3131 Chesterfield Ave · Baltimore, MD 21213

$89,900

2 bd · 1.5 ba · 1,068 sqft · Townhouse public records · 100 Days on market

Built 1928 1,339 sqft lot Est $157k · 43% under

---

Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +4.7/10.0
• Rent growth +3.8/5.0
• Livability +3.8/5.0
• Condition / age +2.5/5.0
• Schools +1.0/10.0

Listing remarks MLS

2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

Key facts

• Hardwood flooring
• Colonial townhouse
• Private porch

Tags

• COLONIAL TOWNHOUSE
• HARDWOOD FLOORING
• GALLEY KITCHEN
• TILE FLOORING
• PRIVATE PORCH
• DETACHED GARAGE

Property features AI

Exterior

• Parking: Detached rear-entry garage (1 car); On-street parking
• Utilities: Public water; Public sewer; Electric for cooling and hot water; Oil heating
• Home design: Interior townhouse/rowhouse; Level entry to main floor; Facing direction not specified
• Construction: Brick construction; Concrete perimeter foundation; Double-pane windows; Garage structure present; Built year per assessor (not specified)
• Exterior features: Rear fencing; Sidewalks; Street lights; Porch(es)

Interior

• Kitchen: Galley layout; Kitchen with table space; Dining area adjacent
• Bedrooms: 2 bedrooms on the upper level
• Flooring: Hardwood; Carpet; Tile/brick
• Bathrooms: 1 full bathroom
• Heating & cooling: Radiator heat (oil-fired); Ceiling fan(s) for cooling; Electric hot water
• Interior features: Galley kitchen; Table space in kitchen; Dining area; Traditional floor plan; Tub with shower; Storm door; Drywall, paneled and plaster walls; Wood floors
• Laundry & utility: Basement space (unfinished below grade area)

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath townhouse listed at $90k.

Deal economics

• At list price, monthly cash flow is $572 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $82k (9.0% below list) — sets the bar for market timing.
• Cap rate 13.9% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
• Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+5.2%/yr); 319 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
• This rent runs 39% of the median local income ($51k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $111 of equity ($622 loan paydown + $-511 appreciation (-0.6% local appreciation)).
• Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (-0.6% appreciation + 5.2% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 100 days — a 9% lower offer ($82k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 28y ago; this cycle's ask has dropped $20k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 3.1% of price; built in 1928 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: moderate flood risk; major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $81,809 (9.0% below list)

Questions for the listing agent

1. It's been on market 100 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1928 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.85% ✓
• Cap rate: 13.93%
• Cash-on-cash: 27.26%
• DSCR: 2.21
• GRM: 4.5

CMA / ARV

• ARV (on-the-fly): $156,996
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3131 Chesterfield Ave	0.00mi	2/1.0	1,068 (0%)	1mo	$75,000	$70	97
3802 Lyndale Ave	0.43mi	2/1.5	1,050 (-2%)	1mo	$160,000	$152	76
3805 Elmora Ave	0.51mi	3/2.0 (+1)	1,096 (+3%)	1mo	$11,700	$11	64
3236 Lyndale Ave	0.68mi	3/1.0 (+1)	1,080 (+1%)	2mo	$161,855	$150	58
4000 Balfern Ave	0.61mi	3/1.5 (+1)	1,120 (+5%)	1mo	$157,000	$140	58
3532 Cliftmont Ave	0.30mi	3/2.0 (+1)	1,200 (+12%)	2mo	$168,000	$140	57
3838 Lyndale Ave	0.44mi	2/2.0	1,190 (+11%)	2mo	$113,500	$95	57
4102 Dudley Ave	0.66mi	3/1.5 (+1)	1,120 (+5%)	2mo	$165,000	$147	55
4603 Chatford Ave	0.55mi	3/1.5 (+1)	1,170 (+10%)	1mo	$205,000	$175	53
4128 Balfern Ave	0.71mi	3/1.5 (+1)	1,008 (-6%)	2mo	$177,000	$176	51
3238 Ravenwood Ave	0.73mi	3/1.5 (+1)	1,158 (+8%)	0mo	$70,000	$60	46
4117 Eastmont Ave	0.66mi	3/2.0 (+1)	1,176 (+10%)	1mo	$224,900	$191	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.57% appreciation · 5.25% rent growth · sell at horizon

5-year hold

• IRR: 28.9%
• Equity multiple: 2.41×
• Total profit: $35,375
• Equity at exit: $23,580

10-year hold

• IRR: 34.7%
• Equity multiple: 5.13×
• Total profit: $103,863
• Equity at exit: $26,401

Cash invested: $25,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 12 Strongly Tenant-Friendly
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City Baltimore: 12 Strongly Tenant-Friendly · D+58

Just-cause for tenancies > 1 yr.

Methodology + full state rankings →

ZIP-level market 21213

• Home prices YoY: -0.1%
• Rents YoY: 5.2%
• Active inventory: 319
• Price-to-rent: 4.5×

Monthly cashflow live

• Estimated rent: $1,666 high
• Mortgage (P&I): −$471
• Tax from tax record: −$236 /mo · $2,827/yr
• Insurance: −$37
• HOA: −$0
• Vacancy / Maint / Mgmt: −$350
• Net cashflow: $572

Break-even live

Break-even rent $942

Max offer price $89,900

Occupancy floor 61%

Sensitivity live

Price	-10% $623	-5% $597	+0% $572	+5% $546	+10% $521
Rent	-10% $440	-5% $506	+0% $572	+5% $638	+10% $703
Rate	-1.0pp $617	-0.5pp $595	base $572	+0.5pp $549	+1.0pp $525

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,475
• Closing costs: $2,697
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3028 Kenyon Ave Baltimore, MD	2.0	2.0	1075	$1,395	$1.30	44d	1	0.11mi
3305 Dudley Ave Baltimore, MD	3.0	2.0	1413	$1,950	$1.38	44d	1	0.15mi
2848 Pelham Ave Baltimore, MD	3.0	2.0	1164	$1,700	$1.46	44d	1	0.22mi
3410 Belair Rd Unit 2/B Baltimore, MD	1.0	1.0	742	$1,225	$1.65	5d	1	0.23mi
2817 Pelham Ave Baltimore, MD	3.0	2.0	1464	$1,950	$1.33	24d	1	0.26mi
2828 Lake Ave Baltimore, MD	3.0	2.0	1164	$1,850	$1.59	5d	1	0.29mi
3544 Chesterfield Ave Baltimore, MD	3.0	1.5	1200	$1,635	$1.36	44d	1	0.31mi
3436 Cardenas Ave Baltimore, MD	2.0	1.0	1146	$1,395	$1.22	44d	1	0.34mi
3515 Parklawn Ave Baltimore, MD	3.0	2.0	1240	$1,700	$1.37	3d	1	0.36mi
3551 Shannon Dr Baltimore, MD	3.0	2.0	1485	$2,358	$1.59	24d	1	0.38mi
3566 Dudley Ave Baltimore, MD	2.0	1.0	896	$1,800	$2.01	24d	1	0.38mi
3610 Elmley Ave Baltimore, MD	2.0	1.5	1200	$1,550	$1.29	21d	1	0.39mi
4320 Sheldon Ave Baltimore, MD	3.0	1.5	1280	$1,800	$1.41	24d	1	0.41mi
3646 Lyndale Ave Baltimore, MD	2.0	1.5	840	$1,475	$1.76	44d	1	0.42mi
4400 Asbury Ave Baltimore, MD	3.0	2.0	1270	$1,995	$1.57	5d	1	0.49mi
4024 Eierman Ave Baltimore, MD	3.0	2.0	1136	$1,825	$1.61	44d	1	0.51mi
3512 Elmora Ave Baltimore, MD	3.0	1.5	1472	$1,900	$1.29	21d	1	0.53mi
3902 Erdman Ave Unit 1 Baltimore, MD	2.0	1.0	1000	$1,275	$1.27	24d	1	0.56mi
3902 Erdman Ave Unit 2 Baltimore, MD	1.0	1.0	700	$1,175	$1.68	15d	1	0.56mi
3914 Erdman Ave #1 Baltimore, MD	3.0	1.0	1200	$1,319	$1.10	18d	1	0.58mi
3335 Lyndale Ave Baltimore, MD	2.0	2.0	1344	$1,600	$1.19	24d	1	0.63mi
4409 Moravia Rd Baltimore, MD	2.0	1.0	861	$1,385	$1.61	44d	3	0.65mi
3317 Lyndale Ave Baltimore, MD	3.0	1.0	900	$1,300	$1.44	44d	1	0.65mi
3315 Lyndale Ave Baltimore, MD	2.0	1.5	896	$1,650	$1.84	18d	1	0.65mi
3339 Elmora Ave Baltimore, MD	3.0	2.0	896	$1,600	$1.79	44d	1	0.66mi
3326 Elmora Ave Baltimore, MD	3.0	1.0	1200	$1,450	$1.21	24d	1	0.66mi
4022 Ardley Ave Baltimore, MD	2.0	1.0	896	$1,750	$1.95	44d	1	0.67mi
3222 Lyndale Ave Unit 1 Baltimore, MD	3.0	1.5	1500	$2,200	$1.47	13d	1	0.68mi
3213 Elmley Ave Baltimore, MD	2.0	1.0	1188	$1,395	$1.17	44d	1	0.68mi
3343 Ravenwood Ave Unit 3343 Baltimore, MD	2.0	2.0	948	$1,855	$1.96	18d	1	0.69mi
3218 Lyndale Ave Baltimore, MD	3.0	1.5	1020	$1,500	$1.47	24d	1	0.69mi
3322 Ravenwood Ave Baltimore, MD	3.0	2.0	932	$1,800	$1.93	24d	1	0.69mi
3221 Lyndale Ave Baltimore, MD	2.0	2.0	1020	$1,700	$1.67	24d	1	0.70mi
4116 Raymonn Ave Baltimore, MD	3.0	1.5	1244	$1,950	$1.57	44d	1	0.70mi
2113 Belair Rd Baltimore, MD	3.0	1.0	1344	$1,795	$1.34	44d	1	0.77mi
4300 Orchard Ridge Blvd Baltimore, MD	1.0–3.0	1.0–2.0	1021	$1,420	$1.39	44d	1	0.85mi
4901 Gunther Ave Baltimore, MD	1.0–3.0	1.0–2.0	742	$1,120	$1.51	3d	1	0.96mi
4517 Woodlea Ave Baltimore, MD	2.0	2.0	1326	$1,900	$1.43	3d	1	0.96mi
5305 Moravia Rd Baltimore, MD	3.0	1.0	679	$1,565	$2.30	3d	1	1.02mi
4104 Parkwood Ave Baltimore, MD	3.0	1.0	1224	$2,800	$2.29	24d	1	1.13mi

Listing history 35 events

1. 2026-05-01
   status Pending
2. 2026-03-26
   price $89,900
3. 2026-02-23
   price $99,900
4. 2026-01-21
   listed $109,900 Active
5. 2024-01-16
   soldstatus $190,000
6. 2023-12-21
   soldstatus $98,273
7. 2022-12-19
   historical
8. 2010-07-16
   soldstatus $37,000 370-char remark

   Show marketing remark (370 chars)

   2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

9. 2010-07-16
   soldstatus $37,000 Sold 370-char remark

   Show marketing remark (370 chars)

   2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

10. 2010-06-28
    status Contract 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

11. 2010-06-25
    historical 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

12. 2010-06-10
    status Active 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

13. 2010-04-09
    status Contract 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

14. 2010-03-25
    price $37,000 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

15. 2010-03-24
    status Active 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

16. 2010-03-10
    status Contract 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

17. 2010-02-17
    price $42,000 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

18. 2010-01-14
    price $47,000 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

19. 2010-01-06
    status Active 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

20. 2009-10-30
    status Contract 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

21. 2009-10-07
    listed $55,000 Active 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

22. 2009-10-07
    listed $37,000 370-char remark

    Show marketing remark (370 chars)

    2 bedroom brick townhome with covered front porch and fenced rear yard. Detached one car garage. partially finished lower level and large laundry room. Dual pane windows. Updated kitchen with lots of cabinets, countertops, double bowl stainless steel sink, gas range/oven and refrigerator. Close to Herring Run Park. Fee simple or ground rent ownership to be determined.

23. 2002-11-06
    soldstatus $33,000
24. 2002-09-10
    historical
25. 2002-09-10
    soldstatus $33,000
26. 2002-08-15
    listed
27. 2002-06-10
    historical
28. 2002-05-03
    listed $33,000
29. 1998-10-06
    soldstatus $52,000
30. 1998-06-26
    soldstatus $52,000
31. 1998-05-07
    historical
32. 1998-04-26
    listed $52,500
33. 1998-04-20
    historical
34. 1998-01-27
    listed
35. 1984-07-02
    soldstatus $39,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $2,827 · $236/mo
• Projected year-2 tax: $2,827 · $236/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (unshaded) · 65% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,995
• − Mortgage interest: −$5,036
• − Property taxes: −$2,827
• − Insurance: −$450
• − Repairs & maintenance: −$1,600
• − Management: −$1,600
• − Depreciation: −$2,615
• Taxable income: $5,868
• Est. tax owed @ 24.0%: −$1,408
• After-tax cash flow: $5,454/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Baltimore City Public Schools
• NCES district ID: 2400090
• Math proficiency: 7% ▼ -9.00%
• Reading proficiency: 16% ▼ -5.00%
• Median HH income: $42,108
• Composite: 10.08/100
• National rank: #9805
• State rank: #24 of 24 in MD

Livability — Baltimore

• Score: 76/100
• State rank: #90
• US rank: #3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Baltimore, MD
• County: Baltimore City · 558,601 people
• City population: 588,727
• Metro: Baltimore-Columbia-Towson, MD
• Population (ZIP): 28,058
• Household income: $51,344
• Rent vs Own: 48.0% rent · 52.0% own
• Severe rent burden: 1868.0

Population outlook (Baltimore County) Hauer SSP2

• Today (2025): 624,249 people
• By 2030: 621,541 · -0.4%
• By 2040: 609,756 · -2.3%
• By 2050: 597,249 · -4.3%
• By 2075: 552,236 · -11.5%
• By 2100: 513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (86%)
• Race & ethnicity: Black 86% White 6% Hispanic / Latino 4% Two or more races 3%
• Foreign-born: 3% · Canada
• Languages at home: 96% English-only · Spanish 3%

Political lean MEDSL · Baltimore

• 2024 margin: Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
• 2008→2024 swing: -2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
• All cycles: 2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.57%
• Current HPI: 427.4453
• Rent YoY: ▲ 5.25%
• Metro: Baltimore-Columbia-Towson, MD
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+125.3% since first listed

35 events — show timeline

• 2026-05-01 Pending — BRIGHT MLS
• 2026-03-26 Price Changed $89,900 BRIGHT MLS
• 2026-02-23 Price Changed $99,900 BRIGHT MLS
• 2026-01-21 Listed $109,900 BRIGHT MLS
• 2024-01-16 Sold (Public Records) $190,000 Public Records
• 2023-12-21 Sold (Public Records) $98,273 Public Records
• 2022-12-19 Rental Removed — RENT.
• 2010-07-16 Sold (MLS) $37,000 MRIS
• 2010-07-16 Sold (MLS) $37,000 BRIGHT MLS
• 2010-06-28 Pending — MRIS
• 2010-06-25 Listing Removed — BRIGHT MLS
• 2010-06-10 Relisted — MRIS
• 2010-04-09 Pending — MRIS
• 2010-03-25 Price Changed $37,000 MRIS
• 2010-03-24 Relisted — MRIS
• 2010-03-10 Pending — MRIS
• 2010-02-17 Price Changed $42,000 MRIS
• 2010-01-14 Price Changed $47,000 MRIS
• 2010-01-06 Relisted — MRIS
• 2009-10-30 Pending — MRIS
• 2009-10-07 Listed $55,000 MRIS
• 2009-10-07 Listed $37,000 BRIGHT MLS
• 2002-11-06 Sold (Public Records) $33,000 Public Records
• 2002-09-10 Sold (MLS) $33,000 MRIS
• 2002-09-10 Delisted — MRIS
• 2002-08-15 Listed — MRIS
• 2002-06-10 Delisted — MRIS
• 2002-05-03 Listed $33,000 MRIS
• 1998-10-06 Sold (Public Records) $52,000 Public Records
• 1998-06-26 Sold (MLS) $52,000 MRIS
• 1998-05-07 Delisted — MRIS
• 1998-04-26 Listed $52,500 MRIS
• 1998-04-20 Delisted — MRIS
• 1998-01-27 Listed — MRIS
• 1984-07-02 Sold (Public Records) $39,900 Public Records

Property tax history

+0.8%/yr

Latest (2025): $2,827 · +27.2% YoY. Source: county tax records.