15371 Mango Dr · Punta Gorda, FL 33955

$99,000

2 bd · 2.0 ba · 720 sqft · Manufactured public records · 365 Days on market

Built 1972 10,250 sqft lot ↓ 38% since listing

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Schools +4.6/10.0
• Livability +3.8/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

Key facts

• Back yard retreat
• Land owned outright
• Freshwater canal

Tags

• WATERFRONT LOT
• CORNER LOT
• LAND OWNED OUTRIGHT
• ENCLOSED LANAI
• BACK YARD RETREAT
• FRESHWATER CANAL

Property features AI

Finance

• Other: Partially furnished; Zoned MHC; Publicly maintained asphalt roads; Lot about 0.24 acre (approx. 100 x 125)
• HOA & community: No association

Exterior

• Parking: Covered parking; Driveway; 2-space carport
• Utilities: Well water; Septic tank; High-speed internet available; Cable available; Electricity connected; Phone available
• Home design: Mobile home (single wide); One level; Faces northwest; On waterfront — freshwater canal access and view (125 feet of canal frontage); Homestead
• Construction: Vinyl and wood siding; Metal roof; Block foundation; Built as a single wide mobile home
• Exterior features: Covered, enclosed and screened front porch; Porch; Awning(s); Rain gutters; Storage; Shed(s), workshop; Corner lot; Drainage canal on lot; Oversized lot; Paved surfaces

Interior

• Kitchen: Dishwasher; Range; Range hood; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Laminate; Tile
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating (partial); Other heating; Central air; Wall/window AC units
• Interior features: Ceiling fans; Eat-in kitchen; Solid wood cabinets; Window treatments; Bonus room; Free-standing electric fireplace
• Laundry & utility: Washer; Dryer; Water softener; Laundry located outside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $99k.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $87k (12.0% below list) — sets the bar for market timing.
• Cap rate 18.5% vs local median 2.8% in Punta Gorda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#225 in FL, #3,567 nationally) — a middle-class / working-renter tenant base. Strengths: crime A+, health & safety A+, housing B; Watch: cost of living D+, amenities D-, commute F.
• Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: East Elementary School (math 67% / reading 68%, grade B+, #435 of 2,144 statewide, top 21%, 761 students, 52% FRL); Charlotte High School (math 44% / reading 46%, grade D-, #228 of 667 statewide, top 35%, 1,994 students, 41% FRL).
• Market conditions: 1481 active listings in the ZIP; solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
• This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

• It's been on market 365 days — a 12% lower offer ($87k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $50k (34%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $87,120 (12.0% below list)

Questions for the listing agent

1. It's been on market 365 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1972 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.08% ✓
• Cap rate: 18.52%
• Cash-on-cash: 43.68%
• DSCR: 2.94
• GRM: 4.0

CMA / ARV

• ARV (on-the-fly): $65,520
• Comps found: 1

Show comp detail 1 sale within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
15381 Lime Dr	0.14mi	2/1.0	660 (-8%)	7mo	$60,000	$91	70

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 40.6%
• Equity multiple: 2.74×
• Total profit: $48,219
• Equity at exit: $14,761

10-year hold

• IRR: 46.9%
• Equity multiple: 5.50×
• Total profit: $124,712
• Equity at exit: $8,560

Cash invested: $27,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33955

• Home prices YoY: -24.5%
• Active inventory: 1481
• Price-to-rent: 4.0×

Monthly cashflow live

• Estimated rent: $2,062 medium
• Mortgage (P&I): −$519
• Tax from tax record: −$59 /mo · $711/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$433
• Net cashflow: $1,009

Break-even live

Break-even rent $784

Max offer price $99,000

Occupancy floor 46%

Sensitivity live

Price	-10% $1,065	-5% $1,037	+0% $1,009	+5% $981	+10% $953
Rent	-10% $846	-5% $928	+0% $1,009	+5% $1,091	+10% $1,172
Rate	-1.0pp $1,059	-0.5pp $1,034	base $1,009	+0.5pp $983	+1.0pp $957

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,750
• Closing costs: $2,970
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-05-08
   status Pending 1513-char remark

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

2. 2026-05-06
   status Pending
3. 2026-04-07
   price $99,000 1513-char remark

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

4. 2026-04-07
   price $99,000

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

5. 2026-03-24
   price $110,000 1513-char remark

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

6. 2026-03-22
   price $110,000
7. 2026-02-15
   price $119,000 1513-char remark

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

8. 2026-02-15
   price $119,000

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

9. 2026-02-01
   price $125,000 1513-char remark

   Show marketing remark (1513 chars)

   ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

10. 2026-01-29
    price $125,000
11. 2025-12-09
    price $134,000 1513-char remark

    Show marketing remark (1513 chars)

    ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

12. 2025-12-09
    price $134,000

    Show marketing remark (1513 chars)

    ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

13. 2025-11-16
    price $139,000 1513-char remark

    Show marketing remark (1513 chars)

    ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

14. 2025-11-16
    price $139,000

    Show marketing remark (1513 chars)

    ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

15. 2025-09-29
    listed $149,000 Active 1513-char remark

    Show marketing remark (1513 chars)

    ON YOUR OWN LAND, NO HOA! Make this your new Southwest Florida address! Located in South Punta Gorda, this very affordable manufactured home resides on a generously sized corner waterfront lot (100 x 125), where the land is owned outright—there is no lease and no mandatory homeowners' association. Bring your boat or RV and park next to the home. This quaint residence features 2 bedrooms and a bonus room addition with separate entrance and bathroom (could make it a family room or an in-law suite), and a 2-car carport. The home comes partially furnished including a complete kitchen appliance package, a washer, dryer, and an additional refrigerator. The enclosed lanai/Florida Room provides extended living space. Additionally, the back yard contains two newer sheds: one houses the well equipment and a generator, and the other includes a workbench along with storage space for yard equipment. The property's back yard retreat allows residents to enjoy views of the freshwater canal populated by fish and turtles, as well as tropical landscaping that surrounds the home. An avocado tree on the premises offers fresh seasonal produce. Conveniently located near an I-75 interstate exit and Punta Gorda Airport/Allegiant Airlines, and the property is approximately 30 minutes from Fort Myers – Southwest Florida International Airport. Nearby amenities include golfing, pickleball, downtown Punta Gorda shopping, farmer’s markets, parks, boat ramps, and a wide culinary variety of restaurants.

16. 2025-07-06
    price $149,000
17. 2025-05-06
    listed $160,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $711 · $59/mo
• Projected year-2 tax: $822 · $68/mo
• Expected delta: +$110/yr (+$9/mo · 15.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,741
• − Mortgage interest: −$5,546
• − Property taxes: −$711
• − Insurance: −$495
• − Repairs & maintenance: −$1,979
• − Management: −$1,979
• − Depreciation: −$2,880
• Taxable income: $11,151
• Est. tax owed @ 24.0%: −$2,676
• After-tax cash flow: $9,433/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Charlotte
• NCES district ID: 1200240
• Math proficiency: 54% ▼ -6.00%
• Reading proficiency: 54% ▼ -1.00%
• Median HH income: $44,864
• Composite: 45.62/100
• National rank: #2586
• State rank: #22 of 73 in FL

Livability — Punta Gorda

• Score: 76/100
• State rank: #225
• US rank: #3567

Category grades

Amenities D- Commute F Cost of living D+ Crime A+ Employment B- Housing B Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Charlotte County · 196,994 people
• City population: 68,831
• Metro: Punta Gorda, FL
• Population (ZIP): 12,399
• Household income: $76,943
• Rent vs Own: 9.5% rent · 90.5% own
• Severe rent burden: 226.0

Population outlook (Charlotte County) Hauer SSP2

• Today (2025): 198,646 people
• By 2030: 210,507 · +6.0%
• By 2040: 230,857 · +16.2%
• By 2050: 247,148 · +24.4%
• By 2075: 281,777 · +41.8%
• By 2100: 293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (84%)
• Race & ethnicity: White 84% Hispanic / Latino 10% Two or more races 9% Black 2%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2% Cuban 4%
• Common ancestry: Romanian 5% Italian 3% Serbian 3%
• Foreign-born: 8% · Canada
• Languages at home: 91% English-only · Spanish 5% Other Indo-European 1%

Political lean MEDSL · Charlotte

• 2024 margin: Solid R (+34.0) · D 32.7% · R 66.7%
• 2008→2024 swing: -26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
• All cycles: 2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -78.71%
• Current HPI: 242.9043
• Rent YoY: —
• Metro: Punta Gorda, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-38.1% since first listed

17 events — show timeline

• 2026-05-08 Pending — FORTMLS
• 2026-05-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-07 Price Changed $99,000 FORTMLS
• 2026-04-07 Price Changed $99,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-24 Price Changed $110,000 FORTMLS
• 2026-03-22 Price Changed $110,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-15 Price Changed $119,000 FORTMLS
• 2026-02-15 Price Changed $119,000 Stellar MLS as Distributed by MLS Grid
• 2026-02-01 Price Changed $125,000 FORTMLS
• 2026-01-29 Price Changed $125,000 Stellar MLS as Distributed by MLS Grid
• 2025-12-09 Price Changed $134,000 FORTMLS
• 2025-12-09 Price Changed $134,000 Stellar MLS as Distributed by MLS Grid
• 2025-11-16 Price Changed $139,000 FORTMLS
• 2025-11-16 Price Changed $139,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-29 Listed $149,000 FORTMLS
• 2025-07-06 Price Changed $149,000 Stellar MLS as Distributed by MLS Grid
• 2025-05-06 Listed $160,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+0.2%/yr

Latest (2025): $711 · +4.0% YoY. Source: county tax records.