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Whitetail Plan 🏗️ New Construction
C Composite 56.43
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.9/30.0
  • ARV discount +7.5/15.0
  • Appreciation +7.1/10.0
  • DSCR +5.6/10.0
  • 1% rule +4.8/10.0
  • Condition / age +4.8/5.0
  • Schools +3.5/10.0
  • Livability +2.9/5.0
  • Rent growth +2.5/5.0

$291,990

Whitetail Plan · Beasley, TX 77417
4 bd · 2.5 ba · 2,066 sqft · SingleFamily · 802 Days on market
Excellent condition ↓ 43% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The first floor of this two-story home shares a spacious open layout between the kitchen, dining room and family room for easy entertaining. Upstairs are three secondary bedrooms, ideal for residents and overnight guests, surrounding a versatile loft that serves as an additional shared living space. An owner's suite sprawls across the rear of the second floor and enjoys an en-suite bathroom and a walk-in closet.

Key facts

  • 2 garage spots
  • Listed 801 days

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $291,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $302,223.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $292k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $254 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $292k).
  • Recommended offer: $257k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.3% vs local median 5.6% in Beasley — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 57/100 on livability (#1,273 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime A; Watch: employment C-, amenities F, commute F.
  • Lamar CISD (suburban): math 50% / reading 53% proficiency, ranked #116 of 826 in TX (top 14%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Beasley El (math 42% / reading 27%, grade F, #1,995 of 4,322 statewide, top 50%, 366 students, 86% FRL); Lamar J H (math 30% / reading 34%, grade F, #971 of 1,662 statewide, top 60%, 1,246 students, 71% FRL); Lamar Cons H S (math 26% / reading 48%, grade F, #897 of 1,632 statewide, top 57%, 1,762 students, 62% FRL) — zoned schools average 73% FRL vs 43% district-wide (30 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 34% at this address vs 52% district-wide (-17 pts) — the specific schools serving this property underperform the Lamar CISD average; the district grade overstates school quality for this exact location.
  • Market conditions: 273 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • At $2,965/mo this rent would consume 59% of the median local household income ($61k/yr) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $15k of equity ($2k loan paydown + $13k appreciation (4.2% local appreciation)).
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (4.2% appreciation + 3.0% rent growth), your $85k cash investment doubles in ~5 years — after that, you're playing with house money.
  • By year 3, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 802 days — a 12% lower offer ($257k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 2y ago; this cycle's ask has dropped $218k (43%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $256,951 (12.0% below list)

Questions for the listing agent

  1. It's been on market 802 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
7.30%
Cash-on-cash
3.60%
DSCR
1.16
GRM
8.5

CMA / ARV

ARV (median comp)
$302,223
List price
$291,990
Delta
-3.39%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10722 Sky Creek Ln 0.06mi 3/2.0 (-1) 2,141 (+4%) 3mo $319,000 $149 82
722 Mockingbird Psge 0.22mi 3/2.0 (-1) 2,200 (+6%) 4mo $357,590 $163 69
719 Mockingbird Psge 0.23mi 3/2.0 (-1) 1,863 (-10%) 4mo $335,490 $180 63
619 Blue Stone Dr 0.73mi 4/2.0 2,031 (-2%) 0mo $306,990 $151 61
723 Blue Stone Dr 0.74mi 4/2.0 2,031 (-2%) 0mo $306,990 $151 60
706 Blue Sky Pl 0.61mi 3/2.0 (-1) 2,141 (+4%) 5mo $319,990 $149 55
10735 Dogwood Sky Dr 0.44mi 4/2.0 1,778 (-14%) 2mo $289,990 $163 53
10723 Dogwood Sky Dr 0.45mi 4/2.0 1,778 (-14%) 2mo $284,990 $160 52
1111 Whispering Winds Dr 0.53mi 4/2.0 1,841 (-11%) 6mo $338,900 $184 51
1031 Rosewood Trl 0.53mi 4/2.0 1,778 (-14%) 4mo $299,900 $169 46
622 Heaven Dr 0.67mi 4/2.0 1,796 (-13%) 0mo $289,990 $161 45
10803 Hickory Ln 0.69mi 4/2.0 1,778 (-14%) 3mo $309,900 $174 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.15% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
13.9%
Equity multiple
1.84×
Total profit
$71,464
Equity at exit
$155,946
10-year hold
IRR
15.0%
Equity multiple
3.48×
Total profit
$209,715
Equity at exit
$257,253

Cash invested: $84,622 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
96 active · 26 under contract
Months of supply
11.3 mo (9%/mo absorbed)
Median asking
$304,990 ($155/sqft)
Median days on market
75 d
This list price
38% of active listings are priced below it
ARV vs active asking
-5.3% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 77417

Home prices YoY
1.2%
Active inventory
273
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,965 medium interval (Pro) →
Mortgage (P&I)
$1,585
Tax est. 1.5%
$378 /mo · $4,533/yr
Insurance
$126
HOA
$0
Vacancy / Maint / Mgmt
$623
Net cashflow
$254

Break-even live

Break-even rent $2,644
Max offer price $302,223
Occupancy floor 86%

Sensitivity live

Price -10% $463 -5% $358 +0% $254 +5% $149 +10% $45
Rent -10% $20 -5% $137 +0% $254 +5% $371 +10% $488
Rate -1.0pp $406 -0.5pp $331 base $254 +0.5pp $175 +1.0pp $96

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$75,556
Closing costs
$9,067
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
10730 Sky Creek Ln Beasley, TX 3.0–4.0 2.0–2.5 1869 $2,965 $1.59 0d 1 0.06mi

Listing history 50 events

  1. 2026-08-08
    days on market $291,990 Active 802 DOM
  2. 2026-08-06
    days on market $291,990 Active 800 DOM
  3. 2026-08-05
    days on market $291,990 Active 799 DOM
  4. 2026-08-04
    days on market $291,990 Active 798 DOM
  5. 2026-08-03
    days on market $291,990 Active 797 DOM
  6. 2026-07-31
    days on market $291,990 Active 794 DOM
  7. 2026-07-30
    days on market $291,990 Active 792 DOM
  8. 2026-07-28
    days on market $291,990 Active 791 DOM
  9. 2026-07-26
    days on market $291,990 Active 789 DOM
  10. 2026-07-24
    days on market $291,990 Active 787 DOM
  11. 2026-07-23
    days on market $291,990 Active 786 DOM
  12. 2026-07-22
    days on market $291,990 Active 785 DOM
  13. 2026-07-21
    days on market $291,990 Active 784 DOM
  14. 2026-07-20
    days on market $291,990 Active 783 DOM
  15. 2026-07-18
    days on market $291,990 Active 780 DOM
  16. 2026-07-16
    days on market $291,990 Active 779 DOM
  17. 2026-07-15
    days on market $291,990 Active 778 DOM
  18. 2026-07-14
    days on market $291,990 Active 777 DOM
  19. 2026-07-13
    days on market $291,990 Active 776 DOM
  20. 2026-07-13
    days on market $291,990 Active 775 DOM
  21. 2026-07-11
    days on market $291,990 Active 774 DOM
  22. 2026-07-10
    days on market $291,990 Active 773 DOM
  23. 2026-07-09
    days on market $291,990 Active 772 DOM
  24. 2026-07-07
    days on market $291,990 Active 770 DOM
  25. 2026-07-06
    days on market $291,990 Active 769 DOM
  26. 2026-07-06
    days on market $291,990 Active 768 DOM
  27. 2026-07-05
    days on market $291,990 Active 767 DOM
  28. 2026-07-03
    days on market $291,990 Active 766 DOM
  29. 2026-07-02
    days on market $291,990 Active 765 DOM
  30. 2026-07-01
    days on market $291,990 Active 764 DOM
  31. 2026-06-30
    days on market $291,990 Active 763 DOM
  32. 2026-06-29
    days on market $291,990 Active 762 DOM
  33. 2026-06-28
    days on market $291,990 Active 761 DOM
  34. 2026-06-27
    days on market $291,990 Active 760 DOM
  35. 2026-06-26
    days on market $291,990 Active 759 DOM
  36. 2026-06-24
    days on market $291,990 Active 757 DOM
  37. 2026-06-22
    days on market $291,990 Active 755 DOM
  38. 2026-06-21
    days on market $291,990 Active 754 DOM
  39. 2026-06-18
    days on market $291,990 Active 751 DOM
  40. 2026-06-17
    days on market $291,990 Active 750 DOM
  41. 2026-06-16
    days on market $291,990 Active 749 DOM
  42. 2026-06-15
    days on market $291,990 Active 748 DOM
  43. 2026-06-13
    days on market $291,990 Active 746 DOM
  44. 2026-06-10
    days on market $291,990 Active 742 DOM
  45. 2026-06-08
    days on market $291,990 Active 741 DOM
  46. 2026-06-07
    days on market $291,990 Active 740 DOM
  47. 2026-06-04
    days on market $291,990 Active 737 DOM
  48. 2026-06-03
    days on market $291,990 Active 736 DOM
  49. 2026-06-02
    days on market $291,990 Active 735 DOM
  50. 2026-06-01
    days on market $291,990 Active 734 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$35,580
− Mortgage interest
−$16,929
− Property taxes
−$4,533
− Insurance
−$1,511
− Repairs & maintenance
−$2,846
− Management
−$2,846
− Depreciation
−$8,792
Taxable loss
−$1,878
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$451
After-tax cash flow
$3,496/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Excellent 95/100 None rehab

This two-story home is in excellent condition with a spacious and modern interior, well-maintained exterior, and no visible repairs needed. It is move-in ready and would benefit from minor updates to increase its value for both resale and rental.

Value-add opportunities

  • Both Painting the exterior brick and updating the landscaping — Enhances curb appeal and adds value for both resale and rental.
  • Resale Updating the kitchen appliances — Modernizes the kitchen and makes it more appealing to potential buyers.
  • Both Adding smart home features — Improves convenience and adds value for both resale and rental by making the home more technologically advanced.
F Composite school gradezoned avg 34/100

Zoned Schools

Elementary Beasley El F TX #1,995/4,322 Nat'l #23,081/41,679 High Dr Thomas E Randle H S

Schools (NCES district)

District
Lamar CISD
NCES district ID
4826580
Math proficiency
50% ▼ -12.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$75,213
Composite
46.43/100
National rank
#2452
State rank
#116 of 826 in TX
D Composite livability gradescore 57/100

Livability — Beasley

Score
57/100
State rank
#1273
US rank
#22130

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C- Housing F Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Fort Bend · 1,004,526 people
Metro
Houston-Pasadena-The Woodlands, TX
Population (ZIP)
3,232
Household income
$60,809
Rent vs Own
32.2% rent · 67.8% own
Severe rent burden
8% of renters

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (67%)
Race & ethnicity
Hispanic / Latino 67% Two or more races 49% White 22% Black 8%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Italian 2% Romanian 1%
Foreign-born
3% · Canada
Languages at home
76% English-only · Spanish 24%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Price history

-42.7% since first listed
4 events — show timeline
  • 2024-05-30 Relisted Zillow
  • 2024-05-30 Price Changed $291,990 Zillow
  • 2024-03-14 Delisted Zillow
  • 2024-03-12 Listed $510,000 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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