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808 Moraine Ave
C- Composite 53.72
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.4/30.0
  • ARV discount +8.4/15.0
  • DSCR +7.2/10.0
  • 1% rule +5.0/10.0
  • Rent growth +3.9/5.0
  • Livability +3.6/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$150,000

808 Moraine Ave · Midwest City, OK 73130
4 bd · 2.0 ba · 1,135 sqft · SingleFamily public records · 12 Days on market
Built 1963 7,200 sqft lot Est $153k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

True 4 bedroom brick exterior home w/ vinyl siding and it's ready for your buyers! Remodeled thru-out. Kitchen features ceramic tile, gas cook top, granite coffee bar, granite composite sink and gas oven. Master bedroom has half bath w/ granite sink, ceramic tile, walk in closet and ceiling fan. Dining room has ceramic tile. Other extras: 2" blinds thru out, ceiling fans, fridge stays and washer and dryer too. All bedrooms are good sized and first bedroom has walk in closet. 1 car garage w/ garage laundry. Roof was replaced in 2012. Furnace & H2O tank replaced in 2012-13. Storms windows thru-out. New garage door opener. Covered patio and fence backyard w/ outbuilding. Bring your buyers to this one - worth a look.

Key facts

  • Close to restaurants
  • Good size back yard
  • Large covered patio

Tags

GOOD SIZE BACK YARDLARGE COVERED PATIOCLOSE TO TINKER AIR FORCE BASECLOSE TO SHOPPINGCLOSE TO RESTAURANTSMIN FROM DOWN TOWN OKC

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $249 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Cap rate 8.3% vs local median 5.6% in Midwest City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#30 in OK) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D+, employment D, amenities F.
  • Oklahoma City (urban): math 7% / reading 10% proficiency, ranked #254 of 270 in OK (top 94%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Willow Brook Es (346 students, 0% FRL); Star Spencer Hs (math 5% / reading 5%, grade F, #430 of 447 statewide, top 99%, 378 students, 0% FRL) — zoned schools average 0% FRL vs 82% district-wide (82 pts lower); this property's tenant base skews higher-income than the district average.
  • Market conditions: Rents rising fast (+5.7%/yr); 160 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 5,365 units permitted in Oklahoma County in 2024 (569 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Oklahoma County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 5.7% rent growth), your $42k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • Only 12 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 12y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $86k; list at $150k implies a 74% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $150,000

Questions for the listing agent

  1. Built in 1963 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.00%
Cap rate
8.29%
Cash-on-cash
7.12%
DSCR
1.32
GRM
8.3

CMA / ARV

ARV (on-the-fly)
$153,225
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
808 Moraine Ave 0.00mi 4/1.5 1,135 (0%) 1mo $150,000 $132 97
645 Lloyd Ave 0.23mi 4/1.5 1,186 (+4%) 3mo $147,000 $124 77
9925 NE 7th St 0.26mi 3/1.5 (-1) 1,206 (+6%) 4mo $157,000 $130 67
701 Royal Ave 0.17mi 3/1.5 (-1) 1,006 (-11%) 2mo $155,000 $154 65
800 Lotus Ave 0.11mi 3/1.0 (-1) 1,000 (-12%) 3mo $164,000 $164 63
9701 NE 3rd Pl 0.38mi 3/1.5 (-1) 1,063 (-6%) 3mo $165,000 $155 62
304 Lotus Ave 0.57mi 3/1.5 (-1) 1,108 (-2%) 1mo $150,000 $135 62
10015 Isaac Dr 0.63mi 3/1.5 (-1) 1,142 (+1%) 1mo $164,000 $144 61
10014 Caton Pl 0.65mi 3/1.5 (-1) 1,076 (-5%) 2mo $145,000 $135 52
9713 Oak Tree Ter 0.61mi 3/1.5 (-1) 1,070 (-6%) 3mo $130,000 $121 52
1617 Mcgregor Dr 0.65mi 3/1.5 (-1) 1,012 (-11%) 5mo $105,000 $104 41
1521 Mcdonald Dr 0.61mi 3/2.0 (-1) 978 (-14%) 6mo $149,000 $152 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.73% rent growth · sell at horizon

5-year hold
IRR
-2.6%
Equity multiple
0.90×
Total profit
$-4,217
Equity at exit
$22,365
10-year hold
IRR
9.7%
Equity multiple
1.83×
Total profit
$35,067
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Oklahoma
83 Strongly Landlord-Friendly · R+20
County
— inherits STATE
City
— inherits STATE
5-day notice; strongly landlord-favorable.

ZIP-level market 73130

Home prices YoY
-21.0%
Rents YoY
5.7%
Active inventory
160
Price-to-rent
8.3×

Monthly cashflow live

Estimated rent
$1,506 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$91 /mo · $1,096/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$316
Net cashflow
$249

Break-even live

Break-even rent $1,190
Max offer price $150,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
633 Lotus Ave Oklahoma City, OK 3.0 1.0 1038 $1,300 $1.25 10d 1 0.15mi
801 Royal Ave Oklahoma City, OK 3.0 1.0 951 $1,200 $1.26 16d 1 0.15mi
645 Lloyd Ave Oklahoma City, OK 4.0 1.5 1186 $1,650 $1.39 1d 1 0.21mi
629 Lloyd Ave Oklahoma City, OK 4.0 1.5 1213 $1,095 $0.90 3d 1 0.24mi
604 Moraine Ave Oklahoma City, OK 3.0 1.5 1181 $1,395 $1.18 1d 1 0.24mi
9604 NE 11th St Oklahoma City, OK 4.0 1.0 1280 $1,795 $1.40 1d 1 0.29mi
9528 McIntosh Ave Oklahoma City, OK 3.0 2.0 1164 $1,195 $1.03 43d 1 0.29mi
1216 McGregor Dr Oklahoma City, OK 4.0 1.5 1212 $1,495 $1.23 2d 1 0.35mi
405 Lotus Ave Oklahoma City, OK 3.0 2.0 1300 $1,611 $1.24 1d 1 0.43mi
1400 Alan Ln Oklahoma City, OK 3.0 2.0 1288 $1,495 $1.16 43d 1 0.47mi
9705 Oak Tree Ter Oklahoma City, OK 3.0 2.0 1100 $1,410 $1.28 10d 1 0.59mi
1400 Marydale Ave Oklahoma City, OK 3.0 1.0 1082 $1,150 $1.06 15d 1 0.59mi
1525 N Christine Dr Oklahoma City, OK 3.0 1.5 1264 $1,035 $0.82 2d 1 0.61mi
1525 McGregor Dr Oklahoma City, OK 3.0 1.5 1012 $1,275 $1.26 1d 1 0.62mi
217 Saint Charles Way Oklahoma City, OK 4.0 2.0 1448 $1,525 $1.05 23d 1 0.65mi
9316 NE Stardust Ln Oklahoma City, OK 5.0 1.0 1417 $1,650 $1.16 1d 1 0.67mi
10220 Isaac Dr Oklahoma City, OK 3.0 1.0 1106 $1,250 $1.13 43d 1 0.75mi
9212 Jennifer Pl Oklahoma City, OK 3.0 2.0 960 $1,250 $1.30 43d 1 0.76mi
1612 Melinda Ln Oklahoma City, OK 5.0 1.5 1446 $1,795 $1.24 1d 1 0.80mi
1620 Cynthia Dr Oklahoma City, OK 4.0 1.0 1203 $1,450 $1.21 43d 1 0.86mi
1809 Michell Dr Oklahoma City, OK 3.0 1.0 1125 $1,095 $0.97 2d 1 0.86mi
1617 Cynthia Dr Oklahoma City, OK 4.0 1.0 1161 $1,450 $1.25 43d 1 0.86mi
10400 Caton Pl Oklahoma City, OK 3.0 2.0 1164 $1,280 $1.10 23d 1 0.87mi
1817 Tim Dr Oklahoma City, OK 3.0 2.0 1373 $1,399 $1.02 1d 1 0.89mi
910 N Oakview Dr Oklahoma City, OK 3.0 2.0 1512 $1,239 $0.82 1d 1 0.91mi
1520 Patricia Dr Oklahoma City, OK 3.0 1.0 1040 $1,200 $1.15 43d 1 0.94mi
1619 N Douglas Blvd Oklahoma City, OK 3.0 2.0 1152 $1,129 $0.98 1d 1 1.02mi
10601 Tumilty Ter Oklahoma City, OK 4.0 2.0 1377 $1,820 $1.32 23d 1 1.06mi
236 Spirit Dr Midwest City, OK 3.0 2.0 1350 $1,600 $1.19 2d 1 1.11mi
8801 Saint George Way Oklahoma City, OK 3.0 2.0 1122 $1,175 $1.05 23d 1 1.14mi
8801 Saint George Way Oklahoma City, OK 3.0 2.0 1122 $1,175 $1.05 10d 1 1.14mi
3721 Parkwoods Ln Oklahoma City, OK 4.0 1.5 1266 $1,625 $1.28 1d 1 1.21mi
3513 Parkwoods Ln Oklahoma City, OK 3.0 1.5 903 $1,150 $1.27 44d 1 1.23mi
3609 Woodside Dr Midwest City, OK 3.0 1.0 858 $995 $1.16 2d 1 1.27mi
119 Woodman Dr Oklahoma City, OK 3.0 2.0 1252 $1,400 $1.12 2d 1 1.30mi
1040 Sycamore Dr Oklahoma City, OK 4.0 1.0 1144 $1,595 $1.39 1d 1 1.34mi
2008 Midridge Dr Oklahoma City, OK 3.0 2.0 1232 $1,325 $1.08 14d 1 1.34mi
8741 Hillridge Dr Oklahoma City, OK 3.0 2.0 1182 $1,495 $1.26 1d 1 1.39mi
8741 Hillridge Dr Oklahoma City, OK 3.0 2.0 1182 $1,495 $1.26 43d 1 1.39mi
1109 Parkview Dr Oklahoma City, OK 3.0 2.0 1290 $1,300 $1.01 23d 1 1.44mi

Listing history 9 events

  1. 2026-04-23
    status Pending
  2. 2026-04-10
    listed $150,000 Active
  3. 2019-05-30
    soldstatus $86,000
  4. 2019-05-24
    soldstatus $86,000 Sold 731-char remark
    Show marketing remark (731 chars)

    True 4 bedroom brick exterior home w/ vinyl siding and it's ready for your buyers! Remodeled thru-out. Kitchen features ceramic tile, gas cook top, granite coffee bar, granite composite sink and gas oven. Master bedroom has half bath w/ granite sink, ceramic tile, walk in closet and ceiling fan. Dining room has ceramic tile. Other extras: 2" blinds thru out, ceiling fans, fridge stays and washer and dryer too. All bedrooms are good sized and first bedroom has walk in closet. 1 car garage w/ garage laundry. Roof was replaced in 2012. Furnace & H2O tank replaced in 2012-13. Storms windows thru-out. New garage door opener. Covered patio and fence backyard w/ outbuilding. Bring your buyers to this one - worth a look.

  5. 2019-04-27
    status Pending 731-char remark
    Show marketing remark (731 chars)

    True 4 bedroom brick exterior home w/ vinyl siding and it's ready for your buyers! Remodeled thru-out. Kitchen features ceramic tile, gas cook top, granite coffee bar, granite composite sink and gas oven. Master bedroom has half bath w/ granite sink, ceramic tile, walk in closet and ceiling fan. Dining room has ceramic tile. Other extras: 2" blinds thru out, ceiling fans, fridge stays and washer and dryer too. All bedrooms are good sized and first bedroom has walk in closet. 1 car garage w/ garage laundry. Roof was replaced in 2012. Furnace & H2O tank replaced in 2012-13. Storms windows thru-out. New garage door opener. Covered patio and fence backyard w/ outbuilding. Bring your buyers to this one - worth a look.

  6. 2019-04-25
    listed $85,000 Active 731-char remark
    Show marketing remark (731 chars)

    True 4 bedroom brick exterior home w/ vinyl siding and it's ready for your buyers! Remodeled thru-out. Kitchen features ceramic tile, gas cook top, granite coffee bar, granite composite sink and gas oven. Master bedroom has half bath w/ granite sink, ceramic tile, walk in closet and ceiling fan. Dining room has ceramic tile. Other extras: 2" blinds thru out, ceiling fans, fridge stays and washer and dryer too. All bedrooms are good sized and first bedroom has walk in closet. 1 car garage w/ garage laundry. Roof was replaced in 2012. Furnace & H2O tank replaced in 2012-13. Storms windows thru-out. New garage door opener. Covered patio and fence backyard w/ outbuilding. Bring your buyers to this one - worth a look.

  7. 2014-07-21
    soldstatus $51,000
  8. 2014-07-18
    soldstatus $51,000 193-char remark
    Show marketing remark (193 chars)

    Looking for a nice little 1135 sqft home in Midwest City, 3 bed 1.5 bath, covered back yard single car garage, near tinker air force base, could be great investment property, or first time home

  9. 2014-05-21
    listed $55,000 193-char remark
    Show marketing remark (193 chars)

    Looking for a nice little 1135 sqft home in Midwest City, 3 bed 1.5 bath, covered back yard single car garage, near tinker air force base, could be great investment property, or first time home

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OK · Resets to sale price

Current annual tax
$1,096 · $91/mo
Projected year-2 tax
$1,350 · $112/mo
Expected delta
+$254/yr (+$21/mo · 23.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 4% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,072
− Mortgage interest
−$8,402
− Property taxes
−$1,096
− Insurance
−$750
− Repairs & maintenance
−$1,446
− Management
−$1,446
− Depreciation
−$4,364
Taxable income
$568
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$136
After-tax cash flow
$2,855/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Oklahoma City
NCES district ID
4022770
Math proficiency
7% ▼ -5.00%
Reading proficiency
10% ▼ -6.00%
Median HH income
$35,606
Composite
7.0/100
National rank
#9970
State rank
#254 of 270 in OK

Livability — Midwest City

Score
71/100
State rank
#30
US rank
#6637

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D Housing A+ Health & safety A User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Midwest City, OK
County
Oklahoma County · 771,644 people
City population
57,386
Metro
Oklahoma City, OK
Population (ZIP)
21,476
Household income
$71,189
Rent vs Own
23.7% rent · 76.3% own
Severe rent burden
378.0

Population outlook (Oklahoma County) Hauer SSP2

Today (2025)
911,875 people
By 2030
982,413 · +7.7%
By 2040
1,130,468 · +24.0%
By 2050
1,288,422 · +41.3%
By 2075
1,711,482 · +87.7%
By 2100
2,088,448 · +129.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
White 60% Black 18% Two or more races 14% Hispanic / Latino 7% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Lithuanian 2% Slovak 2% Italian 2%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% Tagalog/Filipino 1%

Political lean MEDSL · Oklahoma

2024 margin
Toss-up / Even · D 48.0% · R 49.7% · Other 2.3%
2008→2024 swing
+15.1pp toward D · 2008: -16.8pp · 2024: -1.7pp
All cycles
2024: R+1.7 2020: R+1.1 2016: R+10.5 2012: R+16.7 2008: R+16.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.22%
Current HPI
245.8385
Rent YoY
▲ 5.73%
Metro
Oklahoma City, OK
State GDP YoY
▲ 1.55%
F500 in state
6

Industry mix (Fortune 500 HQ in OK)

Industry F500 HQs Revenue

Price history

+172.7% since first listed
9 events — show timeline
  • 2026-04-23 Pending MLSOK
  • 2026-04-10 Listed $150,000 MLSOK
  • 2019-05-30 Sold (Public Records) $86,000 Public Records
  • 2019-05-24 Sold (MLS) $86,000 MLSOK
  • 2019-04-27 Pending MLSOK
  • 2019-04-25 Listed $85,000 MLSOK
  • 2014-07-21 Sold (Public Records) $51,000 Public Records
  • 2014-07-18 Sold (MLS) $51,000 MLSOK
  • 2014-05-21 Listed $55,000 MLSOK

Property tax history

+5.6%/yr

Latest (2025): $1,096 · +1.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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