911 E Avenue A · Blythe, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- D
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $544 – $1,084
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 9/10 · Severe
- Hot days now (above 116°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +3.7/5.0
- Schools +2.6/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$110,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Cash only AS IS 10 day close
Key facts
- 6,098 sq ft lot
- Built 1950
- Listed 15 days
Property features AI
Exterior
- Home design: House
- Construction: Approximately 1,500 sq ft living area
- Exterior features: Lot of approximately 6,098 sq ft
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $110k.
Deal economics
- At list price, monthly cash flow is $734 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $110k).
- Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
- Cap rate 14.3% vs local median 4.6% in Blythe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 74/100 on livability (#143 in CA, #4,910 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: employment D, schools F, amenities F.
- Palo Verde Unified (town): math 20% / reading 34% proficiency, ranked #1,133 of 1,400 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 189 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 15 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.62% ✓
- Cap rate
- 14.30%
- Cash-on-cash
- 28.61%
- DSCR
- 2.27
- GRM
- 5.2
CMA / ARV
- ARV (on-the-fly)
- $223,500
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 340 N 9th | 0.25mi | 4/2.0 (+1) | 1,571 (+5%) | 0mo | $241,000 | $153 | 75 |
| 449 N 7th | 0.36mi | 4/2.0 (+1) | 1,524 (+2%) | 6mo | $55,000 | $36 | 71 |
| 391 N 9th St | 0.30mi | 4/2.0 (+1) | 1,571 (+5%) | 5mo | $240,000 | $153 | 69 |
| 943 E Murphy St | 0.07mi | 4/3.0 (+1) | 1,599 (+7%) | 9mo | $208,000 | $130 | 69 |
| 430 N 8th St | 0.33mi | 4/2.0 (+1) | 1,405 (-6%) | 2mo | $210,000 | $149 | 67 |
| 431 N 9th | 0.34mi | 3/2.0 | 1,636 (+9%) | 6mo | $210,000 | $128 | 64 |
| 480 S Fifth St | 0.59mi | 3/1.0 | 1,510 (+1%) | 8mo | $180,000 | $119 | 61 |
| 361 N 9th St | 0.26mi | 3/2.0 | 1,276 (-15%) | 3mo | $225,000 | $176 | 60 |
| 951 E Avenue B | 0.13mi | 4/2.0 (+1) | 1,282 (-14%) | 5mo | $230,000 | $179 | 60 |
| 285 N Acacia Ave | 0.25mi | 2/1.0 (-1) | 1,338 (-11%) | 5mo | $172,000 | $129 | 58 |
| 660 N 9th St | 0.61mi | 3/2.0 | 1,282 (-14%) | 5mo | $245,000 | $191 | 43 |
| 586 N 6th St | 0.55mi | 4/2.0 (+1) | 1,724 (+15%) | 13mo | $230,000 | $133 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.9%
- Equity multiple
- 1.94×
- Total profit
- $28,910
- Equity at exit
- $16,401
- IRR
- 30.8%
- Equity multiple
- 3.77×
- Total profit
- $85,272
- Equity at exit
- $9,511
Cash invested: $30,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92225
- Home prices YoY
- -15.8%
- Active inventory
- 189
- Price-to-rent
- 5.2×
Monthly cashflow live
- Estimated rent
- $1,777 high interval (Pro) →
- Mortgage (P&I)
- −$577
- Tax from tax record
- −$47 /mo · $562/yr
- Insurance
- −$46
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$373
- Net cashflow
- $734
Break-even live
Sensitivity live
| Price | -10% $796 | -5% $765 | +0% $734 | +5% $703 | +10% $672 |
|---|---|---|---|---|---|
| Rent | -10% $594 | -5% $664 | +0% $734 | +5% $804 | +10% $875 |
| Rate | -1.0pp $790 | -0.5pp $762 | base $734 | +0.5pp $706 | +1.0pp $677 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $27,500
- Closing costs
- $3,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 5 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 460 River Valley Ave Blythe, CA | 3.0 | 2.0 | 1344 | $2,600 | $1.93 | 14d | 1 | 0.65mi |
| 450 W Barnard St Blythe, CA | 2.0–3.0 | 1.0–2.0 | 935 | $1,095 | $1.17 | 14d | 2 | 0.85mi |
| 400 N Palm Dr Blythe, CA | 2.0–3.0 | 1.0–1.5 | 928 | $1,100 | $1.18 | 14d | 1 | 0.93mi |
| 381 San Luis Way Blythe, CA | 4.0 | 2.0 | 1316 | $1,800 | $1.37 | 44d | 1 | 1.42mi |
| 2200 E Donlon St Unit 2476 B Blythe, CA | 3.0 | 2.0 | 1125 | $1,395 | $1.24 | 14d | 1 | 1.45mi |
Listing history 12 events
-
2026-06-19days on market $110,000 Active 15 DOM
-
2026-06-18days on market $110,000 Active 14 DOM
-
2026-06-17days on market $110,000 Active 13 DOM
-
2026-06-16days on market $110,000 Active 12 DOM
-
2026-06-15days on market $110,000 Active 11 DOM
-
2026-06-14days on market $110,000 Active 9 DOM
-
2026-06-12days on market $110,000 Active 8 DOM
-
2026-06-09days on market $110,000 Active 5 DOM
-
2026-06-08days on market $110,000 Active 4 DOM
-
2026-06-07days on market $110,000 Active 3 DOM
-
2026-06-07remarks 30-char remark
-
2026-06-07$110,000 Active 2 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $562 · $47/mo
- Projected year-2 tax
- $836 · $70/mo
- Expected delta
- +$274/yr (+$23/mo · 48.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥116°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,323
- − Mortgage interest
- −$6,162
- − Property taxes
- −$562
- − Insurance
- −$550
- − Repairs & maintenance
- −$1,706
- − Management
- −$1,706
- − Depreciation
- −$3,200
- Taxable income
- $7,437
- Est. tax owed @ 24.0%
- −$1,785
- After-tax cash flow
- $7,026/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Palo Verde Unified
- NCES district ID
- 0629640
- Math proficiency
- 20% ▲ 3.00%
- Reading proficiency
- 34% ▲ 5.00%
- Median HH income
- $40,808
- Composite
- 25.77/100
- National rank
- #12796
- State rank
- #1133 of 1400 in CA
Livability — Blythe
- Score
- 74/100
- State rank
- #143
- US rank
- #4910
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Blythe, CA
- Population (ZIP)
- 21,101
Population outlook (Riverside County) Hauer SSP2
- Today (2025)
- 2,664,475 people
- By 2030
- 2,802,692 · +5.2%
- By 2040
- 3,050,904 · +14.5%
- By 2050
- 3,256,783 · +22.2%
- By 2075
- 3,655,058 · +37.2%
- By 2100
- 3,766,594 · +41.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- Hispanic / Latino 59% White 26% Two or more races 13% Black 10% Asian 2% Native American 2%
- Hispanic origin (detail)
- Mexican 54%
- Common ancestry
- Lithuanian 1% Romanian 1% Iranian 1%
- Foreign-born
- 18% · Canada
- Languages at home
- 55% English-only · Spanish 42% Other Indo-European 1% Tagalog/Filipino 0%
Political lean MEDSL · Riverside
- 2024 margin
- Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
- 2008→2024 swing
- -3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
- All cycles
- 2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -40.53%
- Current HPI
- 215.4794
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
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| Financial Services | 3 | $174B |
|
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
1 event — show timeline
- 2026-06-04 Listed $110,000 ForSaleByOwner.com
Property tax history
+2.0%/yrLatest (2025): $562 · -0.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…