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1144 Transylvania Dr
B Composite 73.55
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • Livability +3.4/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$99,000

1144 Transylvania Dr · Sandersville, GA 31082
4 bd · 2.0 ba · 2,128 sqft · Manufactured public records · 130 Days on market
Built 1998 1.00 ac lot $47/sqft · 47% below area Est $186k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 4-bedroom, 2-bath mobile home offering a flexible layout and strong potential for the right buyer. The home features two separate family rooms, providing ample space for gathering or entertaining, along with a small, functional kitchen and a dedicated laundry area conveniently located in the hall. The primary bedroom includes a private office space, ideal for working from home or additional storage. A brick front porch creates a welcoming entrance and adds curb appeal. Property is in need of significant repairs and updates, including smoke damage in the third bedroom from a previous fire. This home presents a great opportunity for investors or buyers looking to renovate and add value. Sold as-is, yard cleanups in progress but may not be completed by closing.

Key facts

  • Private office space
  • Flexible layout
  • Brick front porch

Tags

FLEXIBLE LAYOUTTWO SEPARATE FAMILY ROOMSDEDICATED LAUNDRY AREAPRIVATE OFFICE SPACEBRICK FRONT PORCH

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $99k.

Deal economics

  • At list price, monthly cash flow is $433 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $99k).
  • Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.5% vs local median 3.8% in Sandersville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 68/100 on livability (#146 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime C-, schools F, amenities F.
  • Washington County (town): math 24% / reading 21% proficiency, ranked #138 of 174 in GA (top 79%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 46 active listings in the ZIP; 66 units permitted in Washington County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Washington County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 67% chance of damaging wind over 30y; extreme-heat days projected 7→17/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $87,120 (12.0% below list)

Questions for the listing agent

  1. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
11.54%
Cash-on-cash
18.73%
DSCR
1.83
GRM
6.3

CMA / ARV

ARV (median comp)
$186,106
List price
$99,000
Delta
-46.80%
Verdict
UNDERPRICED
Comps
9 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
10.5%
Equity multiple
1.41×
Total profit
$11,492
Equity at exit
$14,761
10-year hold
IRR
19.6%
Equity multiple
2.64×
Total profit
$45,385
Equity at exit
$8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31082

Home prices YoY
-20.6%
Active inventory
46
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$1,317 medium interval (Pro) →
Mortgage (P&I)
$519
Tax from tax record
$47 /mo · $567/yr
Insurance
$41
HOA
$0
Vacancy / Maint / Mgmt
$277
Net cashflow
$433

Break-even live

Break-even rent $769
Max offer price $99,000
Occupancy floor 62%

Sensitivity live

Price -10% $489 -5% $461 +0% $433 +5% $405 +10% $377
Rent -10% $329 -5% $381 +0% $433 +5% $485 +10% $537
Rate -1.0pp $483 -0.5pp $458 base $433 +0.5pp $407 +1.0pp $381

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,750
Closing costs
$2,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-19
    days on market $99,000 Active 130 DOM
  2. 2026-06-18
    days on market $99,000 Active 129 DOM
  3. 2026-06-17
    days on market $99,000 Active 128 DOM
  4. 2026-06-16
    days on market $99,000 Active 127 DOM
  5. 2026-06-15
    days on market $99,000 Active 126 DOM
  6. 2026-06-14
    days on market $99,000 Active 124 DOM
  7. 2026-06-12
    days on market $99,000 Active 123 DOM
  8. 2026-06-09
    days on market $99,000 Active 120 DOM
  9. 2026-06-08
    days on market $99,000 Active 119 DOM
  10. 2026-06-07
    days on market $99,000 Active 118 DOM
  11. 2026-06-03
    days on market $99,000 Active 114 DOM
  12. 2026-06-02
    days on market $99,000 Active 113 DOM
  13. 2026-06-01
    days on market $99,000 Active 112 DOM
  14. 2026-05-31
    days on market $99,000 Active 111 DOM
  15. 2026-05-30
    days on market $99,000 Active 110 DOM
  16. 2026-02-08
    listed $99,000 New 777-char remark
    Show marketing remark (777 chars)

    Spacious 4-bedroom, 2-bath mobile home offering a flexible layout and strong potential for the right buyer. The home features two separate family rooms, providing ample space for gathering or entertaining, along with a small, functional kitchen and a dedicated laundry area conveniently located in the hall. The primary bedroom includes a private office space, ideal for working from home or additional storage. A brick front porch creates a welcoming entrance and adds curb appeal. Property is in need of significant repairs and updates, including smoke damage in the third bedroom from a previous fire. This home presents a great opportunity for investors or buyers looking to renovate and add value. Sold as-is, yard cleanups in progress but may not be completed by closing.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$567 · $47/mo
Projected year-2 tax
$911 · $76/mo
Expected delta
+$344/yr (+$29/mo · 60.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 67% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,803
− Mortgage interest
−$5,546
− Property taxes
−$567
− Insurance
−$495
− Repairs & maintenance
−$1,264
− Management
−$1,264
− Depreciation
−$2,880
Taxable income
$3,787
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$909
After-tax cash flow
$4,284/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Washington County
NCES district ID
1305490
Math proficiency
24% ▼ -8.00%
Reading proficiency
21% ▼ -9.00%
Median HH income
$34,464
Composite
18.52/100
National rank
#8916
State rank
#138 of 174 in GA

Livability — Sandersville

Score
68/100
State rank
#146
US rank
#9735

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
10,479

Population outlook (Washington County) Hauer SSP2

Today (2025)
20,052 people
By 2030
19,417 · -3.2%
By 2040
17,900 · -10.7%
By 2050
16,237 · -19.0%
By 2075
12,990 · -35.2%
By 2100
9,709 · -51.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Black 47% White 45% Two or more races 5% Hispanic / Latino 2%
Common ancestry
Italian 1% Serbian 1% Lithuanian 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Other Indo-European 1%

Political lean MEDSL · Washington

2024 margin
Toss-up / Even · D 48.9% · R 50.8%
2008→2024 swing
-6.3pp toward R · 2008: 4.4pp · 2024: -1.9pp
All cycles
2024: R+1.9 2020: D+0.8 2016: D+0.6 2012: D+7.6 2008: D+4.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -44.38%
Current HPI
171.5216
Rent YoY
Metro
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-02-08 Listed $99,000 GAMLS

Property tax history

+1.6%/yr

Latest (2025): $567 · +6.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…