653 Mcdaniel St #178 · Sun City Center, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 10/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 28 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- 1% rule +5.2/10.0
- Cash flow +4.3/30.0
- Livability +3.9/5.0
- Condition / age +3.8/5.0
- Schools +3.5/10.0
- Appreciation +3.4/10.0
- Rent growth +3.2/5.0
- DSCR +0.0/10.0
$185,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This condo is located in Kings Point, a retirement community where your monthly fees cover just about everything ! This is a 2 bedroom split style floor plan with a 2 car garage on a corner lot. You pull into the brick driveway and enter your screened front porch surrounded by tress and bushes for privacy on this corner lot. The high ceilings make this living and dining space expansive with the wood floors and plant shelves for decorations. The kitchen has a sink looking out over the greenspace outside with a window seat and mobile island, eating space or work space that can be moved around. There is a bonus space under air just off the kitchen and living room with a screened lanai outside to enjoy the shade trees. The primary bedroom also has high ceilings, a walk in closet and en suite bath with dual sinks, a soaking tub and walk in shower. There are plant shelves and lots of windows to let in the light. The guest area is off the hallway where you have a large closet, full bath and bedroom. In the garage you have storage cabinets, a slop sink and your laundry area with a garage that will hold 2 cars still ! Youu won't want to miss this one so come and live a care free life here in the Sunshine State.
Key facts
- Screened front porch
- Wood floors
- Brick driveway
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath condo listed at $185k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $-493 ($-6k/yr) — negative.
- To cash-flow at today's rent, offer at most $114k (38.6% below list).
- Meets the 1% rule at list price ($2k rent vs $185k).
- Recommended offer: $114k (38.6% below list) — sets the bar for cash-flow.
Location & tenants
- Location reads 78/100 on livability (#178 in FL, #2,736 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, crime B+; Watch: amenities F.
- Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Cypress Creek Elementary School (math 40% / reading 40%, grade F, #1,491 of 2,144 statewide, top 70%, 957 students, 63% FRL); Shields Middle School (math 29% / reading 27%, grade F, #486 of 571 statewide, top 86%, 1,867 students, 68% FRL); Lennard High School (math 30% / reading 46%, grade F, #328 of 667 statewide, top 50%, 2,404 students, 47% FRL).
- Zoned-school proficiency averages 35% at this address vs 48% district-wide (-13 pts) — the specific schools serving this property underperform the Hillsborough average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+2.6%/yr); 649 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 60d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 70% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
- This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 251 days — a 12% lower offer ($163k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: HOA is 38% of rent.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 251 days. Have you received any prior offers? Is the seller open to a 39% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.
Investment metrics
- 1% rule
- 1.02% ✓
- Cap rate
- 3.09%
- Cash-on-cash
- -11.42%
- DSCR
- 0.49
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $246,263
- List price
- $185,000
- Delta
- -24.88%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 736 Mccallister Ave | 0.16mi | 2/2.0 | 1,584 (+24%) | 0mo | $175,000 | $110 | 68 |
| 2193 Acadia Greens Dr #1 | 0.56mi | 3/2.0 (+1) | 1,301 (+2%) | 0mo | $218,000 | $168 | 66 |
| 704 Tilbury Ct #704 | 0.28mi | 2/2.0 | 1,579 (+24%) | 0mo | $260,000 | $165 | 62 |
| 1252 Lyndhurst Greens Dr | 1.01mi | 2/2.0 | 1,316 (+3%) | 0mo | $217,000 | $165 | 60 |
| 1005 Harefield Cir #43 | 0.40mi | 2/2.0 | 1,448 (+13%) | 0mo | $140,000 | $97 | 59 |
| 1417 Langley Dr | 0.36mi | 2/2.0 | 1,529 (+20%) | 0mo | $159,900 | $105 | 58 |
| 2040 Sifield Greens Way #2040 | 0.93mi | 3/2.0 (+1) | 1,292 (+1%) | 0mo | $190,000 | $147 | 58 |
| 2082 Sifield Greens Way #3 | 0.98mi | 2/2.0 | 1,206 (-6%) | 0mo | $230,000 | $191 | 56 |
| 2001 Hartlebury Way #432 | 0.83mi | 2/2.0 | 1,403 (+10%) | 0mo | $195,000 | $139 | 48 |
| 2343 Glenmore Cir | 0.83mi | 1/1.5 (-1) | 1,197 (-6%) | 0mo | $134,000 | $112 | 48 |
| 2433 Kensington Greens Dr | 0.63mi | 2/2.0 | 1,456 (+14%) | 0mo | $250,000 | $172 | 47 |
| 1209 Litchfield Dr #42 | 0.78mi | 3/2.0 (+1) | 1,573 (+23%) | 0mo | $180,000 | $114 | 35 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.65% rent growth · sell at horizon
- IRR
- -37.4%
- Equity multiple
- -0.19×
- Total profit
- $-61,578
- Equity at exit
- $27,584
- IRR
- -55.9%
- Equity multiple
- -0.83×
- Total profit
- $-94,873
- Equity at exit
- $15,995
Cash invested: $51,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
Active competition Active MLS
- For sale now
- 8 active · 15 under contract
- Median asking
- $171,950 ($124/sqft)
- Median days on market
- 69 d
- This list price
- 75% of active listings are priced below it
- ARV vs active asking
- +55.3% above current asking $/sqft
Closed sales set the value; these active listings set current market conditions and a practical price ceiling.
ZIP-level market 33573
- Home prices YoY
- -1.2%
- Rents YoY
- 2.6%
- Active inventory
- 649
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $1,893 high interval (Pro) →
- Mortgage (P&I)
- −$970
- Tax est. 1.5%
- −$231 /mo · $2,775/yr
- Insurance
- −$77
- HOA
- −$710
- Lot rent
- −$0
- Vacancy / Maint / Mgmt
- −$398
- Net cashflow
- $-493
Break-even live
Sensitivity live
| Price | -10% $-365 | -5% $-429 | +0% $-493 | +5% $-557 | +10% $-621 |
|---|---|---|---|---|---|
| Rent | -10% $-643 | -5% $-568 | +0% $-493 | +5% $-418 | +10% $-343 |
| Rate | -1.0pp $-400 | -0.5pp $-446 | base $-493 | +0.5pp $-541 | +1.0pp $-590 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $46,250
- Closing costs
- $5,550
- Club membership (one-time)
- —
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Cash invested
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 713 Manchester Woods Dr Sun City Center, FL | 2.0 | 2.0 | 1556 | $2,100 | $1.35 | 28d | 1 | 0.11mi |
| 822 McCallister Ave Unit 822 Sun City Center, FL | 2.0 | 2.0 | 1564 | $1,950 | $1.25 | 21d | 1 | 0.28mi |
| 1415 Langley Dr Sun City Center, FL | 2.0 | 2.0 | 1359 | $1,650 | $1.21 | 33d | 1 | 0.30mi |
| 2221 Ivan Ct Sun City Center, FL | 2.0 | 2.0 | 1490 | $1,975 | $1.33 | 23d | 1 | 0.36mi |
| 1326 Idlewood Dr Sun City Center, FL | 2.0 | 2.0 | 1642 | $1,750 | $1.07 | 65d | 1 | 0.38mi |
| 1409 Ingram Dr Sun City Center, FL | 2.0 | 2.0 | 1642 | $1,875 | $1.14 | 40d | 1 | 0.39mi |
| 704 Tremont Greens Ln Unit 107 Sun City Center, FL | 2.0 | 2.0 | 974 | $1,700 | $1.75 | 73d | 1 | 0.45mi |
| 2117 Harleston Pl Unit 2117 Sun City Center, FL | 2.0 | 2.0 | 1448 | $2,500 | $1.73 | 73d | 1 | 0.52mi |
| 2011 Hadrian Ct Unit 2011 Sun City Center, FL | 2.0 | 2.0 | 1000 | $1,850 | $1.85 | 13d | 1 | 0.52mi |
| 2124 Hailstone Cir Sun City Center, FL | 2.0 | 2.0 | 1000 | $1,800 | $1.80 | 73d | 1 | 0.56mi |
| 1106 Jameson Greens Dr Sun City Center, FL | 2.0 | 2.0 | 1075 | $1,950 | $1.81 | 23d | 1 | 0.63mi |
| 2006 Hampstead Cir Unit N/A Sun City Center, FL | 2.0 | 2.0 | 1474 | $1,800 | $1.22 | 73d | 1 | 0.67mi |
| 323 Knottwood Ct #1 Sun City Center, FL | 1.0 | 1.0 | 908 | $1,090 | $1.20 | 54d | 1 | 0.68mi |
| 323 Knottwood Ct Sun City Center, FL | 1.0 | 1.0 | 908 | $1,290 | $1.42 | 73d | 1 | 0.68mi |
| 2102 Hereford Dr #513 Sun City Center, FL | 2.0 | 2.0 | 1000 | $1,500 | $1.50 | 73d | 1 | 0.75mi |
| 1161 Jameson Greens Dr Sun City Center, FL | 3.0 | 2.0 | 1292 | $1,900 | $1.47 | 73d | 1 | 0.80mi |
| 1237 Corinth Greens Dr #40 Sun City Center, FL | 2.0 | 2.0 | 1610 | $1,500 | $0.93 | 69d | 1 | 0.81mi |
| 2345 Glenmore Cir Unit 294 Sun City Center, FL | 2.0 | 2.0 | 984 | $1,500 | $1.52 | 73d | 1 | 0.83mi |
| 110 Gloucester Blvd Sun City Center, FL | 2.0 | 2.0 | 1136 | $1,950 | $1.72 | 47d | 1 | 0.84mi |
| 110 Gloucester Blvd Sun City Center, FL | 2.0 | 2.0 | 1136 | $1,950 | $1.72 | 73d | 1 | 0.84mi |
| 301 Kings Blvd #138 Sun City Center, FL | 1.0 | 1.5 | 1020 | $1,600 | $1.57 | 16d | 1 | 0.88mi |
| 1256 Corinth Greens Dr Sun City Center, FL | 2.0 | 2.0 | 1450 | $2,150 | $1.48 | 64d | 1 | 0.89mi |
| 1907 Canterbury Ln Sun City Center, FL | 2.0 | 2.0 | 972 | $1,475 | $1.52 | 29d | 2 | 0.90mi |
| 409 Feltham Trl Unit B Sun City Center, FL | 2.0 | 2.0 | 984 | $1,650 | $1.68 | 73d | 1 | 0.96mi |
| 2202 Clubhouse Dr #185 Sun City Center, FL | 2.0 | 2.0 | 984 | $1,650 | $1.68 | 23d | 1 | 0.98mi |
| 2202 Clubhouse Dr #169 Sun City Center, FL | 2.0 | 2.0 | 984 | $1,450 | $1.47 | 54d | 1 | 0.98mi |
| 2038 Grantham Greens Dr #2038 Sun City Center, FL | 2.0 | 2.0 | 1610 | $1,950 | $1.21 | 42d | 1 | 0.99mi |
| 1309 Fairway Greens Dr Sun City Center, FL | 3.0 | 2.0 | 1420 | $1,750 | $1.23 | 73d | 1 | 0.99mi |
| 2068 Sifield Greens Way Sun City Center, FL | 2.0 | 2.0 | 1414 | $2,000 | $1.41 | 16d | 1 | 1.00mi |
| 2052 Inverness Greens Dr Sun City Center, FL | 2.0 | 2.0 | 1376 | $2,100 | $1.53 | 73d | 1 | 1.00mi |
| 403 Finchley Ct Unit B Sun City Center, FL | 2.0 | 2.0 | 960 | $2,000 | $2.08 | 73d | 1 | 1.01mi |
| 1811 Bedford Ln Sun City Center, FL | 2.0 | 2.0 | 960 | $1,525 | $1.59 | 32d | 2 | 1.03mi |
| 1103 Villeroy Dr Sun City Center, FL | 3.0 | 2.0 | 1490 | $2,500 | $1.68 | 60d | 1 | 1.04mi |
| 201 Bedford Trl #121 Sun City Center, FL | 2.0 | 2.0 | 960 | $1,400 | $1.46 | 9d | 1 | 1.08mi |
| 201 Bedford Trl Sun City Center, FL | 2.0 | 2.0 | 960 | $1,400 | $1.46 | 7d | 1 | 1.08mi |
| 306 Fowling Ct Sun City Center, FL | 2.0 | 2.0 | 960 | $1,700 | $1.77 | 73d | 1 | 1.08mi |
| 201 Bedford Trl Unit F128 Sun City Center, FL | 2.0 | 2.0 | 960 | $1,275 | $1.33 | 73d | 1 | 1.09mi |
| 1802 Bedford Ln #12 Sun City Center, FL | 2.0 | 2.0 | 1104 | $1,775 | $1.61 | 7d | 1 | 1.21mi |
| 1802 Bedford Ln Sun City Center, FL | 1.0–2.0 | 2.0 | 952 | $1,800 | $1.89 | 60d | 2 | 1.22mi |
| 1802 Bedford Ter #182 Sun City Center, FL | 1.0 | 1.5 | 960 | $1,375 | $1.43 | 71d | 1 | 1.23mi |
HOA detail $710/mo · $8,520/yr condo
- Assessments
- None detected in remarks — confirm with the listing agent.
Listing history 23 events
-
2026-06-30days on market $185,000 Active 251 DOM
-
2026-06-29days on market $185,000 Active 250 DOM
-
2026-06-28days on market $185,000 Active 249 DOM
-
2026-06-27days on market $185,000 Active 248 DOM
-
2026-06-26days on market $185,000 Active 247 DOM
-
2026-06-24days on market $185,000 Active 245 DOM
-
2026-06-22days on market $185,000 Active 243 DOM
-
2026-06-21days on market $185,000 Active 242 DOM
-
2026-06-18days on market $185,000 Active 239 DOM
-
2026-06-17days on market $185,000 Active 238 DOM
-
2026-06-16days on market $185,000 Active 237 DOM
-
2026-06-15days on market $185,000 Active 236 DOM
-
2026-06-13days on market $185,000 Active 234 DOM
-
2026-06-13pricestatus $185,000 Active 233 DOM
-
2026-06-04status $195,000 Pending 233 DOM
-
2026-06-03days on market $195,000 Active 233 DOM
-
2026-06-02days on market $195,000 Active 232 DOM
-
2026-06-01days on market $195,000 Active 231 DOM
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2026-05-31days on market $195,000 Active 230 DOM
-
2026-04-23price $195,000 1221-char remark
Show marketing remark (1221 chars)
This condo is located in Kings Point, a retirement community where your monthly fees cover just about everything ! This is a 2 bedroom split style floor plan with a 2 car garage on a corner lot. You pull into the brick driveway and enter your screened front porch surrounded by tress and bushes for privacy on this corner lot. The high ceilings make this living and dining space expansive with the wood floors and plant shelves for decorations. The kitchen has a sink looking out over the greenspace outside with a window seat and mobile island, eating space or work space that can be moved around. There is a bonus space under air just off the kitchen and living room with a screened lanai outside to enjoy the shade trees. The primary bedroom also has high ceilings, a walk in closet and en suite bath with dual sinks, a soaking tub and walk in shower. There are plant shelves and lots of windows to let in the light. The guest area is off the hallway where you have a large closet, full bath and bedroom. In the garage you have storage cabinets, a slop sink and your laundry area with a garage that will hold 2 cars still ! Youu won't want to miss this one so come and live a care free life here in the Sunshine State.
-
2026-02-19price $199,000 1221-char remark
Show marketing remark (1221 chars)
This condo is located in Kings Point, a retirement community where your monthly fees cover just about everything ! This is a 2 bedroom split style floor plan with a 2 car garage on a corner lot. You pull into the brick driveway and enter your screened front porch surrounded by tress and bushes for privacy on this corner lot. The high ceilings make this living and dining space expansive with the wood floors and plant shelves for decorations. The kitchen has a sink looking out over the greenspace outside with a window seat and mobile island, eating space or work space that can be moved around. There is a bonus space under air just off the kitchen and living room with a screened lanai outside to enjoy the shade trees. The primary bedroom also has high ceilings, a walk in closet and en suite bath with dual sinks, a soaking tub and walk in shower. There are plant shelves and lots of windows to let in the light. The guest area is off the hallway where you have a large closet, full bath and bedroom. In the garage you have storage cabinets, a slop sink and your laundry area with a garage that will hold 2 cars still ! Youu won't want to miss this one so come and live a care free life here in the Sunshine State.
-
2026-01-13price $205,000 1221-char remark
Show marketing remark (1221 chars)
This condo is located in Kings Point, a retirement community where your monthly fees cover just about everything ! This is a 2 bedroom split style floor plan with a 2 car garage on a corner lot. You pull into the brick driveway and enter your screened front porch surrounded by tress and bushes for privacy on this corner lot. The high ceilings make this living and dining space expansive with the wood floors and plant shelves for decorations. The kitchen has a sink looking out over the greenspace outside with a window seat and mobile island, eating space or work space that can be moved around. There is a bonus space under air just off the kitchen and living room with a screened lanai outside to enjoy the shade trees. The primary bedroom also has high ceilings, a walk in closet and en suite bath with dual sinks, a soaking tub and walk in shower. There are plant shelves and lots of windows to let in the light. The guest area is off the hallway where you have a large closet, full bath and bedroom. In the garage you have storage cabinets, a slop sink and your laundry area with a garage that will hold 2 cars still ! Youu won't want to miss this one so come and live a care free life here in the Sunshine State.
-
2025-10-13$212,000 Active 1221-char remark
Show marketing remark (1221 chars)
This condo is located in Kings Point, a retirement community where your monthly fees cover just about everything ! This is a 2 bedroom split style floor plan with a 2 car garage on a corner lot. You pull into the brick driveway and enter your screened front porch surrounded by tress and bushes for privacy on this corner lot. The high ceilings make this living and dining space expansive with the wood floors and plant shelves for decorations. The kitchen has a sink looking out over the greenspace outside with a window seat and mobile island, eating space or work space that can be moved around. There is a bonus space under air just off the kitchen and living room with a screened lanai outside to enjoy the shade trees. The primary bedroom also has high ceilings, a walk in closet and en suite bath with dual sinks, a soaking tub and walk in shower. There are plant shelves and lots of windows to let in the light. The guest area is off the hallway where you have a large closet, full bath and bedroom. In the garage you have storage cabinets, a slop sink and your laundry area with a garage that will hold 2 cars still ! Youu won't want to miss this one so come and live a care free life here in the Sunshine State.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 10/10 Extreme 7 d/yr ≥109°F today · 28 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $22,716
- − Mortgage interest
- −$10,363
- − Property taxes
- −$2,775
- − Insurance
- −$925
- − Repairs & maintenance
- −$1,817
- − Management
- −$1,817
- − HOA
- −$8,520
- − Depreciation
- −$5,382
- Taxable loss
- −$8,883
- Est. tax savings @ 24.0%
- +$2,132
- After-tax cash flow
- $-3,784/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 6 photos
This well-maintained, move-in-ready condo in Kings Point offers a split floor plan with a corner lot and a spacious screened porch. Minor updates to the exterior and appliances would further enhance its value.
Value-add opportunities
- Both Paint exterior walls — Enhances curb appeal and value ↑
- Both Clean gutters — Improves drainage and property value ↑
- Resale Replace old appliances — Modernizes kitchen and attracts buyers ↑
- Both Install smart home devices — Enhances convenience and marketability ↑
ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.
Zoned Schools
Schools (NCES district)
- District
- Hillsborough
- NCES district ID
- 1200870
- Math proficiency
- 47% ▼ -8.00%
- Reading proficiency
- 50% ▼ -4.00%
- Median HH income
- $50,622
- Composite
- 41.6/100
- National rank
- #3435
- State rank
- #41 of 73 in FL
Livability — Sun City Center
- Score
- 78/100
- State rank
- #178
- US rank
- #2736
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Sun City Center, FL
- County
- Hillsborough County · 1,607,022 people
- City population
- 35,362
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- Population (ZIP)
- 35,362
- Household income
- $72,834
- Rent vs Own
- Severe rent burden
- 10% of renters
Population outlook (Hillsborough County) Hauer SSP2
- Today (2025)
- 1,607,022 people
- By 2030
- 1,733,968 · +7.9%
- By 2040
- 1,979,565 · +23.2%
- By 2050
- 2,203,427 · +37.1%
- By 2075
- 2,667,893 · +66.0%
- By 2100
- 2,891,558 · +79.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (73%)
- Race & ethnicity
- White 73% Hispanic / Latino 13% Two or more races 11% Black 10% Asian 1%
- Hispanic origin (detail)
- Mexican 1% Puerto Rican 6% Cuban 2%
- Common ancestry
- Romanian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 10% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Hillsborough
- 2024 margin
- Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
- 2008→2024 swing
- -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -3.27%
- Current HPI
- 272.9767
- Rent YoY
- ▲ 2.65%
- Metro
- Tampa-St. Petersburg-Clearwater, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
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| Insurance | 2 | $17B |
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| Retail | 1 | $60B |
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| Technology Distribution | 1 | $58B |
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| Homebuilding | 1 | $35B |
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| Technology Manufacturing | 1 | $35B |
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Price history
-8.0% since first listed4 events — show timeline
- 2026-04-23 Price Changed $195,000 Stellar MLS as Distributed by MLS Grid
- 2026-02-19 Price Changed $199,000 Stellar MLS as Distributed by MLS Grid
- 2026-01-13 Price Changed $205,000 Stellar MLS as Distributed by MLS Grid
- 2025-10-13 Listed $212,000 Stellar MLS as Distributed by MLS Grid
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…