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344 Sawyer Dr 🏗️ New Construction
B- Composite 68.97
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +9.8/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$249,000

344 Sawyer Dr · Sulphur, LA 70665
4 bd · 2.0 ba · 1,874 sqft · SingleFamily · 112 Days on market
Built 2025 6,098 sqft lot $35/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Move-In Ready! Earn up to $8,000 in closing costs & Special Interest Rate on qualifying homes for qualified buyers when using seller’s preferred lender and title companies. Contract must be written by 2/2/2026 and close by 3/31/26. "Justin AL" The Justin floorplan offers a spacious main suite and a split floorplan. The open concept living, kitchen dining area has a spacious living area that outlooks a long back patio. The kitchen is designed with sleek cabinets, granite countertops and a subway tile backsplash and is equipped with stainless steel appliances that include a gas stove, dishwasher, and micro hood. This home is settled in Savannah Lakes, a new constructi

Key facts

  • Open concept living
  • Main suite
  • Split floorplan

Tags

MAIN SUITESPLIT FLOORPLANOPEN CONCEPT LIVINGLONG BACK PATIOSLEEK CABINETSGRANITE COUNTERTOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $249,000 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $249,242.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $249k.

Deal economics

  • At list price, monthly cash flow is $1k ($14k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $249k).
  • Recommended offer: $227k (9.0% below list) — sets the bar for market timing.
  • Cap rate 11.8% vs local median 8.8% in Sulphur — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#48 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: crime D-, amenities F, commute F.
  • Calcasieu Parish (other): math 30% / reading 44% proficiency, ranked #29 of 98 in LA (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: W. T. Henning Elementary School (math 27% / reading 37%, grade F, #307 of 646 statewide, top 49%, 397 students, 56% FRL); W. W. Lewis Middle School (math 33% / reading 48%, grade F, #62 of 218 statewide, top 29%, 777 students, 49% FRL); Sulphur High School (math 36% / reading 53%, grade F, #58 of 265 statewide, top 23%, 2,043 students, 47% FRL) — zoned schools at 51% FRL track the district average.
  • Market conditions: 236 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,298 units permitted in Calcasieu Parish in 2024 (526 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Calcasieu County population projected at +11% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $70k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 112 days — a 9% lower offer ($227k) is reasonable based on typical stale-listing flexibility.
Recommended offer $226,590 (9.0% below list)

Questions for the listing agent

  1. It's been on market 112 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.48%
Cap rate
11.84%
Cash-on-cash
19.81%
DSCR
1.88
GRM
5.6

CMA / ARV

ARV (on-the-fly)
$249,242
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
329 Paisley Pkwy 0.05mi 3/2.0 (-1) 1,826 (-3%) 2mo $221,000 $121 86
213 Pipers Ln 0.12mi 4/2.0 1,817 (-3%) 4mo $248,000 $136 86
329 Leawood Ave 0.18mi 4/2.0 1,959 (+4%) 2mo $225,000 $115 82
308 Paisley Pkwy 0.10mi 3/2.0 (-1) 1,755 (-6%) 3mo $233,000 $133 77
216 Pipers Ln 0.13mi 3/2.0 (-1) 1,738 (-7%) 3mo $240,000 $138 75
305 Paisley Pkwy 0.10mi 3/2.0 (-1) 1,618 (-14%) 4mo $217,000 $134 64
277 Paisley Pkwy 0.18mi 3/2.0 (-1) 1,616 (-14%) 2mo $214,000 $132 62
224 Pipers Ln 0.10mi 3/2.0 (-1) 1,641 (-12%) 12mo $233,900 $143 59
315 Dahlia Ln 0.75mi 4/2.0 1,895 (+1%) 13mo $298,000 $157 52
248 Long Hill Dr Dr 0.46mi 3/2.0 (-1) 1,698 (-9%) 7mo $205,000 $121 52
344 Madison Crossing Dr 0.44mi 3/2.0 (-1) 1,710 (-9%) 12mo $219,500 $128 50
109 Briar Ct 0.57mi 3/2.0 (-1) 1,642 (-12%) 7mo $212,500 $129 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
11.9%
Equity multiple
1.47×
Total profit
$33,053
Equity at exit
$37,163
10-year hold
IRR
20.9%
Equity multiple
2.77×
Total profit
$123,562
Equity at exit
$21,550

Cash invested: $69,788 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70665

Active inventory
236
Price-to-rent
5.6×

Monthly cashflow live

Estimated rent
$3,683 medium interval (Pro) →
Mortgage (P&I)
$1,307
Tax est. 1.5%
$312 /mo · $3,739/yr
Insurance
$104
HOA
$35
Vacancy / Maint / Mgmt
$773
Net cashflow
$1,152

Break-even live

Break-even rent $2,225
Max offer price $249,242
Occupancy floor 64%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,310
Closing costs
$7,477
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
293 Sawyer Dr Sulphur, LA 4.0 2.0 2079 $4,400 $2.12 43d 1 0.15mi
1000 E Carlyss Blvd Sulphur, LA 1.0–3.0 1.0–2.0 966 $2,296 $2.38 13d 10 0.22mi
1141 Mosswood Dr Sulphur, LA 2.0–3.0 2.0–3.5 1332 $2,195 $1.65 43d 1 1.06mi

HOA detail

Monthly dues
$35 · $420/yr
Likely covers
gas

Listing history 2 events

  1. 2026-03-12
    status Pending
  2. 2025-11-21
    listed $249,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$44,192
− Mortgage interest
−$13,961
− Property taxes
−$3,739
− Insurance
−$1,246
− Repairs & maintenance
−$3,535
− Management
−$3,535
− HOA
−$420
− Depreciation
−$7,251
Taxable income
$10,505
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,521
After-tax cash flow
$11,301/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calcasieu Parish
NCES district ID
2200330
Math proficiency
30% ▼ -39.00%
Reading proficiency
44% ▼ -33.00%
Median HH income
$44,700
Composite
31.45/100
National rank
#5979
State rank
#29 of 98 in LA

Livability — Sulphur

Score
71/100
State rank
#48
US rank
#7164

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sulphur, LA
City population
27,799
Population (ZIP)
12,891

Population outlook (Calcasieu County) Hauer SSP2

Today (2025)
212,179 people
By 2030
218,199 · +2.8%
By 2040
228,486 · +7.7%
By 2050
236,208 · +11.3%
By 2075
251,696 · +18.6%
By 2100
247,848 · +16.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (87%)
Race & ethnicity
White 87% Hispanic / Latino 6% Two or more races 4% Black 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 8% Italian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
92% English-only · Spanish 6% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Calcasieu

2024 margin
Solid R (+39.6) · D 29.5% · R 69.0% · Other 1.5%
2008→2024 swing
-15.0pp toward R · 2008: -24.6pp · 2024: -39.6pp
All cycles
2024: R+39.6 2020: R+35.2 2016: R+33.3 2012: R+28.7 2008: R+24.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -91.65%
Current HPI
99.2379
Rent YoY
Metro
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

2 events — show timeline
  • 2026-03-12 Pending SWLAR
  • 2025-11-21 Listed $249,000 SWLAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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