211 E Tomah Rd · Wyeville, WI 54660

$133,000

3 bd · 2.0 ba · 1,368 sqft · Other · 15 Days on market

Built 1912 7,840 sqft lot

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.9/30.0
• DSCR +8.7/10.0
• ARV discount +7.5/15.0
• 1% rule +6.5/10.0
• Livability +3.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks

Lots of possibilities in this 3 bedroom home located in Wyeville. Fenced yard, spacious garage, needs some TLC. Property being sold "as is".

Key facts

• Fenced yard
• 7,840 sq ft lot
• 2 garage spots

Tags

• FENCED YARD

Property features AI

Exterior

• Parking: Detached 2-car garage
• Utilities: Municipal sewer; Well water
• Home design: 1.5-story single-family home; Approximately 1,368 finished above-grade square feet
• Construction: Vinyl construction
• Exterior features: Vinyl exterior; Zoned residential

Interior

• Kitchen: Kitchen on main level (11 x 13)
• Bedrooms: Master bedroom on main level (14 x 10); Second bedroom on upper level (13 x 12); Third bedroom on upper level (13 x 11)
• Bathrooms: Two full baths including a master bath
• Heating & cooling: Forced air heating; Central air conditioning; Natural gas fuel
• Interior features: Partial basement; Three-season room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath other listed at $133k.

Deal economics

• At list price, monthly cash flow is $325 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $133k).
• Recommended offer: $131k (1.5% below list) — sets the bar for market timing.

Location & tenants

• Location reads 65/100 on livability (#524 in WI) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, employment B; Watch: health & safety D, amenities F, commute F.
• Tomah Area School District (town): math 27% / reading 28% proficiency, ranked #293 of 342 in WI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Tomah High (math 11% / reading 25%, grade F, #397 of 483 statewide, top 82%, 868 students, 41% FRL).
• Market conditions: 86 active listings in the ZIP; 93 units permitted in Monroe County in 2024 (0 in 5+ unit buildings).
• This rent runs 30% of the median local income ($61k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $920 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Monroe County population projected to shrink 9% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

• It's been on market 15 days — a 2% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $92k; 45% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1912 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $131,005 (1.5% below list)

Questions for the listing agent

1. Built in 1912 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.15% ✓
• Cap rate: 9.23%
• Cash-on-cash: 10.48%
• DSCR: 1.47
• GRM: 7.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.6%
• Equity multiple: 0.98×
• Total profit: $-832
• Equity at exit: $19,831

10-year hold

• IRR: 9.1%
• Equity multiple: 1.70×
• Total profit: $25,962
• Equity at exit: $11,499

Cash invested: $37,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Wisconsin: 73 Landlord-Friendly · R+2
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; Madison / Milwaukee have some local enforcement.

Methodology + full state rankings →

ZIP-level market 54660

• Home prices YoY: -23.5%
• Active inventory: 86
• Price-to-rent: 7.2×

Monthly cashflow live

• Estimated rent: $1,532 medium
• Mortgage (P&I): −$697
• Tax from tax record: −$132 /mo · $1,581/yr
• Insurance: −$55
• HOA: −$0
• Vacancy / Maint / Mgmt: −$322
• Net cashflow: $325

Break-even live

Break-even rent $1,120

Max offer price $133,000

Occupancy floor 74%

Sensitivity live

Price	-10% $401	-5% $363	+0% $325	+5% $288	+10% $250
Rent	-10% $204	-5% $265	+0% $325	+5% $386	+10% $446
Rate	-1.0pp $392	-0.5pp $359	base $325	+0.5pp $291	+1.0pp $256

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $33,250
• Closing costs: $3,990
• Reserves months: —
• Total cash needed: —

Listing history 11 events

1. 2026-06-18
   days on market $133,000 Active 15 DOM
2. 2026-06-17
   days on market $133,000 Active 14 DOM
3. 2026-06-16
   days on market $133,000 Active 13 DOM
4. 2026-06-15
   days on market $133,000 Active 12 DOM
5. 2026-06-14
   days on market $133,000 Active 10 DOM
6. 2026-06-10
   days on market $133,000 Active 7 DOM
7. 2026-06-09
   days on market $133,000 Active 6 DOM
8. 2026-06-08
   days on market $133,000 Active 5 DOM
9. 2026-06-07
   days on market $133,000 Active 4 DOM
10. 2026-06-03
    remarks 140-char remark
11. 2026-06-03
    listed $133,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WI · Partial reset (capped growth)

• Current annual tax: $1,581 · $132/mo
• Projected year-2 tax: $2,021 · $168/mo
• Expected delta: +$440/yr (+$37/mo · 27.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 2/10 Low 7 d/yr ≥97°F today · 14 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,379
• − Mortgage interest: −$7,450
• − Property taxes: −$1,581
• − Insurance: −$665
• − Repairs & maintenance: −$1,470
• − Management: −$1,470
• − Depreciation: −$3,869
• Taxable income: $1,873
• Est. tax owed @ 24.0%: −$450
• After-tax cash flow: $3,454/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Tomah Area School District
• NCES district ID: 5514910
• Math proficiency: 27% ▼ -4.00%
• Reading proficiency: 28% ▼ -5.00%
• Median HH income: $50,063
• Composite: 24.14/100
• National rank: #7747
• State rank: #293 of 342 in WI

Livability — Wyeville

• Score: 65/100
• State rank: #524
• US rank: #13231

Category grades

Amenities F Commute F Cost of living A+ Crime C Employment B Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Wyeville, WI
• County: Monroe County · 16,124 people
• Metro: nan
• Population (ZIP): 16,124
• Household income: $61,186
• Rent vs Own: 33.5% rent · 66.5% own
• Severe rent burden: 427.0

Population outlook (Monroe County) Hauer SSP2

• Today (2025): 45,682 people
• By 2030: 45,187 · -1.1%
• By 2040: 43,768 · -4.2%
• By 2050: 41,596 · -8.9%
• By 2075: 35,555 · -22.2%
• By 2100: 28,278 · -38.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (89%)
• Race & ethnicity: White 89% Two or more races 5% Hispanic / Latino 4% Black 1% Native American 1%
• Common ancestry: Portuguese 12% Romanian 3% Lithuanian 2%
• Foreign-born: 2% · Canada
• Languages at home: 96% English-only · German/W. Germanic 1% Spanish 1%

Political lean MEDSL · Monroe

• 2024 margin: Strong R (+26.1) · D 36.3% · R 62.5% · Other 1.2%
• 2008→2024 swing: -34.1pp toward R · 2008: 8.0pp · 2024: -26.1pp
• All cycles: 2024: R+26.1 2020: R+23.6 2016: R+22.5 2012: R+0.7 2008: D+8.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -64.36%
• Current HPI: 209.1207
• Rent YoY: —
• Metro: nan
• State GDP YoY: ▲ 2.10%
• F500 in state: 20

Industry mix (Fortune 500 HQ in WI)

Industry	F500 HQs	Revenue
▸Industrial Machinery	4	$23B
▸Industrial Technology	2	$36B
▸Insurance	1	$36B
▸Professional Services	1	$19B
▸Utilities	1	$9B
▸Consumer Goods	1	$3B

Price history

+114.5% since first listed

3 events — show timeline

• 2026-06-01 Listed $133,000 SCWMLS
• 2004-07-20 Sold (Public Records) $92,000 Public Records
• 2001-03-19 Sold (Public Records) $62,000 Public Records

Property tax history

+0.7%/yr

Latest (2025): $1,581 · -27.5% YoY. Source: county tax records.