2380 NW 53rd Avenue Rd · Ocala, FL 34482

$254,000

2 bd · 2.0 ba · 1,485 sqft · SingleFamily public records · 107 Days on market

Built 1999 5,663 sqft lot $171/sqft · 11% below area Est $285k · 11% under $294/mo HOA · 14% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.4/15.0
• Cash flow +7.0/30.0
• Rent growth +5.0/5.0
• Schools +3.6/10.0
• 1% rule +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• DSCR +1.2/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wonderful 3 Bed / 2 Bath home on the Golf Course with side entry garage and updated Florida Room. Open floor plan and great location. The home has spacious, high ceilings and plenty of natural light. There is a large enclosed lanai accessible by two sets of sliding glass doors from the living/dining area that overlooks the 10th Green. The master bedroom has a walk-in closet and the master bath offers a linen closet, a dual sink vanity, a walk-in tiled shower, as well as a large soaking tub. The front bedroom could also be a great office, with yet another bedroom for guests. The side entry 2 car garage is spacious and clean, and the interior laundry room is just off the kitchen leading to the garage. All appliances are included (refrigerator, range, microwave, dishwasher, and washer/dryer). Enjoy the peaceful surroundings of the community, but with the convenience of a shopping plaza and restaurants just across from the manned gated entry. This location is close to Ocala?s World Equestrian Center, and is easy access to I-75 for travel to other Central Florida attractions such as Disney World, Universal Studios, Sea World, etc. Amenities within Ocala Palms are a active club house; two pools ? an indoor heated pool, as well as an Olympic size outdoor pool; tennis, bocce, and shuffleboard courts; an exercise room; library; and an activities room with pool and ping pong tables. ROOF REPLACED/2018 HVAC/2017

Key facts

• Walk-in tiled shower
• Walk-in closet
• Updated florida room

Tags

• UPDATED FLORIDA ROOM
• LARGE ENCLOSED LANAI
• OVERLOOKS THE 10TH GREEN
• WALK-IN CLOSET
• DUAL SINK VANITY
• WALK-IN TILED SHOWER

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $254k.

Deal economics

• At list price, monthly cash flow is $-367 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $189k (25.5% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $216k (15.0% below list).
• Recommended offer: $189k (25.5% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 69/100 on livability (#476 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime F, amenities F, commute F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Liberty Middle School (math 40% / reading 41%, grade F, #360 of 571 statewide, top 64%, 1,365 students, 54% FRL); West Port High School (math 34% / reading 52%, grade F, #255 of 667 statewide, top 39%, 2,906 students, 52% FRL).
• Market conditions: Rents rising fast (+11.1%/yr); 670 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 39% of the median local income ($66k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 107 days — a 9% lower offer ($231k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $189,131 (25.5% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 107 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 4.56%
• Cash-on-cash: -6.20%
• DSCR: 0.72
• GRM: 9.8

CMA / ARV

• ARV (median comp): $285,096
• List price: $254,000
• Delta: -10.91%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 10 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5535 NW 23rd Pl	0.09mi	3/2.0 (+1)	1,485 (0%)	2mo	$280,000	$189	89
5520 NW 26th Ln	0.13mi	3/2.0 (+1)	1,526 (+3%)	8mo	$215,000	$141	78
2439 NW 55th Avenue Rd	0.06mi	3/2.0 (+1)	1,514 (+2%)	17mo	$240,000	$159	75
5160 NW 25th Loop	0.35mi	2/2.0	1,569 (+6%)	8mo	$237,500	$151	68
5190 NW 26th Ln	0.34mi	2/2.0	1,344 (-10%)	2mo	$215,000	$160	66
2218 NW 50th Ave	0.54mi	2/2.0	1,544 (+4%)	6mo	$230,000	$149	63
5405 NW 25th Loop	0.17mi	2/2.0	1,590 (+7%)	22mo	$275,000	$173	62
4998 NW 30th Pl	0.61mi	3/2.0 (+1)	1,476 (-1%)	9mo	$259,000	$175	58
2251 NW 50th Ave	0.56mi	2/2.0	1,341 (-10%)	5mo	$249,900	$186	54
5361 NW 33rd Pl	0.69mi	2/2.0	1,318 (-11%)	4mo	$230,000	$175	46

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -20.3%
• Equity multiple: 0.26×
• Total profit: $-52,902
• Equity at exit: $37,872

10-year hold

• IRR: -4.0%
• Equity multiple: 0.67×
• Total profit: $-23,295
• Equity at exit: $21,961

Cash invested: $71,120 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34482

• Rents YoY: 11.1%
• Active inventory: 670
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,160 high
• Mortgage (P&I): −$1,332
• Tax from tax record: −$342 /mo · $4,103/yr
• Insurance: −$106
• HOA: −$294
• Vacancy / Maint / Mgmt: −$454
• Net cashflow: $-367

Break-even live

Break-even rent $2,625

Max offer price $189,131

Occupancy floor —

Sensitivity live

Price	-10% $-223	-5% $-295	+0% $-367	+5% $-439	+10% $-511
Rent	-10% $-538	-5% $-453	+0% $-367	+5% $-282	+10% $-197
Rate	-1.0pp $-239	-0.5pp $-303	base $-367	+0.5pp $-433	+1.0pp $-500

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $63,500
• Closing costs: $7,620
• Reserves months: —
• Total cash needed: —

Rent comps 29 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5399 NW 18th St Ocala, FL	2.0	2.0	1085	$2,100	$1.94	23d	1	0.48mi
5399 NW 18th St Ocala, FL	2.0	2.0	1085	$2,100	$1.94	15d	1	0.48mi
5353 N US Highway 27 Ocala, FL	1.0–3.0	1.0–2.0	1169	$1,785	$1.53	23d	1	0.52mi
1918 NW 50th Cir Ocala, FL	2.0	2.0	1061	$2,200	$2.07	23d	1	0.54mi
2048 NW 50th Ave Ocala, FL	2.0	2.0	1062	$2,250	$2.12	23d	1	0.55mi
2038 NW 50th Ave Ocala, FL	2.0	2.0	1062	$2,250	$2.12	23d	1	0.56mi
2028 NW 50th Ave Ocala, FL	2.0	2.0	1066	$1,595	$1.50	23d	1	0.56mi
5361 NW 33rd Pl Ocala, FL	2.0	2.0	1318	$2,500	$1.90	23d	1	0.70mi
5333 NW 33rd Pl Ocala, FL	2.0	2.0	1368	$2,300	$1.68	15d	1	0.71mi
3384 NW 54th Ct Ocala, FL	2.0	2.5	1722	$2,300	$1.34	23d	1	0.71mi
5471 NW 34th St Ocala, FL	2.0	2.0	1318	$2,900	$2.20	23d	1	0.74mi
3335 NW 52nd Avenue Rd Ocala, FL	2.0	2.5	1318	$2,500	$1.90	23d	1	0.75mi
1527 NW 57th Ct Unit 1 Ocala, FL	3.0	2.0	1460	$1,550	$1.06	23d	1	0.76mi
5191 NW 34th St Ocala, FL	2.0	2.0	1318	$2,400	$1.82	23d	1	0.81mi
5423 NW 35th Lane Rd Ocala, FL	2.0	2.0	1656	$3,200	$1.93	23d	1	0.86mi
5048 NW 35th St Ocala, FL	3.0	2.0	1552	$1,900	$1.22	15d	1	0.87mi
5811 NW 10th St Unit 5811 Ocala, FL	3.0	2.0	1162	$1,649	$1.42	23d	1	1.05mi
1017 NW 57th Ct Unit 1019 Ocala, FL	3.0	2.0	1162	$1,649	$1.42	23d	1	1.05mi
985 NW 57th Ct Unit 987 Ocala, FL	3.0	2.0	1162	$1,697	$1.46	23d	1	1.07mi
985 NW 57th Ct Unit 985 Ocala, FL	3.0	2.0	1162	$1,649	$1.42	23d	1	1.07mi
933 NW 57th Ct Unit 935 Ocala, FL	3.0	2.0	1162	$1,649	$1.42	23d	1	1.11mi
4859 NW 35th Lane Rd Ocala, FL	2.0	2.0	1666	$2,495	$1.50	23d	1	1.21mi
5530 NW 40th Loop Ocala, FL	3.0	2.0	1622	$2,000	$1.23	23d	1	1.24mi
4122 NW 48th Terrace Rd Ocala, FL	2.0	2.0	1816	$1,999	$1.10	15d	1	1.32mi
4743 NW 39th Street Rd Ocala, FL	3.0	2.0	1565	$2,500	$1.60	23d	1	1.36mi
4395 NW 55th Ter Ocala, FL	3.0	2.0	1853	$2,700	$1.46	23d	1	1.43mi
4110 NW 44th Cir Ocala, FL	3.0	2.0	1610	$2,400	$1.49	15d	1	1.45mi
4111 NW 44th Cir Ocala, FL	3.0	2.0	1505	$2,300	$1.53	15d	1	1.48mi
4078 NW 44th Cir Ocala, FL	3.0	2.0	1504	$2,500	$1.66	23d	1	1.49mi

HOA detail

• Monthly dues: $294 · $3,528/yr
• Likely covers: poolsecurity

Listing history 17 events

1. 2026-06-22
   days on market $254,000 Active 107 DOM
2. 2026-06-18
   days on market $254,000 Active 104 DOM
3. 2026-06-17
   days on market $254,000 Active 103 DOM
4. 2026-06-16
   days on market $254,000 Active 102 DOM
5. 2026-06-15
   days on market $254,000 Active 101 DOM
6. 2026-06-14
   days on market $254,000 Active 99 DOM
7. 2026-06-13
   days on market $254,000 Active 98 DOM
8. 2026-06-10
   days on market $254,000 Active 96 DOM
9. 2026-06-09
   days on market $254,000 Active 95 DOM
10. 2026-06-08
    days on market $254,000 Active 94 DOM
11. 2026-06-07
    days on market $254,000 Active 93 DOM
12. 2026-06-03
    days on market $254,000 Active 89 DOM
13. 2026-06-02
    days on market $254,000 Active 88 DOM
14. 2026-06-01
    days on market $254,000 Active 87 DOM
15. 2026-05-31
    days on market $254,000 Active 86 DOM
16. 2026-05-30
    days on market $254,000 Active 85 DOM
17. 2026-03-06
    listed $274,000 Active 1428-char remark

    Show marketing remark (1428 chars)

    Wonderful 3 Bed / 2 Bath home on the Golf Course with side entry garage and updated Florida Room. Open floor plan and great location. The home has spacious, high ceilings and plenty of natural light. There is a large enclosed lanai accessible by two sets of sliding glass doors from the living/dining area that overlooks the 10th Green. The master bedroom has a walk-in closet and the master bath offers a linen closet, a dual sink vanity, a walk-in tiled shower, as well as a large soaking tub. The front bedroom could also be a great office, with yet another bedroom for guests. The side entry 2 car garage is spacious and clean, and the interior laundry room is just off the kitchen leading to the garage. All appliances are included (refrigerator, range, microwave, dishwasher, and washer/dryer). Enjoy the peaceful surroundings of the community, but with the convenience of a shopping plaza and restaurants just across from the manned gated entry. This location is close to Ocala?s World Equestrian Center, and is easy access to I-75 for travel to other Central Florida attractions such as Disney World, Universal Studios, Sea World, etc. Amenities within Ocala Palms are a active club house; two pools ? an indoor heated pool, as well as an Olympic size outdoor pool; tennis, bocce, and shuffleboard courts; an exercise room; library; and an activities room with pool and ping pong tables. ROOF REPLACED/2018 HVAC/2017

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,103 · $342/mo
• Projected year-2 tax: $4,103 · $342/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,922
• − Mortgage interest: −$14,228
• − Property taxes: −$4,103
• − Insurance: −$1,270
• − Repairs & maintenance: −$2,074
• − Management: −$2,074
• − HOA: −$3,528
• − Depreciation: −$7,389
• Taxable loss: −$8,743
• Est. tax savings @ 24.0%: +$2,098
• After-tax cash flow: $-2,308/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Ocala

• Score: 69/100
• State rank: #476
• US rank: #8461

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Marion County · 315,796 people
• City population: 263,375
• Metro: Ocala, FL
• Population (ZIP): 22,807
• Household income: $65,901
• Rent vs Own: 16.7% rent · 83.3% own
• Severe rent burden: 282.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (63%)
• Race & ethnicity: White 63% Hispanic / Latino 19% Black 14% Two or more races 12%
• Hispanic origin (detail): Mexican 6% Puerto Rican 9% Cuban 2%
• Common ancestry: Lithuanian 2% Romanian 2% Slovak 2%
• Foreign-born: 10% · Canada
• Languages at home: 81% English-only · Spanish 16% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -133.62%
• Current HPI: 194.3857
• Rent YoY: ▲ 11.12%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

1 event — show timeline

• 2026-03-06 Listed $274,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+13.5%/yr

Latest (2025): $4,103 · +13.9% YoY. Source: county tax records.