138 Jefferson Rd · Waldorf, MD
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $755 – $1,403
Heat risk 8/10 · Major
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 5/10 · Moderate
- Chance of severe wind over 30 yrs
- 25.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.0/30.0
- ARV discount +15.0/15.0
- DSCR +5.7/10.0
- 1% rule +4.9/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +2.3/10.0
- Appreciation +0.0/10.0
$279,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
Key facts
- Modern refresh
- Flat lot
- Single-level living
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $280k.
Deal economics
- At list price, monthly cash flow is $243 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $278k (0.7% below list).
- Recommended offer: $263k (6.0% below list) — sets the bar for market timing.
- Cap rate 7.3% vs local median 4.8% in Waldorf — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#141 in MD) — a middle-class / working-renter tenant base. Strengths: commute A+, employment A+, housing A+; Watch: schools D+, crime D-, amenities F.
- Charles County Public Schools (suburban): math 13% / reading 29% proficiency, ranked #14 of 24 in MD (top 58%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Market conditions: 95 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); 46% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,542 units permitted in Charles County in 2024 (516 in 5+ unit buildings).
- This rent runs 31% of the median local income ($107k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Charles County population projected at +27% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 68 days — a 6% lower offer ($263k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 19y ago; this cycle's ask has dropped $38k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wind risk, 25% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.34%
- Cash-on-cash
- 3.73%
- DSCR
- 1.17
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $392,686
- List price
- $279,900
- Delta
- -28.72%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 120 Garner Ave | 0.16mi | 3/1.5 | 1,689 (+0%) | 2mo | $388,000 | $230 | 90 |
| 215 Compton Rd | 0.35mi | 4/1.5 (+1) | 1,689 (+0%) | 0mo | $300,000 | $178 | 78 |
| 527 Garner Ave | 0.40mi | 4/2.0 (+1) | 1,689 (+0%) | 1mo | $398,900 | $236 | 72 |
| 1102 Coolidge Ct | 0.12mi | 4/2.0 (+1) | 1,821 (+8%) | 3mo | $325,000 | $178 | 71 |
| 23 Pagnell Cir | 0.51mi | 3/2.0 | 1,689 (+0%) | 5mo | $410,000 | $243 | 69 |
| 22 Marshall Rd | 0.21mi | 3/2.5 | 1,521 (-10%) | 2mo | $400,000 | $263 | 69 |
| 16 Amwich Ct | 0.64mi | 3/2.0 | 1,689 (+0%) | 0mo | $275,000 | $163 | 67 |
| 1205 Adams Ct | 0.17mi | 4/1.5 (+1) | 1,484 (-12%) | 1mo | $365,000 | $246 | 66 |
| 221 Brent Rd | 0.46mi | 4/2.0 (+1) | 1,688 (+0%) | 6mo | $438,000 | $259 | 66 |
| 1006 Stone Ave | 0.53mi | 4/2.0 (+1) | 1,581 (-6%) | 5mo | $389,000 | $246 | 55 |
| 1324 Wilson Rd | 0.48mi | 4/2.5 (+1) | 1,870 (+11%) | 2mo | $440,000 | $235 | 48 |
| 228 Garner Ave | 0.41mi | 4/3.0 (+1) | 1,914 (+14%) | 4mo | $385,000 | $201 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -10.4%
- Equity multiple
- 0.62×
- Total profit
- $-29,804
- Equity at exit
- $41,734
- IRR
- -1.1%
- Equity multiple
- 0.93×
- Total profit
- $-5,782
- Equity at exit
- $24,201
Cash invested: $78,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 27 Tenant-Leaning
- State Maryland
- 27 Tenant-Leaning · D+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 20602
- Active inventory
- 95
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,779 high interval (Pro) →
- Mortgage (P&I)
- −$1,468
- Tax from tax record
- −$367 /mo · $4,408/yr
- Insurance
- −$117
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$584
- Net cashflow
- $243
Break-even live
Sensitivity live
| Price | -10% $402 | -5% $323 | +0% $243 | +5% $164 | +10% $85 |
|---|---|---|---|---|---|
| Rent | -10% $24 | -5% $134 | +0% $243 | +5% $353 | +10% $463 |
| Rate | -1.0pp $384 | -0.5pp $315 | base $243 | +0.5pp $171 | +1.0pp $97 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $69,975
- Closing costs
- $8,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 24 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1001 Tyler Ct Waldorf, MD | 3.0 | 1.5 | 1315 | $2,600 | $1.98 | 23d | 1 | 0.52mi |
| 13 Cardigan Ct Waldorf, MD | 4.0 | 2.0 | 1648 | $2,849 | $1.73 | 45d | 1 | 0.73mi |
| 1015 Copperfield Ct Waldorf, MD | 3.0 | 2.5 | 1380 | $2,600 | $1.88 | 23d | 1 | 0.76mi |
| 3560 Malvern St Waldorf, MD | 1.0–3.0 | 1.0–2.5 | 1422 | $3,347 | $2.35 | 0d | 40 | 0.85mi |
| 6 Greystone Cir Waldorf, MD | 4.0 | 2.0 | 1781 | $2,900 | $1.63 | 45d | 1 | 0.97mi |
| 2708 Grindall Ct Waldorf, MD | 3.0 | 2.0 | 1506 | $2,650 | $1.76 | 14d | 1 | 1.15mi |
| 1718 Brightwell Ct Waldorf, MD | 3.0 | 1.5 | 1056 | $2,195 | $2.08 | 23d | 1 | 1.19mi |
| 4546 Scottsdale Pl Waldorf, MD | 3.0 | 2.5 | 2021 | $2,645 | $1.31 | 6d | 1 | 1.20mi |
| 1537 Bryan Ct Waldorf, MD | 3.0 | 2.0 | 1642 | $2,600 | $1.58 | 45d | 1 | 1.20mi |
| 11497 Scotch Hills Pl Waldorf, MD | 4.0 | 3.5 | 2068 | $3,000 | $1.45 | 45d | 1 | 1.22mi |
| 5602 Grouper Ct Waldorf, MD | 4.0 | 2.5 | 2220 | $2,950 | $1.33 | 45d | 1 | 1.26mi |
| 3336 Fordington Pl Waldorf, MD | 3.0 | 3.5 | 1420 | $2,650 | $1.87 | 14d | 1 | 1.30mi |
| 1010 Allward Dr Waldorf, MD | 4.0 | 2.0 | 2176 | $2,999 | $1.38 | 45d | 1 | 1.30mi |
| 3379 Justice Ct Waldorf, MD | 3.0 | 1.5 | 1085 | $1,975 | $1.82 | 6d | 1 | 1.31mi |
| 10763 Esprit Pl White Plains, MD | 4.0 | 3.5 | 2016 | $2,800 | $1.39 | 45d | 1 | 1.34mi |
| 4210 Southwinds Pl Unit 412 White Plains, MD | 2.0 | 2.0 | 1160 | $2,325 | $2.00 | 45d | 1 | 1.34mi |
| 4018 Bluebird Dr Unit 4018 Waldorf, MD | 3.0 | 1.5 | 1200 | $2,500 | $2.08 | 23d | 1 | 1.36mi |
| 4250 Southwinds Pl White Plains, MD | 3.0 | 2.0 | 1338 | $2,800 | $2.09 | 45d | 1 | 1.37mi |
| 4070 Bluebird Dr Waldorf, MD | 3.0 | 2.5 | 1335 | $2,200 | $1.65 | 25d | 1 | 1.39mi |
| 10930 W Point Pl White Plains, MD | 4.0 | 3.5 | 2171 | $2,979 | $1.37 | 45d | 1 | 1.40mi |
| 4121 Bluebird Dr Waldorf, MD | 3.0 | 1.5 | 1200 | $1,850 | $1.54 | 25d | 1 | 1.41mi |
| 4054 Cottontop Ct Waldorf, MD | 3.0 | 2.5 | 1576 | $2,595 | $1.65 | 25d | 1 | 1.42mi |
| 4210 Southwinds Pl Unit 326 White Plains, MD | 2.0 | 2.0 | 1227 | $2,250 | $1.83 | 45d | 1 | 1.45mi |
| 4503 Ruston Pl Unit 43M Waldorf, MD | 3.0 | 1.5 | 1076 | $2,300 | $2.14 | 13d | 1 | 1.45mi |
Listing history 23 events
-
2026-05-14status Pending 1484-char remark
Show marketing remark (1484 chars)
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
-
2026-05-07price $279,900 1484-char remark
Show marketing remark (1484 chars)
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
-
2026-04-06price $294,900 1484-char remark
Show marketing remark (1484 chars)
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
-
2026-03-21price $309,900 1484-char remark
Show marketing remark (1484 chars)
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
-
2026-03-07$317,900 Active 1484-char remark
Show marketing remark (1484 chars)
The Seller is in receipt of multiple offers. All highest and best offers due by 9am CST on 5/12/26 Opportunity knocks at 138 Jefferson Road in Waldorf, Maryland—a great chance for investors, renovators, or buyers looking to build equity. This one-level rambler offers the convenience of single-level living and sits on a nice, flat lot with a fully fenced rear yard, providing excellent outdoor space for entertaining, pets, or future landscaping improvements. The property experienced water damage from a refrigerator water line, which resulted in discoloration inside the home. The affected areas have since been professionally cleaned and the air quality remediated, providing a clean starting point for the next owner to complete renovations and restore the home to its full potential. With the major cleanup already completed, this home presents an excellent value-add opportunity for buyers ready to bring their vision and improvements. The layout offers strong potential for a modern refresh, making it an ideal project for investors or owner-occupants using a renovation loan. Please note: Due to the current condition, the property will not qualify for traditional financing. Cash or renovation financing only. If you’re looking for a property with great bones, a convenient Waldorf location, and room to add value, this is a fantastic opportunity. Priced accordingly to reflect its condition and renovation potential. NOTE: Some rooms have been virtually staged
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2026-02-12historical $2,699
-
2026-02-06$2,699
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2022-01-19soldstatus $320,000
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2021-11-12soldstatus $320,000 Closed 551-char remark
Show marketing remark (551 chars)
HOME SWEET HOME! Enjoy single level living in this beautifully maintained Rambler! This home features 3 bedrooms, 1.5 baths, an eat-in kitchen and TWO Bonus rooms! Seller has updated the flooring throughout, renovated the kitchen, transformed the entryway closet, and the updated the master bath! The home is being sold As-Is and the possibilities are endless! This home is conveniently located near shopping, dining and entertainment, commuter lots, military bases and so much more! You don’t want to miss this one! Schedule your showing today!
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2021-10-17status Pending 551-char remark
Show marketing remark (551 chars)
HOME SWEET HOME! Enjoy single level living in this beautifully maintained Rambler! This home features 3 bedrooms, 1.5 baths, an eat-in kitchen and TWO Bonus rooms! Seller has updated the flooring throughout, renovated the kitchen, transformed the entryway closet, and the updated the master bath! The home is being sold As-Is and the possibilities are endless! This home is conveniently located near shopping, dining and entertainment, commuter lots, military bases and so much more! You don’t want to miss this one! Schedule your showing today!
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2021-10-09$325,000 Active 551-char remark
Show marketing remark (551 chars)
HOME SWEET HOME! Enjoy single level living in this beautifully maintained Rambler! This home features 3 bedrooms, 1.5 baths, an eat-in kitchen and TWO Bonus rooms! Seller has updated the flooring throughout, renovated the kitchen, transformed the entryway closet, and the updated the master bath! The home is being sold As-Is and the possibilities are endless! This home is conveniently located near shopping, dining and entertainment, commuter lots, military bases and so much more! You don’t want to miss this one! Schedule your showing today!
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2016-07-14soldstatus $191,000
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2016-06-29historical
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2016-06-29soldstatus $191,000 Sold
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2016-06-29soldstatus $191,000
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2016-04-30status Contingent (No Kick Out)
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2016-04-14status Active
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2016-04-06historical Temporarily Off-Market
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2016-04-05$194,678 Active
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2008-09-29historical
-
2007-08-29
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1993-12-02soldstatus $122,000
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1990-09-05soldstatus $122,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MD · Partial reset (capped growth)
- Current annual tax
- $4,408 · $367/mo
- Projected year-2 tax
- $4,408 · $367/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥103°F today · 16 d/yr by 30 yrs out
- Wind 5/10 Major 25% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $33,343
- − Mortgage interest
- −$15,679
- − Property taxes
- −$4,408
- − Insurance
- −$1,400
- − Repairs & maintenance
- −$2,667
- − Management
- −$2,667
- − Depreciation
- −$8,143
- Taxable loss
- −$1,620
- Est. tax savings @ 24.0%
- +$389
- After-tax cash flow
- $3,309/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Charles County Public Schools
- NCES district ID
- 2400270
- Math proficiency
- 13% ▼ -19.00%
- Reading proficiency
- 29% ▼ -13.00%
- Median HH income
- $90,389
- Composite
- 22.54/100
- National rank
- #8087
- State rank
- #14 of 24 in MD
Livability — Waldorf
- Score
- 72/100
- State rank
- #141
- US rank
- #6083
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Waldorf, MD
- County
- Charles County · 103,527 people
- City population
- 103,527
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- Population (ZIP)
- 28,331
- Household income
- $107,360
- Rent vs Own
- Severe rent burden
- 867.0
Population outlook (Charles County) Hauer SSP2
- Today (2025)
- 176,616 people
- By 2030
- 186,471 · +5.6%
- By 2040
- 206,472 · +16.9%
- By 2050
- 224,883 · +27.3%
- By 2075
- 272,101 · +54.1%
- By 2100
- 303,564 · +71.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- Black 62% White 19% Two or more races 11% Hispanic / Latino 9% Asian 2%
- Hispanic origin (detail)
- Common ancestry
- Lithuanian 1% Iranian 1% Italian 1%
- Foreign-born
- 11% · Canada, South Korea, Jamaica
- Languages at home
- 88% English-only · Spanish 6% Other Indo-European 1% Tagalog/Filipino 1%
Political lean MEDSL · Charles
- 2024 margin
- Solid D (+40.7) · D 69.2% · R 28.5% · Other 2.2%
- 2008→2024 swing
- +15.2pp toward D · 2008: 25.5pp · 2024: 40.7pp
- All cycles
- 2024: D+40.7 2020: D+40.9 2016: D+30.2 2012: D+31.3 2008: D+25.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -261.39%
- Current HPI
- 267.3445
- Rent YoY
- —
- Metro
- Washington-Arlington-Alexandria, DC-VA-MD-WV
- State GDP YoY
- ▲ 2.97%
- F500 in state
- 12
Industry mix (Fortune 500 HQ in MD)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Aerospace / Defense | 1 | $71B |
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| Utilities | 1 | $25B |
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| Hotels | 1 | $24B |
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| Consumer Goods | 1 | $7B |
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| Real Estate | 1 | $6B |
|
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| Chemicals | 1 | $2B |
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Price history
+129.4% since first listed23 events — show timeline
- 2026-05-14 Pending — BRIGHT MLS
- 2026-05-07 Price Changed $279,900 BRIGHT MLS
- 2026-04-06 Price Changed $294,900 BRIGHT MLS
- 2026-03-21 Price Changed $309,900 BRIGHT MLS
- 2026-03-07 Listed $317,900 BRIGHT MLS
- 2026-02-12 Rental Removed $2,699 Tricon
- 2026-02-06 Listed for Rent $2,699 Tricon
- 2022-01-19 Sold (Public Records) $320,000 Public Records
- 2021-11-12 Sold (MLS) $320,000 BRIGHT MLS
- 2021-10-17 Pending — BRIGHT MLS
- 2021-10-09 Listed $325,000 BRIGHT MLS
- 2016-07-14 Sold (Public Records) $191,000 Public Records
- 2016-06-29 Delisted — MRIS
- 2016-06-29 Sold (MLS) $191,000 BRIGHT MLS
- 2016-06-29 Sold (MLS) $191,000 MRIS
- 2016-04-30 Pending — MRIS
- 2016-04-14 Relisted — MRIS
- 2016-04-06 Delisted — MRIS
- 2016-04-05 Listed $194,678 MRIS
- 2008-09-29 Delisted — MRIS
- 2007-08-29 Listed — MRIS
- 1993-12-02 Sold (Public Records) $122,000 Public Records
- 1990-09-05 Sold (Public Records) $122,000 Public Records
Property tax history
+4.8%/yrLatest (2025): $4,408 · +2.4% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…