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1134 E 152nd St
B- Composite 67.4
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.1/30.0
  • 1% rule +10.0/10.0
  • DSCR +9.4/10.0
  • ARV discount +9.1/15.0
  • Rent growth +4.9/5.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Schools +0.7/10.0
  • Appreciation +0.0/10.0

$150,000

1134 E 152nd St · Dolton, IL 60419
3 bd · 1.0 ba · 1,058 sqft · SingleFamily public records · 114 Days on market
Built 1978 4,839 sqft lot Est $156k · at est.

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

All spruced up and ready to go! Live comfortably in this spacious home featuring 3 generous sized bedrooms, a finished basement with a sleek new bathroom and exterior access, 2.5 car garage with long driveway for extra parking and an extra wide lot with backyard space for your summer gatherings. The full sized kitchen has plenty of cabinets for storage, a pantry, a peninsula and a large space for dining. Lots of natural sunlight. New water heater in 2025. Start your next chapter here! Priced for a quick sale.

Key facts

  • Exterior access
  • Full sized kitchen
  • Finished basement

Tags

FINISHED BASEMENTEXTERIOR ACCESSEXTRA WIDE LOTBACKYARD SPACEFULL SIZED KITCHENPLENTY OF CABINETS

Property features AI

Finance

  • Other: Property not currently leased
  • HOA & community: No master association required; Community has parks, curbs, sidewalks, street lights, and paved streets

Exterior

  • Parking: Detached garage (garage owned) with 2 garage spaces; total 2 parking spaces
  • Utilities: Public water; Public sewer
  • Home design: Detached single-family split-level home; Fee simple ownership
  • Construction: Brick construction; Asphalt roof; Concrete perimeter foundation; Built approximately 41–50 years ago
  • Exterior features: Fenced yard; Lot dimensions approximately 44 x 110

Interior

  • Kitchen: Kitchen with pantry closet; Kitchen features blinds on the window; Range, Refrigerator
  • Bedrooms: Three bedrooms (all upstairs); Primary bedroom with hardwood flooring
  • Flooring: Hardwood flooring in main living areas and bedrooms; Wood laminate flooring in the kitchen; Ceramic tile in the lower-level family room
  • Bathrooms: Two full bathrooms; Basement bathroom present
  • Heating & cooling: Natural gas forced-air heating; Central air conditioning
  • Interior features: Six total rooms; Finished walk-out basement
  • Laundry & utility: Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $150k.

Deal economics

  • At list price, monthly cash flow is $425 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $150k).
  • Recommended offer: $136k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 74/100 on livability (#263 in IL, #4,883 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools F.
  • Thornton Twp Hsd 205 (suburban): math 7% / reading 8% proficiency, ranked #594 of 620 in IL (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+9.7%/yr); 129 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals leasing fast (median 12d on market — plan ~1-2 weeks tenant-placement turnaround); 6,272 units permitted in Cook County in 2024 (4,658 in 5+ unit buildings).
  • At $2,386/mo this rent would consume 49% of the median local household income ($58k/yr) (locally 919% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $42k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 114 days — a 9% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 17 sale attempts since 18y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $75k; list at $150k implies a 100% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 4.9% of price.
Recommended offer $136,500 (9.0% below list)

Questions for the listing agent

  1. It's been on market 114 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.59%
Cap rate
9.69%
Cash-on-cash
12.13%
DSCR
1.54
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$155,526
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
15043 Meadow Ln 0.21mi 3/1.0 1,151 (+9%) 1mo $130,000 $113 75
15539 Minerva Ave 0.49mi 3/1.5 1,050 (-1%) 2mo $134,000 $128 72
1340 Prince Dr 0.48mi 3/2.0 1,066 (+1%) 2mo $160,000 $150 71
14927 Cottage Grove Ave 0.52mi 3/2.0 1,095 (+4%) 1mo $250,000 $228 65
14738 Blackstone Ave 0.66mi 3/1.0 1,017 (-4%) 1mo $150,000 $147 62
14842 Shepard Dr 0.46mi 3/1.5 1,141 (+8%) 2mo $135,000 $118 62
14642 Dorchester Ave 0.69mi 3/1.0 1,013 (-4%) 1mo $170,000 $168 60
15634 Avalon Ave 0.59mi 4/1.5 (+1) 1,029 (-3%) 1mo $115,000 $112 60
717 E 154th St 0.62mi 3/1.0 1,120 (+6%) 2mo $177,000 $158 60
15722 Woodlawn East Ave 0.69mi 3/1.5 1,015 (-4%) 1mo $101,000 $100 58
15509 Rose Dr 0.65mi 2/1.0 (-1) 1,100 (+4%) 1mo $135,000 $123 57
15505 Drexel Ave 0.52mi 4/2.0 (+1) 1,200 (+13%) 2mo $205,000 $171 43

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.37×
Total profit
$15,645
Equity at exit
$22,365
10-year hold
IRR
22.8%
Equity multiple
3.55×
Total profit
$107,045
Equity at exit
$12,969

Cash invested: $42,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
43 Moderately Tenant-Leaning
State Illinois
43 Moderately Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Chicago RTLO is among the strongest tenant ordinances in the Midwest; downstate is more landlord-friendly.

ZIP-level market 60419

Home prices YoY
-25.7%
Rents YoY
9.7%
Active inventory
129
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$2,386 high interval (Pro) →
Mortgage (P&I)
$787
Tax from tax record
$611 /mo · $7,335/yr
Insurance
$62
HOA
$0
Vacancy / Maint / Mgmt
$501
Net cashflow
$425

Break-even live

Break-even rent $1,849
Max offer price $150,000
Occupancy floor 77%

Sensitivity live

Price -10% $952 -5% $900 +0% $425 +5% $382 +10% $340
Rent -10% $236 -5% $330 +0% $425 +5% $519 +10% $613
Rate -1.0pp $500 -0.5pp $463 base $425 +0.5pp $386 +1.0pp $346

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$37,500
Closing costs
$4,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
15231 Hastings Dr Dolton, IL 4.0 1.5 1487 $2,146 $1.44 9d 1 0.15mi
14716 Dorchester Ave Dolton, IL 3.0 2.0 1250 $2,800 $2.24 20d 1 0.65mi
14738 Blackstone Ave Dolton, IL 3.0 1.0 1017 $2,400 $2.36 11d 1 0.67mi
14916 Langley Ave Dolton, IL 3.0 1.5 1418 $2,500 $1.76 26d 1 0.68mi
14817 Champlain Ave Dolton, IL 2.0 1.0 980 $2,430 $2.48 23d 1 0.77mi
15509 Park Ln South Holland, IL 4.0 1.5 1200 $3,400 $2.83 9d 1 0.82mi
15509 Park Ln South Holland, IL 4.0 1.5 1200 $3,400 $2.83 26d 1 0.82mi
14610 Blackstone Ave Dolton, IL 3.0 1.0 1017 $2,400 $2.36 7d 1 0.83mi
409 Madison Ave Unit 2 Calumet City, IL 3.0 1.5 1200 $1,795 $1.50 5d 1 0.86mi
14433 Woodlawn Ave Dolton, IL 4.0 2.0 1300 $2,000 $1.54 20d 1 0.92mi
660 Clyde Ave Calumet City, IL 3.0 1.5 1400 $1,750 $1.25 4d 1 0.93mi
15238 Doctor Martin Luther King Junior Dr Unit 2W Dolton, IL 2.0 1.0 800 $1,500 $1.88 12d 1 0.98mi
16001 Avalon Ave South Holland, IL 3.0 2.0 1136 $3,330 $2.93 7d 1 1.01mi
14500 Cottage Grove Ave Unit 3 Dolton, IL 2.0 1.0 1000 $1,475 $1.48 26d 1 1.02mi
405 Clyde Ave Calumet City, IL 3.0 1.0 973 $2,300 $2.36 0d 1 1.03mi
659 Paxton Ave Calumet City, IL 3.0 2.0 1255 $2,461 $1.96 11d 1 1.08mi
1860 State St Calumet City, IL 3.0 1.0 1100 $1,800 $1.64 19d 1 1.23mi
14305 Irving Ave Unit 2 Dolton, IL 3.0 1.0 1100 $2,200 $2.00 26d 1 1.30mi
16246 Dobson Ave South Holland, IL 3.0 2.0 1250 $3,170 $2.54 0d 1 1.35mi
460 Hoxie Ave Unit R Calumet City, IL 2.0 1.0 800 $1,650 $2.06 9d 1 1.50mi
460 Hoxie Ave Unit R Calumet City, IL 2.0 1.0 800 $1,650 $2.06 15d 1 1.50mi
250 Yates Ave Unit 1616 Dolton 1E Calumet City, IL 2.0 1.0 875 $1,465 $1.67 9d 1 1.50mi

Listing history 43 events

  1. 2026-05-04
    status Pending
  2. 2026-04-29
    status Active
  3. 2026-04-18
    status Pending
  4. 2026-04-08
    status Active
  5. 2026-02-24
    historical Contingent - Continue to Show
  6. 2026-02-15
    status Active
  7. 2026-02-11
    historical Contingent - Continue to Show
  8. 2026-01-27
    price $150,000
  9. 2025-12-28
    listed $155,000 Active
  10. 2025-12-01
    historical
  11. 2025-09-15
    price
  12. 2025-08-01
    listed Active
  13. 2024-10-16
    historical
  14. 2024-09-03
    price
  15. 2024-07-20
    listed Active
  16. 2017-08-31
    soldstatus $75,000
  17. 2017-08-18
    soldstatus $75,000 Closed Sale
  18. 2017-06-27
    historical Contingent
  19. 2017-06-09
    price $80,000
  20. 2017-05-08
    status Reactivated
  21. 2017-04-26
    historical
  22. 2017-02-06
    listed $90,000 New
  23. 2016-05-17
    status Pending
  24. 2016-05-17
    status Reactivated
  25. 2016-03-21
    historical
  26. 2016-03-14
    listed
  27. 2013-12-23
    historical
  28. 2012-05-08
    status Pending
  29. 2012-05-07
    status Back On Market
  30. 2012-05-01
    historical
  31. 2011-10-20
    status Back On Market
  32. 2011-10-15
    historical
  33. 2011-09-13
    status Reactivated
  34. 2011-03-25
    status Contingent
  35. 2011-03-15
    historical
  36. 2011-01-11
    price Price Change
  37. 2010-12-21
    price Price Change
  38. 2010-10-16
    listed New
  39. 2009-01-28
    historical
  40. 2008-12-19
    status
  41. 2008-09-24
    historical
  42. 2008-09-09
    listed
  43. 1988-11-01
    soldstatus $66,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast IL · Partial reset (capped growth)

Current annual tax
$7,335 · $611/mo
Projected year-2 tax
$7,335 · $611/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥101°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,632
− Mortgage interest
−$8,402
− Property taxes
−$7,335
− Insurance
−$750
− Repairs & maintenance
−$2,291
− Management
−$2,291
− Depreciation
−$4,364
Taxable income
$3,201
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$768
After-tax cash flow
$4,327/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Thornton Twp Hsd 205
NCES district ID
1738970
Math proficiency
7% ▬ 0.00%
Reading proficiency
8% ▼ -2.00%
Median HH income
$43,392
Composite
6.92/100
National rank
#9976
State rank
#594 of 620 in IL

Livability — Dolton

Score
74/100
State rank
#263
US rank
#4883

Category grades

Amenities F Commute A+ Cost of living A+ Crime D- Employment C- Housing A+ Health & safety C- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dolton, IL
County
Cook County · 4,486,803 people
City population
20,825
Metro
Chicago-Naperville-Elgin, IL-IN-WI
Population (ZIP)
20,825
Household income
$57,887
Rent vs Own
27.4% rent · 72.6% own
Severe rent burden
919.0

Population outlook (Cook County) Hauer SSP2

Today (2025)
5,347,519 people
By 2030
5,357,703 · +0.2%
By 2040
5,324,924 · -0.4%
By 2050
5,230,762 · -2.2%
By 2075
4,785,735 · -10.5%
By 2100
4,188,836 · -21.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (91%)
Race & ethnicity
Black 91% White 4% Two or more races 3% Hispanic / Latino 1%
Common ancestry
Romanian 1% Hispanic 1%
Foreign-born
3% · Canada
Languages at home
95% English-only · French/Haitian/Cajun 2% Spanish 1%

Political lean MEDSL · Cook

2024 margin
Solid D (+42.0) · D 70.4% · R 28.4% · Other 1.2%
2008→2024 swing
-11.4pp toward R · 2008: 53.4pp · 2024: 42.0pp
All cycles
2024: D+42.0 2020: D+50.3 2016: D+53.0 2012: D+49.4 2008: D+53.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -66.88%
Current HPI
193.2346
Rent YoY
▲ 9.65%
Metro
Chicago-Naperville-Elgin, IL-IN-WI
State GDP YoY
▲ 1.59%
F500 in state
60

Industry mix (Fortune 500 HQ in IL)

Industry F500 HQs Revenue

Price history

+124.2% since first listed
43 events — show timeline
  • 2026-05-04 Pending MRED as Distributed by MLS Grid
  • 2026-04-29 Relisted MRED as Distributed by MLS Grid
  • 2026-04-18 Pending MRED as Distributed by MLS Grid
  • 2026-04-08 Relisted MRED as Distributed by MLS Grid
  • 2026-02-24 Contingent MRED as Distributed by MLS Grid
  • 2026-02-15 Relisted MRED as Distributed by MLS Grid
  • 2026-02-11 Contingent MRED as Distributed by MLS Grid
  • 2026-01-27 Price Changed $150,000 MRED as Distributed by MLS Grid
  • 2025-12-28 Listed $155,000 MRED as Distributed by MLS Grid
  • 2025-12-01 Listing Removed MRED as Distributed by MLS Grid
  • 2025-09-15 Price Changed MRED as Distributed by MLS Grid
  • 2025-08-01 Listed MRED as Distributed by MLS Grid
  • 2024-10-16 Listing Removed MRED as Distributed by MLS Grid
  • 2024-09-03 Price Changed MRED as Distributed by MLS Grid
  • 2024-07-20 Listed MRED as Distributed by MLS Grid
  • 2017-08-31 Sold (Public Records) $75,000 Public Records
  • 2017-08-18 Sold (MLS) $75,000 MRED as Distributed by MLS Grid
  • 2017-06-27 Contingent MRED as Distributed by MLS Grid
  • 2017-06-09 Price Changed $80,000 MRED as Distributed by MLS Grid
  • 2017-05-08 Relisted MRED as Distributed by MLS Grid
  • 2017-04-26 Listing Removed MRED as Distributed by MLS Grid
  • 2017-02-06 Listed $90,000 MRED as Distributed by MLS Grid
  • 2016-05-17 Pending MRED as Distributed by MLS Grid
  • 2016-05-17 Relisted MRED as Distributed by MLS Grid
  • 2016-03-21 Listing Removed MRED as Distributed by MLS Grid
  • 2016-03-14 Listed MRED as Distributed by MLS Grid
  • 2013-12-23 Listing Removed MRED as Distributed by MLS Grid
  • 2012-05-08 Pending MRED as Distributed by MLS Grid
  • 2012-05-07 Relisted MRED as Distributed by MLS Grid
  • 2012-05-01 Listing Removed MRED as Distributed by MLS Grid
  • 2011-10-20 Relisted MRED as Distributed by MLS Grid
  • 2011-10-15 Listing Removed MRED as Distributed by MLS Grid
  • 2011-09-13 Relisted MRED as Distributed by MLS Grid
  • 2011-03-25 Relisted MRED as Distributed by MLS Grid
  • 2011-03-15 Listing Removed MRED as Distributed by MLS Grid
  • 2011-01-11 Price Changed MRED as Distributed by MLS Grid
  • 2010-12-21 Price Changed MRED as Distributed by MLS Grid
  • 2010-10-16 Listed MRED as Distributed by MLS Grid
  • 2009-01-28 Listing Removed MRED as Distributed by MLS Grid
  • 2008-12-19 Relisted MRED as Distributed by MLS Grid
  • 2008-09-24 Listing Removed MRED as Distributed by MLS Grid
  • 2008-09-09 Listed MRED as Distributed by MLS Grid
  • 1988-11-01 Sold (Public Records) $66,900 Public Records

Property tax history

+3.0%/yr

Latest (2023): $7,335 · -16.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…