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6525 Aladdin Dr
D+ Composite 48.31
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.3/30.0
  • ARV discount +13.2/15.0
  • DSCR +4.4/10.0
  • 1% rule +4.3/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Condition / age +2.5/5.0
  • Rent growth +1.8/5.0
  • Appreciation +0.0/10.0

$244,900

6525 Aladdin Dr · Pine Hills, FL 32818
3 bd · 2.0 ba · 1,298 sqft · SingleFamily public records · 14 Days on market
Built 2001 8,273 sqft lot Est $280k · 13% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

SHORT SALE- well kept home built in 2001. Vaulted ceilings, split floor plan.

Key facts

  • 8,273 sq ft lot
  • 2 garage spots
  • Built 2001

Property features AI

Finance

  • Other: Property type: Residential - Single Family Residence; Zoning: R-1AA; Lot about 0.19 acre (0 to less than 1/4 acre)
  • HOA & community: Pets allowed

Exterior

  • Parking: Attached garage; 2-car garage
  • Utilities: Public water; Public sewer; Cable available; Electricity available
  • Home design: Single family residence; One story; Home faces south
  • Construction: Block, stone and frame construction; Shingle roof; Slab foundation; Built with public records living area of 1298 sq ft
  • Exterior features: Covered patio/porch; Deck; Patio; Porch; French doors; Exterior lighting; Private mailbox; Rain gutters; Sliding doors; Level, paved lot in county

Interior

  • Kitchen: Disposal; Stone countertops
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Ceiling fans; Stone countertops; Walk-in closets; Disposal; Family room
  • Laundry & utility: Laundry room; Laundry in kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $245k.

Deal economics

  • At list price, monthly cash flow is $45 ($541/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (6.8% below list).
  • Recommended offer: $228k (6.8% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 4.8% in Pine Hills — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#317 in FL) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime D+, employment D, amenities F.
  • Orange (suburban): math 46% / reading 51% proficiency, ranked #43 of 73 in FL (top 59%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Lake Gem Elementary (math 32% / reading 36%, grade F, #1,744 of 2,144 statewide, top 82%, 566 students, 71% FRL); Meadowbrook Middle (math 24% / reading 24%, grade F, #532 of 571 statewide, top 94%, 957 students, 78% FRL); Maynard Evans High (math 12% / reading 27%, grade F, #562 of 667 statewide, top 85%, 2,417 students, 69% FRL) — zoned schools average 73% FRL vs 56% district-wide (16 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 26% at this address vs 48% district-wide (-23 pts) — the specific schools serving this property underperform the Orange average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents soft (-2.7%/yr); 181 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 20d on market — plan ~3-4 weeks tenant-placement turnaround); 8,053 units permitted in Orange County in 2024 (3,133 in 5+ unit buildings).
  • This rent runs 43% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Orange County population projected at +52% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts since 15y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $102k; list at $245k implies a 139% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $228,357 (6.8% below list)

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  3. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.51%
Cash-on-cash
0.79%
DSCR
1.04
GRM
8.9

CMA / ARV

ARV (on-the-fly)
$280,368
Comps found
11
Show comp detail 11 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
5342 Broken Pine Cir 0.38mi 3/2.0 1,210 (-7%) 0mo $325,000 $269 71
6311 Boylston Way 0.57mi 3/2.0 1,342 (+3%) 2mo $287,000 $214 66
6807 Galle Ct 0.13mi 3/2.0 1,475 (+14%) 10mo $178,000 $121 63
6911 Crescent Ridge Rd 0.58mi 3/2.0 1,366 (+5%) 3mo $360,000 $264 62
5915 Groveline Dr 0.44mi 3/2.0 1,448 (+12%) 4mo $270,000 $186 57
5555 Chatham Woods Ct 0.46mi 3/2.0 1,264 (-3%) 21mo $345,000 $273 57
5502 Park Hurst Dr 0.54mi 3/2.0 1,436 (+11%) 4mo $310,000 $216 54
6233 Sparling Hills Cir 0.64mi 3/2.0 1,352 (+4%) 15mo $280,000 $207 50
7125 Clarcona Ocoee Rd 0.66mi 3/2.0 1,352 (+4%) 23mo $299,950 $222 43
6830 Merganser Dr 0.73mi 3/2.0 1,457 (+12%) 4mo $336,000 $231 42
7131 Clarcona Ocoee Rd 0.69mi 3/2.0 1,444 (+11%) 10mo $262,500 $182 41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-18.6%
Equity multiple
0.37×
Total profit
$-43,429
Equity at exit
$36,515
10-year hold
IRR
-18.9%
Equity multiple
0.13×
Total profit
$-59,676
Equity at exit
$21,174

Cash invested: $68,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32818

Home prices YoY
-22.5%
Rents YoY
-2.7%
Active inventory
181
Price-to-rent
8.9×

Monthly cashflow live

Estimated rent
$2,284 high interval (Pro) →
Mortgage (P&I)
$1,284
Tax from tax record
$373 /mo · $4,471/yr
Insurance
$102
HOA
$0
Vacancy / Maint / Mgmt
$480
Net cashflow
$45

Break-even live

Break-even rent $2,226
Max offer price $244,900
Occupancy floor 93%

Sensitivity live

Price -10% $184 -5% $114 +0% $45 +5% $-24 +10% $-94
Rent -10% $-135 -5% $-45 +0% $45 +5% $135 +10% $225
Rate -1.0pp $168 -0.5pp $107 base $45 +0.5pp $-18 +1.0pp $-83

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$61,225
Closing costs
$7,347
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 14 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6933 Rembrandt Dr Orlando, FL 4.0 2.0 1628 $2,500 $1.54 19d 1 0.23mi
6138 Ranier Dr Orlando, FL 3.0 2.0 1314 $1,980 $1.51 22d 1 0.58mi
5632 Lunsford Dr Orlando, FL 4.0 2.0 1250 $2,295 $1.84 24d 1 0.60mi
7232 Lazy Hill Dr Unit 1545829P Orlando, FL 3.0 2.0 1216 $3,122 $2.57 16d 1 0.60mi
7224 Valiant Ct Orlando, FL 3.0 1.0 1160 $1,950 $1.68 19d 1 0.74mi
6560 Whirlaway Cir Unit -1 Orlando, FL 3.0 2.0 1530 $2,150 $1.41 6d 1 0.92mi
6556 Viewpoint Ct Orlando, FL 3.0 2.0 1300 $1,941 $1.49 0d 1 0.98mi
4006 Luan Dr Orlando, FL 3.0 2.0 1717 $2,095 $1.22 26d 1 1.06mi
6433 Sardina Blvd Orlando, FL 3.0 2.0 1590 $2,230 $1.40 26d 1 1.10mi
3723 Narroline Dr Orlando, FL 3.0 2.0 1370 $2,000 $1.46 9d 1 1.30mi
3723 Narroline Dr Orlando, FL 3.0 2.0 1370 $2,000 $1.46 0d 1 1.30mi
5419 Stirrup Way Orlando, FL 3.0 2.0 1420 $2,000 $1.41 26d 1 1.38mi
3639 Shalimar Ct Orlando, FL 4.0 2.0 1136 $1,796 $1.58 24d 1 1.38mi
9301 Summit Dr Orlando, FL 3.0 1.0–2.0 1012 $2,495 $2.47 0d 48 1.48mi

Listing history 8 events

  1. 2026-05-18
    status Pending
  2. 2026-05-04
    listed $244,900 Active
  3. 2013-04-24
    soldstatus $102,446
  4. 2011-08-08
    soldstatus $55,000
  5. 2011-07-06
    soldstatus $55,000 77-char remark
    Show marketing remark (77 chars)

    SHORT SALE- well kept home built in 2001. Vaulted ceilings, split floor plan.

  6. 2011-03-15
    listed $79,900 77-char remark
    Show marketing remark (77 chars)

    SHORT SALE- well kept home built in 2001. Vaulted ceilings, split floor plan.

  7. 2001-08-22
    soldstatus $98,500
  8. 1976-06-01
    soldstatus $179,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$4,471 · $373/mo
Projected year-2 tax
$4,471 · $373/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$27,403
− Mortgage interest
−$13,718
− Property taxes
−$4,471
− Insurance
−$1,224
− Repairs & maintenance
−$2,192
− Management
−$2,192
− Depreciation
−$7,124
Taxable loss
−$3,520
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$845
After-tax cash flow
$1,386/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Orange
NCES district ID
1201440
Math proficiency
46% ▼ -9.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$49,350
Composite
41.47/100
National rank
#3461
State rank
#43 of 73 in FL

Livability — Pine Hills

Score
73/100
State rank
#317
US rank
#5362

Category grades

Amenities F Commute A+ Cost of living A+ Crime D+ Employment D Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pine Hills, FL
County
Orange County · 1,471,359 people
City population
60,203
Metro
Orlando-Kissimmee-Sanford, FL
Population (ZIP)
59,114
Household income
$63,061
Rent vs Own
41.6% rent · 58.4% own
Severe rent burden
2059.0

Population outlook (Orange County) Hauer SSP2

Today (2025)
1,618,226 people
By 2030
1,787,404 · +10.5%
By 2040
2,125,621 · +31.4%
By 2050
2,454,016 · +51.6%
By 2075
3,173,711 · +96.1%
By 2100
3,607,781 · +122.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (69%)
Race & ethnicity
Black 69% Hispanic / Latino 14% White 10% Two or more races 6% Asian 3%
Hispanic origin (detail)
Mexican 3% Puerto Rican 5% Cuban 1%
Common ancestry
Hispanic 21% Estonian 1% Romanian 1%
Foreign-born
40% · Canada, Vietnam, China
Languages at home
59% English-only · French/Haitian/Cajun 25% Spanish 11% Vietnamese 2%

Political lean MEDSL · Orange

2024 margin
D (+13.6) · D 56.1% · R 42.5% · Other 1.3%
2008→2024 swing
-5.0pp toward R · 2008: 18.6pp · 2024: 13.6pp
All cycles
2024: D+13.6 2020: D+23.1 2016: D+24.6 2012: D+18.2 2008: D+18.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -93.40%
Current HPI
321.5821
Rent YoY
▼ -2.66%
Metro
Orlando-Kissimmee-Sanford, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+36.1% since first listed
8 events — show timeline
  • 2026-05-18 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-04 Listed $244,900 Stellar MLS as Distributed by MLS Grid
  • 2013-04-24 Sold (Public Records) $102,446 Public Records
  • 2011-08-08 Sold (Public Records) $55,000 Public Records
  • 2011-07-06 Sold (MLS) $55,000 Stellar MLS as Distributed by MLS Grid
  • 2011-03-15 Listed $79,900 Stellar MLS as Distributed by MLS Grid
  • 2001-08-22 Sold (Public Records) $98,500 Public Records
  • 1976-06-01 Sold (Public Records) $179,900 Public Records

Property tax history

+9.2%/yr

Latest (2025): $4,471 · +9.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…