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105 Lilac Pl
C Composite 56.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +7.5/15.0
  • DSCR +7.0/10.0
  • Schools +6.1/10.0
  • 1% rule +5.5/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$225,000

105 Lilac Pl · Sanatoga, PA 19468
2 bd · 2.0 ba · 1,472 sqft · Manufactured public records · 3 Days on market
Built 1999

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

Key facts

  • Ample eating area
  • Front trex porch
  • Attached garage

Tags

ATTACHED GARAGEFRONT TREX PORCHLARGE COAT CLOSETAMPLE EATING AREACENTER ISLANDNEWER RANGE

Property features AI

Finance

  • Financial info: Monthly land lease of $925; Land lease has 99 years remaining; Annual ground rent listed in income/expense
  • HOA & community: Community pool; Senior community (55+)

Exterior

  • Parking: Attached garage with garage door opener; Driveway; 1 garage/total parking space
  • Utilities: Public water; Public sewer; Municipal trash service
  • Home design: Manufactured home; Situated in a senior community (55+); Land lease ownership
  • Construction: Vinyl siding; Marlette make (manufactured home)
  • Exterior features: Community pool; Ground rent exists

Interior

  • Kitchen: Kitchen
  • Bedrooms: 2 bedrooms on the main level; Master Bedroom; Bedroom 2
  • Bathrooms: 2 full bathrooms (both on the main level)
  • Heating & cooling: Central heating; Natural gas heat; Central air conditioning; Electric hot water
  • Interior features: Living Room; Dining Room; Master Bathroom
  • Laundry & utility: Laundry area

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $225k.

Deal economics

  • At list price, monthly cash flow is $354 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $225k).
  • Cap rate 8.2% vs local median 3.1% in Sanatoga — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#526 in PA, #4,881 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, amenities F, commute F.
  • Spring-Ford Area SD (suburban): math 58% / reading 78% proficiency, ranked #23 of 539 in PA (top 4%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 11% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents soft (-1.2%/yr); 135 active listings in the ZIP; 2 comparable units currently listed for rent nearby; solid renter incomes; 1,936 units permitted in Montgomery County in 2024 (530 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Montgomery County population projected at +5% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $120k; list at $225k implies a 88% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $225,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.05%
Cap rate
8.18%
Cash-on-cash
6.75%
DSCR
1.30
GRM
8.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-9.3%
Equity multiple
0.67×
Total profit
$-20,799
Equity at exit
$33,548
10-year hold
IRR
-4.4%
Equity multiple
0.75×
Total profit
$-15,736
Equity at exit
$19,454

Cash invested: $63,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 19468

Rents YoY
-1.2%
Active inventory
135
Price-to-rent
8.0×

Monthly cashflow live

Estimated rent
$2,358 medium interval (Pro) →
Mortgage (P&I)
$1,180
Tax from tax record
$235 /mo · $2,822/yr
Insurance
$94
HOA
$0
Vacancy / Maint / Mgmt
$495
Net cashflow
$354

Break-even live

Break-even rent $1,910
Max offer price $225,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$56,250
Closing costs
$6,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
100 Hunsberger Dr Royersford, PA 1.0–3.0 1.0–2.0 1104 $2,699 $2.44 1d 6 0.20mi
151 Holly Dr Royersford, PA 1.0–3.0 1.0–2.5 1168 $2,470 $2.11 1d 10 1.03mi

Listing history 7 events

  1. 2026-05-20
    status Pending
  2. 2026-05-17
    listed $225,000 Active
  3. 2017-02-15
    soldstatus $120,000 Sold 853-char remark
    Show marketing remark (851 chars)

    Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

  4. 2017-02-15
    soldstatus $120,000 851-char remark
    Show marketing remark (851 chars)

    Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

  5. 2017-01-07
    status Under Contract 853-char remark
    Show marketing remark (853 chars)

    Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

  6. 2017-01-03
    listed $117,900 Active 853-char remark
    Show marketing remark (851 chars)

    Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

  7. 2017-01-03
    listed $117,900 851-char remark
    Show marketing remark (851 chars)

    Welcome Home to this well maintained one floor spacious home! It's all ready for you to make it your own! Step inside the entry way and enjoy this open concept home! The grand space with vaulted ceilings emphasize the elegance of this home located in Willow Run, a 55 Plus community nestled in the heart of Limerick Township! The location is amazing! Here you can shop at the local Philadelphia Outlets, Wegmans, and local spots for all your essential needs. As you stroll through the home you will notice the Large eat-in kitchen with an island and a plethora of countertops and cabinets! You will simply enjoy prepping your meals here and entertaining your guests. As you finish your evening you can retreat to the main bedroom that sits quietly at the back of the rancher. Here it will be time to relax and rejuvenate after a long day. If you enjoy

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$2,822 · $235/mo
Projected year-2 tax
$3,189 · $266/mo
Expected delta
+$366/yr (+$31/mo · 13.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 25% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,301
− Mortgage interest
−$12,603
− Property taxes
−$2,822
− Insurance
−$1,125
− Repairs & maintenance
−$2,264
− Management
−$2,264
− Depreciation
−$6,545
Taxable income
$677
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$162
After-tax cash flow
$4,089/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Spring-Ford Area SD
NCES district ID
4222560
Math proficiency
58% ▼ -11.00%
Reading proficiency
78% ▼ -5.00%
Median HH income
$84,931
Composite
60.97/100
National rank
#802
State rank
#23 of 539 in PA

Livability — Sanatoga

Score
74/100
State rank
#526
US rank
#4881

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment A Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Montgomery County · 712,331 people
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
Population (ZIP)
28,194
Household income
$108,534
Rent vs Own
24.8% rent · 75.2% own
Severe rent burden
555.0

Population outlook (Montgomery County) Hauer SSP2

Today (2025)
856,074 people
By 2030
870,887 · +1.7%
By 2040
891,195 · +4.1%
By 2050
896,417 · +4.7%
By 2075
903,212 · +5.5%
By 2100
843,240 · -1.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (84%)
Race & ethnicity
White 84% Asian 7% Two or more races 3% Hispanic / Latino 3% Black 2%
Common ancestry
Romanian 9% Slovak 1% Lithuanian 1%
Foreign-born
7% · Canada, China, Vietnam
Languages at home
91% English-only · Other Indo-European 3% Spanish 2% Other Asian/Pacific 2%

Political lean MEDSL · Montgomery

2024 margin
Strong D (+22.8) · D 60.9% · R 38.1% · Other 1.1%
2008→2024 swing
+2.0pp toward D · 2008: 20.8pp · 2024: 22.8pp
All cycles
2024: D+22.8 2020: D+26.3 2016: D+21.1 2012: D+14.3 2008: D+20.8

Not yet ingested

Civics

Market trends

HPI YoY
▼ -269.11%
Current HPI
300.9404
Rent YoY
▼ -1.17%
Metro
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+90.8% since first listed
7 events — show timeline
  • 2026-05-20 Pending BRIGHT MLS
  • 2026-05-17 Listed $225,000 BRIGHT MLS
  • 2017-02-15 Sold (MLS) $120,000 BRIGHT MLS
  • 2017-02-15 Sold (MLS) $120,000 TREND
  • 2017-01-07 Pending TREND
  • 2017-01-03 Listed $117,900 TREND
  • 2017-01-03 Listed $117,900 BRIGHT MLS

Property tax history

+2.9%/yr

Latest (2026): $2,822 · +4.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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