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63GG Dudley Ln
B- Composite 66.82
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.5/30.0
  • ARV discount +10.1/15.0
  • DSCR +9.0/10.0
  • 1% rule +7.1/10.0
  • Schools +6.6/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$199,000

63GG Dudley Ln · Madison, CT 06443
2 bd · 1.0 ba · 700 sqft · SingleFamily · 147 Days on market
Built 1950 2,178 sqft lot $284/sqft · 6% below area Est $211k · 6% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the ultimate summer retreat at 63GG Dudley Lane, a completely remodeled two-bedroom cottage located in the desirable and private DeSabato's Camp community. This turn-key home is offered fully furnished and features a bright, open interior with upgraded cabinetry and modern finishes throughout that maximize space and style. The outdoor living space is exceptional, boasting a massive rear deck designed for entertaining, a large storage shed for beach gear, and a custom outdoor privacy shower to rinse off after a day at the shore. Situated on a quiet lane, the property offers direct access to the bike path leading straight to Hammonasset Beach State Park, allowing you to enjoy the shoreline without the hassle of parking. This seasonal owner-occupied community strictly prohibits short-term rentals. Typically running from April through October, strictly prohibits short-term rentals. The annual land lease is approximately $4,000 annually. A cash purchase is required since conventional mortgage financing is not available for seasonal land-lease properties.

Key facts

  • Massive rear deck
  • Remodeled cottage
  • Outdoor living space

Tags

REMODELED COTTAGEOUTDOOR LIVING SPACEMASSIVE REAR DECKLARGE STORAGE SHEDCUSTOM OUTDOOR PRIVACY SHOWERDIRECT ACCESS TO BIKE PATH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $199k.

Deal economics

  • At list price, monthly cash flow is $526 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $199k).
  • Recommended offer: $175k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade B — affects rentability + tenant quality, not the cash-flow math above.
  • Madison School District (suburban): math 69% / reading 75% proficiency, ranked #10 of 153 in CT (top 6%) — strong family-tenant draw, lease renewals of 3-5y typical; only 3% free/reduced lunch — higher-income household profile.
  • Market conditions: 105 active listings in the ZIP; 1,059 units permitted in South Central Connecticut Planning Region in 2024 (779 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $56k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $175,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.21%
Cap rate
9.47%
Cash-on-cash
11.34%
DSCR
1.50
GRM
6.9

CMA / ARV

ARV (median comp)
$211,020
List price
$199,000
Delta
-5.70%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12 North St 0.09mi 2/1.0 680 (-3%) 12mo $120,000 $176 80
6 First St 0.05mi 2/1.0 612 (-13%) 1mo $255,000 $417 76
1 4th St 0.06mi 1/1.0 (-1) 664 (-5%) 11mo $220,000 $331 74
33 North St 0.10mi 2/1.0 630 (-10%) 8mo $144,000 $229 72
45 East St 0.06mi 2/1.0 604 (-14%) 11mo $210,000 $348 65
89 South St 0.09mi 2/1.0 800 (+14%) 12mo $262,000 $328 62
23 North St 0.09mi 2/1.0 630 (-10%) 21mo $132,000 $210 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
0.6%
Equity multiple
1.02×
Total profit
$1,322
Equity at exit
$29,672
10-year hold
IRR
10.3%
Equity multiple
1.80×
Total profit
$44,476
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06443

Active inventory
105
Price-to-rent
6.9×

Monthly cashflow live

Estimated rent
$2,407 medium interval (Pro) →
Mortgage (P&I)
$1,044
Tax est. 1.5%
$249 /mo · $2,985/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$506
Net cashflow
$526

Break-even live

Break-even rent $1,741
Max offer price $199,000
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 34 events

  1. 2026-06-18
    days on market $199,000 Active 147 DOM
  2. 2026-06-17
    days on market $199,000 Active 146 DOM
  3. 2026-06-16
    days on market $199,000 Active 145 DOM
  4. 2026-06-15
    days on market $199,000 Active 144 DOM
  5. 2026-06-13
    days on market $199,000 Active 142 DOM
  6. 2026-06-12
    days on market $199,000 Active 141 DOM
  7. 2026-06-09
    days on market $199,000 Active 138 DOM
  8. 2026-06-08
    days on market $199,000 Active 137 DOM
  9. 2026-06-07
    days on market $199,000 Active 136 DOM
  10. 2026-06-04
    days on market $199,000 Active 132 DOM
  11. 2026-06-02
    days on market $199,000 Active 131 DOM
  12. 2026-06-01
    days on market $199,000 Active 130 DOM
  13. 2026-05-31
    days on market $199,000 Active 129 DOM
  14. 2026-05-31
    days on market $199,000 Active 128 DOM
  15. 2026-01-22
    listed $199,000 Active 1074-char remark
    Show marketing remark (1074 chars)

    Discover the ultimate summer retreat at 63GG Dudley Lane, a completely remodeled two-bedroom cottage located in the desirable and private DeSabato's Camp community. This turn-key home is offered fully furnished and features a bright, open interior with upgraded cabinetry and modern finishes throughout that maximize space and style. The outdoor living space is exceptional, boasting a massive rear deck designed for entertaining, a large storage shed for beach gear, and a custom outdoor privacy shower to rinse off after a day at the shore. Situated on a quiet lane, the property offers direct access to the bike path leading straight to Hammonasset Beach State Park, allowing you to enjoy the shoreline without the hassle of parking. This seasonal owner-occupied community strictly prohibits short-term rentals. Typically running from April through October, strictly prohibits short-term rentals. The annual land lease is approximately $4,000 annually. A cash purchase is required since conventional mortgage financing is not available for seasonal land-lease properties.

  16. 2022-09-22
    soldstatus $180,000 Closed 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  17. 2022-09-04
    status Under Contract 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  18. 2022-09-02
    historical Under Contract - Continue to Show 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  19. 2022-08-30
    price $189,900 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  20. 2022-07-21
    price $195,000 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  21. 2022-07-14
    status Active 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  22. 2022-06-30
    price $196,900 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  23. 2022-06-09
    price $197,900 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  24. 2022-05-26
    price $199,900 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  25. 2022-05-12
    listed $205,000 Active 1495-char remark
    Show marketing remark (1495 chars)

    Still time to enjoy the beach this season!!!! Quick closing possible will have you enjoying the shoreline within days!!! Rent, taxes and trash service paid by current owners for this season. Fully furnished turnkey seasonal cottage directly bordering Hammonasset Beach State Park. Enjoy the park’s two miles of sandy beaches, secluded coves, picnic areas, wildlife sanctuary and 936 acres of protected waterfront lands all easily accessible from your quaint cottage via a direct walking and biking path. With 708 square feet of living space there is plenty of room for family and guests. Floor plan has two generous sized bedrooms, but the family room can be used as a third bedroom to accommodate extra guests. Eat in kitchen and large attic for storage. Large front deck with fire chiminea as well as ample side and back yard space with a firepit. Large shed for all your tools and beach toys! Close to shopping, dining, and shore amenities. Cottage comes fully furnished with quality furniture. New water heater just installed and interior freshly painted. Professional home and septic inspections completed in December 2021 and all deficiencies corrected and addressed. Inspection reports available to view by request. Nothing to do here but move in. Seasonal April 1st thru December 1st. Current land lease is $3600 +/- annually and taxes are $1323. Purchase needs to be all cash or personal loan/home equity loan as cottage on leased land does not qualify for conventional financing.

  26. 2019-08-02
    soldstatus $45,000 Closed
  27. 2019-04-21
    listed $45,000 Active
  28. 2018-11-13
    historical
  29. 2018-09-08
    listed $48,700 Active
  30. 2015-09-10
    soldstatus $54,900
  31. 2015-07-30
    historical
  32. 2015-05-27
    listed $54,900
  33. 2010-05-07
    soldstatus $102,000
  34. 2010-02-23
    listed $115,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥92°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 5 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,887
− Mortgage interest
−$11,147
− Property taxes
−$2,985
− Insurance
−$995
− Repairs & maintenance
−$2,311
− Management
−$2,311
− Depreciation
−$5,789
Taxable income
$3,349
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$804
After-tax cash flow
$5,514/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Madison School District
NCES district ID
0902280
Math proficiency
69% ▲ 1.00%
Reading proficiency
75% ▲ 2.00%
Median HH income
$103,788
Composite
66.15/100
National rank
#435
State rank
#10 of 153 in CT

Livability — Madison

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
17,577

Population outlook (South Central Connecticut County) Hauer SSP2

By 2040
608,362

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (88%)
Race & ethnicity
White 88% Two or more races 5% Asian 4% Hispanic / Latino 3%
Common ancestry
Romanian 5% Lithuanian 3% Slovak 2%
Foreign-born
9% · Canada, China
Languages at home
92% English-only · Other Indo-European 2% Spanish 2% German/W. Germanic 1%

Political lean MEDSL · South Central Connecticut

2024 margin
Strong D (+20.1) · D 59.0% · R 38.9% · Other 2.1%
All cycles
2024: D+20.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -375.58%
Current HPI
242.8467
Rent YoY
Metro
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+73.0% since first listed
20 events — show timeline
  • 2026-01-22 Listed $199,000 Smart MLS
  • 2022-09-22 Sold (MLS) $180,000 Smart MLS
  • 2022-09-04 Pending Smart MLS
  • 2022-09-02 Contingent Smart MLS
  • 2022-08-30 Price Changed $189,900 Smart MLS
  • 2022-07-21 Price Changed $195,000 Smart MLS
  • 2022-07-14 Relisted Smart MLS
  • 2022-06-30 Price Changed $196,900 Smart MLS
  • 2022-06-09 Price Changed $197,900 Smart MLS
  • 2022-05-26 Price Changed $199,900 Smart MLS
  • 2022-05-12 Listed $205,000 Smart MLS
  • 2019-08-02 Sold (MLS) $45,000 Smart MLS
  • 2019-04-21 Listed $45,000 Smart MLS
  • 2018-11-13 Listing Removed Smart MLS
  • 2018-09-08 Listed $48,700 Smart MLS
  • 2015-09-10 Sold (MLS) $54,900 Smart MLS
  • 2015-07-30 Listing Removed Smart MLS
  • 2015-05-27 Listed $54,900 Smart MLS
  • 2010-05-07 Sold (MLS) $102,000 Smart MLS
  • 2010-02-23 Listed $115,000 Smart MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…