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11582 Nevada St
D+ Composite 45.38
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • Appreciation +9.8/10.0
  • ARV discount +7.5/15.0
  • Schools +4.5/10.0
  • DSCR +3.1/10.0
  • Livability +2.8/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +1.8/10.0

$125,000

11582 Nevada St · Weaubleau, MO 65774
2 bd · 1.0 ba · 864 sqft · Other public records · 40 Days on market
Built 1970 8,712 sqft lot $145/sqft · 62% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Clean, move in ready & full of natural light in the heart of Weaubleau! This 2 bedroom, 1 bathroom home offers approximately 912 square feet with a functional layout, updated features, & an easy to maintain footprint. Inside, the home feels bright & welcoming with lots of natural light throughout. The fenced in back yard adds great usability for pets, outdoor enjoyment, or extra privacy, while the detached shop or one car garage provides valuable storage, parking, or workspace. Whether you are looking for a full time residence, rental property, or weekend getaway near Pomme de Terre Lake, this property offers flexibility at an approachable price point!Located near local ame

Key facts

  • Natural light
  • Detached shop
  • Fenced in back yard

Tags

NATURAL LIGHTFENCED IN BACK YARDDETACHED SHOPNEAR LOCAL AMENITIESNEARBY LAKE LIFE

Property features AI

Exterior

  • Parking: Driveway; Garage faces front; 1-car garage
  • Utilities: Public water; Public sewer; Propane service
  • Home design: Single-family residence; One level
  • Construction: Residential construction
  • Exterior features: Garden; Deck; Chain link fencing; City street frontage; Public maintained road

Interior

  • Kitchen: Electric oven; Free‑standing electric oven
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Propane forced-air heating; Central air conditioning
  • Interior features: Electric oven; Free‑standing electric oven
  • Laundry & utility: Main-level laundry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath other listed at $125k.

Deal economics

  • At list price, monthly cash flow is $-56 ($-676/yr) — negative.
  • To cash-flow at today's rent, offer at most $115k (8.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $85k (31.9% below list).
  • Recommended offer: $85k (31.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 56/100 on livability (#706 in MO) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
  • Weaubleau R-III (rural): math 45% / reading 60% proficiency, ranked #103 of 535 in MO (top 19%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Weaubleau Elem. (math 47% / reading 62%, grade C, #190 of 1,115 statewide, top 19%, 188 students, 64% FRL); Weaubleau High (math 32% / reading 47%, grade F, #247 of 521 statewide, top 55%, 160 students, 54% FRL) — zoned schools at 59% FRL track the district average.
  • Market conditions: 15 active listings in the ZIP.

Forward outlook

  • In year one you build about $13k of equity ($864 loan paydown + $12k appreciation (9.5% local appreciation)).
  • Hickory County population projected at -26% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (9.5% appreciation + 3.0% rent growth), your $35k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$32k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 40 days — a 3% lower offer ($121k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $54k; list at $125k implies a 134% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $85,152 (31.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 40 days. Have you received any prior offers? Is the seller open to a 32% concession, seller financing, or rate buy-down credit?
  3. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.68%
Cap rate
5.75%
Cash-on-cash
-1.93%
DSCR
0.91
GRM
12.2

CMA / ARV

ARV (median comp)
$81,682
List price
$125,000
Delta
53.03%
Verdict
OVERPRICED
Comps
3 within 1.0 mi

Projected returns pro-forma

9.54% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
21.9%
Equity multiple
2.73×
Total profit
$60,471
Equity at exit
$108,410
10-year hold
IRR
19.7%
Equity multiple
6.14×
Total profit
$179,802
Equity at exit
$229,459

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65774

Home prices YoY
5.4%
Active inventory
15
Price-to-rent
12.2×

Monthly cashflow live

Estimated rent
$852 medium interval (Pro) →
Mortgage (P&I)
$656
Tax from tax record
$21 /mo · $258/yr
Insurance
$52
HOA
$0
Vacancy / Maint / Mgmt
$179
Net cashflow
$-56

Break-even live

Break-even rent $923
Max offer price $115,045
Occupancy floor

Sensitivity live

Price -10% $14 -5% $-21 +0% $-56 +5% $-234 +10% $-278
Rent -10% $-124 -5% $-90 +0% $-56 +5% $-23 +10% $11
Rate -1.0pp $7 -0.5pp $-25 base $-56 +0.5pp $-89 +1.0pp $-122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$31,250
Closing costs
$3,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-22
    days on market $125,000 Active 40 DOM
  2. 2026-06-21
    days on market $125,000 Active 39 DOM
  3. 2026-06-21
    days on market $125,000 Active 38 DOM
  4. 2026-06-18
    days on market $125,000 Active 36 DOM
  5. 2026-06-17
    days on market $125,000 Active 35 DOM
  6. 2026-06-16
    days on market $125,000 Active 34 DOM
  7. 2026-06-15
    days on market $125,000 Active 33 DOM
  8. 2026-06-13
    days on market $125,000 Active 31 DOM
  9. 2026-06-12
    days on market $125,000 Active 30 DOM
  10. 2026-06-09
    days on market $125,000 Active 27 DOM
  11. 2026-06-08
    days on market $125,000 Active 26 DOM
  12. 2026-06-07
    days on market $125,000 Active 25 DOM
  13. 2026-06-07
    days on market $125,000 Active 24 DOM
  14. 2026-06-04
    days on market $125,000 Active 21 DOM
  15. 2026-06-02
    days on market $125,000 Active 20 DOM
  16. 2026-06-01
    days on market $125,000 Active 19 DOM
  17. 2026-05-31
    days on market $125,000 Active 18 DOM
  18. 2026-05-13
    listed $140,000 Active 898-char remark
  19. 2022-05-09
    soldstatus $53,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$258 · $21/mo
Projected year-2 tax
$1,212 · $101/mo
Expected delta
+$955/yr (+$80/mo · 370.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 5/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$10,218
− Mortgage interest
−$7,002
− Property taxes
−$258
− Insurance
−$625
− Repairs & maintenance
−$817
− Management
−$817
− Depreciation
−$3,636
Taxable loss
−$2,937
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$705
After-tax cash flow
$29/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Weaubleau R-III
NCES district ID
2931460
Math proficiency
45% ▬ 0.00%
Reading proficiency
60% ▼ -5.00%
Median HH income
$34,650
Composite
45.28/100
National rank
#5750
State rank
#103 of 535 in MO

Livability — Weaubleau

Score
56/100
State rank
#706
US rank
#22877

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Weaubleau, MO
Population (ZIP)
1,036

Population outlook (Hickory County) Hauer SSP2

Today (2025)
8,206 people
By 2030
7,690 · -6.3%
By 2040
6,780 · -17.4%
By 2050
6,076 · -26.0%
By 2075
5,088 · -38.0%
By 2100
4,489 · -45.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 7% Hispanic / Latino 1%
Common ancestry
Italian 10% Slovak 3% Russian 2%

Political lean MEDSL · Hickory

2024 margin
Solid R (+61.1) · D 19.1% · R 80.2%
2008→2024 swing
-47.9pp toward R · 2008: -13.3pp · 2024: -61.1pp
All cycles
2024: R+61.1 2020: R+57.3 2016: R+53.5 2012: R+23.6 2008: R+13.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 9.54%
Current HPI
187.3217
Rent YoY
Metro
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+133.6% since first listed
3 events — show timeline
  • 2026-05-22 Price Changed $125,000 SOMO
  • 2026-05-13 Listed $140,000 SOMO
  • 2022-05-09 Sold (Public Records) $53,500 Public Records

Property tax history

+1.9%/yr

Latest (2025): $258 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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