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Whitetail Plan 🏗️ New Construction
C Composite 58.39
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.2/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.1/10.0
  • DSCR +5.7/10.0
  • 1% rule +4.9/10.0
  • Condition / age +4.8/5.0
  • Schools +4.6/10.0
  • Livability +3.1/5.0
  • Rent growth +2.5/5.0

$291,990

Whitetail Plan · Kendleton, TX 77417
4 bd · 2.5 ba · 2,066 sqft · SingleFamily · 751 Days on market
Excellent condition ↓ 43% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

Key facts

  • 2 garage spots
  • Listed 751 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $291,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $299,663.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $292k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $271 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $292k).
  • Recommended offer: $257k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 61/100 on livability (#1,021 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools C-, employment D+, crime D.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 232 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).

Forward outlook

  • In year one you build about $15k of equity ($2k loan paydown + $12k appreciation (4.2% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.2% appreciation + 3.0% rent growth), your $84k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 751 days — a 12% lower offer ($257k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $218k (43%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $256,951 (12.0% below list)

Questions for the listing agent

  1. It's been on market 751 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.38%
Cash-on-cash
3.88%
DSCR
1.17
GRM
8.4

CMA / ARV

ARV (median comp)
$299,663
List price
$291,990
Delta
-2.56%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10722 Sky Creek Ln 0.06mi 3/2.0 (-1) 2,141 (+4%) 1mo $319,000 $149 83
10915 Tawny Ridge Dr 0.53mi 4/2.5 2,066 (0%) 4mo $293,990 $142 72
722 Mockingbird Psge 0.22mi 3/2.0 (-1) 2,200 (+6%) 2mo $357,590 $163 70
719 Mockingbird Psge 0.23mi 3/2.0 (-1) 1,863 (-10%) 2mo $335,490 $180 64
706 Blue Sky Pl 0.61mi 3/2.0 (-1) 2,141 (+4%) 3mo $319,990 $149 56
10735 Dogwood Sky Dr 0.44mi 4/2.0 1,778 (-14%) 0mo $289,990 $163 54
723 Blue Sky Pl 0.61mi 4/2.0 1,922 (-7%) 5mo $314,990 $164 54
1111 Whispering Winds Dr 0.53mi 4/2.0 1,841 (-11%) 4mo $338,900 $184 52
1031 Rosewood Trl 0.53mi 4/2.0 1,778 (-14%) 3mo $299,900 $169 47
10803 Hickory Ln 0.69mi 4/2.0 1,778 (-14%) 2mo $309,900 $174 41
10627 Summers Way 0.67mi 3/2.0 (-1) 1,819 (-12%) 5mo $303,990 $167 38
10615 Summers Way 0.71mi 3/2.0 (-1) 1,819 (-12%) 5mo $305,990 $168 36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
14.1%
Equity multiple
1.86×
Total profit
$72,123
Equity at exit
$154,625
10-year hold
IRR
15.2%
Equity multiple
3.51×
Total profit
$210,668
Equity at exit
$255,074

Cash invested: $83,906 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77417

Home prices YoY
1.2%
Active inventory
232
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,965 medium interval (Pro) →
Mortgage (P&I)
$1,571
Tax est. 1.5%
$375 /mo · $4,495/yr
Insurance
$125
HOA
$0
Vacancy / Maint / Mgmt
$623
Net cashflow
$271

Break-even live

Break-even rent $2,621
Max offer price $299,663
Occupancy floor 86%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$74,916
Closing costs
$8,990
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10730 Sky Creek Ln Beasley, TX 3.0–4.0 2.0–2.5 1869 $2,965 $1.59 1d 1 0.06mi

Listing history 17 events

  1. 2026-06-18
    days on market $291,990 Active 751 DOM
  2. 2026-06-17
    days on market $291,990 Active 750 DOM
  3. 2026-06-16
    days on market $291,990 Active 749 DOM
  4. 2026-06-15
    days on market $291,990 Active 748 DOM
  5. 2026-06-13
    days on market $291,990 Active 746 DOM
  6. 2026-06-10
    days on market $291,990 Active 742 DOM
  7. 2026-06-08
    days on market $291,990 Active 741 DOM
  8. 2026-06-07
    days on market $291,990 Active 740 DOM
  9. 2026-06-04
    days on market $291,990 Active 737 DOM
  10. 2026-06-03
    days on market $291,990 Active 736 DOM
  11. 2026-06-02
    days on market $291,990 Active 735 DOM
  12. 2026-06-01
    days on market $291,990 Active 734 DOM
  13. 2026-05-31
    days on market $291,990 Active 733 DOM
  14. 2024-05-30
    status Active 415-char remark
    Show marketing remark (415 chars)

    The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

  15. 2024-05-30
    price $291,990 415-char remark
    Show marketing remark (415 chars)

    The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

  16. 2024-03-14
    historical 415-char remark
    Show marketing remark (415 chars)

    The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

  17. 2024-03-12
    listed $510,000 Active 415-char remark
    Show marketing remark (415 chars)

    The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,580
− Mortgage interest
−$16,786
− Property taxes
−$4,495
− Insurance
−$1,498
− Repairs & maintenance
−$2,846
− Management
−$2,846
− Depreciation
−$8,717
Taxable loss
−$1,609
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$386
After-tax cash flow
$3,644/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This two-story home is in excellent condition with a spacious and modern interior, well-maintained exterior, and no visible repairs needed. It is move-in ready and would benefit from minor updates to increase its value for both resale and rental.

Value-add opportunities

  • Both Painting the exterior brick and updating the landscaping — Enhances curb appeal and adds value for both resale and rental.
  • Resale Updating the kitchen appliances — Modernizes the kitchen and makes it more appealing to potential buyers.
  • Both Adding smart home features — Improves convenience and adds value for both resale and rental by making the home more technologically advanced.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior brick and updating the landscaping — Enhances curb appeal and adds value for both resale and rental.
  • Resale Updating the kitchen appliances — Modernizes the kitchen and makes it more appealing to potential buyers.
  • Both Adding smart home features — Improves convenience and adds value for both resale and rental by making the home more technologically advanced.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX

Livability — Kendleton

Score
61/100
State rank
#1021
US rank
#18149

Category grades

Amenities F Commute F Cost of living A+ Crime D Employment D+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
3,232

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Italian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
76% English-only · Spanish 24%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 4.15%
Current HPI
337.8236
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-42.7% since first listed
4 events — show timeline
  • 2024-05-30 Relisted Zillow
  • 2024-05-30 Price Changed $291,990 Zillow
  • 2024-03-14 Delisted Zillow
  • 2024-03-12 Listed $510,000 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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