CashFlowRE
Sign in Sign up
911 E Avenue A
B- Composite 68.78
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Schools +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$110,000

911 E Avenue A · Blythe, CA 92225
3 bd · 2.0 ba · 1,500 sqft · SingleFamily · 15 Days on market
Built 1950 6,098 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Cash only AS IS 10 day close

Key facts

  • 6,098 sq ft lot
  • Built 1950
  • Listed 15 days

Property features AI

Exterior

  • Home design: House
  • Construction: Approximately 1,500 sq ft living area
  • Exterior features: Lot of approximately 6,098 sq ft

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $110k.

Deal economics

  • At list price, monthly cash flow is $734 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $110k).
  • Recommended offer: $108k (1.5% below list) — sets the bar for market timing.
  • Cap rate 14.3% vs local median 4.6% in Blythe — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#143 in CA, #4,910 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, health & safety A+; Watch: employment D, schools F, amenities F.
  • Palo Verde Unified (town): math 20% / reading 34% proficiency, ranked #1,133 of 1,400 in CA (top 81%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 64% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 189 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $761 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $31k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 15 days — a 2% lower offer ($108k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $108,350 (1.5% below list)

Questions for the listing agent

  1. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.62%
Cap rate
14.30%
Cash-on-cash
28.61%
DSCR
2.27
GRM
5.2

CMA / ARV

ARV (on-the-fly)
$223,500
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
340 N 9th 0.25mi 4/2.0 (+1) 1,571 (+5%) 0mo $241,000 $153 75
449 N 7th 0.36mi 4/2.0 (+1) 1,524 (+2%) 6mo $55,000 $36 71
391 N 9th St 0.30mi 4/2.0 (+1) 1,571 (+5%) 5mo $240,000 $153 69
943 E Murphy St 0.07mi 4/3.0 (+1) 1,599 (+7%) 9mo $208,000 $130 69
430 N 8th St 0.33mi 4/2.0 (+1) 1,405 (-6%) 2mo $210,000 $149 67
431 N 9th 0.34mi 3/2.0 1,636 (+9%) 6mo $210,000 $128 64
480 S Fifth St 0.59mi 3/1.0 1,510 (+1%) 8mo $180,000 $119 61
361 N 9th St 0.26mi 3/2.0 1,276 (-15%) 3mo $225,000 $176 60
951 E Avenue B 0.13mi 4/2.0 (+1) 1,282 (-14%) 5mo $230,000 $179 60
285 N Acacia Ave 0.25mi 2/1.0 (-1) 1,338 (-11%) 5mo $172,000 $129 58
660 N 9th St 0.61mi 3/2.0 1,282 (-14%) 5mo $245,000 $191 43
586 N 6th St 0.55mi 4/2.0 (+1) 1,724 (+15%) 13mo $230,000 $133 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
22.9%
Equity multiple
1.94×
Total profit
$28,910
Equity at exit
$16,401
10-year hold
IRR
30.8%
Equity multiple
3.77×
Total profit
$85,272
Equity at exit
$9,511

Cash invested: $30,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92225

Home prices YoY
-15.8%
Active inventory
189
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$1,777 high interval (Pro) →
Mortgage (P&I)
$577
Tax from tax record
$47 /mo · $562/yr
Insurance
$46
HOA
$0
Vacancy / Maint / Mgmt
$373
Net cashflow
$734

Break-even live

Break-even rent $848
Max offer price $110,000
Occupancy floor 54%

Sensitivity live

Price -10% $796 -5% $765 +0% $734 +5% $703 +10% $672
Rent -10% $594 -5% $664 +0% $734 +5% $804 +10% $875
Rate -1.0pp $790 -0.5pp $762 base $734 +0.5pp $706 +1.0pp $677

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$27,500
Closing costs
$3,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 5 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
460 River Valley Ave Blythe, CA 3.0 2.0 1344 $2,600 $1.93 14d 1 0.65mi
450 W Barnard St Blythe, CA 2.0–3.0 1.0–2.0 935 $1,095 $1.17 14d 2 0.85mi
400 N Palm Dr Blythe, CA 2.0–3.0 1.0–1.5 928 $1,100 $1.18 14d 1 0.93mi
381 San Luis Way Blythe, CA 4.0 2.0 1316 $1,800 $1.37 44d 1 1.42mi
2200 E Donlon St Unit 2476 B Blythe, CA 3.0 2.0 1125 $1,395 $1.24 14d 1 1.45mi

Listing history 12 events

  1. 2026-06-19
    days on market $110,000 Active 15 DOM
  2. 2026-06-18
    days on market $110,000 Active 14 DOM
  3. 2026-06-17
    days on market $110,000 Active 13 DOM
  4. 2026-06-16
    days on market $110,000 Active 12 DOM
  5. 2026-06-15
    days on market $110,000 Active 11 DOM
  6. 2026-06-14
    days on market $110,000 Active 9 DOM
  7. 2026-06-12
    days on market $110,000 Active 8 DOM
  8. 2026-06-09
    days on market $110,000 Active 5 DOM
  9. 2026-06-08
    days on market $110,000 Active 4 DOM
  10. 2026-06-07
    days on market $110,000 Active 3 DOM
  11. 2026-06-07
    remarks 30-char remark
  12. 2026-06-07
    listed $110,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$562 · $47/mo
Projected year-2 tax
$836 · $70/mo
Expected delta
+$274/yr (+$23/mo · 48.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone D · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥116°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,323
− Mortgage interest
−$6,162
− Property taxes
−$562
− Insurance
−$550
− Repairs & maintenance
−$1,706
− Management
−$1,706
− Depreciation
−$3,200
Taxable income
$7,437
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,785
After-tax cash flow
$7,026/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palo Verde Unified
NCES district ID
0629640
Math proficiency
20% ▲ 3.00%
Reading proficiency
34% ▲ 5.00%
Median HH income
$40,808
Composite
25.77/100
National rank
#12796
State rank
#1133 of 1400 in CA

Livability — Blythe

Score
74/100
State rank
#143
US rank
#4910

Category grades

Amenities F Commute A+ Cost of living A- Crime C Employment D Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Blythe, CA
Population (ZIP)
21,101

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
Hispanic / Latino 59% White 26% Two or more races 13% Black 10% Asian 2% Native American 2%
Hispanic origin (detail)
Mexican 54%
Common ancestry
Lithuanian 1% Romanian 1% Iranian 1%
Foreign-born
18% · Canada
Languages at home
55% English-only · Spanish 42% Other Indo-European 1% Tagalog/Filipino 0%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -40.53%
Current HPI
215.4794
Rent YoY
Metro
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-04 Listed $110,000 ForSaleByOwner.com

Property tax history

+2.0%/yr

Latest (2025): $562 · -0.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…