: $1,377/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Dysart Unified District (4243)
• NCES district ID: 0402690
• Math proficiency: 34% ▼ -10.00%
• Reading proficiency: 40% ▼ -5.00%
• Median HH income: $58,033
• Composite: 32.76/100
• National rank: #5634
• State rank: #73 of 249 in AZ

Livability — Surprise

• Score: 74/100
• State rank: #19
• US rank: #4616

Category grades

Amenities D- Commute F Cost of living C Crime A+ Employment A- Housing A+ Health & safety D+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Surprise, AZ
• County: Maricopa County · 4,537,380 people
• City population: 160,031
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 41,420
• Household income: $81,201
• Rent vs Own: 23.1% rent · 76.9% own
• Severe rent burden: 1120.0

Population outlook (Maricopa County) Hauer SSP2

• Today (2025): 4,979,203 people
• By 2030: 5,378,229 · +8.0%
• By 2040: 6,156,598 · +23.6%
• By 2050: 6,872,376 · +38.0%
• By 2075: 8,401,270 · +68.7%
• By 2100: 9,247,439 · +85.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (78%)
• Race & ethnicity: White 78% Hispanic / Latino 12% Two or more races 8% Black 4% Asian 2%
• Hispanic origin (detail): Mexican 10%
• Common ancestry: Romanian 4% Portuguese 3% Lithuanian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1% Russian/Polish/Slavic 0%

Political lean MEDSL · Maricopa

• 2024 margin: Toss-up / Even · D 47.7% · R 51.2% · Other 1.1%
• 2008→2024 swing: +7.1pp toward D · 2008: -10.6pp · 2024: -3.5pp
• All cycles: 2024: R+3.5 2020: D+2.2 2016: R+3.5 2012: R+12.0 2008: R+10.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -56.93%
• Current HPI: 254.7782
• Rent YoY: ▲ 0.14%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

-13.3% since first listed

17 events — show timeline

• 2026-05-19 Price Changed $299,000 ARMLS
• 2026-01-02 Price Changed $310,000 ARMLS
• 2025-11-11 Price Changed $320,000 ARMLS
• 2025-09-25 Listed $335,000 ARMLS
• 2024-06-07 Sold (MLS) $300,000 ARMLS
• 2024-05-30 Pending — ARMLS
• 2024-05-01 Contingent — ARMLS
• 2024-04-15 Price Changed $305,000 ARMLS
• 2024-04-04 Price Changed $310,000 ARMLS
• 2024-04-04 Relisted — ARMLS
• 2024-04-01 Listing Removed — ARMLS
• 2024-03-12 Price Changed $315,000 ARMLS
• 2024-02-01 Price Changed $325,000 ARMLS
• 2024-01-02 Price Changed $330,000 ARMLS
• 2023-11-13 Price Changed $335,000 ARMLS
• 2023-10-25 Price Changed $340,000 ARMLS
• 2023-10-03 Listed $345,000 ARMLS

Property tax history

+7.6%/yr

Latest (2025): $1,487 · +6.4% YoY. Source: county tax records.