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3411 Bowling Ln
C- Composite 53.97
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +23.2/30.0
  • DSCR +7.4/10.0
  • 1% rule +6.3/10.0
  • Appreciation +5.5/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • ARV discount +0.0/15.0

$119,900

3411 Bowling Ln · Orange, TX 77630
3 bd · 1.0 ba · 1,070 sqft · SingleFamily public records · 13 Days on market
Built 1963 Est $97k · 23% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Move-in ready 3-bedroom, 1-bath home with 1-car garage on Bowling Lane in Orange, Texas—and it has never flooded! This well-maintained home features professionally refinished parquet hardwood floors, tile flooring, fresh neutral interior paint, updated cabinet hardware, new energy-efficient light fixtures, and ceiling fans. The kitchen offers a pantry, eat-at bar, dishwasher, new range hood, under-cabinet lighting, and floor-level accent lighting. Each bedroom includes a walk-in closet. The updated bathroom features a new tile surround, new fixtures, updated lighting, and under-cabinet lighting. Additional highlights include Window World vinyl double-pane windows, magnetic door stops,

Key facts

  • Kitchen pantry
  • Eat at bar
  • New range hood

Tags

UPDATED CABINET HARDWAREKITCHEN PANTRYEAT AT BARNEW RANGE HOODUNDER CABINET LIGHTINGFLOOR LEVEL ACCENT LIGHTING

Property features AI

Exterior

  • Parking: Attached garage with garage door opener (1 car)
  • Utilities: Public sewer
  • Home design: Single family residence; Residential property
  • Construction: Composition roof; Slab foundation
  • Exterior features: Patio; Publicly maintained road

Interior

  • Kitchen: Dishwasher
  • Flooring: Tile; Wood
  • Bathrooms: 1 full bathroom
  • Heating & cooling: Central heating (natural gas); Central air; Ceiling fan(s)
  • Interior features: Breakfast bar; Pantry

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $217 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Cap rate 8.5% vs local median 3.9% in Orange — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#286 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, employment D+, schools D-.
  • West Orange-Cove CISD (suburban): math 17% / reading 21% proficiency, ranked #784 of 826 in TX (top 95%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.7%/yr); 337 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 235 units permitted in Orange County in 2024 (50 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($829 loan paydown + $1k appreciation (1.0% local appreciation)).
  • Orange County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (1.0% appreciation + 5.7% rent growth), your $34k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • Only 13 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $119,900

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.13%
Cap rate
8.46%
Cash-on-cash
7.75%
DSCR
1.34
GRM
7.4

CMA / ARV

ARV (on-the-fly)
$97,370
Comps found
9
Show comp detail 9 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3415 Bowling Ln 0.01mi 3/1.0 1,060 (-1%) 4mo $90,000 $85 94
3627 Bowling Ln 0.17mi 3/1.0 1,135 (+6%) 15mo $65,000 $57 70
6 Circle Q St 0.47mi 3/1.0 1,090 (+2%) 11mo $105,000 $96 66
3656 Hemlock St 0.64mi 3/1.0 1,034 (-3%) 2mo $69,900 $68 63
10 Circle S 0.43mi 3/2.0 1,128 (+5%) 13mo $105,000 $93 56
1536 Mustang Ave 0.64mi 3/1.0 1,040 (-3%) 14mo $95,000 $91 54
504 Azalea Ave 0.21mi 3/1.0 1,225 (+14%) 17mo $105,000 $86 52
3020 Western Ave 0.62mi 2/1.0 (-1) 990 (-8%) 4mo $132,800 $134 50
1527 Buffalo Ave 0.71mi 3/1.0 1,098 (+3%) 22mo $139,900 $127 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

1.01% appreciation · 5.71% rent growth · sell at horizon

5-year hold
IRR
11.4%
Equity multiple
1.59×
Total profit
$19,927
Equity at exit
$40,994
10-year hold
IRR
16.9%
Equity multiple
3.21×
Total profit
$74,279
Equity at exit
$54,525

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77630

Home prices YoY
0.4%
Rents YoY
5.7%
Active inventory
337
Price-to-rent
7.4×

Monthly cashflow live

Estimated rent
$1,352 high interval (Pro) →
Mortgage (P&I)
$629
Tax from tax record
$172 /mo · $2,069/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$284
Net cashflow
$217

Break-even live

Break-even rent $1,077
Max offer price $119,900
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,975
Closing costs
$3,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
107 Dahlia St Orange, TX 3.0 1.0 1149 $1,300 $1.13 13d 1 0.17mi
3726 Bowling Ln Orange, TX 3.0 1.0 1045 $1,150 $1.10 43d 1 0.28mi
302 Bridal Wreath Ave Orange, TX 3.0 1.0 1182 $1,195 $1.01 43d 1 0.31mi
310 Camellia Ave Orange, TX 3.0 1.0 988 $1,295 $1.31 21d 1 0.33mi
403 Bluebonnet Dr Orange, TX 3.0 1.0 1196 $1,300 $1.09 43d 1 0.35mi
101 Azalea Ave Unit A Orange, TX 3.0 1.0 1200 $2,000 $1.67 43d 1 0.40mi
316 Old Timers Rd Unit 316 Orange, TX 3.0 2.0 1200 $1,595 $1.33 43d 1 0.61mi
3333 Ridgemont Dr Unit 203 Orange, TX 2.0 1.0 1000 $1,084 $1.08 13d 1 0.62mi
3000 MacArthur Dr Orange, TX 3.0 1.0–2.0 791 $1,330 $1.68 13d 12 0.63mi
309 Quincy St West Orange, TX 3.0 1.5 1113 $1,200 $1.08 13d 1 0.63mi
3615 Ridgemont Dr Orange, TX 3.0 1.0 1266 $1,275 $1.01 43d 1 0.66mi
3333 Ridgemont Dr Unit 404 Orange, TX 2.0 1.0 1000 $1,254 $1.25 43d 1 0.68mi
3333 Ridgemont Dr Apt 105 Orange, TX 2.0 1.0 952 $1,255 $1.32 21d 1 0.68mi
3333 Ridgemont Dr Unit 315TWNHME Orange, TX 2.0 1.5 1216 $1,040 $0.86 21d 1 0.68mi
3333 Ridgemont Dr Unit 107 Orange, TX 2.0 1.0 952 $1,255 $1.32 43d 1 0.68mi
3333 Ridgemont Dr Unit 408 Orange, TX 2.0 1.0 1000 $1,059 $1.06 43d 1 0.68mi
3714 Ridgemont Dr Orange, TX 3.0 1.0 1020 $1,450 $1.42 13d 1 0.72mi
205 Gloria St West Orange, TX 3.0 2.0 1225 $1,300 $1.06 43d 1 0.78mi
2602 Tanglewood St West Orange, TX 4.0 2.0 1306 $1,250 $0.96 13d 1 0.78mi
1543 Alamo St West Orange, TX 3.0 1.0 1170 $1,200 $1.03 13d 1 0.79mi
1120 28th St Orange, TX 3.0 1.0 1308 $1,500 $1.15 43d 1 0.84mi
7b Concord St Orange, TX 2.0 1.5 1206 $1,450 $1.20 13d 1 0.85mi
210 Florence St Orange, TX 3.0 1.0 1064 $1,425 $1.34 43d 1 0.89mi
206 Florence St Orange, TX 2.0 1.0 1216 $1,425 $1.17 43d 1 0.89mi
1010 Highway 87 S Orange, TX 1.0–3.0 1.0–2.0 880 $1,425 $1.62 13d 13 1.18mi
3345 W Park Ave Orange, TX 1.0–2.0 1.0–1.5 999 $1,182 $1.18 13d 7 1.26mi
406 Dayton St West Orange, TX 2.0 1.0 1350 $1,200 $0.89 43d 1 1.26mi

Listing history 19 events

  1. 2026-06-18
    days on market $119,900 Active 13 DOM
  2. 2026-06-17
    days on market $119,900 Active 12 DOM
  3. 2026-06-16
    days on market $119,900 Active 11 DOM
  4. 2026-06-15
    days on market $119,900 Active 10 DOM
  5. 2026-06-14
    days on market $119,900 Active 8 DOM
  6. 2026-06-13
    days on market $119,900 Active 7 DOM
  7. 2026-06-10
    days on market $119,900 Active 5 DOM
  8. 2026-06-09
    days on market $119,900 Active 4 DOM
  9. 2026-06-08
    days on market $119,900 Active 3 DOM
  10. 2026-06-07
    remarks 693-char remark
  11. 2026-06-07
    days on marketlisting id $119,900 Active 2 DOM
  12. 2026-06-03
    days on market $119,900 Active 11 DOM
  13. 2026-06-02
    days on market $119,900 Active 10 DOM
  14. 2026-06-01
    days on market $119,900 Active 9 DOM
  15. 2026-05-31
    days on market $119,900 Active 8 DOM
  16. 2026-05-30
    days on market $119,900 Active 7 DOM
  17. 2026-05-23
    listed $119,900 Active
  18. 2013-08-14
    soldstatus
  19. 2012-05-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,069 · $172/mo
Projected year-2 tax
$2,194 · $183/mo
Expected delta
+$125/yr (+$10/mo · 6.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 51% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,221
− Mortgage interest
−$6,716
− Property taxes
−$2,069
− Insurance
−$600
− Repairs & maintenance
−$1,298
− Management
−$1,298
− Depreciation
−$3,488
Taxable income
$753
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$181
After-tax cash flow
$2,421/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
West Orange-Cove CISD
NCES district ID
4845090
Math proficiency
17% ▼ -7.00%
Reading proficiency
21% ▼ -2.00%
Median HH income
$37,329
Composite
15.86/100
National rank
#9260
State rank
#784 of 826 in TX

Livability — Orange

Score
71/100
State rank
#286
US rank
#6456

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D+ Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Orange, TX
County
Orange County · 87,112 people
City population
22,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
28,983
Household income
$64,373
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
1018.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
88,065 people
By 2030
89,591 · +1.7%
By 2040
91,982 · +4.4%
By 2050
93,023 · +5.6%
By 2075
94,871 · +7.7%
By 2100
88,155 · +0.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (64%)
Race & ethnicity
White 64% Black 21% Hispanic / Latino 11% Two or more races 9%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 13% Italian 1% Slovak 1%
Foreign-born
5% · Canada
Languages at home
91% English-only · Spanish 7% French/Haitian/Cajun 1% Other Asian/Pacific 1%

Political lean MEDSL · Orange

2024 margin
Solid R (+66.8) · D 16.4% · R 83.1%
2008→2024 swing
-19.6pp toward R · 2008: -47.1pp · 2024: -66.8pp
All cycles
2024: R+66.8 2020: R+63.4 2016: R+61.9 2012: R+54.3 2008: R+47.1

Not yet ingested

Civics

Market trends

HPI YoY
▲ 1.01%
Current HPI
264.14
Rent YoY
▲ 5.71%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

3 events — show timeline
  • 2026-05-23 Listed $119,900 BBOR
  • 2013-08-14 Sold (Public Records) Public Records
  • 2012-05-18 Sold (Public Records) Public Records

Property tax history

+4.6%/yr

Latest (2025): $2,069 · +10.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…